Last update: Oct 2026

Cost of Living Comparison Between Toowoomba and Bali

For one person, living is cheaper in Bali: $1,236 a month against $2,110 in Toowoomba, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Toowoomba
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Toowoomba Living Index
60

Cost of Living Index in Bali
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Bali Living Index

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Toowoomba

🇦🇺 Australia

$2,110

/mo nomad

Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Toowoomba and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toowoomba and in Bali actually costs, broken down by who's living it.

A single person spends $2,110 per month in Toowoomba vs $1,236 in Bali, rent included.

Toowoomba $2,110
Bali $1,236

A couple spends around $2,921 per month in Toowoomba vs $2,086 in Bali, rent included.

Toowoomba $2,921
Bali $2,086

A family of three spends $3,732 per month in Toowoomba vs $2,937 in Bali, rent included.

Toowoomba $3,732
Bali $2,937

Toowoomba costs about 71% more than Bali, and outside of rent the biggest gap is in eating out.

Toowoomba sits 56% above the global median, while Bali is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.56 A$23.82

$2.76 Rp 49.7K

500.00%

Three-Course Dinner for Two, Mid-Range

$72.1 A$104

$29.80 Rp 536.4K

141.85%

Fast Food Meal (McDonalds, etc)

$9.30 A$13.38

$4.63 Rp 83.3K

100.86%

Cappuccino

$3.81 A$5.48

$2.32 Rp 41.7K

64.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 A$3.90

$1.40 Rp 25.1K

93.57%

Water (0.33 liter bottle)

$2.34 A$3.37

$0.64 Rp 11.5K

265.62%

Local Beer (0.5 liter draught)

$6.78 A$9.75

$2.19 Rp 39.4K

209.59%

Imported Beer (0.33 liter bottle)

$7.10 A$10.22

$3.58 Rp 64.5K

98.32%

Milk (1 liter)

$1.50 A$2.16

$1.49 Rp 26.7K

0.67%

White Bread (500g)

$2.27 A$3.27

$2.21 Rp 39.8K

2.71%

Rice (white) (1kg)

$1.94 A$2.80

$1.17 Rp 21.1K

65.81%

Eggs

$4.55 A$6.55

$2.02 Rp 36.4K

125.25%

Local Cheese (1kg)

$8.62 A$12.40

$16.52 Rp 297.4K

-47.82%

Chicken Fillets (1kg)

$8.89 A$12.79

$3.68 Rp 66.2K

141.58%

Beef Round Steak (1kg)

$11.73 A$16.87

$11.67 Rp 210.0K

0.51%

Apples (1kg)

$3.15 A$4.53

$3.44 Rp 62.0K

-8.43%

Banana (1kg)

$1.79 A$2.58

$1.46 Rp 26.2K

22.60%

Oranges (1kg)

$1.37 A$1.97

$2.24 Rp 40.3K

-38.84%

Tomato (1kg)

$2.15 A$3.09

$1.82 Rp 32.8K

18.13%

Potato (1kg)

$2.49 A$3.59

$1.79 Rp 32.2K

39.11%

Onion (1kg)

$2.23 A$3.20

$2.27 Rp 40.9K

-1.76%

Lettuce (1 head)

$2.39 A$3.45

$0.99 Rp 17.8K

141.41%

Water (1.5 liter bottle)

$0.99 A$1.42

$0.51 Rp 9,186

94.12%

Cigarettes 20 Pack (Marlboro, Camel)

$34.77 A$50.0

$2.15 Rp 38.7K

1517.21%

Wine (Bottle)

$13.72 A$19.75

$21.44 Rp 386.0K

-36.01%

Local Beer (0.5 liter bottle)

$4.59 A$6.60

$2.29 Rp 41.1K

100.44%

Imported Beer (0.33 liter bottle)

$6.53 A$9.39

$2.86 Rp 51.5K

128.32%

One-way Ticket (Public Transport)

$3.04 A$4.38

$0.26 Rp 4,713

1069.23%

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

Taxi Start (Normal Tariff)

$2.22 A$3.20

$0.48 Rp 8,646

362.50%

Taxi (Normal Tariff) (1km)

$1.61 A$2.31

$0.43 Rp 7,705

274.42%

Taxi 1hour Waiting (Normal Tariff)

