Last update: Nov 2026

Cost of Living Comparison Between Montreal and Toa Alta

For one person, living is cheaper in Toa Alta: $1,243 a month against $2,067 in Montreal, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index
59

Cost of Living Index in Toa Alta
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Toa Alta Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Toa Alta

🇵🇷 Puerto Rico

$1,243

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Toa Alta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Toa Alta actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $1,243 in Toa Alta, rent included.

Montreal $2,067
Toa Alta $1,243

A couple spends around $3,179 per month in Montreal vs $1,942 in Toa Alta, rent included.

Montreal $3,179
Toa Alta $1,942

A family of three spends $4,291 per month in Montreal vs $2,641 in Toa Alta, rent included.

Montreal $4,291
Toa Alta $2,641

Montreal costs about 66% more than Toa Alta, and outside of rent the biggest gap is in transport.

Montreal sits 53% above the global median, while Toa Alta is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.89 CA$26.48

$12.93 $12.93

46.09%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$81.3 $81.3

-10.70%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$9.09 $9.09

18.70%

Cappuccino

$3.98 CA$5.58

$3.53 $3.53

12.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$1.62 $1.62

24.69%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.38 $1.38

18.12%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$3.09 $3.09

104.53%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$4.95 $4.95

42.63%

Milk (1 liter)

$2.33 CA$3.27

$2.23 $2.23

4.48%

White Bread (500g)

$3.25 CA$4.55

$3.60 $3.60

-9.72%

Rice (white) (1kg)

$3.26 CA$4.58

$2.34 $2.34

39.32%

Eggs

$3.48 CA$4.87

$5.32 $5.32

-34.59%

Local Cheese (1kg)

$13.73 CA$19.25

$4.86 $4.86

182.51%

Chicken Fillets (1kg)

$11.48 CA$16.09

$9.46 $9.46

21.35%

Beef Round Steak (1kg)

$14.26 CA$19.99

$6.61 $6.61

115.73%

Apples (1kg)

$3.52 CA$4.94

$5.14 $5.14

-31.52%

Banana (1kg)

$1.46 CA$2.04

$2.58 $2.58

-43.41%

Oranges (1kg)

$3.41 CA$4.78

$4.75 $4.75

-28.21%

Tomato (1kg)

$3.20 CA$4.49

$4.75 $4.75

-32.63%

Potato (1kg)

$1.94 CA$2.71

$3.89 $3.89

-50.13%

Onion (1kg)

$1.78 CA$2.50

$4.07 $4.07

-56.27%

Lettuce (1 head)

$2.52 CA$3.53

$3.48 $3.48

-27.59%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.61 $1.61

-1.86%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

$12.10 $12.10

-4.88%

Wine (Bottle)

$10.57 CA$14.82

$14.74 $14.74

-28.29%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

$3.08 $3.08

-23.70%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

$3.95 $3.95

-26.58%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

$2.46 $2.46

28.86%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

$1.46 $1.46

2.05%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

$41.22 $41.22

-18.75%

Gasoline (1 liter)

$1.36 CA$1.91

$1.19 $1.19

14.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

$34.4K $34.4K

-18.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$27.4K $27.4K

-22.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$320 $320

-75.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

$69.4 $69.4

-48.64%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

$70.5 $70.5

-37.99%

Gym Membership (Monthly)

$30.07 CA$42.16

$28.34 $28.34

6.10%

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$11.27 CA$15.80

$10.35 $10.35

8.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

$815 $815

-35.93%

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

$12.4K $12.4K

43.01%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

$55.2 $55.2

6.89%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

$62.3 $62.3

-37.34%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$107 $107

-7.11%

Men's Leather Business Shoes

$110 CA$154

$116 $116

-5.36%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.55

-31.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Toa Alta: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Toa Alta

- * 0% 100%

Groceries & Markets

Montreal

$357 17.3%

Toa Alta

$360 29% 0.9% $3.2

Eating Out

Montreal

$292 14.1%

Toa Alta

$210 16.9% 27.9% $81

Monthly Utilities & Internet

Montreal

$157 7.6%

Toa Alta

$460 37% 193% $303

Clothing & Footwear

Montreal

$138 6.7%

Toa Alta

$153 12.3% 10.8% $15

Getting Around

Montreal

$100 4.8%

Toa Alta

$9.7 * 0.8% 90.2% $90

Sport & Entertainment

Montreal

$53 2.6%

Toa Alta

$49 4% 6.8% $3.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $73 in Montreal versus $81 in Toa Alta. Monthly groceries follow the same trend: $357 vs $360 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇵🇷 Toa Alta

🕒 Local time

04:32 4:32 AM

05:32 5:32 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

74,000

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Toa Alta 3,090 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Toa Alta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Toa Alta: Cost of Living - Frequently Asked Questions

Montreal costs about 66% more than Toa Alta, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $1,864 in Toa Alta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,067 in Montreal and $1,243 in Toa Alta. That makes Toa Alta about 40% cheaper.

A mid-range dinner for two costs $73 in Montreal and $81 in Toa Alta. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Toa Alta, where all-in costs run around $1,243, than in Montreal at $2,067. In Toa Alta it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,243 in Toa Alta to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.