Last update: Oct 2026

Cost of Living Comparison Between Toledo, OH and Calgary

For one person, living is cheaper in Toledo, OH: $1,858 a month against $2,232 in Calgary, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Toledo, OH
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Toledo, OH Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Toledo, OH

🇺🇸 United States

$1,858

/mo nomad

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo, OH and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo, OH and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,858 in Toledo, OH versus $2,232 in Calgary.

Toledo, OH $1,858
Calgary $2,232

Estimated couple costs with rent: $2,907 in Toledo, OH versus $3,363 in Calgary.

Toledo, OH $2,907
Calgary $3,363

Monthly costs for a family of three with rent: $3,956 in Toledo, OH versus $4,493 in Calgary.

Toledo, OH $3,956
Calgary $4,493

Living in Toledo, OH costs roughly 17% less than in Calgary, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Toledo, OH 39% above, Calgary 67% above.

Meal at Budget Restaurant

$19.69 $19.69

$17.22 CA$24.54

14.34%

Three-Course Dinner for Two, Mid-Range

$65.3 $65.3

$71.2 CA$101

-8.26%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$10.56 CA$15.06

-4.07%

Cappuccino

$5.36 $5.36

$3.77 CA$5.38

42.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 $2.18

$1.91 CA$2.73

14.14%

Water (0.33 liter bottle)

$1.51 $1.51

$1.84 CA$2.63

-17.93%

Local Beer (0.5 liter draught)

$4.88 $4.88

$4.86 CA$6.93

0.41%

Imported Beer (0.33 liter bottle)

$5.06 $5.06

$5.55 CA$7.91

-8.83%

Milk (1 liter)

$0.95 $0.95

$1.88 CA$2.68

-49.47%

White Bread (500g)

$3.29 $3.29

$2.73 CA$3.89

20.51%

Rice (white) (1kg)

$4.00 $4.00

$5.34 CA$7.61

-25.09%

Eggs

$3.30 $3.30

$3.77 CA$5.37

-12.47%

Local Cheese (1kg)

$10.95 $10.95

$11.29 CA$16.09

-3.01%

Chicken Fillets (1kg)

$10.00 $10.00

$11.46 CA$16.34

-12.74%

Beef Round Steak (1kg)

$16.42 $16.42

$18.26 CA$26.03

-10.08%

Apples (1kg)

$3.30 $3.30

$4.64 CA$6.62

-28.88%

Banana (1kg)

$1.49 $1.49

$1.44 CA$2.05

3.47%

Oranges (1kg)

$4.34 $4.34

$4.22 CA$6.02

2.84%

Tomato (1kg)

$3.80 $3.80

$3.86 CA$5.50

-1.55%

Potato (1kg)

$2.71 $2.71

$2.62 CA$3.74

3.44%

Onion (1kg)

$2.04 $2.04

$2.66 CA$3.79

-23.31%

Lettuce (1 head)

$2.59 $2.59

$2.59 CA$3.69

Water (1.5 liter bottle)

$2.27 $2.27

$1.53 CA$2.19

48.37%

Cigarettes 20 Pack (Marlboro, Camel)

$9.82 $9.82

$14.26 CA$20.32

-31.14%

Wine (Bottle)

$13.35 $13.35

$15.27 CA$21.76

-12.57%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$2.41 CA$3.44

-17.84%

Imported Beer (0.33 liter bottle)

$3.04 $3.04

$3.09 CA$4.41

-1.62%

One-way Ticket (Public Transport)

$1.27 $1.27

$2.88 CA$4.11

-55.90%

Public Transport Monthly Pass (Regular Price)

$56.5 $56.5

$88.7 CA$126

-36.29%

Taxi Start (Normal Tariff)

$2.57 $2.57

$3.23 CA$4.61

-20.43%

Taxi (Normal Tariff) (1km)

$2.56 $2.56

$1.38 CA$1.97

85.51%

Taxi 1hour Waiting (Normal Tariff)

$40.67 $40.67

$26.49 CA$37.75

53.53%

Gasoline (1 liter)

