Last update: Oct 2026

Cost of Living Comparison Between Tokyo and Hamamatsu

For one person, living is cheaper in Hamamatsu: $783 a month against $1,688 in Tokyo, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in Tokyo
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Tokyo Living Index
38

Cost of Living Index in Hamamatsu
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Hamamatsu Living Index

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Tokyo

🇯🇵 Japan

$1,688

/mo nomad

Hamamatsu

🇯🇵 Japan

$783

/mo nomad

Monthly Cost of Living

How much you'll spend in Tokyo and in Hamamatsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tokyo and in Hamamatsu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,688 in Tokyo versus $783 in Hamamatsu.

Tokyo $1,688
Hamamatsu $783

Estimated couple costs with rent: $2,588 in Tokyo versus $1,266 in Hamamatsu.

Tokyo $2,588
Hamamatsu $1,266

Monthly costs for a family of three with rent: $3,489 in Tokyo versus $1,750 in Hamamatsu.

Tokyo $3,489
Hamamatsu $1,750

Living in Tokyo is roughly 116% more expensive than in Hamamatsu, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Tokyo is 24% above, Hamamatsu is 42% below.

Meal at Budget Restaurant

$7.72 ¥1,217

$3.90 ¥614

97.95%

Three-Course Dinner for Two, Mid-Range

$37.51 ¥5,909

$41.78 ¥6,581

-10.22%

Fast Food Meal (McDonalds, etc)

$5.01 ¥788

$5.19 ¥818

-3.47%

Cappuccino

$3.68 ¥579

$3.41 ¥538

7.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 ¥238

$1.10 ¥173

37.27%

Water (0.33 liter bottle)

$0.85 ¥133

$0.75 ¥118

13.33%

Local Beer (0.5 liter draught)

$3.77 ¥594

$2.61 ¥411

44.44%

Imported Beer (0.33 liter bottle)

$5.75 ¥906

$3.11 ¥489

84.89%

Milk (1 liter)

$1.49 ¥235

$1.08 ¥170

37.96%

White Bread (500g)

$1.73 ¥273

$1.70 ¥267

1.76%

Rice (white) (1kg)

$5.80 ¥913

$3.67 ¥578

58.04%

Eggs

$2.25 ¥354

$1.68 ¥265

33.93%

Local Cheese (1kg)

$11.50 ¥1,811

$10.25 ¥1,615

12.20%

Chicken Fillets (1kg)

$6.96 ¥1,096

$6.17 ¥971

12.80%

Beef Round Steak (1kg)

$16.39 ¥2,582

$14.24 ¥2,242

15.10%

Apples (1kg)

$4.73 ¥745

$5.80 ¥914

-18.45%

Banana (1kg)

$2.28 ¥359

$2.84 ¥447

-19.72%

Oranges (1kg)

$4.26 ¥671

$2.95 ¥465

44.41%

Tomato (1kg)

$5.37 ¥845

$4.30 ¥678

24.88%

Potato (1kg)

$3.29 ¥519

$2.61 ¥412

26.05%

Onion (1kg)

$3.00 ¥473

$2.59 ¥407

15.83%

Lettuce (1 head)

$1.15 ¥181

$1.29 ¥204

-10.85%

Water (1.5 liter bottle)

$0.80 ¥126

$0.66 ¥104

21.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 ¥613

$3.89 ¥612

Wine (Bottle)

$9.72 ¥1,531

$6.39 ¥1,006

52.11%

Local Beer (0.5 liter bottle)

$1.70 ¥268

$1.82 ¥287

-6.59%

Imported Beer (0.33 liter bottle)

$2.66 ¥419

$2.10 ¥331

26.67%

One-way Ticket (Public Transport)

$1.25 ¥197

Public Transport Monthly Pass (Regular Price)

$62.4 ¥9,835

$50.1 ¥7,896

24.56%

Taxi Start (Normal Tariff)

$3.15 ¥495

$3.11 ¥489

1.29%

Taxi (Normal Tariff) (1km)

$3.14 ¥494

$2.63 ¥414

19.39%

Taxi 1hour Waiting (Normal Tariff)

