Last update: Oct 2026

Cost of Living Comparison Between Tikrit and Ubud, Bali

For one person, living is cheaper in Tikrit: $646 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Tikrit
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Tikrit Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tikrit

🇮🇶 Iraq

$646

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Tikrit and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tikrit and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $646 in Tikrit versus $1,349 in Ubud, Bali.

Tikrit $646
Ubud, Bali $1,349

Estimated couple costs with rent: $997 in Tikrit versus $2,305 in Ubud, Bali.

Tikrit $997
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,349 in Tikrit versus $3,261 in Ubud, Bali.

Tikrit $1,349
Ubud, Bali $3,261

Living in Tikrit costs roughly 52% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.21 IQD 6,365

$3.32 Rp 60.3K

26.81%

Three-Course Dinner for Two, Mid-Range

$20.27 IQD 30.6K

$35.64 Rp 646.5K

-43.13%

Fast Food Meal (McDonalds, etc)

$6.52 IQD 9,850

$5.53 Rp 100.4K

17.90%

Cappuccino

$2.66 IQD 4,019

$2.72 Rp 49.3K

-2.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 IQD 511

$1.70 Rp 30.9K

-80.00%

Water (0.33 liter bottle)

$0.23 IQD 352

$0.76 Rp 13.8K

-69.74%

Local Beer (0.5 liter draught)

$3.15 IQD 4,755

$2.65 Rp 48.1K

18.87%

Imported Beer (0.33 liter bottle)

$2.49 IQD 3,762

$4.38 Rp 79.5K

-43.15%

Milk (1 liter)

$1.14 IQD 1,719

$1.49 Rp 27.0K

-23.49%

White Bread (500g)

$0.60 IQD 905

$2.28 Rp 41.3K

-73.68%

Rice (white) (1kg)

$1.32 IQD 1,992

$1.19 Rp 21.6K

10.92%

Eggs

$1.56 IQD 2,353

$2.04 Rp 36.9K

-23.53%

Local Cheese (1kg)

$4.21 IQD 6,361

$17.70 Rp 321.1K

-76.21%

Chicken Fillets (1kg)

$3.67 IQD 5,544

$3.96 Rp 71.9K

-7.32%

Beef Round Steak (1kg)

$10.24 IQD 15.5K

$12.19 Rp 221.1K

-16.00%

Apples (1kg)

$0.98 IQD 1,479

$3.66 Rp 66.3K

-73.22%

Banana (1kg)

$1.05 IQD 1,588

$1.52 Rp 27.5K

-30.92%

Oranges (1kg)

$0.86 IQD 1,306

$2.23 Rp 40.4K

-61.43%

Tomato (1kg)

$0.62 IQD 935

$1.97 Rp 35.8K

-68.53%

Potato (1kg)

$0.65 IQD 987

$1.85 Rp 33.5K

-64.86%

Onion (1kg)

$0.53 IQD 803

$2.42 Rp 44.0K

-78.10%

Lettuce (1 head)

$0.56 IQD 844

$0.99 Rp 18.0K

-43.43%

Water (1.5 liter bottle)

$0.55 IQD 831

$0.51 Rp 9,313

7.84%

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 IQD 2,485

$2.22 Rp 40.3K

-26.13%

Wine (Bottle)

$10.59 IQD 16.0K

$22.24 Rp 403.4K

-52.38%

Local Beer (0.5 liter bottle)

$1.59 IQD 2,404

$2.26 Rp 41.0K

-29.65%

Imported Beer (0.33 liter bottle)

$1.59 IQD 2,403

$2.97 Rp 53.9K

-46.46%

One-way Ticket (Public Transport)

$0.37 IQD 552

$0.25 Rp 4,553

48.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$1.87 IQD 2,830

$0.44 Rp 7,972

325.00%

Taxi (Normal Tariff) (1km)

$1.26 IQD 1,901

$0.43 Rp 7,801

193.02%

Taxi 1hour Waiting (Normal Tariff)

$4.98 IQD 7,523

$5.41 Rp 98.1K

-7.95%

Gasoline (1 liter)

