Last update: Oct 2026

Cost of Living Comparison Between Hamamatsu and Tokyo

For one person, living is cheaper in Hamamatsu: $783 a month against $1,688 in Tokyo, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Hamamatsu
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Hamamatsu Living Index
81

Cost of Living Index in Tokyo
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Tokyo Living Index

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Hamamatsu

🇯🇵 Japan

$783

/mo nomad

Tokyo

🇯🇵 Japan

$1,688

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamamatsu and in Tokyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamamatsu and in Tokyo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $783 in Hamamatsu versus $1,688 in Tokyo.

Hamamatsu $783
Tokyo $1,688

Estimated couple costs with rent: $1,266 in Hamamatsu versus $2,588 in Tokyo.

Hamamatsu $1,266
Tokyo $2,588

Monthly costs for a family of three with rent: $1,750 in Hamamatsu versus $3,489 in Tokyo.

Hamamatsu $1,750
Tokyo $3,489

Living in Hamamatsu costs roughly 54% less than in Tokyo, and outside of rent the biggest gap is in leisure.

The two cities straddle the global median: Hamamatsu is 42% below, Tokyo is 24% above.

Meal at Budget Restaurant

$3.90 ¥614

$7.72 ¥1,217

-49.48%

Three-Course Dinner for Two, Mid-Range

$41.78 ¥6,581

$37.51 ¥5,909

11.38%

Fast Food Meal (McDonalds, etc)

$5.19 ¥818

$5.01 ¥788

3.59%

Cappuccino

$3.41 ¥538

$3.68 ¥579

-7.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥173

$1.51 ¥238

-27.15%

Water (0.33 liter bottle)

$0.75 ¥118

$0.85 ¥133

-11.76%

Local Beer (0.5 liter draught)

$2.61 ¥411

$3.77 ¥594

-30.77%

Imported Beer (0.33 liter bottle)

$3.11 ¥489

$5.75 ¥906

-45.91%

Milk (1 liter)

$1.08 ¥170

$1.49 ¥235

-27.52%

White Bread (500g)

$1.70 ¥267

$1.73 ¥273

-1.73%

Rice (white) (1kg)

$3.67 ¥578

$5.80 ¥913

-36.72%

Eggs

$1.68 ¥265

$2.25 ¥354

-25.33%

Local Cheese (1kg)

$10.25 ¥1,615

$11.50 ¥1,811

-10.87%

Chicken Fillets (1kg)

$6.17 ¥971

$6.96 ¥1,096

-11.35%

Beef Round Steak (1kg)

$14.24 ¥2,242

$16.39 ¥2,582

-13.12%

Apples (1kg)

$5.80 ¥914

$4.73 ¥745

22.62%

Banana (1kg)

$2.84 ¥447

$2.28 ¥359

24.56%

Oranges (1kg)

$2.95 ¥465

$4.26 ¥671

-30.75%

Tomato (1kg)

$4.30 ¥678

$5.37 ¥845

-19.93%

Potato (1kg)

$2.61 ¥412

$3.29 ¥519

-20.67%

Onion (1kg)

$2.59 ¥407

$3.00 ¥473

-13.67%

Lettuce (1 head)

$1.29 ¥204

$1.15 ¥181

12.17%

Water (1.5 liter bottle)

$0.66 ¥104

$0.80 ¥126

-17.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 ¥612

$3.89 ¥613

Wine (Bottle)

$6.39 ¥1,006

$9.72 ¥1,531

-34.26%

Local Beer (0.5 liter bottle)

$1.82 ¥287

$1.70 ¥268

7.06%

Imported Beer (0.33 liter bottle)

$2.10 ¥331

$2.66 ¥419

-21.05%

One-way Ticket (Public Transport)

$1.25 ¥197

Public Transport Monthly Pass (Regular Price)

$50.1 ¥7,896

$62.4 ¥9,835

-19.71%

Taxi Start (Normal Tariff)

$3.11 ¥489

$3.15 ¥495

-1.27%

Taxi (Normal Tariff) (1km)

$2.63 ¥414

$3.14 ¥494

-16.24%

Taxi 1hour Waiting (Normal Tariff)

