Last update: Oct 2026

Cost of Living Comparison Between Torun and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,295 in Torun, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Torun
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Torun Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Torun

🇵🇱 Poland

$1,295

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Torun and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torun and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,295 per month in Torun vs $936 in Chiang Mai, rent included.

Torun $1,295
Chiang Mai $936

A couple spends around $1,886 per month in Torun vs $1,457 in Chiang Mai, rent included.

Torun $1,886
Chiang Mai $1,457

A family of three spends $2,477 per month in Torun vs $1,979 in Chiang Mai, rent included.

Torun $2,477
Chiang Mai $1,979

Torun costs about 38% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Torun and Chiang Mai are more affordable than the global median – Torun 5% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$9.97 zł 39.32

$2.24 ฿75.6

345.09%

Three-Course Dinner for Two, Mid-Range

$51.7 zł 204

$19.00 ฿641

171.95%

Fast Food Meal (McDonalds, etc)

$9.01 zł 35.53

$5.55 ฿187

62.34%

Cappuccino

$3.55 zł 14.01

$1.67 ฿56.5

112.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 8.22

$0.64 ฿21.53

225.00%

Water (0.33 liter bottle)

$1.62 zł 6.41

$0.31 ฿10.30

422.58%

Local Beer (0.5 liter draught)

$2.57 zł 10.14

$2.36 ฿79.5

8.90%

Imported Beer (0.33 liter bottle)

$4.14 zł 16.33

$3.66 ฿124

13.11%

Milk (1 liter)

$0.93 zł 3.65

$1.95 ฿65.7

-52.31%

White Bread (500g)

$1.20 zł 4.73

$1.44 ฿48.45

-16.67%

Rice (white) (1kg)

$1.62 zł 6.39

$1.33 ฿45.01

21.80%

Eggs

$2.90 zł 11.43

$2.28 ฿77.0

27.19%

Local Cheese (1kg)

$7.69 zł 30.34

$16.45 ฿555

-53.25%

Chicken Fillets (1kg)

$5.92 zł 23.35

$2.78 ฿93.8

112.95%

Beef Round Steak (1kg)

$13.87 zł 54.7

$9.31 ฿314

48.98%

Apples (1kg)

$1.07 zł 4.23

$2.35 ฿79.4

-54.47%

Banana (1kg)

$1.65 zł 6.51

$0.97 ฿32.78

70.10%

Oranges (1kg)

$1.56 zł 6.14

$1.60 ฿53.9

-2.50%

Tomato (1kg)

$3.29 zł 13.00

$1.50 ฿50.6

119.33%

Potato (1kg)

$0.91 zł 3.60

$1.28 ฿43.10

-28.91%

Onion (1kg)

$1.38 zł 5.43

$1.10 ฿37.17

25.45%

Lettuce (1 head)

$1.44 zł 5.68

$0.71 ฿23.81

102.82%

Water (1.5 liter bottle)

$0.55 zł 2.18

$0.49 ฿16.36

12.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.55 zł 17.97

$4.14 ฿140

9.90%

Wine (Bottle)

$6.96 zł 27.45

$17.52 ฿591

-60.27%

Local Beer (0.5 liter bottle)

$1.50 zł 5.92

$1.61 ฿54.5

-6.83%

Imported Beer (0.33 liter bottle)

$2.15 zł 8.48

$2.78 ฿93.9

-22.66%

One-way Ticket (Public Transport)

$1.11 zł 4.38

$0.87 ฿29.29

27.59%

Public Transport Monthly Pass (Regular Price)

$25.33 zł 99.9

$54.1 ฿1,825

-53.17%

Taxi Start (Normal Tariff)

$1.99 zł 7.87

$1.16 ฿39.03

71.55%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.97

$0.53 ฿17.79

90.57%

Taxi 1hour Waiting (Normal Tariff)

$6.37 zł 25.11

$2.42 ฿81.7

163.22%

Gasoline (1 liter)

