Last update: Oct 2026

Cost of Living Comparison Between Tivat and London

For one person, living is cheaper in Tivat: $1,644 a month against $3,986 in London, rent and utilities included – about $28,100 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Tivat
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Tivat Living Index
194

Cost of Living Index in London
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London Living Index

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Tivat

🇲🇪 Montenegro

$1,644

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Tivat and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tivat and in London actually costs, broken down by who's living it.

A single person spends $1,644 per month in Tivat vs $3,986 in London, rent included.

Tivat $1,644
London $3,986

A couple spends around $2,486 per month in Tivat vs $5,791 in London, rent included.

Tivat $2,486
London $5,791

A family of three spends $3,327 per month in Tivat vs $7,595 in London, rent included.

Tivat $3,327
London $7,595

Tivat is about 59% cheaper than London, and outside of rent the biggest gap is in transport.

Both Tivat and London sit above the global median – Tivat by 22%, London by 195%.

Meal at Budget Restaurant

$11.15 €9.91

$25.93 £19.45

-57.00%

Three-Course Dinner for Two, Mid-Range

$44.89 €39.93

$107 £79.9

-57.85%

Fast Food Meal (McDonalds, etc)

$10.51 €9.35

$10.71 £8.03

-1.87%

Cappuccino

$2.23 €1.98

$5.47 £4.11

-59.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 €2.28

$2.97 £2.23

-13.47%

Water (0.33 liter bottle)

$1.45 €1.29

$2.20 £1.65

-34.09%

Local Beer (0.5 liter draught)

$3.11 €2.77

$9.13 £6.85

-65.94%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$7.94 £5.96

-56.80%

Milk (1 liter)

$1.27 €1.13

$1.86 £1.40

-31.72%

White Bread (500g)

$1.05 €0.93

$2.07 £1.55

-49.28%

Rice (white) (1kg)

$1.98 €1.76

$2.42 £1.81

-18.18%

Eggs

$3.31 €2.94

$5.09 £3.82

-34.97%

Local Cheese (1kg)

$8.45 €7.52

$12.87 £9.66

-34.34%

Chicken Fillets (1kg)

$8.42 €7.49

$10.43 £7.82

-19.27%

Beef Round Steak (1kg)

$12.33 €10.97

$16.87 £12.66

-26.91%

Apples (1kg)

$1.61 €1.43

$3.11 £2.33

-48.23%

Banana (1kg)

$1.66 €1.48

$1.40 £1.05

18.57%

Oranges (1kg)

$1.74 €1.55

$3.08 £2.31

-43.51%

Tomato (1kg)

$2.92 €2.60

$3.27 £2.45

-10.70%

Potato (1kg)

$0.94 €0.84

$1.58 £1.19

-40.51%

Onion (1kg)

$1.10 €0.98

$1.74 £1.31

-36.78%

Lettuce (1 head)

$1.72 €1.53

$1.40 £1.05

22.86%

Water (1.5 liter bottle)

$0.94 €0.83

$1.80 £1.35

-47.78%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 €3.78

$23.28 £17.46

-81.74%

Wine (Bottle)

$5.56 €4.94

$13.03 £9.77

-57.33%

Local Beer (0.5 liter bottle)

$1.12 €1.00

$3.17 £2.38

-64.67%

Imported Beer (0.33 liter bottle)

$1.66 €1.48

$4.42 £3.32

-62.44%

One-way Ticket (Public Transport)

$1.69 €1.51

$4.07 £3.05

-58.48%

Public Transport Monthly Pass (Regular Price)

$39.69 €35.31

$247 £185

-83.92%

Taxi Start (Normal Tariff)

$1.13 €1.01

$5.58 £4.18

-79.75%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$3.36 £2.52

-66.07%

Taxi 1hour Waiting (Normal Tariff)

$11.22 €9.98

$56.8 £42.58

-80.23%

Gasoline (1 liter)

$1.75 €1.56

$2.13 £1.60

-17.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K €26.3K

$38.2K £28.6K

-22.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €23.3K

$40.9K £30.7K

-35.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €114

$372 £279

-65.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.97 €13.31

$17.82 £13.37

-15.99%

Internet (50+ Mbps, Unlimited Data)

$33.55 €29.84

$40.37 £30.29

-16.89%

Gym Membership (Monthly)

$46.68 €41.53

$60.0 £44.99

-22.16%

Tennis Court (1 Hour on Weekend)

$15.45 €13.74

$21.29 £15.97

-27.43%

Cinema Ticket

$6.20 €5.51

$17.74 £13.31

-65.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$405 €360

$2,864 £2,149

-85.88%

International Primary School, 1 Child (Yearly)

$7,300 €6,494

$35.3K £26.5K

-79.34%

Jeans (Levis 501 Or Similar)

$86.3 €76.8

$114 £85.5

-24.28%

Summer Dress (H&M, Zara, etc)

$39.25 €34.91

$54.3 £40.71

-27.68%

Sport Shoes (Adidas, Nike)

$97.4 €86.6

$124 £93.2

-21.60%

Men's Leather Business Shoes

$104 €92.4

$163 £122

-36.32%

1-bedroom Apartment, City Center (Monthly)

$882 €784

$2,869 £2,152

-69.26%

1-bedroom Apartment, Outside City Center (Monthly)

$791 €704

$2,233 £1,675

-64.57%

3-bedroom Apartment, City Center (Monthly)

$1,973 €1,755

$5,266 £3,951

-62.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,428 €1,270

$3,778 £2,835

-62.21%

Buy Apartment in City Center (m2)

$5,914 €5,260

$18.3K £13.8K

-67.74%

Buy Apartment Outside City Center (m2)

$2,633 €2,342

$8,024 £6,020

-67.18%

Average Monthly Net Salary (After Tax)

$1,198 €1,066

$5,037 £3,779

-76.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

4.74

13.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: October 11, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tivat

$791 48.1%

London

$2.2K 56% 182% $1.4K

Groceries & Markets

Tivat

$232 14.1%

London

$349 8.8% 50.9% $118

Eating Out

Tivat

$186 11.3%

London

$388 9.7% 109% $202

Monthly Utilities & Internet

Tivat

$176 10.7%

London

$430 10.8% 144% $254

Clothing & Footwear

Tivat

$147 8.9%

London

$205 5.1% 39.4% $58

Sport & Entertainment

Tivat

$59 3.6%

London

$95 2.4% 61.6% $36

Getting Around

Tivat

$53 3.2%

London

$285 7.2% 436% $232

Cost Breakdown

A central one-bedroom costs $882 in Tivat versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 320% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Tivat versus $107 in London. Monthly groceries follow the same trend: $232 vs $349 – making Tivat the more affordable choice for daily food spending.

Good to know

🇲🇪 Tivat

🇬🇧 London

🕒 Local time

16:03 4:03 PM

15:03 3:03 PM

1 h behind Tivat

🌤 Weather

👥 Population

9,500

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

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Between locations

Tivat London 1,740 km ≈ 2 h 45 min nonstop flight

From you

Tivat
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tivat vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,644 in Tivat, $3,986 in London – roughly 142% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,467 per month in Tivat and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tivat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 51% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $45.00 in Tivat and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Tivat, where all-in costs run around $1,644, than in London at $3,986. In Tivat it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. Tivat has an edge in some lifestyle areas, with costs from $1,644 in Tivat to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tivat. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.