Last update: Oct 2026

Cost of Living Comparison Between Toledo City and Austin, TX

For one person, living is cheaper in Toledo City: $647 a month against $2,663 in Austin, TX, rent and utilities included – about $24,200 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Toledo City
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Toledo City Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Toledo City

🇵🇭 Philippines

$647

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Toledo City and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toledo City and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $647 in Toledo City versus $2,663 in Austin, TX.

Toledo City $647
Austin, TX $2,663

Estimated couple costs with rent: $1,023 in Toledo City versus $4,133 in Austin, TX.

Toledo City $1,023
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,398 in Toledo City versus $5,603 in Austin, TX.

Toledo City $1,398
Austin, TX $5,603

Living in Toledo City costs roughly 76% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Toledo City is 52% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$2.87 ₱181

$20.77 $20.77

-86.18%

Three-Course Dinner for Two, Mid-Range

$19.01 ₱1,197

$84.6 $84.6

-77.53%

Fast Food Meal (McDonalds, etc)

$3.11 ₱196

$12.32 $12.32

-74.76%

Cappuccino

$1.87 ₱117

$5.63 $5.63

-66.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱40.86

$3.72 $3.72

-82.53%

Water (0.33 liter bottle)

$0.31 ₱19.32

$2.50 $2.50

-87.60%

Local Beer (0.5 liter draught)

$1.06 ₱67.0

$8.05 $8.05

-86.83%

Imported Beer (0.33 liter bottle)

$1.71 ₱108

$9.01 $9.01

-81.02%

Milk (1 liter)

$1.66 ₱104

$1.12 $1.12

48.21%

White Bread (500g)

$1.21 ₱76.3

$3.75 $3.75

-67.73%

Rice (white) (1kg)

$0.90 ₱56.4

$3.26 $3.26

-72.39%

Eggs

$1.88 ₱118

$4.17 $4.17

-54.92%

Local Cheese (1kg)

$5.95 ₱375

$12.90 $12.90

-53.88%

Chicken Fillets (1kg)

$4.10 ₱258

$14.16 $14.16

-71.05%

Beef Round Steak (1kg)

$6.15 ₱387

$16.22 $16.22

-62.08%

Apples (1kg)

$3.27 ₱206

$4.33 $4.33

-24.48%

Banana (1kg)

$1.04 ₱65.2

$1.46 $1.46

-28.77%

Oranges (1kg)

$2.80 ₱176

$4.51 $4.51

-37.92%

Tomato (1kg)

$1.38 ₱87.0

$4.34 $4.34

-68.20%

Potato (1kg)

$2.33 ₱147

$2.58 $2.58

-9.69%

Onion (1kg)

$2.84 ₱179

$2.35 $2.35

20.85%

Lettuce (1 head)

$1.45 ₱91.3

$1.78 $1.78

-18.54%

Water (1.5 liter bottle)

$0.76 ₱48.04

$2.22 $2.22

-65.77%

Cigarettes 20 Pack (Marlboro, Camel)

$0.82 ₱51.6

$9.88 $9.88

-91.70%

Wine (Bottle)

$6.18 ₱389

$15.08 $15.08

-59.02%

Local Beer (0.5 liter bottle)

$1.08 ₱67.9

$2.92 $2.92

-63.01%

Imported Beer (0.33 liter bottle)

$1.29 ₱81.1

$3.46 $3.46

-62.72%

One-way Ticket (Public Transport)

$0.29 ₱18.09

$1.49 $1.49

-80.54%

Public Transport Monthly Pass (Regular Price)

$9.95 ₱626

$41.72 $41.72

-76.15%

Taxi Start (Normal Tariff)

$0.82 ₱51.8

$2.73 $2.73

-69.96%

Taxi (Normal Tariff) (1km)

$0.33 ₱21.08

$1.66 $1.66

-80.12%

Taxi 1hour Waiting (Normal Tariff)

$2.46 ₱155

$35.30 $35.30

-93.03%

Gasoline (1 liter)