$1.60 zł 6.30

$1.45 ฿48.87

10.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K zł 119.5K

$21.1K ฿710.3K

43.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K zł 106.7K

$26.9K ฿908.7K

0.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 zł 723

$62.2 ฿2,097

194.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.31 zł 40.68

$12.17 ฿410

-15.28%

Internet (50+ Mbps, Unlimited Data)

$16.69 zł 65.8

$20.12 ฿679

-17.05%

Gym Membership (Monthly)

$38.37 zł 151

$37.31 ฿1,259

2.84%

Tennis Court (1 Hour on Weekend)

$21.88 zł 86.3

$3.77 ฿127

480.37%

Cinema Ticket

$7.70 zł 30.37

$6.49 ฿219

18.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$241 zł 949

$736 ฿24.8K

-67.31%

International Primary School, 1 Child (Yearly)

$4,979 zł 19.6K

$14.8K ฿498.0K

-66.28%

Jeans (Levis 501 Or Similar)

$86.1 zł 340

$53.4 ฿1,800

61.36%

Summer Dress (H&M, Zara, etc)

$38.92 zł 154

$24.64 ฿831

57.95%

Sport Shoes (Adidas, Nike)

$84.4 zł 333

$91.5 ฿3,086

-7.75%

Men's Leather Business Shoes

$116 zł 456

$71.9 ฿2,426

60.61%

1-bedroom Apartment, City Center (Monthly)

$528 zł 2,084

$482 ฿16.3K

9.54%

1-bedroom Apartment, Outside City Center (Monthly)

$448 zł 1,767

$309 ฿10.4K

44.98%

3-bedroom Apartment, City Center (Monthly)

$848 zł 3,345

$1,006 ฿33.9K

-15.70%

3-bedroom Apartment, Outside City Center (Monthly)

$595 zł 2,348

$633 ฿21.4K

-6.02%

Buy Apartment in City Center (m2)

$3,299 zł 13.0K

$2,363 ฿79.7K

39.61%

Buy Apartment Outside City Center (m2)

$2,193 zł 8,651

$1,589 ฿53.6K

38.01%

Average Monthly Net Salary (After Tax)

$1,748 zł 6,896

$590 ฿19.9K

196.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

5.57

11.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torun: October 27, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Torun

$448 34.6%

Chiang Mai

$309 33% 31% $139

Groceries & Markets

Torun

$215 16.6%

Chiang Mai

$234 25.1% 8.9% $19

Monthly Utilities & Internet

Torun

$210 16.2%

Chiang Mai

$94 10.1% 55.1% $116

Eating Out

Torun

$185 14.3%

Chiang Mai

$78 8.3% 58.1% $108

Clothing & Footwear

Torun

$146 11.3%

Chiang Mai

$109 11.6% 25.7% $38

Sport & Entertainment

Torun

$54 4.2%

Chiang Mai

$50 5.4% 6.5% $3.5

Getting Around

Torun

$37 2.8%

Chiang Mai

$61 6.6% 66.7% $25

Cost Breakdown

A central one-bedroom costs $528 in Torun versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Torun are about 3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52 in Torun versus $19 in Chiang Mai. Groceries tell a different story – $215 in Torun vs $234 in Chiang Mai – so Torun wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Torun

🇹🇭 Chiang Mai

🕒 Local time

15:54 3:54 PM

21:54 9:54 PM

6 h ahead of Torun

🌤 Weather

👥 Population

196,935

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.94 PLN (1 PLN = 0.253 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.64 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Torun Chiang Mai 7,710 km ≈ 10 h nonstop flight

From you

Torun
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torun vs Chiang Mai: Cost of Living - Frequently Asked Questions

Torun costs about 38% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,943 per month in Torun and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $528 in Torun and $482 in Chiang Mai. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $241 per month in Torun and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 8% cheaper in Torun – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $1,295 in Torun and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,295 in Torun. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Torun makes more sense. Both are solid long-term options with distinct trade-offs.