Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tikrit

For one person, living is cheaper in Tikrit: $646 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
32

Cost of Living Index in Tikrit
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Tikrit Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Tikrit

🇮🇶 Iraq

$646

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tikrit

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tikrit actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $646 in Tikrit.

Ubud, Bali $1,349
Tikrit $646

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $997 in Tikrit.

Ubud, Bali $2,305
Tikrit $997

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,349 in Tikrit.

Ubud, Bali $3,261
Tikrit $1,349

Living in Ubud, Bali is roughly 109% more expensive than in Tikrit, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$4.21 IQD 6,365

-21.14%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$20.27 IQD 30.6K

75.83%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$6.52 IQD 9,850

-15.18%

Cappuccino

$2.72 Rp 49.3K

$2.66 IQD 4,019

2.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.34 IQD 511

400.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.23 IQD 352

230.43%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.15 IQD 4,755

-15.87%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.49 IQD 3,762

75.90%

Milk (1 liter)

$1.49 Rp 27.0K

$1.14 IQD 1,719

30.70%

White Bread (500g)

$2.28 Rp 41.3K

$0.60 IQD 905

280.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.32 IQD 1,992

-9.85%

Eggs

$2.04 Rp 36.9K

$1.56 IQD 2,353

30.77%

Local Cheese (1kg)

$17.70 Rp 321.1K

$4.21 IQD 6,361

320.43%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.67 IQD 5,544

7.90%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$10.24 IQD 15.5K

19.04%

Apples (1kg)

$3.66 Rp 66.3K

$0.98 IQD 1,479

273.47%

Banana (1kg)

$1.52 Rp 27.5K

$1.05 IQD 1,588

44.76%

Oranges (1kg)

$2.23 Rp 40.4K

$0.86 IQD 1,306

159.30%

Tomato (1kg)

$1.97 Rp 35.8K

$0.62 IQD 935

217.74%

Potato (1kg)

$1.85 Rp 33.5K

$0.65 IQD 987

184.62%

Onion (1kg)

$2.42 Rp 44.0K

$0.53 IQD 803

356.60%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.56 IQD 844

76.79%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.55 IQD 831

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.64 IQD 2,485

35.37%

Wine (Bottle)

$22.24 Rp 403.4K

$10.59 IQD 16.0K

110.01%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.59 IQD 2,404

42.14%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.59 IQD 2,403

86.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.37 IQD 552

-32.43%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.87 IQD 2,830

-76.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.26 IQD 1,901

-65.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$4.98 IQD 7,523

8.63%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.54 IQD 819

51.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$15.6K IQD 23.6M

52.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$18.1K IQD 27.3M

75.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$89.4 IQD 135.0K

-11.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$14.36 IQD 21.7K

-55.08%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$29.25 IQD 44.2K

-36.48%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$31.36 IQD 47.4K

57.78%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$10.09 IQD 15.2K

-57.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$129 IQD 194.8K

280.50%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,947 IQD 4.5M

92.56%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$21.87 IQD 33.0K

104.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$20.35 IQD 30.7K

71.74%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$51.3 IQD 77.5K

55.69%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$38.33 IQD 57.9K

107.20%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$183 IQD 276.0K

515.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$131 IQD 198.5K

411.11%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$398 IQD 601.7K

795.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$292 IQD 441.4K

489.97%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$958 IQD 1.4M

185.17%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$543 IQD 820.3K

320.72%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$302 IQD 457.0K

-45.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Tikrit: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Tikrit

$131 20.4% 80.4% $540

Groceries & Markets

Ubud, Bali

$288 21.4%

Tikrit

$152 23.6% 47.1% $136

Eating Out

Ubud, Bali

$108 8%

Tikrit

$108 16.8% 0.5% $0.5

Clothing & Footwear

Ubud, Bali

$108 8%

Tikrit

$59 9.2% 44.8% $48

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Tikrit

$133 20.6% 27.8% $29

Sport & Entertainment

Ubud, Bali

$58 4.3%

Tikrit

$52 8% 11.2% $6.5

Getting Around

Ubud, Bali

$11 0.9%

Tikrit

$9.6 * 1.5% 15.8% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $183 in Tikrit. Housing cost is often the main lever when comparing two cities.

Tikrit pays 85% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $20 in Tikrit for a mid-range dinner for two. Groceries echo the gap at $288 vs $152 per month, with Tikrit cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Tikrit

🕒 Local time

16:01 4:01 PM

11:01 11:01 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

260,000

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.93 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 31, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,687 IQD (10,000 IQD = 5.93 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tikrit 8,900 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Tikrit

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tikrit: Cost of Living - Frequently Asked Questions

Tikrit is about 52% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 46% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $183 in Tikrit. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 89% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $646 in Tikrit – Tikrit is about 52% cheaper, which adds up to real savings over time.

At $646 in Tikrit versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Tikrit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tikrit the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.