Last update: Oct 2026

Cost of Living Comparison Between Timmins, ON and Toronto

For one person, living is cheaper in Timmins, ON: $2,136 a month against $2,589 in Toronto, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Timmins, ON
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Timmins, ON Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Timmins, ON

🇨🇦 Canada

$2,136

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Timmins, ON and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Timmins, ON and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,136 in Timmins, ON versus $2,589 in Toronto.

Timmins, ON $2,136
Toronto $2,589

Estimated couple costs with rent: $3,106 in Timmins, ON versus $3,710 in Toronto.

Timmins, ON $3,106
Toronto $3,710

Monthly costs for a family of three with rent: $4,076 in Timmins, ON versus $4,831 in Toronto.

Timmins, ON $4,076
Toronto $4,831

Living in Timmins, ON costs roughly 17% less than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Timmins, ON 57% above, Toronto 90% above.

Meal at Budget Restaurant

$12.61 CA$17.70

$17.60 CA$24.70

-28.35%

Three-Course Dinner for Two, Mid-Range

$50.4 CA$70.7

$77.8 CA$109

-35.28%

Fast Food Meal (McDonalds, etc)

$10.12 CA$14.21

$10.59 CA$14.86

-4.44%

Cappuccino

$3.68 CA$5.17

$4.16 CA$5.83

-11.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.71 CA$2.40

$2.04 CA$2.87

-16.18%

Water (0.33 liter bottle)

$1.73 CA$2.43

$1.75 CA$2.46

-1.14%

Local Beer (0.5 liter draught)

$5.16 CA$7.23

$6.58 CA$9.23

-21.58%

Imported Beer (0.33 liter bottle)

$5.64 CA$7.92

$7.11 CA$9.98

-20.68%

Milk (1 liter)

$3.18 CA$4.46

$2.53 CA$3.56

25.69%

White Bread (500g)

$2.41 CA$3.38

$2.70 CA$3.79

-10.74%

Rice (white) (1kg)

$4.67 CA$6.55

$2.24 CA$3.14

108.48%

Eggs

$3.34 CA$4.68

$3.48 CA$4.89

-4.02%

Local Cheese (1kg)

$9.92 CA$13.92

$9.38 CA$13.16

5.76%

Chicken Fillets (1kg)

$13.18 CA$18.50

$11.60 CA$16.28

13.62%

Beef Round Steak (1kg)

$22.08 CA$30.99

$14.68 CA$20.61

50.41%

Apples (1kg)

$3.18 CA$4.46

$3.74 CA$5.26

-14.97%

Banana (1kg)

$1.30 CA$1.83

$1.22 CA$1.72

6.56%

Oranges (1kg)

$4.35 CA$6.11

$3.48 CA$4.88

25.00%

Tomato (1kg)

$3.28 CA$4.61

$4.32 CA$6.07

-24.07%

Potato (1kg)

$2.33 CA$3.27

$1.85 CA$2.60

25.95%

Onion (1kg)

$3.57 CA$5.01

$1.69 CA$2.37

111.24%

Lettuce (1 head)

$2.38 CA$3.35

$2.23 CA$3.13

6.73%

Water (1.5 liter bottle)

$1.83 CA$2.56

$1.28 CA$1.79

42.97%

Cigarettes 20 Pack (Marlboro, Camel)

$14.07 CA$19.74

$14.04 CA$19.71

0.21%

Wine (Bottle)

$12.63 CA$17.73

$14.43 CA$20.25

-12.47%

Local Beer (0.5 liter bottle)

$2.82 CA$3.96

$2.16 CA$3.03

30.56%

Imported Beer (0.33 liter bottle)

$3.18 CA$4.46

$2.52 CA$3.54

26.19%

One-way Ticket (Public Transport)

$2.30 CA$3.23

$2.37 CA$3.32

-2.95%

Public Transport Monthly Pass (Regular Price)

$62.7 CA$88.0

$112 CA$158

-44.22%

Taxi Start (Normal Tariff)

$2.96 CA$4.15

$3.04 CA$4.27

-2.63%

Taxi (Normal Tariff) (1km)