$34.11 A$49.08

$5.64 Rp 101.6K

504.79%

Gasoline (1 liter)

$1.32 A$1.90

$0.82 Rp 14.8K

60.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K A$38.4K

$23.7K Rp 426.6M

12.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K A$33.5K

$31.7K Rp 571.3M

-26.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.5 A$107

$81.3 Rp 1.5M

-8.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.11 A$43.33

$6.53 Rp 117.6K

361.10%

Internet (50+ Mbps, Unlimited Data)

$54.1 A$77.8

$18.31 Rp 329.7K

195.25%

Gym Membership (Monthly)

$41.16 A$59.2

$46.85 Rp 843.4K

-12.15%

Tennis Court (1 Hour on Weekend)

$17.69 A$25.46

$15.05 Rp 270.8K

17.54%

Cinema Ticket

$13.85 A$19.92

$3.69 Rp 66.5K

275.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,039 A$2,934

$445 Rp 8.0M

358.04%

International Primary School, 1 Child (Yearly)

$6,996 A$10.1K

$5,218 Rp 93.9M

34.08%

Jeans (Levis 501 Or Similar)

$75.1 A$108

$42.66 Rp 767.8K

76.11%

Summer Dress (H&M, Zara, etc)

$53.8 A$77.4

$33.40 Rp 601.2K

61.08%

Sport Shoes (Adidas, Nike)

$74.8 A$108

$75.0 Rp 1.4M

-0.33%

Men's Leather Business Shoes

$122 A$176

$73.7 Rp 1.3M

65.92%

1-bedroom Apartment, City Center (Monthly)

$1,215 A$1,748

$996 Rp 17.9M

21.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,130 A$1,626

$596 Rp 10.7M

89.61%

3-bedroom Apartment, City Center (Monthly)

$1,618 A$2,328

$3,054 Rp 55.0M

-47.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,409 A$2,028

$1,511 Rp 27.2M

-6.70%

Buy Apartment in City Center (m2)

$3,392 A$4,881

$2,430 Rp 43.7M

39.57%

Buy Apartment Outside City Center (m2)

$2,674 A$3,847

$1,963 Rp 35.3M

36.20%

Average Monthly Net Salary (After Tax)

$3,869 A$5,567

$220 Rp 4.0M

1656.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

13.78

-58.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toowoomba: October 11, 2026

Last update for Bali: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toowoomba

$1.1K 53.6%

Bali

$596 48.2% 47.3% $534

Groceries & Markets

Toowoomba

$309 14.6%

Bali

$277 22.4% 10.3% $32

Eating Out

Toowoomba

$274 13%

Bali

$90 7.3% 67.2% $184

Monthly Utilities & Internet

Toowoomba

$159 7.5%

Bali

$106 8.6% 33.1% $52

Clothing & Footwear

Toowoomba

$147 7%

Bali

$101 8.2% 31% $46

Sport & Entertainment

Toowoomba

$69 3.3%

Bali

$54 4.4% 21.2% $15

Getting Around

Toowoomba

$22 * 1.1%

Bali

$12 0.9% 48.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,215 in Toowoomba versus $996 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1656% higher in Toowoomba, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72.0 in Toowoomba versus $30.00 in Bali. Monthly groceries follow the same trend: $309 vs $277 – making Bali the more affordable choice for daily food spending.

Good to know

🇦🇺 Toowoomba

🇮🇩 Bali

🕒 Local time

13:44 1:44 PM

11:44 11:44 AM

2 h behind Toowoomba

🌤 Weather

👥 Population

108,398

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 18, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Toowoomba Bali 4,400 km ≈ 6 h nonstop flight

From you

Toowoomba
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toowoomba vs Bali: Cost of Living - Frequently Asked Questions

Toowoomba costs about 71% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,165 per month in Toowoomba and $1,854 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,110 in Toowoomba and $1,236 in Bali. That's a gap of about 71%.

Kindergarten costs $2,039 per month in Toowoomba and $445 in Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Toowoomba at $2,110. In Bali it covers expenses comfortably, while in Toowoomba it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $2,110 in Toowoomba. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toowoomba makes more sense. Both are solid long-term options with distinct trade-offs.