Cost of Living Comparison Between Tikrit and Ubud, Bali Cost of Living Comparison Between Tikrit and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $747 in Tikrit versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,153 in Tikrit versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,558 in Tikrit versus $3,732 in Ubud, Bali.

Living in Tikrit costs roughly 48% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Tikrit is 44% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
Tikrit
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.11 IQD 5,379
$3.57 Rp 61.6K
15.13%
Three-Course Dinner for Two, Mid-Range
$25.00 IQD 32.7K
$32.58 Rp 562.6K
-23.27%
Fast Food Meal (McDonalds, etc)
$6.82 IQD 8,935
$5.07 Rp 87.5K
34.52%
Cappuccino
$2.65 IQD 3,473
$2.83 Rp 48.8K
-6.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 IQD 478
$1.34 Rp 23.1K
-73.13%
Water (0.33 liter bottle)
$0.18 IQD 237
$0.69 Rp 12.0K
-73.91%
Local Beer (0.5 liter draught)
$2.98 IQD 3,910
$2.99 Rp 51.6K
-0.33%
Imported Beer (0.33 liter bottle)
$2.81 IQD 3,674
$3.85 Rp 66.4K
-27.01%
🛒 Groceries & Markets
Tikrit
Ubud, Bali
Difference
Milk (1 liter)
$1.32 IQD 1,731
$1.74 Rp 30.1K
-24.14%
White Bread (500g)
$0.85 IQD 1,110
$2.54 Rp 43.8K
-66.54%
Rice (white) (1kg)
$1.60 IQD 2,092
$1.19 Rp 20.6K
34.45%
Eggs
$1.79 IQD 2,345
$2.43 Rp 41.9K
-26.34%
Local Cheese (1kg)
$4.58 IQD 6,000
$14.66 Rp 253.2K
-68.76%
Chicken Fillets (1kg)
$4.62 IQD 6,058
$4.18 Rp 72.1K
10.53%
Beef Round Steak (1kg)
$13.21 IQD 17.3K
$11.94 Rp 206.1K
10.64%
Apples (1kg)
$1.15 IQD 1,505
$3.69 Rp 63.6K
-68.83%
Banana (1kg)
$1.20 IQD 1,574
$1.61 Rp 27.7K
-25.47%
Oranges (1kg)
$1.06 IQD 1,387
$2.69 Rp 46.4K
-60.59%
Tomato (1kg)
$0.70 IQD 923
$2.33 Rp 40.2K
-69.96%
Potato (1kg)
$0.70 IQD 914
$1.91 Rp 32.9K
-63.35%
Onion (1kg)
$0.63 IQD 828
$2.19 Rp 37.7K
-71.23%
Lettuce (1 head)
$0.66 IQD 871
$1.06 Rp 18.3K
-37.74%
Water (1.5 liter bottle)
$0.51 IQD 674
$0.72 Rp 12.5K
-29.17%
Cigarettes 20 Pack (Marlboro, Camel)
$1.96 IQD 2,566
$3.13 Rp 54.1K
-37.38%
Wine (Bottle)
-
$23.49 Rp 405.6K
-
Local Beer (0.5 liter bottle)
$1.86 IQD 2,434
$2.74 Rp 47.3K
-32.12%
Imported Beer (0.33 liter bottle)
$2.07 IQD 2,715
$2.88 Rp 49.7K
-28.13%
🚌 Getting Around
Tikrit
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.39 IQD 515
$0.29 Rp 5,010
34.48%
Public Transport Monthly Pass (Regular Price)
$31.07 IQD 40.7K
$8.17 Rp 141.0K
280.29%
Taxi Start (Normal Tariff)
$2.35 IQD 3,078
$0.45 Rp 7,834
422.22%
Taxi (Normal Tariff) (1km)
$1.53 IQD 2,000
$0.42 Rp 7,278
264.29%
Taxi 1hour Waiting (Normal Tariff)
$5.97 IQD 7,817
$6.16 Rp 106.3K
-3.08%
Gasoline (1 liter)
$0.54 IQD 706
$0.84 Rp 14.5K
-35.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3K IQD 25.3M
$26.2K Rp 453.1M
-26.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K IQD 26.3M
$32.5K Rp 560.8M
-38.11%
🧾 Monthly Utilities & Internet
Tikrit
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.2 IQD 102.4K
$78.4 Rp 1.4M
-0.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.96 IQD 23.5K
$3.95 Rp 68.2K
354.68%
Internet (50+ Mbps, Unlimited Data)
$34.16 IQD 44.7K
$24.40 Rp 421.4K
40.00%
🎉 Sport & Entertainment
Tikrit
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.04 IQD 48.5K
$96.5 Rp 1.7M
-61.63%
Tennis Court (1 Hour on Weekend)
$16.99 IQD 22.3K
$6.35 Rp 109.6K
167.56%
Cinema Ticket
$7.52 IQD 9,856
$4.04 Rp 69.7K
86.14%
🧸 Childcare & Education
Tikrit
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$154 IQD 201.9K
$303 Rp 5.2M
-49.08%
International Primary School, 1 Child (Yearly)
$3,253 IQD 4.3M
$6,523 Rp 112.6M
-50.13%
👕👟 Clothing & Footwear
Tikrit
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$26.75 IQD 35.0K
$53.8 Rp 929.5K
-50.32%
Summer Dress (H&M, Zara, etc)
$25.66 IQD 33.6K
$37.98 Rp 655.8K
-32.44%
Sport Shoes (Adidas, Nike)
$62.4 IQD 81.7K
$86.8 Rp 1.5M
-28.08%
Men's Leather Business Shoes
$41.91 IQD 54.9K
$78.9 Rp 1.4M
-46.86%
🏠 Accommodation & Living
Tikrit
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$247 IQD 323.5K
$1,012 Rp 17.5M
-75.60%
1-bedroom Apartment, Outside City Center (Monthly)
$175 IQD 229.3K
$674 Rp 11.6M
-74.05%
3-bedroom Apartment, City Center (Monthly)
$570 IQD 746.1K
$3,390 Rp 58.5M
-83.20%
3-bedroom Apartment, Outside City Center (Monthly)
$339 IQD 444.6K
$2,098 Rp 36.2M
-83.82%
Buy Apartment in City Center (m2)
-
$2,985 Rp 51.5M
-
Buy Apartment Outside City Center (m2)
-
$2,339 Rp 40.4M
-
💵 Salaries & Financials
Tikrit
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$341 IQD 446.2K
$173 Rp 3.0M
96.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tikrit: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $247 in Tikrit and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tikrit pays 97% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Tikrit vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $158 vs $298 per month, with Tikrit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tikrit vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Tikrit?
Tikrit is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 93% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Tikrit or Ubud, Bali?
Tikrit pays 97% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Tikrit and Ubud, Bali?
Rent for a central apartment: $247 in Tikrit versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Tikrit or Ubud, Bali?
Dining out is cheaper in Tikrit – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Tikrit vs Ubud, Bali?
All in, you'll spend $747 per month in Tikrit versus $1,438 in Ubud, Bali – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Tikrit or Ubud, Bali?
At $747 in Tikrit versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Tikrit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tikrit the clear choice for anyone on this budget.
Is Tikrit or Ubud, Bali more family-friendly?
For families, Tikrit is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tikrit or Ubud, Bali?
Safety-wise, Tikrit and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tikrit gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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