$1.03 $1.03

$1.18 CA$1.68

-12.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K $36.3K

$28.3K CA$40.3K

28.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$20.7K CA$29.5K

22.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$159 CA$227

14.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.6 $61.6

$37.61 CA$53.6

63.71%

Internet (50+ Mbps, Unlimited Data)

$64.4 $64.4

$49.68 CA$70.8

29.65%

Gym Membership (Monthly)

$30.82 $30.82

$53.3 CA$75.9

-42.12%

Tennis Court (1 Hour on Weekend)

$20.04 $20.04

$18.31 CA$26.10

9.45%

Cinema Ticket

$11.80 $11.80

$14.08 CA$20.06

-16.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,701 $1,701

$809 CA$1,154

110.12%

International Primary School, 1 Child (Yearly)

$14.1K $14.1K

$15.9K CA$22.6K

-11.10%

Jeans (Levis 501 Or Similar)

$45.56 $45.56

$58.8 CA$83.8

-22.48%

Summer Dress (H&M, Zara, etc)

$40.79 $40.79

$38.84 CA$55.4

5.02%

Sport Shoes (Adidas, Nike)

$73.0 $73.0

$91.4 CA$130

-20.18%

Men's Leather Business Shoes

$78.1 $78.1

$109 CA$155

-28.39%

1-bedroom Apartment, City Center (Monthly)

$882 $882

$1,237 CA$1,764

-28.71%

1-bedroom Apartment, Outside City Center (Monthly)

$659 $659

$996 CA$1,420

-33.82%

3-bedroom Apartment, City Center (Monthly)

$1,291 $1,291

$1,908 CA$2,720

-32.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,270 $1,270

$1,671 CA$2,382

-24.01%

Buy Apartment in City Center (m2)

$1,556 $1,556

$3,530 CA$5,032

-55.93%

Buy Apartment Outside City Center (m2)

$1,529 $1,529

$3,336 CA$4,755

-54.16%

Average Monthly Net Salary (After Tax)

$3,289 $3,289

$3,130 CA$4,461

5.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

4.51

44.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo, OH: October 4, 2026

Last update for Calgary: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toledo, OH

$659 35.4%

Calgary

$996 44.8% 51.1% $337

Groceries & Markets

Toledo, OH

$358 19.2%

Calgary

$387 17.4% 8.2% $29

Monthly Utilities & Internet

Toledo, OH

$308 16.5%

Calgary

$247 11.1% 20% $62

Eating Out

Toledo, OH

$301 16.2%

Calgary

$265 11.9% 12% $36

Clothing & Footwear

Toledo, OH

$107 5.7%

Calgary

$134 6% 25.6% $27

Getting Around

Toledo, OH

$77 4.1%

Calgary

$110 5% 43.4% $33

Sport & Entertainment

Toledo, OH

$54 2.9%

Calgary

$81 3.7% 49.5% $27

Cost Breakdown

A one-bedroom apartment in the center runs $882 in Toledo, OH and $1,237 in Calgary. Housing cost is often the main lever when comparing two cities.

Toledo, OH pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Toledo, OH vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $358 vs $387 per month, with Toledo, OH cheaper across the board.

Good to know

🇺🇸 Toledo, OH

🇨🇦 Calgary

🕒 Local time

06:13 6:13 AM

04:13 4:13 AM

2 h behind Toledo, OH

🌤 Weather

👥 Population

268,508

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Toledo, OH Calgary 2,540 km ≈ 3 h 45 min nonstop flight

From you

Toledo, OH
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo, OH vs Calgary: Cost of Living - Frequently Asked Questions

Toledo, OH is cheaper overall, especially in groceries, clothing, and transport. The 20% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 5% higher in Toledo, OH, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $882 in Toledo, OH versus $1,237 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toledo, OH – a meal for two runs $65.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,858 per month in Toledo, OH versus $2,232 in Calgary – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,858 in Toledo, OH versus $2,232 in Calgary, a $2,500 budget is realistic in Toledo, OH but tight or insufficient in Calgary. The gap between the two cities makes Toledo, OH the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toledo, OH gentler on the wallet – expenses run 20% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.