$1.43 CA$2.01

$1.24 CA$1.74

15.32%

Taxi 1hour Waiting (Normal Tariff)

$22.04 CA$30.93

$22.55 CA$31.65

-2.26%

Gasoline (1 liter)

$1.11 CA$1.55

$1.24 CA$1.75

-10.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.1K

$26.9K CA$37.8K

3.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$21.4K CA$30.0K

-1.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$195

$125 CA$175

11.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.0 CA$72.9

$33.05 CA$46.39

57.19%

Internet (50+ Mbps, Unlimited Data)

$59.0 CA$82.8

$47.96 CA$67.3

22.98%

Gym Membership (Monthly)

$38.15 CA$53.5

$36.69 CA$51.5

3.98%

Tennis Court (1 Hour on Weekend)

$15.68 CA$22.01

$23.67 CA$33.22

-33.76%

Cinema Ticket

$10.55 CA$14.80

$13.08 CA$18.35

-19.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$681 CA$956

$759 CA$1,065

-10.21%

International Primary School, 1 Child (Yearly)

$12.2K CA$17.1K

$23.8K CA$33.4K

-48.67%

Jeans (Levis 501 Or Similar)

$72.6 CA$102

$53.5 CA$75.1

35.56%

Summer Dress (H&M, Zara, etc)

$39.43 CA$55.3

$40.44 CA$56.8

-2.50%

Sport Shoes (Adidas, Nike)

$146 CA$205

$100 CA$141

45.31%

Men's Leather Business Shoes

$108 CA$152

$125 CA$176

-13.76%

1-bedroom Apartment, City Center (Monthly)

$1,032 CA$1,448

$1,630 CA$2,287

-36.68%

1-bedroom Apartment, Outside City Center (Monthly)

$955 CA$1,340

$1,416 CA$1,987

-32.55%

3-bedroom Apartment, City Center (Monthly)

$1,622 CA$2,276

$2,694 CA$3,781

-39.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,081

$2,101 CA$2,949

-29.43%

Buy Apartment in City Center (m2)

$4,434 CA$6,223

$7,551 CA$10.6K

-41.27%

Buy Apartment Outside City Center (m2)

$3,705 CA$5,200

$6,674 CA$9,366

-44.48%

Average Monthly Net Salary (After Tax)

$3,035 CA$4,259

$3,543 CA$4,973

-14.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.13

4.45

60.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Timmins, ON: October 25, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Timmins, ON

$955 44.7%

Toronto

$1.4K 54.7% 48.3% $461

Groceries & Markets

Timmins, ON

$399 18.7%

Toronto

$345 13.3% 13.5% $54

Monthly Utilities & Internet

Timmins, ON

$250 11.7%

Toronto

$206 7.9% 17.8% $44

Eating Out

Timmins, ON

$226 10.6%

Toronto

$285 11% 25.8% $58

Clothing & Footwear

Timmins, ON

$165 7.7%

Toronto

$144 5.6% 12.7% $21

Getting Around

Timmins, ON

$82 3.8%

Toronto

$131 5.1% 59.9% $49

Sport & Entertainment

Timmins, ON

$59 2.8%

Toronto

$63 2.4% 6.1% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,032 in Timmins, ON and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50 in Timmins, ON vs $78 in Toronto. Groceries flip the comparison at $399 vs $345, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Timmins, ON

🇨🇦 Toronto

🕒 Local time

15:59 3:59 PM

Same time as Timmins, ON

🌤 Weather

👥 Population

41,788

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Between locations

Timmins, ON Toronto 560 km ≈ 1 h 15 min nonstop flight

From you

Timmins, ON
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Timmins, ON vs Toronto: Cost of Living - Frequently Asked Questions

Timmins, ON wins on cost – living expenses run 17% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Timmins, ON the obvious pick if budget is a priority.

On paper, salaries run 14% lower in Timmins, ON. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,032 in Timmins, ON versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Timmins, ON – a meal for two runs $50 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,136 per month in Timmins, ON versus $2,589 in Toronto – Timmins, ON is about 17% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Timmins, ON is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Timmins, ON is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Timmins, ON wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.