Cost of Living Comparison Between Cergy and Toulouse Cost of Living Comparison Between Cergy and Toulouse

Monthly Cost of Living

A single person spends $1,665 per month in Cergy vs $2,026 in Toulouse, rent included.

A couple spends around $2,577 per month in Cergy vs $3,037 in Toulouse, rent included.

A family of three spends $3,489 per month in Cergy vs $4,047 in Toulouse, rent included.

Cergy is about 18% cheaper than Toulouse, driven mainly by Eating Out.

Both Cergy and Toulouse sit above the global median – Cergy by 24%, Toulouse by 51%.

Meal at Budget Restaurant

$9.23 €7.94

$17.09 €14.70

-45.99%

Three-Course Dinner for Two, Mid-Range

$52.7 €45.34

$69.8 €60.0

-24.48%

Fast Food Meal (McDonalds, etc)

$9.24 €7.95

$12.61 €10.84

-26.72%

Cappuccino

$2.87 €2.47

$3.53 €3.03

-18.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 €1.22

$2.65 €2.28

-46.42%

Water (0.33 liter bottle)

$2.12 €1.83

$1.69 €1.46

25.44%

Local Beer (0.5 liter draught)

$5.30 €4.56

$8.08 €6.95

-34.41%

Imported Beer (0.33 liter bottle)

$5.77 €4.97

$5.89 €5.07

-2.04%

Milk (1 liter)

$1.30 €1.12

$1.48 €1.27

-12.16%

White Bread (500g)

$1.80 €1.55

$2.17 €1.87

-17.05%

Rice (white) (1kg)

$2.83 €2.43

$3.01 €2.59

-5.98%

Eggs

$4.11 €3.54

$4.28 €3.68

-3.97%

Local Cheese (1kg)

$22.44 €19.30

$25.17 €21.65

-10.85%

Chicken Fillets (1kg)

$11.14 €9.58

$14.29 €12.29

-22.04%

Beef Round Steak (1kg)

$23.95 €20.60

$18.42 €15.85

30.02%

Apples (1kg)

$3.45 €2.96

$3.30 €2.84

4.55%

Banana (1kg)

$2.17 €1.87

$3.04 €2.61

-28.62%

Oranges (1kg)

$2.31 €1.99

$3.28 €2.82

-29.57%

Tomato (1kg)

$2.16 €1.85

$3.55 €3.05

-39.15%

Potato (1kg)

$1.95 €1.68

$2.76 €2.38

-29.35%

Onion (1kg)

$2.12 €1.82

$3.21 €2.76

-33.96%

Lettuce (1 head)

$1.53 €1.31

$1.84 €1.58

-16.85%

Water (1.5 liter bottle)

$0.64 €0.55

$0.90 €0.78

-28.89%

Cigarettes 20 Pack (Marlboro, Camel)

$13.24 €11.39

$14.96 €12.87

-11.50%

Wine (Bottle)

$5.92 €5.09

$9.05 €7.78

-34.59%

Local Beer (0.5 liter bottle)

$2.34 €2.01

$4.04 €3.48

-42.08%

Imported Beer (0.33 liter bottle)

$4.30 €3.70

$3.07 €2.64

40.07%

One-way Ticket (Public Transport)

$2.00 €1.72

$2.14 €1.84

-6.54%

Public Transport Monthly Pass (Regular Price)

$48.10 €41.38

$63.5 €54.6

-24.28%

Taxi Start (Normal Tariff)

$4.65 €4.00

$3.09 €2.66

50.49%

Taxi (Normal Tariff) (1km)

$1.60 €1.38

$1.37 €1.18

16.79%

Taxi 1hour Waiting (Normal Tariff)

$33.03 €28.41

$40.99 €35.26

-19.42%

Gasoline (1 liter)

$2.10 €1.80

$2.08 €1.79

0.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K €31.9K

$37.8K €32.5K

-1.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K €32.2K

$40.2K €34.6K

-6.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 €168

$193 €166

0.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.95 €19.74

$22.68 €19.51

1.19%

Internet (50+ Mbps, Unlimited Data)

$22.84 €19.65

$36.52 €31.42

-37.46%

Gym Membership (Monthly)

$37.06 €31.88

$39.88 €34.31

-7.07%

Tennis Court (1 Hour on Weekend)

$18.28 €15.73

$26.71 €22.98

-31.56%

Cinema Ticket

$14.42 €12.41

$14.04 €12.08

2.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$568 €488

$864 €744

-34.33%

International Primary School, 1 Child (Yearly)

$8,615 €7,411

$18.9K €16.2K

-54.33%

Jeans (Levis 501 Or Similar)

$90.3 €77.7

$125 €108

-27.82%

Summer Dress (H&M, Zara, etc)

$36.53 €31.42

$49.14 €42.27

-25.66%

Sport Shoes (Adidas, Nike)

$86.1 €74.1

$129 €111

-33.23%

Men's Leather Business Shoes

$105 €90.3

$165 €142

-36.26%

1-bedroom Apartment, City Center (Monthly)

$760 €653

$880 €757

-13.67%

1-bedroom Apartment, Outside City Center (Monthly)

$602 €518

$697 €600

-13.63%

3-bedroom Apartment, City Center (Monthly)

$1,453 €1,250

$1,537 €1,322

-5.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,084 €933

$1,180 €1,015

-8.12%

Buy Apartment in City Center (m2)

$4,154 €3,573

$6,362 €5,472

-34.70%

Buy Apartment Outside City Center (m2)

$3,107 €2,673

$3,307 €2,844

-6.04%

Average Monthly Net Salary (After Tax)

$2,706 €2,328

$2,994 €2,575

-9.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

3.71

-5.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cergy: May 31, 2026

Last update for Toulouse: June 1, 2026

Cost Breakdown

A central one-bedroom costs $760 in Cergy versus $880 in Toulouse. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Toulouse, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $53.0 in Cergy versus $70.0 in Toulouse. Monthly groceries follow the same trend: $360 vs $411 – making Cergy the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cergy vs Toulouse: Cost of Living - Frequently Asked Questions

Yes – Toulouse is pricier by about 22%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,498 per month in Cergy and $3,039 in Toulouse. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $53.0 in Cergy and $70.0 in Toulouse. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,665 in Cergy and $2,026 in Toulouse. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,500 monthly budget goes further in Cergy, where all-in costs run around $1,665, than in Toulouse at $2,026. In Cergy it covers expenses comfortably, while in Toulouse it requires careful planning or may not stretch far enough.

Families tend to lean toward Cergy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cergy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toulouse makes more sense. Both are solid long-term options with distinct trade-offs.