Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Toledo City

For one person, living is cheaper in Toledo City: $647 a month against $2,663 in Austin, TX, rent and utilities included – about $24,200 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
32

Cost of Living Index in Toledo City
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Toledo City Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Toledo City

🇵🇭 Philippines

$647

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Toledo City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Toledo City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $647 in Toledo City.

Austin, TX $2,663
Toledo City $647

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,023 in Toledo City.

Austin, TX $4,133
Toledo City $1,023

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,398 in Toledo City.

Austin, TX $5,603
Toledo City $1,398

Living in Austin, TX is roughly 311% more expensive than in Toledo City, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Toledo City is 52% below.

Meal at Budget Restaurant

$20.77 $20.77

$2.87 ₱181

623.69%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$19.01 ₱1,197

344.98%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$3.11 ₱196

296.14%

Cappuccino

$5.63 $5.63

$1.87 ₱117

201.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.65 ₱40.86

472.31%

Water (0.33 liter bottle)

$2.50 $2.50

$0.31 ₱19.32

706.45%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.06 ₱67.0

659.43%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.71 ₱108

426.90%

Milk (1 liter)

$1.12 $1.12

$1.66 ₱104

-32.53%

White Bread (500g)

$3.75 $3.75

$1.21 ₱76.3

209.92%

Rice (white) (1kg)

$3.26 $3.26

$0.90 ₱56.4

262.22%

Eggs

$4.17 $4.17

$1.88 ₱118

121.81%

Local Cheese (1kg)

$12.90 $12.90

$5.95 ₱375

116.81%

Chicken Fillets (1kg)

$14.16 $14.16

$4.10 ₱258

245.37%

Beef Round Steak (1kg)

$16.22 $16.22

$6.15 ₱387

163.74%

Apples (1kg)

$4.33 $4.33

$3.27 ₱206

32.42%

Banana (1kg)

$1.46 $1.46

$1.04 ₱65.2

40.38%

Oranges (1kg)

$4.51 $4.51

$2.80 ₱176

61.07%

Tomato (1kg)

$4.34 $4.34

$1.38 ₱87.0

214.49%

Potato (1kg)

$2.58 $2.58

$2.33 ₱147

10.73%

Onion (1kg)

$2.35 $2.35

$2.84 ₱179

-17.25%

Lettuce (1 head)

$1.78 $1.78

$1.45 ₱91.3

22.76%

Water (1.5 liter bottle)

$2.22 $2.22

$0.76 ₱48.04

192.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$0.82 ₱51.6

1104.88%

Wine (Bottle)

$15.08 $15.08

$6.18 ₱389

144.01%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.08 ₱67.9

170.37%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.29 ₱81.1

168.22%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.29 ₱18.09

413.79%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$9.95 ₱626

319.30%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.82 ₱51.8

232.93%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.33 ₱21.08

403.03%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$2.46 ₱155

1334.96%

Gasoline (1 liter)

$0.95 $0.95

$1.16 ₱73.3

-18.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.2K ₱1.3M

69.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.6K ₱1.2M

38.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$63.4 ₱3,992

261.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$9.51 ₱599

524.50%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$26.91 ₱1,694

159.79%

Gym Membership (Monthly)

$57.2 $57.2

$31.76 ₱2,000

80.23%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.72 ₱297

245.97%

Cinema Ticket

$14.28 $14.28

$1.57 ₱99.1

809.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$79.6 ₱5,013

1791.32%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,190 ₱452.7K

198.40%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$32.71 ₱2,059

61.45%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$19.70 ₱1,240

122.44%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$55.4 ₱3,491

52.90%

Men's Leather Business Shoes

$103 $103

$55.9 ₱3,519

84.31%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$268 ₱16.9K

610.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$173 ₱10.9K

636.68%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$508 ₱32.0K

620.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$361 ₱22.7K

603.90%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,390 ₱150.5K

218.53%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$992 ₱62.5K

218.15%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$320 ₱20.1K

1500.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Toledo City: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Toledo City

$173 26.7% 86.4% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Toledo City

$185 28.6% 54.2% $219

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Toledo City

$100 15.4% 72.1% $258

Eating Out

Austin, TX

$354 13.3%

Toledo City

$67 10.4% 81% $287

Clothing & Footwear

Austin, TX

$128 4.8%

Toledo City

$74 11.4% 42.4% $54

Sport & Entertainment

Austin, TX

$86 3.2%

Toledo City

$35 5.4% 59.3% $51

Getting Around

Austin, TX

$59 2.2%

Toledo City

$14 2.1% 76.8% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $268 in Toledo City. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1501% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $19.00 in Toledo City for a mid-range dinner for two. Groceries echo the gap at $405 vs $185 per month, with Toledo City cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Toledo City

🕒 Local time

21:38 9:38 PM

10:38 10:38 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

206,692

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Highest

Between locations

Austin, TX Toledo City 13,690 km ≈ 18 h nonstop flight

From you

Austin, TX
Toledo City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Toledo City: Cost of Living - Frequently Asked Questions

Toledo City wins on cost – living expenses run 311% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Toledo City the obvious pick if budget is a priority.

Average pay runs 1501% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $268 in Toledo City. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $647 in Toledo City – a 311% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toledo City runs roughly 319% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $647 in Toledo City versus $2,663 in Austin, TX, a $2,000 budget is realistic in Toledo City but tight or insufficient in Austin, TX. The gap between the two cities makes Toledo City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toledo City gentler on the wallet – expenses run 311% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.