Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Tivat

For one person, living is cheaper in Tivat: $1,651 a month against $2,202 in Lisbon, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
80

Cost of Living Index in Tivat
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Tivat Living Index

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Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Tivat

🇲🇪 Montenegro

$1,651

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Tivat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Tivat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $1,651 in Tivat.

Lisbon $2,202
Tivat $1,651

Estimated couple costs with rent: $3,274 in Lisbon versus $2,494 in Tivat.

Lisbon $3,274
Tivat $2,494

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $3,338 in Tivat.

Lisbon $4,346
Tivat $3,338

Living in Lisbon is roughly 33% more expensive than in Tivat, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Lisbon 62% above, Tivat 22% above.

Meal at Budget Restaurant

$17.04 €15.15

$11.18 €9.95

52.42%

Three-Course Dinner for Two, Mid-Range

$62.3 €55.4

$45.70 €40.65

36.30%

Fast Food Meal (McDonalds, etc)

$11.02 €9.80

$10.86 €9.66

1.47%

Cappuccino

$3.12 €2.78

$2.21 €1.97

41.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$2.58 €2.30

-12.02%

Water (0.33 liter bottle)

$1.74 €1.55

$1.40 €1.25

24.29%

Local Beer (0.5 liter draught)

$3.42 €3.04

$3.17 €2.82

7.89%

Imported Beer (0.33 liter bottle)

$3.74 €3.33

$3.31 €2.94

12.99%

Milk (1 liter)

$1.17 €1.04

$1.29 €1.14

-9.30%

White Bread (500g)

$1.86 €1.66

$1.09 €0.97

70.64%

Rice (white) (1kg)

$1.54 €1.37

$1.94 €1.72

-20.62%

Eggs

$4.06 €3.61

$3.36 €2.99

20.83%

Local Cheese (1kg)

$12.91 €11.49

$8.92 €7.93

44.73%

Chicken Fillets (1kg)

$7.90 €7.03

$8.07 €7.18

-2.11%

Beef Round Steak (1kg)

$17.64 €15.69

$12.30 €10.94

43.41%

Apples (1kg)

$2.26 €2.01

$1.62 €1.44

39.51%

Banana (1kg)

$1.75 €1.55

$1.68 €1.50

4.17%

Oranges (1kg)

$1.89 €1.68

$1.73 €1.54

9.25%

Tomato (1kg)

$2.56 €2.27

$2.88 €2.56

-11.11%

Potato (1kg)

$1.85 €1.64

$0.92 €0.82

101.09%

Onion (1kg)

$1.97 €1.75

$1.12 €1.00

75.89%

Lettuce (1 head)

$1.45 €1.29

$1.67 €1.48

-13.17%

Water (1.5 liter bottle)

$0.77 €0.69

$0.89 €0.79

-13.48%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.97

$4.34 €3.86

54.61%

Wine (Bottle)

$5.67 €5.04

$5.56 €4.94

1.98%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.09 €0.97

25.69%

Imported Beer (0.33 liter bottle)

$2.11 €1.88

$1.68 €1.49

25.60%

One-way Ticket (Public Transport)

$2.32 €2.07

$1.71 €1.52

35.67%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.52

$39.50 €35.14

12.48%

Taxi Start (Normal Tariff)

$3.95 €3.51

$1.14 €1.01

246.49%

Taxi (Normal Tariff) (1km)

$1.05 €0.93

$1.15 €1.02

-8.70%

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.26

$11.35 €10.10

51.10%

Gasoline (1 liter)

$2.19 €1.95

$1.79 €1.60

22.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.0K

$27.8K €24.7K

21.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$25.6K €22.8K

49.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$127 €113

28.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.43

$15.03 €13.37

22.95%

Internet (50+ Mbps, Unlimited Data)

$32.96 €29.32

$33.55 €29.84

-1.76%

Gym Membership (Monthly)

$45.87 €40.80

$46.87 €41.69

-2.13%

Tennis Court (1 Hour on Weekend)

$18.68 €16.61

$15.38 €13.68

21.46%

Cinema Ticket

$9.75 €8.67

$6.00 €5.33

62.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €608

$407 €362

68.15%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$7,455 €6,632

136.42%

Jeans (Levis 501 Or Similar)

$104 €92.3

$87.0 €77.4

19.23%

Summer Dress (H&M, Zara, etc)

$46.20 €41.09

$39.46 €35.10

17.08%

Sport Shoes (Adidas, Nike)

$99.7 €88.7

$97.8 €87.0

1.99%

Men's Leather Business Shoes

$125 €111

$104 €92.4

20.03%

1-bedroom Apartment, City Center (Monthly)

$1,589 €1,414

$884 €786

79.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,040

$797 €709

46.65%

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,536

$1,996 €1,775

42.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,773

$1,433 €1,275

39.07%

Buy Apartment in City Center (m2)

$7,793 €6,932

$5,841 €5,196

33.41%

Buy Apartment Outside City Center (m2)

$4,418 €3,930

$2,688 €2,391

64.39%

Average Monthly Net Salary (After Tax)

$1,600 €1,423

$1,214 €1,080

31.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

5.38

-28.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Tivat: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.1%

Tivat

$797 48.3% 31.8% $372

Groceries & Markets

Lisbon

$273 12.4%

Tivat

$231 14% 15.5% $42

Eating Out

Lisbon

$247 11.2%

Tivat

$187 11.3% 24.4% $61

Monthly Utilities & Internet

Lisbon

$215 9.8%

Tivat

$176 10.7% 18.3% $39

Clothing & Footwear

Lisbon

$168 7.7%

Tivat

$148 9% 12.3% $21

Sport & Entertainment

Lisbon

$65 3%

Tivat

$59 3.6% 9.9% $6.5

Getting Around

Lisbon

$63 2.9%

Tivat

$53 3.2% 15.4% $9.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $884 in Tivat. Housing cost is often the main lever when comparing two cities.

Lisbon pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Lisbon vs $46.00 in Tivat for a mid-range dinner for two. Groceries echo the gap at $273 vs $231 per month, with Tivat cheaper across the board.

Good to know

🇵🇹 Lisbon

🇲🇪 Tivat

🕒 Local time

11:17 11:17 AM

12:17 12:17 PM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

9,500

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Lisbon Tivat 2,380 km ≈ 3 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Tivat: Cost of Living - Frequently Asked Questions

Lisbon and Tivat differ by about 33% in total monthly costs ($2,202 vs $1,651 including rent). Tivat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 32% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,589 in Lisbon versus $884 in Tivat. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $684 in Lisbon versus $407 in Tivat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,651 in Tivat versus $2,202 in Lisbon, a $2,000 budget is realistic in Tivat but tight or insufficient in Lisbon. The gap between the two cities makes Tivat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Tivat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tivat gentler on the wallet – expenses run 33% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.