$18.98 ¥2,989

$20.62 ¥3,248

-7.95%

Gasoline (1 liter)

$1.11 ¥175

$1.06 ¥167

4.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K ¥3.5M

$21.6K ¥3.4M

4.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥2.4M

$15.8K ¥2.5M

-3.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 ¥23.1K

$130 ¥20.5K

12.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.17 ¥3,650

$8.59 ¥1,353

169.73%

Internet (50+ Mbps, Unlimited Data)

$30.10 ¥4,741

$32.78 ¥5,164

-8.18%

Gym Membership (Monthly)

$57.4 ¥9,048

Tennis Court (1 Hour on Weekend)

$26.48 ¥4,171

$17.40 ¥2,741

52.18%

Cinema Ticket

$13.39 ¥2,109

$13.08 ¥2,060

2.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,410 ¥222.1K

$819 ¥129.0K

72.14%

International Primary School, 1 Child (Yearly)

$18.6K ¥2.9M

$14.8K ¥2.3M

25.51%

Jeans (Levis 501 Or Similar)

$55.3 ¥8,715

$63.6 ¥10.0K

-13.04%

Summer Dress (H&M, Zara, etc)

$32.43 ¥5,108

$37.10 ¥5,844

-12.59%

Sport Shoes (Adidas, Nike)

$64.4 ¥10.1K

$61.3 ¥9,655

5.09%

Men's Leather Business Shoes

$72.1 ¥11.4K

$103 ¥16.2K

-30.11%

1-bedroom Apartment, City Center (Monthly)

$1,329 ¥209.4K

1-bedroom Apartment, Outside City Center (Monthly)

$729 ¥114.8K

3-bedroom Apartment, City Center (Monthly)

$2,622 ¥413.1K

3-bedroom Apartment, Outside City Center (Monthly)

$1,401 ¥220.7K

Buy Apartment in City Center (m2)

$10.7K ¥1.7M

$7,787 ¥1.2M

37.47%

Buy Apartment Outside City Center (m2)

$5,054 ¥796.1K

$5,298 ¥834.5K

-4.61%

Average Monthly Net Salary (After Tax)

$3,019 ¥475.5K

$1,602 ¥252.4K

88.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.25

2.64

-14.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tokyo: October 26, 2026

Last update for Hamamatsu: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tokyo

$729 43.2%

Hamamatsu

- * 0% 100%

Groceries & Markets

Tokyo

$327 19.4%

Hamamatsu

$285 36.4% 13% $42

Monthly Utilities & Internet

Tokyo

$200 11.9%

Hamamatsu

$172 21.9% 14.2% $28

Eating Out

Tokyo

$161 9.5%

Hamamatsu

$114 14.6% 28.8% $46

Clothing & Footwear

Tokyo

$101 6%

Hamamatsu

$119 15.2% 18.2% $18

Getting Around

Tokyo

$86 5.1%

Hamamatsu

$66 * 8.5% 23% $20

Sport & Entertainment

Tokyo

$84 5%

Hamamatsu

$26 * 3.3% 68.9% $58

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Tokyo pays 88% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38 in Tokyo vs $42 in Hamamatsu. Groceries flip the comparison at $327 vs $285, with Hamamatsu cheaper for home cooking.

Good to know

🇯🇵 Tokyo

🇯🇵 Hamamatsu

🕒 Local time

12:23 12:23 PM

Same time as Tokyo

🌤 Weather

👥 Population

13,613,660 Capital

797,033

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.35 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.35 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tokyo vs Hamamatsu: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,688 in Tokyo and $783 in Hamamatsu, so Hamamatsu is about 54% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 88% higher in Tokyo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 15% higher in Tokyo. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Tokyo – a meal for two runs $38 versus $42 in Hamamatsu. If you eat out regularly, this makes a real dent in your monthly spending.

At $783 in Hamamatsu versus $1,688 in Tokyo, a $1,200 budget is realistic in Hamamatsu but tight or insufficient in Tokyo. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tokyo and Hamamatsu are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Hamamatsu wins on affordability, Tokyo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.