Cost of Living Comparison Between Ubud, Bali and Tikrit Cost of Living Comparison Between Ubud, Bali and Tikrit

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $751 in Tikrit.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,150 in Tikrit.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,549 in Tikrit.

Living in Ubud, Bali is roughly 87% more expensive than Tikrit, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Tikrit is 44% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$4.08 IQD 5,339

-12.50%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$24.79 IQD 32.5K

31.10%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$6.93 IQD 9,081

-29.87%

Cappuccino

$2.75 Rp 49.2K

$2.58 IQD 3,384

6.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.39 IQD 513

238.46%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.21 IQD 277

233.33%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.95 IQD 3,865

-1.36%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.86 IQD 3,744

32.52%

Milk (1 liter)

$1.71 Rp 30.6K

$1.37 IQD 1,796

24.82%

White Bread (500g)

$2.47 Rp 44.3K

$0.84 IQD 1,094

194.05%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.65 IQD 2,157

-27.27%

Eggs

$2.44 Rp 43.8K

$1.79 IQD 2,344

36.31%

Local Cheese (1kg)

$14.38 Rp 257.7K

$4.62 IQD 6,044

211.26%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.63 IQD 6,067

-6.91%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.08 IQD 17.1K

-6.65%

Apples (1kg)

$3.68 Rp 66.0K

$1.15 IQD 1,505

220.00%

Banana (1kg)

$1.55 Rp 27.8K

$1.16 IQD 1,522

33.62%

Oranges (1kg)

$2.79 Rp 49.9K

$1.05 IQD 1,374

165.71%

Tomato (1kg)

$2.33 Rp 41.8K

$0.75 IQD 981

210.67%

Potato (1kg)

$1.97 Rp 35.3K

$0.65 IQD 848

203.08%

Onion (1kg)

$2.31 Rp 41.4K

$0.68 IQD 888

239.71%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.66 IQD 865

60.61%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.56 IQD 732

30.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.94 IQD 2,538

69.07%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.82 IQD 2,385

54.40%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.14 IQD 2,805

29.91%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.40 IQD 518

-27.50%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$30.84 IQD 40.4K

-73.87%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.23 IQD 2,922

-79.82%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.49 IQD 1,948

-69.80%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.14 IQD 8,041

1.63%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.56 IQD 735

51.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.3K IQD 25.3M

34.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.1K IQD 26.3M

57.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$76.6 IQD 100.3K

5.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$17.48 IQD 22.9K

-76.77%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$35.05 IQD 45.9K

-30.33%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$37.03 IQD 48.5K

163.76%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$16.76 IQD 22.0K

-61.52%

Cinema Ticket

$4.04 Rp 72.4K

$7.75 IQD 10.1K

-47.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$153 IQD 199.9K

99.18%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,246 IQD 4.2M

104.01%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$26.95 IQD 35.3K

101.22%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$25.06 IQD 32.8K

54.75%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$60.1 IQD 78.7K

43.23%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$41.46 IQD 54.3K

84.93%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$246 IQD 321.8K

301.09%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$175 IQD 229.5K

275.48%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$581 IQD 760.8K

479.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$341 IQD 447.1K

505.00%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$332 IQD 435.1K

-50.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Tikrit: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $246 in Tikrit. Housing cost is often the main lever when comparing two cities.

Tikrit pays 103% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $25.00 in Tikrit for a mid-range dinner for two. Groceries echo the gap at $297 vs $159 per month, with Tikrit cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tikrit: Cost of Living - Frequently Asked Questions

Tikrit is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 87% gap adds up to real monthly savings that compound significantly over time.

On paper, Tikrit earns 103% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $246 in Tikrit. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tikrit – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $751 in Tikrit – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

At $751 in Tikrit versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Tikrit but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tikrit the clear choice for anyone on this budget.

For families, Tikrit is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Tikrit are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tikrit gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.