Cost of Living Comparison Between Ubud, Bali and Tobago Cost of Living Comparison Between Ubud, Bali and Tobago

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,193 in Tobago, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,838 in Tobago, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $2,484 in Tobago, rent included.

Ubud, Bali costs about 17% more than Tobago, driven mainly by Eating Out.

Ubud, Bali sits 2% above the global median, while Tobago is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$10.17 TTD 67.7

-66.86%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$42.46 TTD 283

-9.11%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$9.58 TTD 63.7

-42.38%

Cappuccino

$2.64 Rp 46.8K

$3.67 TTD 24.45

-28.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.63 TTD 10.88

2.45%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.63 TTD 10.88

-52.76%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$3.77 TTD 25.12

-30.24%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$4.39 TTD 29.19

-2.51%

Milk (1 liter)

$1.55 Rp 27.3K

$2.50 TTD 16.66

-38.00%

White Bread (500g)

$2.22 Rp 39.3K

$2.49 TTD 16.55

-10.84%

Rice (white) (1kg)

$1.13 Rp 19.9K

$2.30 TTD 15.29

-50.87%

Eggs

$2.09 Rp 36.9K

$4.85 TTD 32.30

-56.91%

Local Cheese (1kg)

$17.39 Rp 307.6K

$6.20 TTD 41.26

180.48%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$7.21 TTD 47.95

-46.32%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$5.91 TTD 39.34

112.35%

Apples (1kg)

$3.62 Rp 63.9K

$4.01 TTD 26.66

-9.73%

Banana (1kg)

$1.56 Rp 27.6K

$2.46 TTD 16.36

-36.59%

Oranges (1kg)

$2.35 Rp 41.6K

$2.25 TTD 14.99

4.44%

Tomato (1kg)

$2.06 Rp 36.4K

$2.26 TTD 15.03

-8.85%

Potato (1kg)

$1.90 Rp 33.6K

$0.99 TTD 6.56

91.92%

Onion (1kg)

$2.34 Rp 41.3K

$1.65 TTD 11.00

41.82%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.81 TTD 12.05

-43.09%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.49 TTD 9.89

-63.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$4.45 TTD 29.63

-49.44%

Wine (Bottle)

$23.81 Rp 421.0K

$21.66 TTD 144

9.93%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$3.77 TTD 25.06

-38.73%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$4.40 TTD 29.31

-36.36%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$0.76 TTD 5.03

-64.47%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$0.77 TTD 5.14

-37.66%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$9.07 TTD 60.4

-36.93%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.04 TTD 6.91

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$59.9 TTD 399

39.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$26.98 TTD 180

-76.06%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$74.0 TTD 493

-74.34%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$51.2 TTD 341

9.36%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

$7.89 TTD 52.5

-45.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$74.5 TTD 495

553.40%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$43.59 TTD 290

4.52%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$48.02 TTD 320

-24.24%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$137 TTD 913

-40.27%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$89.9 TTD 599

-10.61%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$399 TTD 2,656

179.76%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$329 TTD 2,191

112.93%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$550 TTD 3,662

542.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$509 TTD 3,390

245.98%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$746 TTD 4,963

-77.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Tobago: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $399 in Tobago. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 339% higher in Tobago, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $42.00 in Tobago. Monthly groceries follow the same trend: $293 vs $308 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tobago: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 17%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,789 in Tobago. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tobago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $42.00 in Tobago. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 5% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Tobago, where all-in costs run around $1,193, than in Ubud, Bali at $1,396. In Tobago it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Tobago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tobago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.