Cost of Living Comparison Between Toronto and Timmins, ON Cost of Living Comparison Between Toronto and Timmins, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $2,140 in Timmins, ON.

Estimated couple costs with rent: $3,866 in Toronto versus $3,121 in Timmins, ON.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $4,101 in Timmins, ON.

Living in Toronto is roughly 22% more expensive than in Timmins, ON, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 90% above, Timmins, ON 55% above.

Meal at Budget Restaurant

$17.85 CA$24.75

$12.96 CA$17.97

37.73%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$50.8 CA$70.5

70.75%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$10.42 CA$14.45

4.99%

Cappuccino

$4.01 CA$5.57

$3.62 CA$5.02

10.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$1.75 CA$2.42

25.14%

Water (0.33 liter bottle)

$1.69 CA$2.34

$1.85 CA$2.57

-8.65%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$5.35 CA$7.41

20.56%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$5.92 CA$8.21

19.09%

Milk (1 liter)

$2.71 CA$3.77

$3.27 CA$4.53

-17.13%

White Bread (500g)

$2.92 CA$4.05

$2.48 CA$3.43

17.74%

Rice (white) (1kg)

$2.48 CA$3.44

$4.67 CA$6.47

-46.90%

Eggs

$3.85 CA$5.34

$3.35 CA$4.64

14.93%

Local Cheese (1kg)

$10.10 CA$14.01

$10.35 CA$14.35

-2.42%

Chicken Fillets (1kg)

$12.02 CA$16.66

$13.30 CA$18.45

-9.62%

Beef Round Steak (1kg)

$15.61 CA$21.65

$22.35 CA$31.00

-30.16%

Apples (1kg)

$3.90 CA$5.41

$3.24 CA$4.49

20.37%

Banana (1kg)

$1.24 CA$1.72

$1.31 CA$1.82

-5.34%

Oranges (1kg)

$3.78 CA$5.24

$4.24 CA$5.89

-10.85%

Tomato (1kg)

$4.38 CA$6.08

$3.32 CA$4.61

31.93%

Potato (1kg)

$1.93 CA$2.67

$2.67 CA$3.71

-27.72%

Onion (1kg)

$1.50 CA$2.08

$3.65 CA$5.06

-58.90%

Lettuce (1 head)

$2.28 CA$3.17

$2.32 CA$3.22

-1.72%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.86 CA$2.58

-21.51%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.14

$14.74 CA$20.45

-1.49%

Wine (Bottle)

$14.42 CA$20.00

$13.05 CA$18.09

10.50%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$2.76 CA$3.83

-18.12%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$3.18 CA$4.42

-18.55%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.34 CA$3.24

0.85%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$64.8 CA$89.8

76.51%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$2.90 CA$4.03

8.97%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$1.50 CA$2.08

-16.00%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.30

$27.34 CA$37.92

-17.45%

Gasoline (1 liter)

$1.24 CA$1.72

$1.23 CA$1.70

0.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$28.9K CA$40.1K

-5.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$19.5K CA$27.1K

6.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$138 CA$191

-10.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.38

$52.4 CA$72.7

-37.56%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$59.2 CA$82.1

-17.56%

Gym Membership (Monthly)

$40.27 CA$55.9

$41.59 CA$57.7

-3.17%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$18.81 CA$26.09

26.74%

Cinema Ticket

$12.82 CA$17.77

$11.48 CA$15.92

11.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$698 CA$968

12.82%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$12.2K CA$16.9K

101.05%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$71.9 CA$99.7

-24.56%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$39.17 CA$54.3

10.03%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$151 CA$210

-35.31%

Men's Leather Business Shoes

$126 CA$175

$110 CA$153

14.56%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,303

$1,077 CA$1,494

54.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$947 CA$1,314

56.61%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$1,630 CA$2,261

71.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,455 CA$2,017

48.26%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

$4,883 CA$6,772

71.64%

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

$3,319 CA$4,603

106.15%

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$3,130 CA$4,340

21.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.13

-37.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Timmins, ON: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $1,077 in Timmins, ON. Housing cost is often the main lever when comparing two cities.

Toronto pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Toronto vs $51.0 in Timmins, ON. Groceries flip the comparison at $364 vs $405, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Timmins, ON: Cost of Living - Frequently Asked Questions

Timmins, ON wins on cost – living expenses run 22% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Timmins, ON the obvious pick if budget is a priority.

Average pay runs 21% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,660 in Toronto versus $1,077 in Timmins, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Timmins, ON – a meal for two runs $51.0 versus $87.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,620 per month in Toronto versus $2,140 in Timmins, ON – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,140 in Timmins, ON versus $2,620 in Toronto, a $2,000 budget is realistic in Timmins, ON but tight or insufficient in Toronto. The gap between the two cities makes Timmins, ON the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Timmins, ON gentler on the wallet – expenses run 22% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.