Last update: Oct 2026

Cost of Living Comparison Between Toledo, OH and Cincinnati, OH

For one person, living is cheaper in Toledo, OH: $1,887 a month against $2,323 in Cincinnati, OH, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Toledo, OH
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Toledo, OH Living Index
114

Cost of Living Index in Cincinnati, OH
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Cincinnati, OH Living Index

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Toledo, OH

🇺🇸 United States

$1,887

/mo nomad

Cincinnati, OH

🇺🇸 United States

$2,323

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo, OH and in Cincinnati, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo, OH and in Cincinnati, OH actually costs, broken down by who's living it.

A single person spends $1,887 per month in Toledo, OH vs $2,323 in Cincinnati, OH, rent included.

Toledo, OH $1,887
Cincinnati, OH $2,323

A couple spends around $2,905 per month in Toledo, OH vs $3,448 in Cincinnati, OH, rent included.

Toledo, OH $2,905
Cincinnati, OH $3,448

A family of three spends $3,923 per month in Toledo, OH vs $4,573 in Cincinnati, OH, rent included.

Toledo, OH $3,923
Cincinnati, OH $4,573

Toledo, OH is about 19% cheaper than Cincinnati, OH, and outside of rent the biggest gap is in transport.

Both Toledo, OH and Cincinnati, OH sit above the global median – Toledo, OH by 40%, Cincinnati, OH by 72%.

Meal at Budget Restaurant

$20.02 $20.02

$15.17 $15.17

31.97%

Three-Course Dinner for Two, Mid-Range

$64.7 $64.7

$51.0 $51.0

26.88%

Fast Food Meal (McDonalds, etc)

$9.95 $9.95

$9.90 $9.90

0.51%

Cappuccino

$5.52 $5.52

$5.00 $5.00

10.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$2.30 $2.30

-7.39%

Water (0.33 liter bottle)

$1.59 $1.59

$1.65 $1.65

-3.64%

Local Beer (0.5 liter draught)

$5.06 $5.06

$5.39 $5.39

-6.12%

Imported Beer (0.33 liter bottle)

$5.13 $5.13

$7.52 $7.52

-31.78%

Milk (1 liter)

$0.94 $0.94

$0.93 $0.93

1.08%

White Bread (500g)

$3.34 $3.34

$3.35 $3.35

-0.30%

Rice (white) (1kg)

$4.18 $4.18

$3.98 $3.98

5.03%

Eggs

$3.25 $3.25

$4.22 $4.22

-22.99%

Local Cheese (1kg)

$11.25 $11.25

$12.72 $12.72

-11.56%

Chicken Fillets (1kg)

$9.99 $9.99

$11.24 $11.24

-11.12%

Beef Round Steak (1kg)

$16.19 $16.19

$15.99 $15.99

1.25%

Apples (1kg)

$3.41 $3.41

$5.82 $5.82

-41.41%

Banana (1kg)

$1.43 $1.43

$1.58 $1.58

-9.49%

Oranges (1kg)

$4.45 $4.45

$4.23 $4.23

5.20%

Tomato (1kg)

$3.83 $3.83

$4.68 $4.68

-18.16%

Potato (1kg)

$2.60 $2.60

$2.54 $2.54

2.36%

Onion (1kg)

$1.97 $1.97

$3.25 $3.25

-39.38%

Lettuce (1 head)

$2.53 $2.53

$2.02 $2.02

25.25%

Water (1.5 liter bottle)

$2.19 $2.19

$1.91 $1.91

14.66%

Cigarettes 20 Pack (Marlboro, Camel)

$10.08 $10.08

$10.55 $10.55

-4.45%

Wine (Bottle)

$13.24 $13.24

$15.26 $15.26

-13.24%

Local Beer (0.5 liter bottle)

$1.94 $1.94

$2.12 $2.12

-8.49%

Imported Beer (0.33 liter bottle)

$3.03 $3.03

$2.94 $2.94

3.06%

One-way Ticket (Public Transport)

$1.26 $1.26

$2.71 $2.71

-53.51%

Public Transport Monthly Pass (Regular Price)

$57.2 $57.2

$104 $104

-45.24%

Taxi Start (Normal Tariff)

$2.49 $2.49

$3.70 $3.70

-32.70%

Taxi (Normal Tariff) (1km)

