🙂Monthly costs for one person with rent: $747 in Tikrit versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,153 in Tikrit versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,558 in Tikrit versus $3,732 in Ubud, Bali.
🙂Living in Tikrit costs roughly 48% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Tikrit is 44% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Tikrit
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.11IQD 5,379
$3.57Rp 61.6K
15.13%
Three-Course Dinner for Two, Mid-Range
$25.00IQD 32.7K
$32.58Rp 562.6K
-23.27%
Fast Food Meal(McDonalds, etc)
$6.82IQD 8,935
$5.07Rp 87.5K
34.52%
Cappuccino
$2.65IQD 3,473
$2.83Rp 48.8K
-6.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.36IQD 478
$1.34Rp 23.1K
-73.13%
Water(0.33 liter bottle)
$0.18IQD 237
$0.69Rp 12.0K
-73.91%
Local Beer(0.5 liter draught)
$2.98IQD 3,910
$2.99Rp 51.6K
-0.33%
Imported Beer(0.33 liter bottle)
$2.81IQD 3,674
$3.85Rp 66.4K
-27.01%
🛒 Groceries & Markets
Tikrit
Ubud, Bali
Difference
Milk(1 liter)
$1.32IQD 1,731
$1.74Rp 30.1K
-24.14%
White Bread(500g)
$0.85IQD 1,110
$2.54Rp 43.8K
-66.54%
Rice(white)(1kg)
$1.60IQD 2,092
$1.19Rp 20.6K
34.45%
Eggs
$1.79IQD 2,345
$2.43Rp 41.9K
-26.34%
Local Cheese(1kg)
$4.58IQD 6,000
$14.66Rp 253.2K
-68.76%
Chicken Fillets(1kg)
$4.62IQD 6,058
$4.18Rp 72.1K
10.53%
Beef Round Steak(1kg)
$13.21IQD 17.3K
$11.94Rp 206.1K
10.64%
Apples(1kg)
$1.15IQD 1,505
$3.69Rp 63.6K
-68.83%
Banana(1kg)
$1.20IQD 1,574
$1.61Rp 27.7K
-25.47%
Oranges(1kg)
$1.06IQD 1,387
$2.69Rp 46.4K
-60.59%
Tomato(1kg)
$0.70IQD 923
$2.33Rp 40.2K
-69.96%
Potato(1kg)
$0.70IQD 914
$1.91Rp 32.9K
-63.35%
Onion(1kg)
$0.63IQD 828
$2.19Rp 37.7K
-71.23%
Lettuce(1 head)
$0.66IQD 871
$1.06Rp 18.3K
-37.74%
Water(1.5 liter bottle)
$0.51IQD 674
$0.72Rp 12.5K
-29.17%
Cigarettes 20 Pack(Marlboro, Camel)
$1.96IQD 2,566
$3.13Rp 54.1K
-37.38%
Wine(Bottle)
-
$23.49Rp 405.6K
-
Local Beer(0.5 liter bottle)
$1.86IQD 2,434
$2.74Rp 47.3K
-32.12%
Imported Beer(0.33 liter bottle)
$2.07IQD 2,715
$2.88Rp 49.7K
-28.13%
🚌 Getting Around
Tikrit
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.39IQD 515
$0.29Rp 5,010
34.48%
Public Transport Monthly Pass(Regular Price)
$31.07IQD 40.7K
$8.17Rp 141.0K
280.29%
Taxi Start(Normal Tariff)
$2.35IQD 3,078
$0.45Rp 7,834
422.22%
Taxi(Normal Tariff)(1km)
$1.53IQD 2,000
$0.42Rp 7,278
264.29%
Taxi 1hour Waiting(Normal Tariff)
$5.97IQD 7,817
$6.16Rp 106.3K
-3.08%
Gasoline(1 liter)
$0.54IQD 706
$0.84Rp 14.5K
-35.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3KIQD 25.3M
$26.2KRp 453.1M
-26.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1KIQD 26.3M
$32.5KRp 560.8M
-38.11%
🧾 Monthly Utilities & Internet
Tikrit
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.2IQD 102.4K
$78.4Rp 1.4M
-0.32%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.96IQD 23.5K
$3.95Rp 68.2K
354.68%
Internet(50+ Mbps, Unlimited Data)
$34.16IQD 44.7K
$24.40Rp 421.4K
40.00%
🎉 Sport & Entertainment
Tikrit
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.04IQD 48.5K
$96.5Rp 1.7M
-61.63%
Tennis Court(1 Hour on Weekend)
$16.99IQD 22.3K
$6.35Rp 109.6K
167.56%
Cinema Ticket
$7.52IQD 9,856
$4.04Rp 69.7K
86.14%
🧸 Childcare & Education
Tikrit
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$154IQD 201.9K
$303Rp 5.2M
-49.08%
International Primary School, 1 Child(Yearly)
$3,253IQD 4.3M
$6,523Rp 112.6M
-50.13%
👕👟 Clothing & Footwear
Tikrit
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$26.75IQD 35.0K
$53.8Rp 929.5K
-50.32%
Summer Dress(H&M, Zara, etc)
$25.66IQD 33.6K
$37.98Rp 655.8K
-32.44%
Sport Shoes(Adidas, Nike)
$62.4IQD 81.7K
$86.8Rp 1.5M
-28.08%
Men's Leather Business Shoes
$41.91IQD 54.9K
$78.9Rp 1.4M
-46.86%
🏠 Accommodation & Living
Tikrit
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$247IQD 323.5K
$1,012Rp 17.5M
-75.60%
1-bedroom Apartment, Outside City Center(Monthly)
$175IQD 229.3K
$674Rp 11.6M
-74.05%
3-bedroom Apartment, City Center(Monthly)
$570IQD 746.1K
$3,390Rp 58.5M
-83.20%
3-bedroom Apartment, Outside City Center(Monthly)
$339IQD 444.6K
$2,098Rp 36.2M
-83.82%
Buy Apartment in City Center(m2)
-
$2,985Rp 51.5M
-
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.4M
-
💵 Salaries & Financials
Tikrit
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$341IQD 446.2K
$173Rp 3.0M
96.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
13.28
-57.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tikrit: April 27, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $247 in Tikrit and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Tikrit pays 97% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $25.00 in Tikrit vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $158 vs $298 per month, with Tikrit cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tikrit vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Tikrit?
Tikrit is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 93% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Tikrit or Ubud, Bali?
Tikrit pays 97% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Tikrit and Ubud, Bali?
Rent for a central apartment: $247 in Tikrit versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Tikrit or Ubud, Bali?
Dining out is cheaper in Tikrit – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Tikrit vs Ubud, Bali?
All in, you'll spend $747 per month in Tikrit versus $1,438 in Ubud, Bali – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Tikrit or Ubud, Bali?
At $747 in Tikrit versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Tikrit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tikrit the clear choice for anyone on this budget.
Is Tikrit or Ubud, Bali more family-friendly?
For families, Tikrit is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Tikrit or Ubud, Bali?
Safety-wise, Tikrit and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Tikrit gentler on the wallet – expenses run 93% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.