$0.54 IQD 819

$0.82 Rp 15.0K

-34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K IQD 23.6M

$23.8K Rp 432.4M

-34.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.1K IQD 27.3M

$31.7K Rp 575.9M

-43.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.4 IQD 135.0K

$79.1 Rp 1.4M

13.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.36 IQD 21.7K

$6.45 Rp 116.9K

122.64%

Internet (50+ Mbps, Unlimited Data)

$29.25 IQD 44.2K

$18.58 Rp 337.0K

57.43%

Gym Membership (Monthly)

$31.36 IQD 47.4K

$49.48 Rp 897.5K

-36.62%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$10.09 IQD 15.2K

$4.27 Rp 77.5K

136.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$129 IQD 194.8K

$491 Rp 8.9M

-73.72%

International Primary School, 1 Child (Yearly)

$2,947 IQD 4.5M

$5,674 Rp 102.9M

-48.07%

Jeans (Levis 501 Or Similar)

$21.87 IQD 33.0K

$44.64 Rp 809.7K

-51.01%

Summer Dress (H&M, Zara, etc)

$20.35 IQD 30.7K

$34.95 Rp 634.0K

-41.77%

Sport Shoes (Adidas, Nike)

$51.3 IQD 77.5K

$79.9 Rp 1.4M

-35.77%

Men's Leather Business Shoes

$38.33 IQD 57.9K

$79.4 Rp 1.4M

-51.74%

1-bedroom Apartment, City Center (Monthly)

$183 IQD 276.0K

$1,125 Rp 20.4M

-83.76%

1-bedroom Apartment, Outside City Center (Monthly)

$131 IQD 198.5K

$671 Rp 12.2M

-80.43%

3-bedroom Apartment, City Center (Monthly)

$398 IQD 601.7K

$3,565 Rp 64.7M

-88.83%

3-bedroom Apartment, Outside City Center (Monthly)

$292 IQD 441.4K

$1,723 Rp 31.3M

-83.05%

Buy Apartment in City Center (m2)

$958 IQD 1.4M

$2,732 Rp 49.5M

-64.93%

Buy Apartment Outside City Center (m2)

$543 IQD 820.3K

$2,284 Rp 41.4M

-76.23%

Average Monthly Net Salary (After Tax)

$302 IQD 457.0K

$164 Rp 3.0M

84.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tikrit: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tikrit

$152 23.6%

Ubud, Bali

$288 21.4% 89.2% $136

Monthly Utilities & Internet

Tikrit

$133 20.6%

Ubud, Bali

$104 7.7% 21.7% $29

Accommodation & Living

Tikrit

$131 20.4%

Ubud, Bali

$672 49.8% 411% $540

Eating Out

Tikrit

$108 16.8%

Ubud, Bali

$108 8% 0.5% $0.5

Clothing & Footwear

Tikrit

$59 9.2%

Ubud, Bali

$108 8% 81.2% $48

Sport & Entertainment

Tikrit

$52 8%

Ubud, Bali

$58 4.3% 12.6% $6.5

Getting Around

Tikrit

$9.6 * 1.5%

Ubud, Bali

$11 0.9% 18.7% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $183 in Tikrit and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tikrit pays 85% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20 in Tikrit vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $152 vs $288 per month, with Tikrit cheaper across the board.

Good to know

🇮🇶 Tikrit

🇮🇩 Ubud, Bali

🕒 Local time

10:17 10:17 AM

15:17 3:17 PM

5 h ahead of Tikrit

🌤 Weather

👥 Population

260,000

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.91 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 31, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,692 IQD (10,000 IQD = 5.91 EUR).

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Tikrit Ubud, Bali 8,900 km ≈ 12 h nonstop flight

From you

Tikrit
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tikrit vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tikrit is about 52% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 85% higher in Tikrit, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $183 in Tikrit versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 89% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $646 per month in Tikrit versus $1,349 in Ubud, Bali – Tikrit is about 52% cheaper, which adds up to real savings over time.

At $646 in Tikrit versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Tikrit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tikrit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.