Last update: Oct 2026

Cost of Living Comparison Between Toronto and Timmins, ON

For one person, living is cheaper in Timmins, ON: $2,136 a month against $2,589 in Toronto, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
102

Cost of Living Index in Timmins, ON
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Timmins, ON Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Timmins, ON

🇨🇦 Canada

$2,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Timmins, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Timmins, ON actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,136 in Timmins, ON.

Toronto $2,589
Timmins, ON $2,136

Estimated couple costs with rent: $3,710 in Toronto versus $3,106 in Timmins, ON.

Toronto $3,710
Timmins, ON $3,106

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,076 in Timmins, ON.

Toronto $4,831
Timmins, ON $4,076

Living in Toronto is roughly 21% more expensive than in Timmins, ON, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toronto 90% above, Timmins, ON 57% above.

Meal at Budget Restaurant

$17.60 CA$24.70

$12.61 CA$17.70

39.57%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$50.4 CA$70.7

54.51%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$10.12 CA$14.21

4.64%

Cappuccino

$4.16 CA$5.83

$3.68 CA$5.17

13.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.71 CA$2.40

19.30%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.73 CA$2.43

1.16%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$5.16 CA$7.23

27.52%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$5.64 CA$7.92

26.06%

Milk (1 liter)

$2.53 CA$3.56

$3.18 CA$4.46

-20.44%

White Bread (500g)

$2.70 CA$3.79

$2.41 CA$3.38

12.03%

Rice (white) (1kg)

$2.24 CA$3.14

$4.67 CA$6.55

-52.03%

Eggs

$3.48 CA$4.89

$3.34 CA$4.68

4.19%

Local Cheese (1kg)

$9.38 CA$13.16

$9.92 CA$13.92

-5.44%

Chicken Fillets (1kg)

$11.60 CA$16.28

$13.18 CA$18.50

-11.99%

Beef Round Steak (1kg)

$14.68 CA$20.61

$22.08 CA$30.99

-33.51%

Apples (1kg)

$3.74 CA$5.26

$3.18 CA$4.46

17.61%

Banana (1kg)

$1.22 CA$1.72

$1.30 CA$1.83

-6.15%

Oranges (1kg)

$3.48 CA$4.88

$4.35 CA$6.11

-20.00%

Tomato (1kg)

$4.32 CA$6.07

$3.28 CA$4.61

31.71%

Potato (1kg)

$1.85 CA$2.60

$2.33 CA$3.27

-20.60%

Onion (1kg)

$1.69 CA$2.37

$3.57 CA$5.01

-52.66%

Lettuce (1 head)

$2.23 CA$3.13

$2.38 CA$3.35

-6.30%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.83 CA$2.56

-30.05%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$14.07 CA$19.74

-0.21%

Wine (Bottle)

$14.43 CA$20.25

$12.63 CA$17.73

14.25%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.82 CA$3.96

-23.40%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.18 CA$4.46

-20.75%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.30 CA$3.23

3.04%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$62.7 CA$88.0

79.28%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$2.96 CA$4.15

2.70%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.43 CA$2.01

-13.29%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$22.04 CA$30.93

2.31%

Gasoline (1 liter)

$1.24 CA$1.75

$1.11 CA$1.55

11.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$27.8K CA$39.1K

-3.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$21.1K CA$29.6K

1.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$139 CA$195

-10.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$52.0 CA$72.9

-36.38%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$59.0 CA$82.8

-18.68%

Gym Membership (Monthly)

$36.69 CA$51.5

$38.15 CA$53.5

-3.83%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$15.68 CA$22.01

50.96%

Cinema Ticket

$13.08 CA$18.35

$10.55 CA$14.80

23.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$681 CA$956

11.37%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$12.2K CA$17.1K

94.81%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$72.6 CA$102

-26.23%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$39.43 CA$55.3

2.56%

Sport Shoes (Adidas, Nike)

$100 CA$141

$146 CA$205

-31.18%

Men's Leather Business Shoes

$125 CA$176

$108 CA$152

15.95%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,032 CA$1,448

57.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$955 CA$1,340

48.27%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,622 CA$2,276

66.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,483 CA$2,081

41.70%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$4,434 CA$6,223

70.28%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$3,705 CA$5,200

80.13%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,035 CA$4,259

16.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

7.13

-37.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Timmins, ON: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Timmins, ON

$955 44.7% 32.6% $461

Groceries & Markets

Toronto

$345 13.3%

Timmins, ON

$399 18.7% 15.6% $54

Eating Out

Toronto

$285 11%

Timmins, ON

$226 10.6% 20.5% $58

Monthly Utilities & Internet

Toronto

$206 7.9%

Timmins, ON

$250 11.7% 21.6% $44

Clothing & Footwear

Toronto

$144 5.6%

Timmins, ON

$165 7.7% 14.5% $21

Getting Around

Toronto

$131 5.1%

Timmins, ON

$82 3.8% 37.4% $49

Sport & Entertainment

Toronto

$63 2.4%

Timmins, ON

$59 2.8% 5.7% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,032 in Timmins, ON. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78 in Toronto vs $50 in Timmins, ON. Groceries flip the comparison at $345 vs $399, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Timmins, ON

🕒 Local time

17:35 5:35 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

41,788

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Between locations

Toronto Timmins, ON 560 km ≈ 1 h 15 min nonstop flight

From you

Toronto
Timmins, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Timmins, ON: Cost of Living - Frequently Asked Questions

Timmins, ON wins on cost – living expenses run 17% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Timmins, ON the obvious pick if budget is a priority.

Average pay runs 17% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,032 in Timmins, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Timmins, ON – a meal for two runs $50 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,589 per month in Toronto versus $2,136 in Timmins, ON – Timmins, ON is about 17% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Timmins, ON is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Timmins, ON is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Timmins, ON wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.