Cost of Living Comparison Between Ubud, Bali and Tobago Cost of Living Comparison Between Ubud, Bali and Tobago

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,133 in Tobago, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,881 in Tobago, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,630 in Tobago, rent included.

Ubud, Bali costs about 24% more than Tobago, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Tobago is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$8.95 TTD 60.3

-61.45%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$66.0 TTD 445

-51.00%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$7.19 TTD 48.48

-32.68%

Cappuccino

$2.75 Rp 49.3K

$3.68 TTD 24.78

-25.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.95 TTD 6.42

45.26%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.81 TTD 5.49

-7.41%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$3.72 TTD 25.04

-19.62%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.99 TTD 20.13

28.76%

Milk (1 liter)

$1.74 Rp 31.1K

$2.36 TTD 15.89

-26.27%

White Bread (500g)

$2.46 Rp 44.1K

$2.31 TTD 15.56

6.49%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.92 TTD 19.65

-59.93%

Eggs

$2.43 Rp 43.6K

$4.54 TTD 30.61

-46.48%

Local Cheese (1kg)

$14.50 Rp 260.2K

$7.23 TTD 48.71

100.55%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$7.44 TTD 50.1

-41.53%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.21 TTD 48.58

66.16%

Apples (1kg)

$3.72 Rp 66.7K

$7.02 TTD 47.29

-47.01%

Banana (1kg)

$1.63 Rp 29.2K

$2.47 TTD 16.67

-34.01%

Oranges (1kg)

$2.74 Rp 49.2K

$2.94 TTD 19.81

-6.80%

Tomato (1kg)

$2.24 Rp 40.2K

$3.00 TTD 20.25

-25.33%

Potato (1kg)

$1.92 Rp 34.4K

$1.21 TTD 8.14

58.68%

Onion (1kg)

$2.28 Rp 40.8K

$1.21 TTD 8.13

88.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.57 TTD 10.56

-32.48%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.30 TTD 8.76

-44.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.67 TTD 31.45

-29.55%

Wine (Bottle)

$23.19 Rp 416.1K

$21.60 TTD 146

7.36%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$3.38 TTD 22.76

-17.75%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.43 TTD 23.10

-20.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.78 TTD 5.23

-65.38%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.72 TTD 4.82

-33.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.72 TTD 4.87

-41.67%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$15.48 TTD 104

-59.82%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.02 TTD 6.88

-20.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$26.7K TTD 179.8K

-0.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$39.7K TTD 267.6K

-18.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$58.3 TTD 393

-58.25%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$54.4 TTD 367

81.17%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$14.52 TTD 97.9

-56.34%

Cinema Ticket

$3.99 Rp 71.5K

$7.41 TTD 49.94

-46.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$95.7 TTD 645

218.64%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$50.7 TTD 342

6.74%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$47.01 TTD 317

-19.57%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$153 TTD 1,029

-43.13%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$67.8 TTD 457

12.54%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$403 TTD 2,714

146.32%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$350 TTD 2,357

92.40%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$800 TTD 5,395

321.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$677 TTD 4,564

202.75%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$733 TTD 4,943

-77.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

89.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tobago: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $403 in Tobago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 339% higher in Tobago, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $66.0 in Tobago. Monthly groceries follow the same trend: $297 vs $329 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tobago: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 24%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,699 in Tobago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tobago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $66.0 in Tobago. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 11% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Tobago, where all-in costs run around $1,133, than in Ubud, Bali at $1,408. In Tobago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tobago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tobago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.