Cost of Living Comparison Between Timmins, ON and Toronto Cost of Living Comparison Between Timmins, ON and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,085 in Timmins, ON versus $2,776 in Toronto.

Estimated couple costs with rent: $3,019 in Timmins, ON versus $4,051 in Toronto.

Monthly costs for a family of three with rent: $3,953 in Timmins, ON versus $5,325 in Toronto.

Living in Timmins, ON costs roughly 25% less than in Toronto, driven mainly by Eating Out.

Both cities are pricier than the global median: Timmins, ON 56% above, Toronto 108% above.

Meal at Budget Restaurant

$11.30 CA$15.91

$18.95 CA$26.69

-40.37%

Three-Course Dinner for Two, Mid-Range

$58.1 CA$81.8

$83.9 CA$118

-30.75%

Fast Food Meal (McDonalds, etc)

$10.78 CA$15.19

$10.97 CA$15.45

-1.73%

Cappuccino

$3.79 CA$5.33

$3.97 CA$5.60

-4.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.15 CA$3.02

-5.12%

Water (0.33 liter bottle)

$1.75 CA$2.47

$1.64 CA$2.31

6.71%

Local Beer (0.5 liter draught)

$5.42 CA$7.63

$6.06 CA$8.53

-10.56%

Imported Beer (0.33 liter bottle)

$5.78 CA$8.15

$6.79 CA$9.56

-14.87%

Milk (1 liter)

$1.98 CA$2.79

$2.71 CA$3.82

-26.94%

White Bread (500g)

$1.99 CA$2.80

$2.75 CA$3.87

-27.64%

Rice (white) (1kg)

$4.85 CA$6.83

$3.58 CA$5.04

35.47%

Eggs

$3.69 CA$5.20

$3.47 CA$4.88

6.34%

Local Cheese (1kg)

$7.43 CA$10.46

$13.60 CA$19.15

-45.37%

Chicken Fillets (1kg)

$14.45 CA$20.35

$13.37 CA$18.83

8.08%

Beef Round Steak (1kg)

$12.89 CA$18.16

$16.87 CA$23.77

-23.59%

Apples (1kg)

$2.81 CA$3.96

$4.19 CA$5.90

-32.94%

Banana (1kg)

$1.95 CA$2.75

$1.14 CA$1.60

71.05%

Oranges (1kg)

$3.62 CA$5.09

$3.23 CA$4.55

12.07%

Tomato (1kg)

$4.56 CA$6.43

$3.98 CA$5.61

14.57%

Potato (1kg)

$4.06 CA$5.72

$2.48 CA$3.49

63.71%

Onion (1kg)

$3.16 CA$4.46

$2.82 CA$3.97

12.06%

Lettuce (1 head)

$2.17 CA$3.05

$2.35 CA$3.32

-7.66%

Water (1.5 liter bottle)

$2.52 CA$3.55

$1.96 CA$2.77

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$10.93 CA$15.40

$14.81 CA$20.86

-26.20%

Wine (Bottle)

$12.64 CA$17.81

$14.21 CA$20.01

-11.05%

Local Beer (0.5 liter bottle)

$3.37 CA$4.74

$2.70 CA$3.80

24.81%

Imported Beer (0.33 liter bottle)

$2.09 CA$2.95

$3.14 CA$4.42

-33.44%

One-way Ticket (Public Transport)

$2.61 CA$3.68

$2.54 CA$3.58

2.76%

Public Transport Monthly Pass (Regular Price)

$61.6 CA$86.8

$116 CA$163

-46.84%

Taxi Start (Normal Tariff)

$3.35 CA$4.72

$3.57 CA$5.03

-6.16%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.03

$1.40 CA$1.97

2.86%

Taxi 1hour Waiting (Normal Tariff)

$35.86 CA$50.5

$25.54 CA$35.97

40.41%

Gasoline (1 liter)

$1.15 CA$1.62

$1.09 CA$1.53

5.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K CA$29.1K

$25.4K CA$35.8K

-18.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K CA$28.5K

$21.3K CA$29.9K

-4.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 CA$153

$116 CA$164

-6.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.23 CA$69.4

$37.15 CA$52.3

32.52%

Internet (50+ Mbps, Unlimited Data)

$62.9 CA$88.5

$53.2 CA$74.9

18.14%

Gym Membership (Monthly)

$20.39 CA$28.72

$55.7 CA$78.5

-63.40%

Tennis Court (1 Hour on Weekend)

$20.88 CA$29.41

Cinema Ticket

$10.83 CA$15.26

$11.63 CA$16.38

-6.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$747 CA$1,052

$1,122 CA$1,580

-33.43%

International Primary School, 1 Child (Yearly)

$8,810 CA$12.4K

$18.1K CA$25.4K

-51.22%

Jeans (Levis 501 Or Similar)

$62.3 CA$87.8

$58.5 CA$82.4

6.62%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.4

$39.43 CA$55.5

1.50%

Sport Shoes (Adidas, Nike)

$105 CA$148

$90.4 CA$127

16.17%

Men's Leather Business Shoes

$110 CA$155

$113 CA$159

-2.54%

1-bedroom Apartment, City Center (Monthly)

$1,098 CA$1,547

$1,823 CA$2,568

-39.76%

1-bedroom Apartment, Outside City Center (Monthly)

$972 CA$1,369

$1,557 CA$2,193

-37.58%

3-bedroom Apartment, City Center (Monthly)

$1,681 CA$2,367

$2,986 CA$4,206

-43.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 CA$2,160

$2,450 CA$3,451

-37.41%

Buy Apartment in City Center (m2)

$4,792 CA$6,749

$8,678 CA$12.2K

-44.79%

Buy Apartment Outside City Center (m2)

$3,650 CA$5,142

$6,940 CA$9,776

-47.40%

Average Monthly Net Salary (After Tax)

$2,891 CA$4,072

$3,390 CA$4,775

-14.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

5.16

27.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timmins, ON: July 21, 2026

Last update for Toronto: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,098 in Timmins, ON and $1,823 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Timmins, ON vs $84.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $374 vs $396 per month, with Timmins, ON cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Timmins, ON vs Toronto: Cost of Living - Frequently Asked Questions

Timmins, ON wins on cost – living expenses run 33% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Timmins, ON the obvious pick if budget is a priority.

On paper, salaries run 17% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,098 in Timmins, ON versus $1,823 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Timmins, ON – a meal for two runs $58.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,085 per month in Timmins, ON versus $2,776 in Toronto – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,085 in Timmins, ON versus $2,776 in Toronto, a $2,000 budget is realistic in Timmins, ON but tight or insufficient in Toronto. The gap between the two cities makes Timmins, ON the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Timmins, ON gentler on the wallet – expenses run 33% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.