Cost of Living Comparison Between Timmins, ON and Toronto Cost of Living Comparison Between Timmins, ON and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,140 in Timmins, ON versus $2,620 in Toronto.

Estimated couple costs with rent: $3,121 in Timmins, ON versus $3,866 in Toronto.

Monthly costs for a family of three with rent: $4,101 in Timmins, ON versus $5,111 in Toronto.

Living in Timmins, ON costs roughly 18% less than in Toronto, driven mainly by Eating Out.

Both cities are pricier than the global median: Timmins, ON 55% above, Toronto 90% above.

Meal at Budget Restaurant

$12.96 CA$17.97

$17.85 CA$24.75

-27.39%

Three-Course Dinner for Two, Mid-Range

$50.8 CA$70.5

$86.8 CA$120

-41.43%

Fast Food Meal (McDonalds, etc)

$10.42 CA$14.45

$10.94 CA$15.17

-4.75%

Cappuccino

$3.62 CA$5.02

$4.01 CA$5.57

-9.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 CA$2.42

$2.19 CA$3.04

-20.09%

Water (0.33 liter bottle)

$1.85 CA$2.57

$1.69 CA$2.34

9.47%

Local Beer (0.5 liter draught)

$5.35 CA$7.41

$6.45 CA$8.94

-17.05%

Imported Beer (0.33 liter bottle)

$5.92 CA$8.21

$7.05 CA$9.77

-16.03%

Milk (1 liter)

$3.27 CA$4.53

$2.71 CA$3.77

20.66%

White Bread (500g)

$2.48 CA$3.43

$2.92 CA$4.05

-15.07%

Rice (white) (1kg)

$4.67 CA$6.47

$2.48 CA$3.44

88.31%

Eggs

$3.35 CA$4.64

$3.85 CA$5.34

-12.99%

Local Cheese (1kg)

$10.35 CA$14.35

$10.10 CA$14.01

2.48%

Chicken Fillets (1kg)

$13.30 CA$18.45

$12.02 CA$16.66

10.65%

Beef Round Steak (1kg)

$22.35 CA$31.00

$15.61 CA$21.65

43.18%

Apples (1kg)

$3.24 CA$4.49

$3.90 CA$5.41

-16.92%

Banana (1kg)

$1.31 CA$1.82

$1.24 CA$1.72

5.65%

Oranges (1kg)

$4.24 CA$5.89

$3.78 CA$5.24

12.17%

Tomato (1kg)

$3.32 CA$4.61

$4.38 CA$6.08

-24.20%

Potato (1kg)

$2.67 CA$3.71

$1.93 CA$2.67

38.34%

Onion (1kg)

$3.65 CA$5.06

$1.50 CA$2.08

143.33%

Lettuce (1 head)

$2.32 CA$3.22

$2.28 CA$3.17

1.75%

Water (1.5 liter bottle)

$1.86 CA$2.58

$1.46 CA$2.02

27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$14.74 CA$20.45

$14.52 CA$20.14

1.52%

Wine (Bottle)

$13.05 CA$18.09

$14.42 CA$20.00

-9.50%

Local Beer (0.5 liter bottle)

$2.76 CA$3.83

$2.26 CA$3.14

22.12%

Imported Beer (0.33 liter bottle)

$3.18 CA$4.42

$2.59 CA$3.60

22.78%

One-way Ticket (Public Transport)

$2.34 CA$3.24

$2.36 CA$3.28

-0.85%

Public Transport Monthly Pass (Regular Price)

$64.8 CA$89.8

$114 CA$159

-43.35%

Taxi Start (Normal Tariff)

$2.90 CA$4.03

$3.16 CA$4.38

-8.23%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.08

$1.26 CA$1.74

19.05%

Taxi 1hour Waiting (Normal Tariff)

$27.34 CA$37.92

$22.57 CA$31.30

21.13%

Gasoline (1 liter)

$1.23 CA$1.70

$1.24 CA$1.72

-0.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K CA$40.1K

$27.3K CA$37.9K

5.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K CA$27.1K

$20.7K CA$28.8K

-5.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 CA$191

$124 CA$172

11.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.4 CA$72.7

$32.72 CA$45.38

60.15%

Internet (50+ Mbps, Unlimited Data)

$59.2 CA$82.1

$48.79 CA$67.7

21.30%

Gym Membership (Monthly)

$41.59 CA$57.7

$40.27 CA$55.9

3.28%

Tennis Court (1 Hour on Weekend)

$18.81 CA$26.09

$23.84 CA$33.06

-21.10%

Cinema Ticket

$11.48 CA$15.92

$12.82 CA$17.77

-10.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$698 CA$968

$787 CA$1,092

-11.36%

International Primary School, 1 Child (Yearly)

$12.2K CA$16.9K

$24.5K CA$34.0K

-50.26%

Jeans (Levis 501 Or Similar)

$71.9 CA$99.7

$54.2 CA$75.2

32.56%

Summer Dress (H&M, Zara, etc)

$39.17 CA$54.3

$43.10 CA$59.8

-9.12%

Sport Shoes (Adidas, Nike)

$151 CA$210

$97.9 CA$136

54.59%

Men's Leather Business Shoes

$110 CA$153

$126 CA$175

-12.71%

1-bedroom Apartment, City Center (Monthly)

$1,077 CA$1,494

$1,660 CA$2,303

-35.10%

1-bedroom Apartment, Outside City Center (Monthly)

$947 CA$1,314

$1,483 CA$2,057

-36.15%

3-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,261

$2,800 CA$3,883

-41.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,455 CA$2,017

$2,157 CA$2,991

-32.55%

Buy Apartment in City Center (m2)

$4,883 CA$6,772

$8,381 CA$11.6K

-41.74%

Buy Apartment Outside City Center (m2)

$3,319 CA$4,603

$6,842 CA$9,489

-51.49%

Average Monthly Net Salary (After Tax)

$3,130 CA$4,340

$3,799 CA$5,269

-17.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.13

4.47

59.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timmins, ON: September 7, 2026

Last update for Toronto: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,077 in Timmins, ON and $1,660 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Timmins, ON vs $87.0 in Toronto. Groceries flip the comparison at $405 vs $364, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Timmins, ON vs Toronto: Cost of Living - Frequently Asked Questions

Timmins, ON wins on cost – living expenses run 22% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Timmins, ON the obvious pick if budget is a priority.

On paper, salaries run 21% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,077 in Timmins, ON versus $1,660 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Timmins, ON – a meal for two runs $51.0 versus $87.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,140 per month in Timmins, ON versus $2,620 in Toronto – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,140 in Timmins, ON versus $2,620 in Toronto, a $2,000 budget is realistic in Timmins, ON but tight or insufficient in Toronto. The gap between the two cities makes Timmins, ON the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Timmins, ON gentler on the wallet – expenses run 22% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.