🙂Monthly costs for one person with rent: $1,109 in Hamamatsu versus $1,714 in Tokyo.
🙂Estimated couple costs with rent: $1,844 in Hamamatsu versus $2,739 in Tokyo.
🙂Monthly costs for a family of three with rent: $2,579 in Hamamatsu versus $3,765 in Tokyo.
🙂Living in Hamamatsu costs roughly 35% less than in Tokyo, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Hamamatsu is 17% below, Tokyo is 28% above.
Currency
🍽 Eating Out
Hamamatsu
Tokyo
Difference
Meal at Budget Restaurant
$4.99¥798
$8.47¥1,354
-41.09%
Three-Course Dinner for Two, Mid-Range
$40.88¥6,538
$49.34¥7,892
-17.15%
Fast Food Meal(McDonalds, etc)
$3.44¥550
$5.67¥907
-39.33%
Cappuccino
$3.07¥490
$3.60¥576
-14.72%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.72¥115
$1.25¥200
-42.40%
Water(0.33 liter bottle)
$0.75¥120
$0.87¥139
-13.79%
Local Beer(0.5 liter draught)
$2.07¥331
$4.26¥681
-51.41%
Imported Beer(0.33 liter bottle)
$2.75¥440
$5.27¥843
-47.82%
🛒 Groceries & Markets
Hamamatsu
Tokyo
Difference
Milk(1 liter)
$1.51¥242
$1.63¥261
-7.36%
White Bread(500g)
$1.73¥276
$1.52¥244
13.82%
Rice(white)(1kg)
$5.00¥799
$5.56¥889
-10.07%
Eggs
$1.82¥291
$2.34¥374
-22.22%
Local Cheese(1kg)
$9.93¥1,588
$15.89¥2,541
-37.51%
Chicken Fillets(1kg)
$6.24¥997
$7.78¥1,244
-19.79%
Beef Round Steak(1kg)
$15.56¥2,489
$22.52¥3,602
-30.91%
Apples(1kg)
$4.22¥675
$5.35¥855
-21.12%
Banana(1kg)
$2.10¥336
$2.65¥424
-20.75%
Oranges(1kg)
$3.40¥544
$5.84¥935
-41.78%
Tomato(1kg)
$4.26¥682
$6.04¥967
-29.47%
Potato(1kg)
$3.40¥543
$3.23¥517
5.26%
Onion(1kg)
$4.18¥668
$3.34¥534
25.15%
Lettuce(1 head)
$1.40¥223
$1.49¥239
-6.04%
Water(1.5 liter bottle)
$0.88¥140
$0.92¥148
-4.35%
Cigarettes 20 Pack(Marlboro, Camel)
$3.52¥563
$4.20¥672
-16.19%
Wine(Bottle)
$9.40¥1,504
$9.13¥1,460
2.96%
Local Beer(0.5 liter bottle)
$1.77¥284
$2.08¥332
-14.90%
Imported Beer(0.33 liter bottle)
$2.07¥331
$2.96¥474
-30.07%
🚌 Getting Around
Hamamatsu
Tokyo
Difference
One-way Ticket(Public Transport)
$1.01¥162
$1.41¥225
-28.37%
Public Transport Monthly Pass(Regular Price)
$54.8¥8,770
$81.9¥13.1K
-33.01%
Taxi Start(Normal Tariff)
$3.39¥542
$3.50¥560
-3.14%
Taxi(Normal Tariff)(1km)
$2.93¥468
$3.01¥481
-2.66%
Taxi 1hour Waiting(Normal Tariff)
$22.59¥3,613
$26.66¥4,264
-15.27%
Gasoline(1 liter)
$1.21¥193
$1.25¥200
-3.20%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K¥3.3M
$23.0K¥3.7M
-9.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$14.0K¥2.2M
$17.3K¥2.8M
-18.91%
🧾 Monthly Utilities & Internet
Hamamatsu
Tokyo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$109¥17.4K
$167¥26.7K
-34.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.72¥1,554
$26.17¥4,186
-62.86%
Internet(50+ Mbps, Unlimited Data)
$21.01¥3,360
$33.97¥5,434
-38.15%
🎉 Sport & Entertainment
Hamamatsu
Tokyo
Difference
Gym Membership(Monthly)
$105¥16.8K
$69.3¥11.1K
51.32%
Tennis Court(1 Hour on Weekend)
$18.77¥3,002
$20.10¥3,215
-6.62%
Cinema Ticket
$13.50¥2,160
$13.09¥2,094
3.13%
🧸 Childcare & Education
Hamamatsu
