Last update: Oct 2026

Cost of Living Comparison Between Calgary and Toledo, OH

For one person, living is cheaper in Toledo, OH: $1,858 a month against $2,232 in Calgary, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Calgary
Learn more

Calgary Living Index
91

Cost of Living Index in Toledo, OH
Learn more

Toledo, OH Living Index

Jump to prices

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Toledo, OH

🇺🇸 United States

$1,858

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Toledo, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Toledo, OH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Calgary versus $1,858 in Toledo, OH.

Calgary $2,232
Toledo, OH $1,858

Estimated couple costs with rent: $3,363 in Calgary versus $2,907 in Toledo, OH.

Calgary $3,363
Toledo, OH $2,907

Monthly costs for a family of three with rent: $4,493 in Calgary versus $3,956 in Toledo, OH.

Calgary $4,493
Toledo, OH $3,956

Living in Calgary is roughly 20% more expensive than in Toledo, OH, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Calgary 67% above, Toledo, OH 39% above.

Meal at Budget Restaurant

$17.22 CA$24.54

$19.69 $19.69

-12.54%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$101

$65.3 $65.3

9.00%

Fast Food Meal (McDonalds, etc)

$10.56 CA$15.06

$10.13 $10.13

4.24%

Cappuccino

$3.77 CA$5.38

$5.36 $5.36

-29.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 CA$2.73

$2.18 $2.18

-12.39%

Water (0.33 liter bottle)

$1.84 CA$2.63

$1.51 $1.51

21.85%

Local Beer (0.5 liter draught)

$4.86 CA$6.93

$4.88 $4.88

-0.41%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.91

$5.06 $5.06

9.68%

Milk (1 liter)

$1.88 CA$2.68

$0.95 $0.95

97.89%

White Bread (500g)

$2.73 CA$3.89

$3.29 $3.29

-17.02%

Rice (white) (1kg)

$5.34 CA$7.61

$4.00 $4.00

33.50%

Eggs

$3.77 CA$5.37

$3.30 $3.30

14.24%

Local Cheese (1kg)

$11.29 CA$16.09

$10.95 $10.95

3.11%

Chicken Fillets (1kg)

$11.46 CA$16.34

$10.00 $10.00

14.60%

Beef Round Steak (1kg)

$18.26 CA$26.03

$16.42 $16.42

11.21%

Apples (1kg)

$4.64 CA$6.62

$3.30 $3.30

40.61%

Banana (1kg)

$1.44 CA$2.05

$1.49 $1.49

-3.36%

Oranges (1kg)

$4.22 CA$6.02

$4.34 $4.34

-2.76%

Tomato (1kg)

$3.86 CA$5.50

$3.80 $3.80

1.58%

Potato (1kg)

$2.62 CA$3.74

$2.71 $2.71

-3.32%

Onion (1kg)

$2.66 CA$3.79

$2.04 $2.04

30.39%

Lettuce (1 head)

$2.59 CA$3.69

$2.59 $2.59

Water (1.5 liter bottle)

$1.53 CA$2.19

$2.27 $2.27

-32.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.26 CA$20.32

$9.82 $9.82

45.21%

Wine (Bottle)

$15.27 CA$21.76

$13.35 $13.35

14.38%

Local Beer (0.5 liter bottle)

$2.41 CA$3.44

$1.98 $1.98

21.72%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.41

$3.04 $3.04

1.64%

One-way Ticket (Public Transport)

$2.88 CA$4.11

$1.27 $1.27

126.77%

Public Transport Monthly Pass (Regular Price)

$88.7 CA$126

$56.5 $56.5

56.95%

Taxi Start (Normal Tariff)

$3.23 CA$4.61

$2.57 $2.57

25.68%

Taxi (Normal Tariff) (1km)

$1.38 CA$1.97

$2.56 $2.56

-46.09%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.75

$40.67 $40.67

-34.87%

Gasoline (1 liter)

$1.18 CA$1.68

$1.03 $1.03

14.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$40.3K

$36.3K $36.3K

-22.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.5K

$25.4K $25.4K

-18.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 CA$227

$182 $182

-12.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.61 CA$53.6

$61.6 $61.6

-38.92%

Internet (50+ Mbps, Unlimited Data)

$49.68 CA$70.8

$64.4 $64.4

-22.87%

Gym Membership (Monthly)

$53.3 CA$75.9

$30.82 $30.82

72.78%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.10

$20.04 $20.04

-8.63%

Cinema Ticket

$14.08 CA$20.06

$11.80 $11.80

19.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 CA$1,154

$1,701 $1,701

-52.41%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.6K

$14.1K $14.1K

12.48%

Jeans (Levis 501 Or Similar)

$58.8 CA$83.8

$45.56 $45.56

28.99%

Summer Dress (H&M, Zara, etc)

$38.84 CA$55.4

$40.79 $40.79

-4.78%

Sport Shoes (Adidas, Nike)

$91.4 CA$130

$73.0 $73.0

25.28%

Men's Leather Business Shoes

$109 CA$155

$78.1 $78.1

39.65%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,764

$882 $882

40.27%

1-bedroom Apartment, Outside City Center (Monthly)

$996 CA$1,420

$659 $659

51.09%

3-bedroom Apartment, City Center (Monthly)

$1,908 CA$2,720

$1,291 $1,291

47.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 CA$2,382

$1,270 $1,270

31.59%

Buy Apartment in City Center (m2)

$3,530 CA$5,032

$1,556 $1,556

126.89%

Buy Apartment Outside City Center (m2)

$3,336 CA$4,755

$1,529 $1,529

118.13%

Average Monthly Net Salary (After Tax)

$3,130 CA$4,461

$3,289 $3,289

-4.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.51

-30.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 3, 2026

Last update for Toledo, OH: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$996 44.8%

Toledo, OH

$659 35.4% 33.8% $337

Groceries & Markets

Calgary

$387 17.4%

Toledo, OH

$358 19.2% 7.6% $29

Eating Out

Calgary

$265 11.9%

Toledo, OH

$301 16.2% 13.7% $36

Monthly Utilities & Internet

Calgary

$247 11.1%

Toledo, OH

$308 16.5% 25% $62

Clothing & Footwear

Calgary

$134 6%

Toledo, OH

$107 5.7% 20.4% $27

Getting Around

Calgary

$110 5%

Toledo, OH

$77 4.1% 30.2% $33

Sport & Entertainment

Calgary

$81 3.7%

Toledo, OH

$54 2.9% 33.1% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Calgary and $882 in Toledo, OH. Housing cost is often the main lever when comparing two cities.

Toledo, OH pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Calgary vs $65.0 in Toledo, OH for a mid-range dinner for two. Groceries echo the gap at $387 vs $358 per month, with Toledo, OH cheaper across the board.

Good to know

🇨🇦 Calgary

🇺🇸 Toledo, OH

🕒 Local time

05:50 5:50 AM

07:50 7:50 AM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

268,508

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Calgary Toledo, OH 2,540 km ≈ 3 h 45 min nonstop flight

From you

Calgary
Toledo, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Toledo, OH: Cost of Living - Frequently Asked Questions

Toledo, OH is cheaper overall, especially in groceries, clothing, and transport. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 5% lower in Toledo, OH. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,237 in Calgary versus $882 in Toledo, OH. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toledo, OH – a meal for two runs $65.0 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,232 per month in Calgary versus $1,858 in Toledo, OH – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,858 in Toledo, OH versus $2,232 in Calgary, a $2,500 budget is realistic in Toledo, OH but tight or insufficient in Calgary. The gap between the two cities makes Toledo, OH the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toledo, OH gentler on the wallet – expenses run 20% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.