$2.54 $2.54

$1.22 $1.22

108.20%

Taxi 1hour Waiting (Normal Tariff)

$39.45 $39.45

$25.26 $25.26

56.18%

Gasoline (1 liter)

$1.02 $1.02

$1.10 $1.10

-7.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$35.6K $35.6K

1.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.1K $25.1K

2.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$151 $151

18.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$76.1 $76.1

-19.96%

Internet (50+ Mbps, Unlimited Data)

$65.2 $65.2

$72.6 $72.6

-10.14%

Gym Membership (Monthly)

$30.75 $30.75

$35.88 $35.88

-14.30%

Tennis Court (1 Hour on Weekend)

$19.73 $19.73

$13.95 $13.95

41.43%

Cinema Ticket

$12.21 $12.21

$15.10 $15.10

-19.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,673 $1,673

$1,465 $1,465

14.15%

International Primary School, 1 Child (Yearly)

$14.3K $14.3K

$19.4K $19.4K

-26.16%

Jeans (Levis 501 Or Similar)

$45.21 $45.21

$45.76 $45.76

-1.20%

Summer Dress (H&M, Zara, etc)

$40.28 $40.28

$44.95 $44.95

-10.39%

Sport Shoes (Adidas, Nike)

$72.1 $72.1

$86.0 $86.0

-16.08%

Men's Leather Business Shoes

$79.2 $79.2

$110 $110

-27.78%

1-bedroom Apartment, City Center (Monthly)

$897 $897

$1,521 $1,521

-41.02%

1-bedroom Apartment, Outside City Center (Monthly)

$679 $679

$1,045 $1,045

-35.06%

3-bedroom Apartment, City Center (Monthly)

$1,274 $1,274

$3,272 $3,272

-61.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,271 $1,271

$1,821 $1,821

-30.19%

Buy Apartment in City Center (m2)

$1,561 $1,561

$3,403 $3,403

-54.12%

Buy Apartment Outside City Center (m2)

$1,556 $1,556

$2,074 $2,074

-24.97%

Average Monthly Net Salary (After Tax)

$3,215 $3,215

$4,137 $4,137

-22.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.59

-1.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo, OH: October 12, 2026

Last update for Cincinnati, OH: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toledo, OH

$679 36%

Cincinnati, OH

$1K 45% 54% $366

Groceries & Markets

Toledo, OH

$358 19%

Cincinnati, OH

$389 16.8% 8.7% $31

Eating Out

Toledo, OH

$307 16.3%

Cincinnati, OH

$269 11.6% 12.3% $38

Monthly Utilities & Internet

Toledo, OH

$305 16.1%

Cincinnati, OH

$300 12.9% 1.6% $4.8

Clothing & Footwear

Toledo, OH

$107 5.7%

Cincinnati, OH

$129 5.6% 20.9% $22

Getting Around

Toledo, OH

$77 4.1%

Cincinnati, OH

$125 5.4% 61.5% $48

Sport & Entertainment

Toledo, OH

$55 2.9%

Cincinnati, OH

$66 2.8% 19.8% $11

Cost Breakdown

A central one-bedroom costs $897 in Toledo, OH versus $1,521 in Cincinnati, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Cincinnati, OH, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Toledo, OH versus $51.0 in Cincinnati, OH. Groceries tell a different story – $358 in Toledo, OH vs $389 in Cincinnati, OH – so Toledo, OH wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Toledo, OH

🇺🇸 Cincinnati, OH

🕒 Local time

15:56 3:56 PM

Same time as Toledo, OH

🌤 Weather

👥 Population

268,508

298,800

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Toledo, OH Cincinnati, OH 300 km

From you

Toledo, OH
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo, OH vs Cincinnati, OH: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,887 in Toledo, OH, $2,323 in Cincinnati, OH – roughly 23% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,830 per month in Toledo, OH and $3,484 in Cincinnati, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toledo, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,887 in Toledo, OH and $2,323 in Cincinnati, OH. That's a gap of about 23%.

Public transport costs about 83% less in Toledo, OH. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Toledo, OH, where all-in costs run around $1,887, than in Cincinnati, OH at $2,323. In Toledo, OH it covers expenses comfortably, while in Cincinnati, OH it requires careful planning or may not stretch far enough.

Families tend to lean toward Toledo, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Toledo, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cincinnati, OH makes more sense. Both are solid long-term options with distinct trade-offs.