Cost of Living Comparison Between Toronto and Timmins, ON Cost of Living Comparison Between Toronto and Timmins, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,776 in Toronto versus $2,085 in Timmins, ON.

Estimated couple costs with rent: $4,051 in Toronto versus $3,019 in Timmins, ON.

Monthly costs for a family of three with rent: $5,325 in Toronto versus $3,953 in Timmins, ON.

Living in Toronto is roughly 33% more expensive than in Timmins, ON, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 108% above, Timmins, ON 56% above.

Meal at Budget Restaurant

$18.95 CA$26.69

$11.30 CA$15.91

67.70%

Three-Course Dinner for Two, Mid-Range

$83.9 CA$118

$58.1 CA$81.8

44.41%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.45

$10.78 CA$15.19

1.76%

Cappuccino

$3.97 CA$5.60

$3.79 CA$5.33

4.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 CA$3.02

$2.04 CA$2.87

5.39%

Water (0.33 liter bottle)

$1.64 CA$2.31

$1.75 CA$2.47

-6.29%

Local Beer (0.5 liter draught)

$6.06 CA$8.53

$5.42 CA$7.63

11.81%

Imported Beer (0.33 liter bottle)

$6.79 CA$9.56

$5.78 CA$8.15

17.47%

Milk (1 liter)

$2.71 CA$3.82

$1.98 CA$2.79

36.87%

White Bread (500g)

$2.75 CA$3.87

$1.99 CA$2.80

38.19%

Rice (white) (1kg)

$3.58 CA$5.04

$4.85 CA$6.83

-26.19%

Eggs

$3.47 CA$4.88

$3.69 CA$5.20

-5.96%

Local Cheese (1kg)

$13.60 CA$19.15

$7.43 CA$10.46

83.04%

Chicken Fillets (1kg)

$13.37 CA$18.83

$14.45 CA$20.35

-7.47%

Beef Round Steak (1kg)

$16.87 CA$23.77

$12.89 CA$18.16

30.88%

Apples (1kg)

$4.19 CA$5.90

$2.81 CA$3.96

49.11%

Banana (1kg)

$1.14 CA$1.60

$1.95 CA$2.75

-41.54%

Oranges (1kg)

$3.23 CA$4.55

$3.62 CA$5.09

-10.77%

Tomato (1kg)

$3.98 CA$5.61

$4.56 CA$6.43

-12.72%

Potato (1kg)

$2.48 CA$3.49

$4.06 CA$5.72

-38.92%

Onion (1kg)

$2.82 CA$3.97

$3.16 CA$4.46

-10.76%

Lettuce (1 head)

$2.35 CA$3.32

$2.17 CA$3.05

8.29%

Water (1.5 liter bottle)

$1.96 CA$2.77

$2.52 CA$3.55

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$14.81 CA$20.86

$10.93 CA$15.40

35.50%

Wine (Bottle)

$14.21 CA$20.01

$12.64 CA$17.81

12.42%

Local Beer (0.5 liter bottle)

$2.70 CA$3.80

$3.37 CA$4.74

-19.88%

Imported Beer (0.33 liter bottle)

$3.14 CA$4.42

$2.09 CA$2.95

50.24%

One-way Ticket (Public Transport)

$2.54 CA$3.58

$2.61 CA$3.68

-2.68%

Public Transport Monthly Pass (Regular Price)

$116 CA$163

$61.6 CA$86.8

88.10%

Taxi Start (Normal Tariff)

$3.57 CA$5.03

$3.35 CA$4.72

6.57%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.97

$1.44 CA$2.03

-2.78%

Taxi 1hour Waiting (Normal Tariff)

$25.54 CA$35.97

$35.86 CA$50.5

-28.78%

Gasoline (1 liter)

$1.09 CA$1.53

$1.15 CA$1.62

-5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.8K

$20.7K CA$29.1K

22.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K CA$29.9K

$20.2K CA$28.5K

5.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 CA$164

$109 CA$153

7.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.15 CA$52.3

$49.23 CA$69.4

-24.54%

Internet (50+ Mbps, Unlimited Data)

$53.2 CA$74.9

$62.9 CA$88.5

-15.35%

Gym Membership (Monthly)

$55.7 CA$78.5

$20.39 CA$28.72

173.22%

Tennis Court (1 Hour on Weekend)

$20.88 CA$29.41

Cinema Ticket

$11.63 CA$16.38

$10.83 CA$15.26

7.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,122 CA$1,580

$747 CA$1,052

50.21%

International Primary School, 1 Child (Yearly)

$18.1K CA$25.4K

$8,810 CA$12.4K

104.98%

Jeans (Levis 501 Or Similar)

$58.5 CA$82.4

$62.3 CA$87.8

-6.21%

Summer Dress (H&M, Zara, etc)

$39.43 CA$55.5

$40.02 CA$56.4

-1.47%

Sport Shoes (Adidas, Nike)

$90.4 CA$127

$105 CA$148

-13.92%

Men's Leather Business Shoes

$113 CA$159

$110 CA$155

2.61%

1-bedroom Apartment, City Center (Monthly)

$1,823 CA$2,568

$1,098 CA$1,547

65.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,557 CA$2,193

$972 CA$1,369

60.21%

3-bedroom Apartment, City Center (Monthly)

$2,986 CA$4,206

$1,681 CA$2,367

77.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,450 CA$3,451

$1,533 CA$2,160

59.78%

Buy Apartment in City Center (m2)

$8,678 CA$12.2K

$4,792 CA$6,749

81.11%

Buy Apartment Outside City Center (m2)

$6,940 CA$9,776

$3,650 CA$5,142

90.13%

Average Monthly Net Salary (After Tax)

$3,390 CA$4,775

$2,891 CA$4,072

17.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.59

-21.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 21, 2026

Last update for Timmins, ON: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,823 in Toronto and $1,098 in Timmins, ON. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Toronto vs $58.0 in Timmins, ON for a mid-range dinner for two. Groceries echo the gap at $396 vs $374 per month, with Timmins, ON cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Timmins, ON: Cost of Living - Frequently Asked Questions

Timmins, ON wins on cost – living expenses run 33% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Timmins, ON the obvious pick if budget is a priority.

Average pay runs 17% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,823 in Toronto versus $1,098 in Timmins, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Timmins, ON – a meal for two runs $58.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,776 per month in Toronto versus $2,085 in Timmins, ON – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,085 in Timmins, ON versus $2,776 in Toronto, a $2,000 budget is realistic in Timmins, ON but tight or insufficient in Toronto. The gap between the two cities makes Timmins, ON the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Timmins, ON gentler on the wallet – expenses run 33% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.