Cost of Living Comparison Between Toronto and Timmins, ON Cost of Living Comparison Between Toronto and Timmins, ON

Monthly Cost of Living

Monthly costs for one person with rent: $2,768 in Toronto versus $2,049 in Timmins, ON.

Estimated couple costs with rent: $4,066 in Toronto versus $2,955 in Timmins, ON.

Monthly costs for a family of three with rent: $5,364 in Toronto versus $3,861 in Timmins, ON.

Living in Toronto is roughly 35% more expensive than Timmins, ON, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 106% above, Timmins, ON 52% above.

Meal at Budget Restaurant

$18.40 CA$25.20

$11.01 CA$15.08

67.12%

Three-Course Dinner for Two, Mid-Range

$81.3 CA$111

$58.1 CA$79.6

39.93%

Fast Food Meal (McDonalds, etc)

$10.92 CA$14.97

$10.70 CA$14.65

2.06%

Cappuccino

$3.83 CA$5.25

$3.79 CA$5.19

1.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.01

$2.11 CA$2.89

3.79%

Water (0.33 liter bottle)

$1.64 CA$2.25

$1.71 CA$2.34

-4.09%

Local Beer (0.5 liter draught)

$5.87 CA$8.05

$5.36 CA$7.34

9.51%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.24

$5.72 CA$7.84

17.83%

Milk (1 liter)

$2.69 CA$3.68

$2.02 CA$2.76

33.17%

White Bread (500g)

$2.78 CA$3.81

$1.97 CA$2.70

41.12%

Rice (white) (1kg)

$3.51 CA$4.81

$4.97 CA$6.81

-29.38%

Eggs

$3.47 CA$4.76

$3.70 CA$5.06

-6.22%

Local Cheese (1kg)

$13.25 CA$18.15

$7.28 CA$9.98

82.01%

Chicken Fillets (1kg)

$12.92 CA$17.70

$14.54 CA$19.92

-11.14%

Beef Round Steak (1kg)

$16.38 CA$22.44

$13.03 CA$17.86

25.71%

Apples (1kg)

$4.03 CA$5.52

$2.82 CA$3.87

42.91%

Banana (1kg)

$1.17 CA$1.61

$1.98 CA$2.71

-40.91%

Oranges (1kg)

$3.35 CA$4.59

$3.75 CA$5.13

-10.67%

Tomato (1kg)

$4.01 CA$5.50

$4.56 CA$6.25

-12.06%

Potato (1kg)

$2.44 CA$3.34

$3.98 CA$5.45

-38.69%

Onion (1kg)

$2.84 CA$3.90

$3.20 CA$4.38

-11.25%

Lettuce (1 head)

$2.39 CA$3.27

$2.14 CA$2.94

11.68%

Water (1.5 liter bottle)

$1.98 CA$2.71

$2.59 CA$3.55

-23.55%

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 CA$20.31

$11.01 CA$15.08

34.60%

Wine (Bottle)

$14.37 CA$19.68

$13.33 CA$18.26

7.80%

Local Beer (0.5 liter bottle)

$2.77 CA$3.79

$3.33 CA$4.57

-16.82%

Imported Beer (0.33 liter bottle)

$3.30 CA$4.52

$2.10 CA$2.88

57.14%

One-way Ticket (Public Transport)

$2.45 CA$3.35

$2.51 CA$3.44

-2.39%

Public Transport Monthly Pass (Regular Price)

$113 CA$155

$61.6 CA$84.4

84.29%

Taxi Start (Normal Tariff)

$3.61 CA$4.95

$3.27 CA$4.48

10.40%

Taxi (Normal Tariff) (1km)

$1.42 CA$1.94

$1.44 CA$1.97

-1.39%

Taxi 1hour Waiting (Normal Tariff)

$25.90 CA$35.48

$35.57 CA$48.74

-27.19%

Gasoline (1 liter)

$1.10 CA$1.50

$1.15 CA$1.58

-4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.0K

$20.8K CA$28.5K

22.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

$20.4K CA$27.9K

2.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 CA$163

$108 CA$148

9.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.69 CA$51.6

$49.10 CA$67.3

-23.24%

Internet (50+ Mbps, Unlimited Data)

$54.6 CA$74.7

$63.8 CA$87.5

-14.54%

Gym Membership (Monthly)

$57.3 CA$78.5

$20.71 CA$28.37

176.48%

Tennis Court (1 Hour on Weekend)

$20.68 CA$28.33

Cinema Ticket

$11.62 CA$15.92

$11.05 CA$15.14

5.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,118 CA$1,531

$746 CA$1,022

49.77%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.0K

$8,882 CA$12.2K

105.83%

Jeans (Levis 501 Or Similar)

$57.3 CA$78.6

$64.0 CA$87.6

-10.37%

Summer Dress (H&M, Zara, etc)

$39.80 CA$54.5

$39.99 CA$54.8

-0.48%

Sport Shoes (Adidas, Nike)

$88.4 CA$121

$106 CA$145

-16.22%

Men's Leather Business Shoes

$116 CA$159

$112 CA$153

3.81%

1-bedroom Apartment, City Center (Monthly)

$1,836 CA$2,516

$1,080 CA$1,480

70.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,550 CA$2,124

$990 CA$1,357

56.52%

3-bedroom Apartment, City Center (Monthly)

$2,991 CA$4,097

$1,626 CA$2,227

83.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,492 CA$3,415

$1,513 CA$2,073

64.69%

Buy Apartment in City Center (m2)

$8,566 CA$11.7K

$4,079 CA$5,588

110.02%

Buy Apartment Outside City Center (m2)

$6,905 CA$9,460

$3,593 CA$4,922

92.19%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

$3,031 CA$4,152

21.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.59

-21.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Timmins, ON: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,836 in Toronto and $1,080 in Timmins, ON. Housing cost is often the main lever when comparing two cities.

Toronto pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81 in Toronto vs $58 in Timmins, ON for a mid-range dinner for two. Groceries echo the gap at $392 vs $377 per month, with Timmins, ON cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Timmins, ON: Cost of Living - Frequently Asked Questions

Timmins, ON wins on cost – living expenses run 35% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Timmins, ON the obvious pick if budget is a priority.

Toronto pays 22% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,836 in Toronto versus $1,080 in Timmins, ON. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Timmins, ON – a meal for two runs $58.0 versus $81.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,768 per month in Toronto versus $2,049 in Timmins, ON – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,049 in Timmins, ON versus $2,768 in Toronto, a $2,000 budget is realistic in Timmins, ON but tight or insufficient in Toronto. The gap between the two cities makes Timmins, ON the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Timmins, ON gentler on the wallet – expenses run 35% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.