Cost of Living Comparison Between Ubud, Bali and Tobago Cost of Living Comparison Between Ubud, Bali and Tobago

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,115 in Tobago, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,875 in Tobago, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,634 in Tobago, rent included.

Ubud, Bali costs about 27% more than Tobago, driven mainly by Eating Out.

Ubud, Bali sits 6% above the global median, while Tobago is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$8.99 TTD 60.2

-60.40%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$65.6 TTD 439

-50.08%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.23 TTD 48.47

-31.54%

Cappuccino

$2.71 Rp 48.4K

$3.63 TTD 24.32

-25.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.92 TTD 6.13

45.65%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.81 TTD 5.42

-13.58%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$3.67 TTD 24.58

-20.44%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.88 TTD 19.30

37.50%

Milk (1 liter)

$1.81 Rp 32.3K

$2.26 TTD 15.15

-19.91%

White Bread (500g)

$2.52 Rp 45.0K

$2.30 TTD 15.42

9.57%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.90 TTD 19.46

-60.00%

Eggs

$2.46 Rp 43.9K

$4.48 TTD 30.01

-45.09%

Local Cheese (1kg)

$14.71 Rp 262.7K

$7.28 TTD 48.75

102.06%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$7.35 TTD 49.25

-41.22%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.46 TTD 49.98

62.73%

Apples (1kg)

$3.84 Rp 68.6K

$6.97 TTD 46.69

-44.91%

Banana (1kg)

$1.56 Rp 27.8K

$2.36 TTD 15.83

-33.90%

Oranges (1kg)

$2.83 Rp 50.6K

$2.92 TTD 19.58

-3.08%

Tomato (1kg)

$2.33 Rp 41.5K

$2.90 TTD 19.41

-19.66%

Potato (1kg)

$1.91 Rp 34.2K

$1.21 TTD 8.11

57.85%

Onion (1kg)

$2.20 Rp 39.3K

$1.20 TTD 8.04

83.33%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.59 TTD 10.67

-36.48%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.31 TTD 8.76

-40.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$4.83 TTD 32.35

-31.26%

Wine (Bottle)

$23.74 Rp 423.9K

$21.73 TTD 146

9.25%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$3.42 TTD 22.91

-18.42%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.37 TTD 22.59

-15.13%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.77 TTD 5.15

-64.94%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.76 TTD 5.06

-39.47%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.77 TTD 5.18

-41.56%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$15.24 TTD 102

-59.97%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.04 TTD 6.94

-24.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$26.7K TTD 178.8K

-2.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$40.4K TTD 271.0K

-20.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$60.2 TTD 404

-60.96%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$54.6 TTD 366

80.67%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$15.05 TTD 101

-55.95%

Cinema Ticket

$4.15 Rp 74.1K

$7.43 TTD 49.79

-44.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$96.9 TTD 649

213.68%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$51.7 TTD 346

7.43%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$46.21 TTD 310

-17.10%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$154 TTD 1,029

-42.29%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$69.9 TTD 469

11.34%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$413 TTD 2,767

143.70%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$341 TTD 2,283

98.14%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$805 TTD 5,394

327.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$660 TTD 4,420

209.11%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$733 TTD 4,908

-77.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

89.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Tobago: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $413 in Tobago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 343% higher in Tobago, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $66.0 in Tobago. Monthly groceries follow the same trend: $302 vs $327 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tobago: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 27%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,673 in Tobago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tobago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $66.0 in Tobago. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 8% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Tobago, where all-in costs run around $1,115, than in Ubud, Bali at $1,419. In Tobago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tobago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tobago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.