Last update: Nov 2026

Cost of Living Comparison Between Toa Alta and Montreal

For one person, living is cheaper in Toa Alta: $1,243 a month against $2,067 in Montreal, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Toa Alta
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Toa Alta Living Index
100

Cost of Living Index in Montreal
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Montreal Living Index

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Toa Alta

🇵🇷 Puerto Rico

$1,243

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Toa Alta and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toa Alta and in Montreal actually costs, broken down by who's living it.

A single person spends $1,243 per month in Toa Alta vs $2,067 in Montreal, rent included.

Toa Alta $1,243
Montreal $2,067

A couple spends around $1,942 per month in Toa Alta vs $3,179 in Montreal, rent included.

Toa Alta $1,942
Montreal $3,179

A family of three spends $2,641 per month in Toa Alta vs $4,291 in Montreal, rent included.

Toa Alta $2,641
Montreal $4,291

Toa Alta is about 40% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Toa Alta sits 8% below the global median, while Montreal is 53% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.93 $12.93

$18.89 CA$26.48

-31.55%

Three-Course Dinner for Two, Mid-Range

$81.3 $81.3

$72.6 CA$102

11.98%

Fast Food Meal (McDonalds, etc)

$9.09 $9.09

$10.79 CA$15.13

-15.76%

Cappuccino

$3.53 $3.53

$3.98 CA$5.58

-11.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 $1.62

$2.02 CA$2.83

-19.80%

Water (0.33 liter bottle)

$1.38 $1.38

$1.63 CA$2.29

-15.34%

Local Beer (0.5 liter draught)

$3.09 $3.09

$6.32 CA$8.86

-51.11%

Imported Beer (0.33 liter bottle)

$4.95 $4.95

$7.06 CA$9.90

-29.89%

Milk (1 liter)

$2.23 $2.23

$2.33 CA$3.27

-4.29%

White Bread (500g)

$3.60 $3.60

$3.25 CA$4.55

10.77%

Rice (white) (1kg)

$2.34 $2.34

$3.26 CA$4.58

-28.22%

Eggs

$5.32 $5.32

$3.48 CA$4.87

52.87%

Local Cheese (1kg)

$4.86 $4.86

$13.73 CA$19.25

-64.60%

Chicken Fillets (1kg)

$9.46 $9.46

$11.48 CA$16.09

-17.60%

Beef Round Steak (1kg)

$6.61 $6.61

$14.26 CA$19.99

-53.65%

Apples (1kg)

$5.14 $5.14

$3.52 CA$4.94

46.02%

Banana (1kg)

$2.58 $2.58

$1.46 CA$2.04

76.71%

Oranges (1kg)

$4.75 $4.75

$3.41 CA$4.78

39.30%

Tomato (1kg)

$4.75 $4.75

$3.20 CA$4.49

48.44%

Potato (1kg)

$3.89 $3.89

$1.94 CA$2.71

100.52%

Onion (1kg)

$4.07 $4.07

$1.78 CA$2.50

128.65%

Lettuce (1 head)

$3.48 $3.48

$2.52 CA$3.53

38.10%

Water (1.5 liter bottle)

$1.61 $1.61

$1.58 CA$2.22

1.90%

Cigarettes 20 Pack (Marlboro, Camel)

$12.10 $12.10

$11.51 CA$16.13

5.13%

Wine (Bottle)

$14.74 $14.74

$10.57 CA$14.82

39.45%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$2.35 CA$3.29

31.06%

Imported Beer (0.33 liter bottle)

$3.95 $3.95

$2.90 CA$4.06

36.21%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$2.46 $2.46

$3.17 CA$4.45

-22.40%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.49 CA$2.09

-2.01%

Taxi 1hour Waiting (Normal Tariff)

$41.22 $41.22

$33.49 CA$46.94

23.08%

Gasoline (1 liter)

$1.19 $1.19

$1.36 CA$1.91

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$28.0K CA$39.3K

22.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$21.1K CA$29.6K

29.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$320 $320

$77.6 CA$109

312.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.4 $69.4

$35.63 CA$49.94

94.70%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$43.73 CA$61.3

61.26%

Gym Membership (Monthly)

$28.34 $28.34

$30.07 CA$42.16

-5.75%

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$10.35 $10.35

$11.27 CA$15.80

-8.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$815 $815

$522 CA$732

56.08%

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$17.8K CA$24.9K

-30.07%

Jeans (Levis 501 Or Similar)

$55.2 $55.2

$59.0 CA$82.7

-6.44%

Summer Dress (H&M, Zara, etc)

$62.3 $62.3

$39.01 CA$54.7

59.60%

Sport Shoes (Adidas, Nike)

$107 $107

$99.8 CA$140

7.66%

Men's Leather Business Shoes

$116 $116

$110 CA$154

5.66%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.51

45.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toa Alta: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Toa Alta

$460 37%

Montreal

$157 7.6% 65.9% $303

Groceries & Markets

Toa Alta

$360 29%

Montreal

$357 17.3% 0.9% $3.2

Eating Out

Toa Alta

$210 16.9%

Montreal

$292 14.1% 38.6% $81

Clothing & Footwear

Toa Alta

$153 12.3%

Montreal

$138 6.7% 9.8% $15

Sport & Entertainment

Toa Alta

$49 4%

Montreal

$53 2.6% 7.3% $3.6

Getting Around

Toa Alta

$9.7 * 0.8%

Montreal

$100 4.8% 922% $90

Accommodation & Living

Toa Alta

- * 0%

Montreal

$970 47%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $81 in Toa Alta versus $73 in Montreal. Monthly groceries follow the same trend: $360 vs $357 – making Montreal the more affordable choice for daily food spending.

Good to know

🇵🇷 Toa Alta

🇨🇦 Montreal

🕒 Local time

02:42 2:42 AM

01:42 1:42 AM

1 h behind Toa Alta

🌤 Weather

👥 Population

74,000

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

On the map

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Between locations

Toa Alta Montreal 3,090 km ≈ 4 h 15 min nonstop flight

From you

Toa Alta
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toa Alta vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 66% more than Toa Alta, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,864 per month in Toa Alta and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,243 in Toa Alta and $2,067 in Montreal. That makes Toa Alta about 40% cheaper.

A mid-range dinner for two costs $81 in Toa Alta and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Toa Alta, where all-in costs run around $1,243, than in Montreal at $2,067. In Toa Alta it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,243 in Toa Alta to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.