Cost of Living Comparison Between Ubud, Bali and Tikrit Cost of Living Comparison Between Ubud, Bali and Tikrit

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $751 in Tikrit.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,152 in Tikrit.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,553 in Tikrit.

Living in Ubud, Bali is roughly 85% more expensive than in Tikrit, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Tikrit is 44% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$3.99 IQD 5,219

-10.53%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$24.41 IQD 32.0K

32.40%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$6.81 IQD 8,924

-26.43%

Cappuccino

$2.82 Rp 51.1K

$2.57 IQD 3,362

9.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.36 IQD 476

275.00%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.18 IQD 229

305.56%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.97 IQD 3,890

-1.35%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.95 IQD 3,868

33.56%

Milk (1 liter)

$1.78 Rp 32.2K

$1.31 IQD 1,709

35.88%

White Bread (500g)

$2.45 Rp 44.3K

$0.78 IQD 1,027

214.10%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.60 IQD 2,098

-28.13%

Eggs

$2.41 Rp 43.7K

$1.71 IQD 2,240

40.94%

Local Cheese (1kg)

$14.33 Rp 259.1K

$4.40 IQD 5,763

225.68%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$4.61 IQD 6,040

-9.11%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$13.41 IQD 17.6K

-10.07%

Apples (1kg)

$3.64 Rp 65.8K

$1.15 IQD 1,510

216.52%

Banana (1kg)

$1.57 Rp 28.3K

$1.17 IQD 1,532

34.19%

Oranges (1kg)

$2.79 Rp 50.4K

$1.05 IQD 1,371

165.71%

Tomato (1kg)

$2.24 Rp 40.5K

$0.74 IQD 965

202.70%

Potato (1kg)

$1.98 Rp 35.8K

$0.64 IQD 843

209.37%

Onion (1kg)

$2.28 Rp 41.2K

$0.66 IQD 868

245.45%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.68 IQD 892

54.41%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.56 IQD 728

41.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$1.96 IQD 2,565

62.76%

Wine (Bottle)

$23.49 Rp 424.8K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.79 IQD 2,349

62.01%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.17 IQD 2,836

27.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.40 IQD 519

-32.50%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$30.53 IQD 40.0K

-72.58%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$2.33 IQD 3,051

-80.69%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$1.48 IQD 1,942

-68.92%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$5.91 IQD 7,738

2.71%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.56 IQD 739

53.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$18.9K IQD 24.8M

40.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$20.3K IQD 26.5M

60.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$76.4 IQD 100.1K

3.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$17.79 IQD 23.3K

-77.01%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$33.93 IQD 44.4K

-29.71%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$36.77 IQD 48.2K

168.64%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$16.55 IQD 21.7K

-61.63%

Cinema Ticket

$4.01 Rp 72.5K

$7.81 IQD 10.2K

-48.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$151 IQD 197.9K

96.68%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$3,306 IQD 4.3M

99.73%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$27.51 IQD 36.0K

94.22%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$25.02 IQD 32.8K

52.32%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$61.8 IQD 80.9K

43.54%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$41.18 IQD 53.9K

86.06%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$238 IQD 312.2K

327.66%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$182 IQD 238.0K

274.28%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$571 IQD 747.1K

507.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$339 IQD 444.1K

516.20%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$319 IQD 418.2K

-48.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Tikrit: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $238 in Tikrit. Housing cost is often the main lever when comparing two cities.

Tikrit pays 95% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $24.00 in Tikrit for a mid-range dinner for two. Groceries echo the gap at $298 vs $157 per month, with Tikrit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tikrit: Cost of Living - Frequently Asked Questions

Tikrit is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment. The 85% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Tikrit. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $238 in Tikrit. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tikrit – a meal for two runs $24.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $751 in Tikrit – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

At $751 in Tikrit versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Tikrit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tikrit the clear choice for anyone on this budget.

For families, Tikrit is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Tikrit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tikrit gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.