Last update: Oct 2026

Cost of Living Comparison Between Tobago and St.James

For one person, living is cheaper in St.James: $917 a month against $1,216 in Tobago, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Tobago outweigh lower spending on other living expenses.

Tobago, Trinidad And Tobago
St.James, Trinidad And Tobago
Tobago
🇹🇹 Trinidad And Tobago
$1,216
/mo nomad
St.James
🇹🇹 Trinidad And Tobago
$917
/mo nomad
Monthly Cost of Living

How much you'll spend in Tobago and in St.James

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tobago and in St.James actually costs, broken down by who's living it.

A single person spends $1,216 per month in Tobago vs $917 in St.James, rent included.

  • Tobago $1,216
  • St.James $917

A couple spends around $1,831 per month in Tobago vs $1,593 in St.James, rent included.

  • Tobago $1,831
  • St.James $1,593

A family of three spends $2,445 per month in Tobago vs $2,270 in St.James, rent included.

  • Tobago $2,445
  • St.James $2,270

Tobago costs about 33% more than St.James, and outside of rent the biggest gap is in leisure.

Both Tobago and St.James are more affordable than the global median – Tobago 11% lower, St.James 33% lower.

Currency
🍽 Eating Out
Tobago
St.James
Difference
Meal at Budget Restaurant
$9.94 TTD 66.7
$10.13 TTD 68.0
-1.88%
Three-Course Dinner for Two, Mid-Range
$41.52 TTD 279
$88.4 TTD 593
-53.01%
Fast Food Meal (McDonalds, etc)
$9.65 TTD 64.8
$9.03 TTD 60.6
6.87%
Cappuccino
$3.74 TTD 25.11
$3.65 TTD 24.50
2.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 TTD 11.01
$0.99 TTD 6.67
65.66%
Water (0.33 liter bottle)
$1.67 TTD 11.23
$0.77 TTD 5.15
116.88%
Local Beer (0.5 liter draught)
$3.68 TTD 24.69
$2.25 TTD 15.07
63.56%
Imported Beer (0.33 liter bottle)
$4.55 TTD 30.54
$3.67 TTD 24.64
23.98%
🛒 Groceries & Markets
Tobago
St.James
Difference
Milk (1 liter)
$2.59 TTD 17.41
$2.51 TTD 16.86
3.19%
White Bread (500g)
$2.39 TTD 16.05
$2.48 TTD 16.68
-3.63%
Rice (white) (1kg)
$2.38 TTD 15.96
$2.80 TTD 18.83
-15.00%
Eggs
$4.85 TTD 32.57
$4.43 TTD 29.75
9.48%
Local Cheese (1kg)
$6.09 TTD 40.91
$6.57 TTD 44.08
-7.31%
Chicken Fillets (1kg)
$7.49 TTD 50.3
$9.90 TTD 66.5
-24.34%
Beef Round Steak (1kg)
$5.91 TTD 39.68
$11.79 TTD 79.2
-49.87%
Apples (1kg)
$4.05 TTD 27.20
$5.66 TTD 37.99
-28.45%
Banana (1kg)
$2.50 TTD 16.76
$2.97 TTD 19.91
-15.82%
Oranges (1kg)
$2.34 TTD 15.73
$3.75 TTD 25.20
-37.60%
Tomato (1kg)
$2.23 TTD 15.00
$4.28 TTD 28.72
-47.90%
Potato (1kg)
$1.01 TTD 6.79
$2.21 TTD 14.84
-54.30%
Onion (1kg)
$1.59 TTD 10.70
$1.87 TTD 12.55
-14.97%
Lettuce (1 head)
$1.86 TTD 12.50
$1.91 TTD 12.85
-2.62%
Water (1.5 liter bottle)
$1.44 TTD 9.64
$1.35 TTD 9.08
6.67%
Cigarettes 20 Pack (Marlboro, Camel)
$4.48 TTD 30.06
$5.73 TTD 38.50
-21.82%
Wine (Bottle)
$22.21 TTD 149
$19.28 TTD 129
15.20%
Local Beer (0.5 liter bottle)
$3.78 TTD 25.40
$2.21 TTD 14.83
71.04%
Imported Beer (0.33 liter bottle)
$4.41 TTD 29.61
$3.00 TTD 20.14
47.00%
🚌 Getting Around
Tobago
St.James
Difference
One-way Ticket (Public Transport)
$0.72 TTD 4.83
-
-
Taxi Start (Normal Tariff)
$0.73 TTD 4.90
$1.01 TTD 6.79
-27.72%
Taxi (Normal Tariff) (1km)
-
$1.23 TTD 8.26
-
Taxi 1hour Waiting (Normal Tariff)
$8.68 TTD 58.2
$14.65 TTD 98.4
-40.75%
Gasoline (1 liter)
$1.02 TTD 6.85
$1.17 TTD 7.84
-12.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$37.2K TTD 250.1K
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$40.7K TTD 273.6K
-
🧾 Monthly Utilities & Internet
Tobago
St.James
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$59.4 TTD 399
$90.2 TTD 606
-34.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.93 TTD 181
$50.9 TTD 342
-47.08%
Internet (50+ Mbps, Unlimited Data)
$73.1 TTD 491
$56.0 TTD 376
30.46%
🎉 Sport & Entertainment
Tobago
St.James
Difference
Gym Membership (Monthly)
$51.7 TTD 347
-
-
Cinema Ticket
$7.96 TTD 53.4
$9.06 TTD 60.8
-12.14%
🧸 Childcare & Education
Tobago
St.James
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$74.0 TTD 497
$398 TTD 2,671
-81.39%
International Primary School, 1 Child (Yearly)
-
$10.9K TTD 73.2K
-
👕👟 Clothing & Footwear
Tobago
St.James
Difference
Jeans (Levis 501 Or Similar)
$44.79 TTD 301
$54.3 TTD 365
-17.54%
Summer Dress (H&M, Zara, etc)
$48.29 TTD 324
$51.3 TTD 344
-5.87%
Sport Shoes (Adidas, Nike)
$138 TTD 927
$148 TTD 996
-6.89%
Men's Leather Business Shoes
$87.7 TTD 588
$103 TTD 694
-15.19%
🏠 Accommodation & Living
Tobago
St.James
Difference
1-bedroom Apartment, City Center (Monthly)
$409 TTD 2,746
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$336 TTD 2,258
-
-
3-bedroom Apartment, City Center (Monthly)
$545 TTD 3,656
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$520 TTD 3,488
-
-
💵 Salaries & Financials
Tobago
St.James
Difference
Average Monthly Net Salary (After Tax)
$751 TTD 5,041
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
0
5.75
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tobago: October 25, 2026

