Cost of Living Comparison Between Tikrit and Ubud, Bali Cost of Living Comparison Between Tikrit and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $751 in Tikrit versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,150 in Tikrit versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,549 in Tikrit versus $3,694 in Ubud, Bali.

Living in Tikrit costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Tikrit is 44% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Tikrit
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.08 IQD 5,339
$3.57 Rp 64.0K
14.29%
Three-Course Dinner for Two, Mid-Range
$24.79 IQD 32.5K
$32.50 Rp 582.3K
-23.72%
Fast Food Meal (McDonalds, etc)
$6.93 IQD 9,081
$4.86 Rp 87.1K
42.59%
Cappuccino
$2.58 IQD 3,384
$2.75 Rp 49.2K
-6.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 IQD 513
$1.32 Rp 23.7K
-70.45%
Water (0.33 liter bottle)
$0.21 IQD 277
$0.70 Rp 12.6K
-70.00%
Local Beer (0.5 liter draught)
$2.95 IQD 3,865
$2.91 Rp 52.2K
1.37%
Imported Beer (0.33 liter bottle)
$2.86 IQD 3,744
$3.79 Rp 68.0K
-24.54%
🛒 Groceries & Markets
Tikrit
Ubud, Bali
Difference
Milk (1 liter)
$1.37 IQD 1,796
$1.71 Rp 30.6K
-19.88%
White Bread (500g)
$0.84 IQD 1,094
$2.47 Rp 44.3K
-65.99%
Rice (white) (1kg)
$1.65 IQD 2,157
$1.20 Rp 21.5K
37.50%
Eggs
$1.79 IQD 2,344
$2.44 Rp 43.8K
-26.64%
Local Cheese (1kg)
$4.62 IQD 6,044
$14.38 Rp 257.7K
-67.87%
Chicken Fillets (1kg)
$4.63 IQD 6,067
$4.31 Rp 77.1K
7.42%
Beef Round Steak (1kg)
$13.08 IQD 17.1K
$12.21 Rp 218.7K
7.13%
Apples (1kg)
$1.15 IQD 1,505
$3.68 Rp 66.0K
-68.75%
Banana (1kg)
$1.16 IQD 1,522
$1.55 Rp 27.8K
-25.16%
Oranges (1kg)
$1.05 IQD 1,374
$2.79 Rp 49.9K
-62.37%
Tomato (1kg)
$0.75 IQD 981
$2.33 Rp 41.8K
-67.81%
Potato (1kg)
$0.65 IQD 848
$1.97 Rp 35.3K
-67.01%
Onion (1kg)
$0.68 IQD 888
$2.31 Rp 41.4K
-70.56%
Lettuce (1 head)
$0.66 IQD 865
$1.06 Rp 19.1K
-37.74%
Water (1.5 liter bottle)
$0.56 IQD 732
$0.73 Rp 13.1K
-23.29%
Cigarettes 20 Pack (Marlboro, Camel)
$1.94 IQD 2,538
$3.28 Rp 58.8K
-40.85%
Wine (Bottle)
-
$22.79 Rp 408.4K
-
Local Beer (0.5 liter bottle)
$1.82 IQD 2,385
$2.81 Rp 50.3K
-35.23%
Imported Beer (0.33 liter bottle)
$2.14 IQD 2,805
$2.78 Rp 49.9K
-23.02%
🚌 Getting Around
Tikrit
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.40 IQD 518
$0.29 Rp 5,217
37.93%
Public Transport Monthly Pass (Regular Price)
$30.84 IQD 40.4K
$8.06 Rp 144.4K
282.63%
Taxi Start (Normal Tariff)
$2.23 IQD 2,922
$0.45 Rp 8,047
395.56%
Taxi (Normal Tariff) (1km)
$1.49 IQD 1,948
$0.45 Rp 8,094
231.11%
Taxi 1hour Waiting (Normal Tariff)
$6.14 IQD 8,041
$6.24 Rp 111.7K
-1.60%
Gasoline (1 liter)
$0.56 IQD 735
$0.85 Rp 15.2K
-34.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3K IQD 25.3M
$26.0K Rp 465.4M
-25.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K IQD 26.3M
$31.7K Rp 567.2M
-36.48%
🧾 Monthly Utilities & Internet
Tikrit
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$76.6 IQD 100.3K
$80.8 Rp 1.4M
-5.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.48 IQD 22.9K
$4.06 Rp 72.7K
330.54%
Internet (50+ Mbps, Unlimited Data)
$35.05 IQD 45.9K
$24.42 Rp 437.6K
43.53%
🎉 Sport & Entertainment
Tikrit
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.03 IQD 48.5K
$97.7 Rp 1.7M
-62.09%
Tennis Court (1 Hour on Weekend)
$16.76 IQD 22.0K
$6.45 Rp 115.5K
159.84%
Cinema Ticket
$7.75 IQD 10.1K
$4.04 Rp 72.4K
91.83%
🧸 Childcare & Education
Tikrit
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$153 IQD 199.9K
$304 Rp 5.4M
-49.79%
International Primary School, 1 Child (Yearly)
$3,246 IQD 4.2M
$6,621 Rp 118.6M
-50.98%
👕👟 Clothing & Footwear
Tikrit
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$26.95 IQD 35.3K
$54.2 Rp 971.7K
-50.30%
Summer Dress (H&M, Zara, etc)
$25.06 IQD 32.8K
$38.78 Rp 694.7K
-35.38%
Sport Shoes (Adidas, Nike)
$60.1 IQD 78.7K
$86.1 Rp 1.5M
-30.18%
Men's Leather Business Shoes
$41.46 IQD 54.3K
$76.7 Rp 1.4M
-45.92%
🏠 Accommodation & Living
Tikrit
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$246 IQD 321.8K
$986 Rp 17.7M
-75.07%
1-bedroom Apartment, Outside City Center (Monthly)
$175 IQD 229.5K
$658 Rp 11.8M
-73.37%
3-bedroom Apartment, City Center (Monthly)
$581 IQD 760.8K
$3,369 Rp 60.4M
-82.76%
3-bedroom Apartment, Outside City Center (Monthly)
$341 IQD 447.1K
$2,066 Rp 37.0M
-83.47%
Buy Apartment in City Center (m2)
-
$2,741 Rp 49.1M
-
Buy Apartment Outside City Center (m2)
-
$2,228 Rp 39.9M
-
💵 Salaries & Financials
Tikrit
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$332 IQD 435.1K
$163 Rp 2.9M
103.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tikrit: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $246 in Tikrit and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tikrit pays 103% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Tikrit vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $159 vs $297 per month, with Tikrit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tikrit vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Tikrit?
Tikrit is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 87% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Tikrit or Ubud, Bali?
Tikrit pays 103% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Tikrit and Ubud, Bali?
Rent for a central apartment: $246 in Tikrit versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Tikrit or Ubud, Bali?
Dining out is cheaper in Tikrit – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Tikrit vs Ubud, Bali?
All in, you'll spend $751 per month in Tikrit versus $1,404 in Ubud, Bali – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Tikrit or Ubud, Bali?
At $751 in Tikrit versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Tikrit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tikrit the clear choice for anyone on this budget.
Is Tikrit or Ubud, Bali more family-friendly?
For families, Tikrit is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tikrit or Ubud, Bali?
Safety-wise, Tikrit and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tikrit gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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