$1.16 ₱73.3

$0.95 $0.95

22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.0K $36.0K

-41.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$27.1K $27.1K

-27.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.4 ₱3,992

$229 $229

-72.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.51 ₱599

$59.4 $59.4

-83.99%

Internet (50+ Mbps, Unlimited Data)

$26.91 ₱1,694

$69.9 $69.9

-61.51%

Gym Membership (Monthly)

$31.76 ₱2,000

$57.2 $57.2

-44.51%

Tennis Court (1 Hour on Weekend)

$4.72 ₱297

$16.33 $16.33

-71.10%

Cinema Ticket

$1.57 ₱99.1

$14.28 $14.28

-89.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.6 ₱5,013

$1,506 $1,506

-94.71%

International Primary School, 1 Child (Yearly)

$7,190 ₱452.7K

$21.5K $21.5K

-66.49%

Jeans (Levis 501 Or Similar)

$32.71 ₱2,059

$52.8 $52.8

-38.06%

Summer Dress (H&M, Zara, etc)

$19.70 ₱1,240

$43.82 $43.82

-55.04%

Sport Shoes (Adidas, Nike)

$55.4 ₱3,491

$84.8 $84.8

-34.60%

Men's Leather Business Shoes

$55.9 ₱3,519

$103 $103

-45.74%

1-bedroom Apartment, City Center (Monthly)

$268 ₱16.9K

$1,907 $1,907

-85.93%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.9K

$1,274 $1,274

-86.43%

3-bedroom Apartment, City Center (Monthly)

$508 ₱32.0K

$3,664 $3,664

-86.13%

3-bedroom Apartment, Outside City Center (Monthly)

$361 ₱22.7K

$2,538 $2,538

-85.79%

Buy Apartment in City Center (m2)

$2,390 ₱150.5K

$7,614 $7,614

-68.61%

Buy Apartment Outside City Center (m2)

$992 ₱62.5K

$3,157 $3,157

-68.57%

Average Monthly Net Salary (After Tax)

$320 ₱20.1K

$5,121 $5,121

-93.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-11.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toledo City: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Toledo City

$185 28.6%

Austin, TX

$405 15.2% 118% $219

Accommodation & Living

Toledo City

$173 26.7%

Austin, TX

$1.3K 47.8% 637% $1.1K

Monthly Utilities & Internet

Toledo City

$100 15.4%

Austin, TX

$358 13.5% 259% $258

Clothing & Footwear

Toledo City

$74 11.4%

Austin, TX

$128 4.8% 73.7% $54

Eating Out

Toledo City

$67 10.4%

Austin, TX

$354 13.3% 426% $287

Sport & Entertainment

Toledo City

$35 5.4%

Austin, TX

$86 3.2% 146% $51

Getting Around

Toledo City

$14 2.1%

Austin, TX

$59 2.2% 332% $45

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Toledo City and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1501% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $19.00 in Toledo City vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $185 vs $405 per month, with Toledo City cheaper across the board.

Good to know

🇵🇭 Toledo City

🇺🇸 Austin, TX

🕒 Local time

08:07 8:07 AM

19:07 7:07 PM

13 h behind Toledo City

🌤 Weather

👥 Population

206,692

974,447

💱 Currency

Philippine Peso PHP ₱

United States Dollar USD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

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Between locations

Toledo City Austin, TX 13,690 km ≈ 18 h nonstop flight

From you

Toledo City
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toledo City vs Austin, TX: Cost of Living - Frequently Asked Questions

Toledo City wins on cost – living expenses run 311% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Toledo City the obvious pick if budget is a priority.

On paper, salaries run 1501% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $268 in Toledo City versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $647 per month in Toledo City versus $2,663 in Austin, TX – a 311% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toledo City runs roughly 319% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $647 in Toledo City versus $2,663 in Austin, TX, a $2,000 budget is realistic in Toledo City but tight or insufficient in Austin, TX. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toledo City gentler on the wallet – expenses run 311% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.