Last update: Oct 2026

Cost of Living Comparison Between London and Tivat

For one person, living is cheaper in Tivat: $1,644 a month against $3,986 in London, rent and utilities included – about $28,100 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
Learn more

London Living Index
80

Cost of Living Index in Tivat
Learn more

Tivat Living Index

Jump to prices

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Tivat

🇲🇪 Montenegro

$1,644

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Tivat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Tivat actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $1,644 in Tivat, rent included.

London $3,986
Tivat $1,644

A couple spends around $5,791 per month in London vs $2,486 in Tivat, rent included.

London $5,791
Tivat $2,486

A family of three spends $7,595 per month in London vs $3,327 in Tivat, rent included.

London $7,595
Tivat $3,327

London costs about 142% more than Tivat, and outside of rent the biggest gap is in transport.

Both London and Tivat sit above the global median – London by 195%, Tivat by 22%.

Meal at Budget Restaurant

$25.93 £19.45

$11.15 €9.91

132.56%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$44.89 €39.93

137.25%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$10.51 €9.35

1.90%

Cappuccino

$5.47 £4.11

$2.23 €1.98

145.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.57 €2.28

15.56%

Water (0.33 liter bottle)

$2.20 £1.65

$1.45 €1.29

51.72%

Local Beer (0.5 liter draught)

$9.13 £6.85

$3.11 €2.77

193.57%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$3.43 €3.05

131.49%

Milk (1 liter)

$1.86 £1.40

$1.27 €1.13

46.46%

White Bread (500g)

$2.07 £1.55

$1.05 €0.93

97.14%

Rice (white) (1kg)

$2.42 £1.81

$1.98 €1.76

22.22%

Eggs

$5.09 £3.82

$3.31 €2.94

53.78%

Local Cheese (1kg)

$12.87 £9.66

$8.45 €7.52

52.31%

Chicken Fillets (1kg)

$10.43 £7.82

$8.42 €7.49

23.87%

Beef Round Steak (1kg)

$16.87 £12.66

$12.33 €10.97

36.82%

Apples (1kg)

$3.11 £2.33

$1.61 €1.43

93.17%

Banana (1kg)

$1.40 £1.05

$1.66 €1.48

-15.66%

Oranges (1kg)

$3.08 £2.31

$1.74 €1.55

77.01%

Tomato (1kg)

$3.27 £2.45

$2.92 €2.60

11.99%

Potato (1kg)

$1.58 £1.19

$0.94 €0.84

68.09%

Onion (1kg)

$1.74 £1.31

$1.10 €0.98

58.18%

Lettuce (1 head)

$1.40 £1.05

$1.72 €1.53

-18.60%

Water (1.5 liter bottle)

$1.80 £1.35

$0.94 €0.83

91.49%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$4.25 €3.78

447.76%

Wine (Bottle)

$13.03 £9.77

$5.56 €4.94

134.35%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.12 €1.00

183.04%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.66 €1.48

166.27%

One-way Ticket (Public Transport)

$4.07 £3.05

$1.69 €1.51

140.83%

Public Transport Monthly Pass (Regular Price)

$247 £185

$39.69 €35.31

521.72%

Taxi Start (Normal Tariff)

$5.58 £4.18

$1.13 €1.01

393.81%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$1.14 €1.01

194.74%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$11.22 €9.98

405.79%

Gasoline (1 liter)

$2.13 £1.60

$1.75 €1.56

21.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$29.6K €26.3K

29.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$26.2K €23.3K

56.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$128 €114

190.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$14.97 €13.31

19.04%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$33.55 €29.84

20.33%

Gym Membership (Monthly)

$60.0 £44.99

$46.68 €41.53

28.47%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$15.45 €13.74

37.80%

Cinema Ticket

$17.74 £13.31

$6.20 €5.51

186.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$405 €360

608.02%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$7,300 €6,494

383.93%

Jeans (Levis 501 Or Similar)

$114 £85.5

$86.3 €76.8

32.06%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$39.25 €34.91

38.27%

Sport Shoes (Adidas, Nike)

$124 £93.2

$97.4 €86.6

27.56%

Men's Leather Business Shoes

$163 £122

$104 €92.4

57.05%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$882 €784

225.32%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$791 €704

182.28%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$1,973 €1,755

166.94%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$1,428 €1,270

164.63%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$5,914 €5,260

210.00%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$2,633 €2,342

204.72%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$1,198 €1,066

320.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

5.38

-11.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Tivat: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Tivat

$791 48.1% 64.6% $1.4K

Monthly Utilities & Internet

London

$430 10.8%

Tivat

$176 10.7% 59% $254

Eating Out

London

$388 9.7%

Tivat

$186 11.3% 52% $202

Groceries & Markets

London

$349 8.8%

Tivat

$232 14.1% 33.7% $118

Getting Around

London

$285 7.2%

Tivat

$53 3.2% 81.3% $232

Clothing & Footwear

London

$205 5.1%

Tivat

$147 8.9% 28.3% $58

Sport & Entertainment

London

$95 2.4%

Tivat

$59 3.6% 38.1% $36

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $882 in Tivat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 320% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in London versus $45.00 in Tivat. Monthly groceries follow the same trend: $349 vs $232 – making Tivat the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇲🇪 Tivat

🕒 Local time

10:34 10:34 AM

11:34 11:34 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

9,500

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Tivat 1,740 km ≈ 2 h 45 min nonstop flight

From you

London
Tivat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Tivat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $1,644 in Tivat – roughly 142% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,979 per month in London and $2,467 in Tivat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tivat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 51% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $107 in London and $45.00 in Tivat. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Tivat, where all-in costs run around $1,644, than in London at $3,986. In Tivat it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. Tivat has an edge in some lifestyle areas, with costs from $1,644 in Tivat to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tivat. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.