Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tobago

For one person, living is cheaper in Tobago: $1,214 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Tobago
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Tobago Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Tobago

🇹🇹 Trinidad And Tobago

$1,214

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tobago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tobago actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,214 in Tobago, rent included.

Ubud, Bali $1,368
Tobago $1,214

A couple spends around $2,314 per month in Ubud, Bali vs $1,829 in Tobago, rent included.

Ubud, Bali $2,314
Tobago $1,829

A family of three spends $3,260 per month in Ubud, Bali vs $2,444 in Tobago, rent included.

Ubud, Bali $3,260
Tobago $2,444

Ubud, Bali costs about 13% more than Tobago, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 1% above the global median, while Tobago is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$10.11 TTD 68.0

-67.06%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$42.09 TTD 283

-16.42%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$9.67 TTD 65.1

-40.02%

Cappuccino

$2.73 Rp 49.1K

$3.86 TTD 25.94

-29.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.63 TTD 10.97

0.61%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.64 TTD 11.04

-49.39%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.65 TTD 24.56

-26.03%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$4.48 TTD 30.12

-4.02%

Milk (1 liter)

$1.50 Rp 27.1K

$2.52 TTD 16.94

-40.48%

White Bread (500g)

$2.30 Rp 41.4K

$2.42 TTD 16.26

-4.96%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.39 TTD 16.09

-50.63%

Eggs

$2.14 Rp 38.6K

$4.94 TTD 33.23

-56.68%

Local Cheese (1kg)

$17.48 Rp 314.6K

$6.39 TTD 42.96

173.55%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.20 TTD 48.41

-44.03%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$6.00 TTD 40.39

103.83%

Apples (1kg)

$3.55 Rp 63.9K

$4.12 TTD 27.72

-13.83%

Banana (1kg)

$1.57 Rp 28.3K

$2.41 TTD 16.21

-34.85%

Oranges (1kg)

$2.24 Rp 40.2K

$2.24 TTD 15.07

Tomato (1kg)

$1.93 Rp 34.7K

$2.24 TTD 15.06

-13.84%

Potato (1kg)

$1.88 Rp 33.9K

$1.00 TTD 6.70

88.00%

Onion (1kg)

$2.29 Rp 41.3K

$1.59 TTD 10.67

44.03%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.88 TTD 12.63

-47.34%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.45 TTD 9.77

-63.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.51 TTD 30.31

-49.45%

Wine (Bottle)

$23.01 Rp 414.2K

$22.33 TTD 150

3.05%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.72 TTD 25.04

-37.10%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$4.50 TTD 30.28

-35.33%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.77 TTD 5.18

-68.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.72 TTD 4.83

-33.33%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$8.87 TTD 59.7

-38.56%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.03 TTD 6.93

-14.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$59.5 TTD 400

39.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$26.84 TTD 181

-75.97%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$73.2 TTD 492

-74.61%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$51.2 TTD 344

9.13%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$7.86 TTD 52.9

-44.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$72.4 TTD 487

580.74%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$44.66 TTD 300

3.43%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$47.85 TTD 322

-26.17%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$141 TTD 949

-43.92%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$90.0 TTD 606

-12.94%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$406 TTD 2,732

181.26%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$332 TTD 2,232

103.60%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$548 TTD 3,683

539.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$508 TTD 3,416

234.72%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$730 TTD 4,912

-77.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Tobago: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Tobago

$332 27.3% 50.9% $344

Groceries & Markets

Ubud, Bali

$290 21.2%

Tobago

$310 25.6% 6.9% $20

Eating Out

Ubud, Bali

$109 8%

Tobago

$196 16.2% 80.6% $88

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Tobago

$159 13.1% 47.6% $51

Clothing & Footwear

Ubud, Bali

$108 7.9%

Tobago

$146 12% 35.4% $38

Sport & Entertainment

Ubud, Bali

$65 4.7%

Tobago

$67 5.5% 3.5% $2.3

Getting Around

Ubud, Bali

$13 0.9%

Tobago

$3.8 * 0.3% 69.7% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $406 in Tobago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 344% higher in Tobago, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $42.00 in Tobago. Monthly groceries follow the same trend: $290 vs $310 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇹🇹 Tobago

🕒 Local time

03:25 3:25 AM

15:25 3:25 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

54,000

💱 Currency

Indonesian Rupiah IDR Rp

Trinidad and Tobago Dollar TTD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 TTD = 0.149 USD

1 TTD = 0.132 EUR

Exchange rates and currency converter

TTD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Trinidad and Tobago Dollar exchange rates as of October 19, 2026: 1 USD = 6.73 TTD (1 TTD = 0.149 USD). 1 EUR = 7.56 TTD (1 TTD = 0.132 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tobago 19,480 km ≈ 25 h nonstop flight

From you

Ubud, Bali
Tobago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tobago: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 13%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,822 in Tobago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tobago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $42.00 in Tobago. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 7% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Tobago, where all-in costs run around $1,214, than in Ubud, Bali at $1,368. In Tobago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tobago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tobago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.