Last update for St.James: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tobago
$336
St.James
- * 100%
Groceries & Markets
Tobago
$311
St.James
$356 14.4% $45
Eating Out
Tobago
$194
St.James
$178 8.5% $17
Monthly Utilities & Internet
Tobago
$159
St.James
$197 23.7% $38
Clothing & Footwear
Tobago
$144
St.James
$161 12.1% $17
Sport & Entertainment
Tobago
$68
St.James
$18 * 73.2% $50
Getting Around
Tobago
$3.6 *
St.James
$7.2 * 98.9% $3.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $42 in Tobago versus $88 in St.James. Monthly groceries follow the same trend: $311 vs $356 – making Tobago the more affordable choice for daily food spending.

Good to know
🇹🇹 Tobago
🇹🇹 St.James
🕒 Local time
07:17 7:17 AM
07:17 7:17 AM
Same time as Tobago
🌤 Weather
👥 Population
54,000
4,342
Exchange rates and currency converter

USD, EUR to TTD – Trinidad and Tobago Dollar Converter

Trinidad and Tobago Dollar exchange rates as of October 28, 2026: 1 USD = 6.71 TTD (1 TTD = 0.149 USD). 1 EUR = 7.47 TTD (1 TTD = 0.134 EUR).

On the map
Between locations
  • Tobago St.James 110 km
From you
  • Tobago
  • St.James

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tobago vs St.James: Cost of Living - Frequently Asked Questions
How do living costs in Tobago and in St.James compare overall?
Monthly costs with rent: $1,216 in Tobago, $917 in St.James – roughly 33% apart. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in Tobago compared to St.James?
For a comfortable life, plan on about $1,823 per month in Tobago and $1,375 in St.James. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city is more expensive overall: Tobago or St.James?
Monthly expenses with rent come to $1,216 in Tobago and $917 in St.James. That’s a gap of about 33%.
What is the difference in childcare costs between Tobago and St.James?
Kindergarten costs $74 per month in Tobago and $398 in St.James. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,200 per month?
A $1,200 monthly budget goes further in St.James, where all-in costs run around $917, than in Tobago at $1,216. In St.James it covers expenses comfortably, while in Tobago it requires careful planning or may not stretch far enough.
How does quality of life compare between Tobago and St.James?
It depends on your priorities. St.James has an edge in some lifestyle areas, with costs from $917 in St.James to $1,216 in Tobago. Climate, culture, job market, and personal taste all factor in.

Tobago vs other spots: cost of living compared

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