Last update: Oct 2026

Cost of Living Comparison Between Tivat and Lisbon

For one person, living is cheaper in Tivat: $1,651 a month against $2,202 in Lisbon, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Tivat
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Tivat Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Tivat

🇲🇪 Montenegro

$1,651

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Tivat and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tivat and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,651 in Tivat versus $2,202 in Lisbon.

Tivat $1,651
Lisbon $2,202

Estimated couple costs with rent: $2,494 in Tivat versus $3,274 in Lisbon.

Tivat $2,494
Lisbon $3,274

Monthly costs for a family of three with rent: $3,338 in Tivat versus $4,346 in Lisbon.

Tivat $3,338
Lisbon $4,346

Living in Tivat costs roughly 25% less than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Tivat 22% above, Lisbon 62% above.

Meal at Budget Restaurant

$11.18 €9.95

$17.04 €15.15

-34.39%

Three-Course Dinner for Two, Mid-Range

$45.70 €40.65

$62.3 €55.4

-26.63%

Fast Food Meal (McDonalds, etc)

$10.86 €9.66

$11.02 €9.80

-1.45%

Cappuccino

$2.21 €1.97

$3.12 €2.78

-29.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 €2.30

$2.27 €2.02

13.66%

Water (0.33 liter bottle)

$1.40 €1.25

$1.74 €1.55

-19.54%

Local Beer (0.5 liter draught)

$3.17 €2.82

$3.42 €3.04

-7.31%

Imported Beer (0.33 liter bottle)

$3.31 €2.94

$3.74 €3.33

-11.50%

Milk (1 liter)

$1.29 €1.14

$1.17 €1.04

10.26%

White Bread (500g)

$1.09 €0.97

$1.86 €1.66

-41.40%

Rice (white) (1kg)

$1.94 €1.72

$1.54 €1.37

25.97%

Eggs

$3.36 €2.99

$4.06 €3.61

-17.24%

Local Cheese (1kg)

$8.92 €7.93

$12.91 €11.49

-30.91%

Chicken Fillets (1kg)

$8.07 €7.18

$7.90 €7.03

2.15%

Beef Round Steak (1kg)

$12.30 €10.94

$17.64 €15.69

-30.27%

Apples (1kg)

$1.62 €1.44

$2.26 €2.01

-28.32%

Banana (1kg)

$1.68 €1.50

$1.75 €1.55

-4.00%

Oranges (1kg)

$1.73 €1.54

$1.89 €1.68

-8.47%

Tomato (1kg)

$2.88 €2.56

$2.56 €2.27

12.50%

Potato (1kg)

$0.92 €0.82

$1.85 €1.64

-50.27%

Onion (1kg)

$1.12 €1.00

$1.97 €1.75

-43.15%

Lettuce (1 head)

$1.67 €1.48

$1.45 €1.29

15.17%

Water (1.5 liter bottle)

$0.89 €0.79

$0.77 €0.69

15.58%

Cigarettes 20 Pack (Marlboro, Camel)

$4.34 €3.86

$6.71 €5.97

-35.32%

Wine (Bottle)

$5.56 €4.94

$5.67 €5.04

-1.94%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$1.37 €1.22

-20.44%

Imported Beer (0.33 liter bottle)

$1.68 €1.49

$2.11 €1.88

-20.38%

One-way Ticket (Public Transport)

$1.71 €1.52

$2.32 €2.07

-26.29%

Public Transport Monthly Pass (Regular Price)

$39.50 €35.14

$44.43 €39.52

-11.10%

Taxi Start (Normal Tariff)

$1.14 €1.01

$3.95 €3.51

-71.14%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$1.05 €0.93

9.52%

Taxi 1hour Waiting (Normal Tariff)

$11.35 €10.10

$17.15 €15.26

-33.82%

Gasoline (1 liter)

$1.79 €1.60

$2.19 €1.95

-18.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €24.7K

$33.8K €30.0K

-17.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.8K

$38.3K €34.0K

-33.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 €113

$164 €146

-22.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.03 €13.37

$18.48 €16.43

-18.67%

Internet (50+ Mbps, Unlimited Data)

$33.55 €29.84

$32.96 €29.32

1.79%

Gym Membership (Monthly)

$46.87 €41.69

$45.87 €40.80

2.18%

Tennis Court (1 Hour on Weekend)

$15.38 €13.68

$18.68 €16.61

-17.67%

Cinema Ticket

$6.00 €5.33

$9.75 €8.67

-38.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 €362

$684 €608

-40.53%

International Primary School, 1 Child (Yearly)

$7,455 €6,632

$17.6K €15.7K

-57.70%

Jeans (Levis 501 Or Similar)

$87.0 €77.4

$104 €92.3

-16.13%

Summer Dress (H&M, Zara, etc)

$39.46 €35.10

$46.20 €41.09

-14.59%

Sport Shoes (Adidas, Nike)

$97.8 €87.0

$99.7 €88.7

-1.96%

Men's Leather Business Shoes

$104 €92.4

$125 €111

-16.69%

1-bedroom Apartment, City Center (Monthly)

$884 €786

$1,589 €1,414

-44.38%

1-bedroom Apartment, Outside City Center (Monthly)

$797 €709

$1,169 €1,040

-31.81%

3-bedroom Apartment, City Center (Monthly)

$1,996 €1,775

$2,851 €2,536

-29.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,433 €1,275

$1,993 €1,773

-28.09%

Buy Apartment in City Center (m2)

$5,841 €5,196

$7,793 €6,932

-25.04%

Buy Apartment Outside City Center (m2)

$2,688 €2,391

$4,418 €3,930

-39.17%

Average Monthly Net Salary (After Tax)

$1,214 €1,080

$1,600 €1,423

-24.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

3.85

39.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tivat: October 19, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tivat

$797 48.3%

Lisbon

$1.2K 53.1% 46.7% $372

Groceries & Markets

Tivat

$231 14%

Lisbon

$273 12.4% 18.3% $42

Eating Out

Tivat

$187 11.3%

Lisbon

$247 11.2% 32.4% $61

Monthly Utilities & Internet

Tivat

$176 10.7%

Lisbon

$215 9.8% 22.3% $39

Clothing & Footwear

Tivat

$148 9%

Lisbon

$168 7.7% 14.1% $21

Sport & Entertainment

Tivat

$59 3.6%

Lisbon

$65 3% 11% $6.5

Getting Around

Tivat

$53 3.2%

Lisbon

$63 2.9% 18.2% $9.7

Cost Breakdown

A one-bedroom apartment in the center runs $884 in Tivat and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Tivat vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $231 vs $273 per month, with Tivat cheaper across the board.

Good to know

🇲🇪 Tivat

🇵🇹 Lisbon

🕒 Local time

10:09 10:09 AM

09:09 9:09 AM

1 h behind Tivat

🌤 Weather

👥 Population

9,500

545,923 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Tivat Lisbon 2,380 km ≈ 3 h 30 min nonstop flight

From you

Tivat
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tivat vs Lisbon: Cost of Living - Frequently Asked Questions

Tivat and Lisbon differ by about 33% in total monthly costs ($1,651 vs $2,202 including rent). Tivat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 32% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $884 in Tivat versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $407 in Tivat versus $684 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,651 in Tivat versus $2,202 in Lisbon, a $2,000 budget is realistic in Tivat but tight or insufficient in Lisbon. The gap between the two cities makes Tivat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tivat and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tivat gentler on the wallet – expenses run 33% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.