Tokyo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$278¥44.5K
$512¥81.8K
-45.67%
International Primary School, 1 Child(Yearly)
$14.1K¥2.3M
$15.6K¥2.5M
-9.35%
👕👟 Clothing & Footwear
Hamamatsu
Tokyo
Difference
Jeans(Levis 501 Or Similar)
$42.38¥6,778
$61.6¥9,846
-31.16%
Summer Dress(H&M, Zara, etc)
$27.81¥4,448
$40.45¥6,470
-31.25%
Sport Shoes(Adidas, Nike)
$54.6¥8,737
$66.6¥10.7K
-18.02%
Men's Leather Business Shoes
$106¥16.9K
$90.6¥14.5K
16.65%
🏠 Accommodation & Living
Hamamatsu
Tokyo
Difference
1-bedroom Apartment, City Center(Monthly)
$376¥60.2K
$1,118¥178.8K
-66.35%
1-bedroom Apartment, Outside City Center(Monthly)
$245¥39.1K
$594¥94.9K
-58.79%
3-bedroom Apartment, City Center(Monthly)
$871¥139.3K
$2,691¥430.4K
-67.63%
3-bedroom Apartment, Outside City Center(Monthly)
$581¥92.9K
$1,335¥213.5K
-56.51%
Buy Apartment in City Center(m2)
$7,573¥1.2M
$10.7K¥1.7M
-29.46%
Buy Apartment Outside City Center(m2)
$5,304¥848.4K
$4,981¥796.6K
6.50%
💵 Salaries & Financials
Hamamatsu
Tokyo
Difference
Average Monthly Net Salary(After Tax)
$1,248¥199.6K
$2,491¥398.3K
-49.90%
20-Year Fixed Mortgage Interest Rate(Annual %)
0.95
1.72
-44.77%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hamamatsu: June 8, 2026
Last update for Tokyo: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $376 in Hamamatsu and $1,118 in Tokyo. Housing cost is often the main lever when comparing two cities.
💰Tokyo pays 100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $41.00 in Hamamatsu vs $49.00 in Tokyo for a mid-range dinner for two. Groceries echo the gap at $302 vs $382 per month, with Hamamatsu cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamamatsu vs Tokyo: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Hamamatsu and Tokyo?
Hamamatsu and Tokyo differ by about 54% in total monthly costs ($1,109 vs $1,714 including rent). Hamamatsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Tokyo earns 100% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Hamamatsu and Tokyo?
Rent for a central apartment: $376 in Hamamatsu versus $1,118 in Tokyo. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 26% higher in Tokyo. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Hamamatsu – a meal for two runs $41.00 versus $49.00 in Tokyo. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,109 in Hamamatsu versus $1,714 in Tokyo, a $2,000 budget is realistic in Hamamatsu but tight or insufficient in Tokyo. The gap between the two cities makes Hamamatsu the clear choice for anyone on this budget.
How does quality of life compare between Hamamatsu and Tokyo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Hamamatsu or Tokyo safer for residents?
Safety-wise, Hamamatsu and Tokyo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Hamamatsu or Tokyo?
Expats usually find Hamamatsu gentler on the wallet – expenses run 54% less than in Tokyo. Beyond cost, consider language, visa policies, and how big the international community is in each city.