$20.62 ¥3,248

$18.98 ¥2,989

8.64%

Gasoline (1 liter)

$1.06 ¥167

$1.11 ¥175

-4.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ¥3.4M

$22.5K ¥3.5M

-4.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.8K ¥2.5M

$15.3K ¥2.4M

3.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ¥20.5K

$147 ¥23.1K

-11.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.59 ¥1,353

$23.17 ¥3,650

-62.93%

Internet (50+ Mbps, Unlimited Data)

$32.78 ¥5,164

$30.10 ¥4,741

8.90%

Gym Membership (Monthly)

$57.4 ¥9,048

Tennis Court (1 Hour on Weekend)

$17.40 ¥2,741

$26.48 ¥4,171

-34.29%

Cinema Ticket

$13.08 ¥2,060

$13.39 ¥2,109

-2.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$819 ¥129.0K

$1,410 ¥222.1K

-41.91%

International Primary School, 1 Child (Yearly)

$14.8K ¥2.3M

$18.6K ¥2.9M

-20.32%

Jeans (Levis 501 Or Similar)

$63.6 ¥10.0K

$55.3 ¥8,715

15.00%

Summer Dress (H&M, Zara, etc)

$37.10 ¥5,844

$32.43 ¥5,108

14.40%

Sport Shoes (Adidas, Nike)

$61.3 ¥9,655

$64.4 ¥10.1K

-4.84%

Men's Leather Business Shoes

$103 ¥16.2K

$72.1 ¥11.4K

43.09%

1-bedroom Apartment, City Center (Monthly)

$1,329 ¥209.4K

1-bedroom Apartment, Outside City Center (Monthly)

$729 ¥114.8K

3-bedroom Apartment, City Center (Monthly)

$2,622 ¥413.1K

3-bedroom Apartment, Outside City Center (Monthly)

$1,401 ¥220.7K

Buy Apartment in City Center (m2)

$7,787 ¥1.2M

$10.7K ¥1.7M

-27.26%

Buy Apartment Outside City Center (m2)

$5,298 ¥834.5K

$5,054 ¥796.1K

4.83%

Average Monthly Net Salary (After Tax)

$1,602 ¥252.4K

$3,019 ¥475.5K

-46.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

2.25

17.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamamatsu: October 24, 2026

Last update for Tokyo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hamamatsu

$285 36.4%

Tokyo

$327 19.4% 14.9% $42

Monthly Utilities & Internet

Hamamatsu

$172 21.9%

Tokyo

$200 11.9% 16.5% $28

Clothing & Footwear

Hamamatsu

$119 15.2%

Tokyo

$101 6% 15.4% $18

Eating Out

Hamamatsu

$114 14.6%

Tokyo

$161 9.5% 40.5% $46

Getting Around

Hamamatsu

$66 * 8.5%

Tokyo

$86 5.1% 29.9% $20

Sport & Entertainment

Hamamatsu

$26 * 3.3%

Tokyo

$84 5% 222% $58

Accommodation & Living

Hamamatsu

- * 0%

Tokyo

$729 43.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Tokyo pays 88% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42 in Hamamatsu vs $38 in Tokyo. Groceries flip the comparison at $285 vs $327, with Hamamatsu cheaper for home cooking.

Good to know

🇯🇵 Hamamatsu

🇯🇵 Tokyo

🕒 Local time

12:23 12:23 PM

Same time as Hamamatsu

🌤 Weather

👥 Population

797,033

13,613,660 Capital

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.35 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.35 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamamatsu vs Tokyo: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $783 in Hamamatsu and $1,688 in Tokyo, so Hamamatsu is about 54% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 47% lower in Hamamatsu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 15% higher in Tokyo. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Tokyo – a meal for two runs $38 versus $42 in Hamamatsu. If you eat out regularly, this makes a real dent in your monthly spending.

At $783 in Hamamatsu versus $1,688 in Tokyo, a $1,200 budget is realistic in Hamamatsu but tight or insufficient in Tokyo. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamamatsu and Tokyo are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Hamamatsu wins on affordability, Tokyo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.