😐A single person spends $1,679 per month in Terracina vs $861 in Chiang Mai, rent included.
😐A couple spends around $2,603 per month in Terracina vs $1,350 in Chiang Mai, rent included.
😐A family of three spends $3,528 per month in Terracina vs $1,838 in Chiang Mai, rent included.
😐Terracina costs about 95% more than Chiang Mai, driven mainly by Eating Out.
📊Terracina sits 26% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Terracina
Chiang Mai
Difference
Meal at Budget Restaurant
$17.08€14.96
$1.96฿65.8
771.43%
Three-Course Dinner for Two, Mid-Range
$93.8€82.1
$18.35฿617
410.95%
Fast Food Meal(McDonalds, etc)
$11.71€10.25
$7.48฿252
56.55%
Cappuccino
$1.54€1.35
$2.02฿67.8
-23.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.29€2.01
$0.85฿28.50
169.41%
Water(0.33 liter bottle)
$0.92€0.81
$0.36฿11.96
155.56%
Local Beer(0.5 liter draught)
$5.66€4.96
$2.14฿71.8
164.49%
Imported Beer(0.33 liter bottle)
$5.15€4.51
$3.59฿121
43.45%
🛒 Groceries & Markets
Terracina
Chiang Mai
Difference
Milk(1 liter)
$1.59€1.39
$1.65฿55.5
-3.64%
White Bread(500g)
$2.24€1.96
$1.57฿52.7
42.68%
Rice(white)(1kg)
$2.81€2.46
$1.19฿40.02
136.13%
Eggs
$4.08€3.57
$1.94฿65.1
110.31%
Local Cheese(1kg)
$15.95€13.97
$16.19฿544
-1.48%
Chicken Fillets(1kg)
$12.62€11.05
$2.99฿101
322.07%
Beef Round Steak(1kg)
$19.08€16.71
$10.94฿368
74.41%
Apples(1kg)
$2.40€2.10
$2.71฿91.2
-11.44%
Banana(1kg)
$2.02€1.77
$1.17฿39.25
72.65%
Oranges(1kg)
$2.54€2.23
$1.69฿56.7
50.30%
Tomato(1kg)
$3.22€2.82
$1.60฿54.0
101.25%
Potato(1kg)
$1.85€1.62
$1.38฿46.54
34.06%
Onion(1kg)
$1.77€1.55
$1.20฿40.45
47.50%
Lettuce(1 head)
$1.52€1.33
$0.67฿22.50
126.87%
Water(1.5 liter bottle)
$0.46€0.40
$0.56฿18.73
-17.86%
Cigarettes 20 Pack(Marlboro, Camel)
$6.84€5.99
$4.64฿156
47.41%
Wine(Bottle)
$6.64€5.82
$17.62฿593
-62.32%
Local Beer(0.5 liter bottle)
$1.69€1.48
$1.86฿62.5
-9.14%
Imported Beer(0.33 liter bottle)
$2.41€2.11
$3.30฿111
-26.97%
🚌 Getting Around
Terracina
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.76€1.54
$0.88฿29.68
100.00%
Public Transport Monthly Pass(Regular Price)
$43.35€37.97
$19.34฿650
124.15%
Taxi Start(Normal Tariff)
$5.94€5.20
$1.36฿45.90
336.76%
Taxi(Normal Tariff)(1km)
$1.58€1.38
$1.34฿44.98
17.91%
Taxi 1hour Waiting(Normal Tariff)
$34.36€30.09
$8.21฿276
318.51%
Gasoline(1 liter)
$2.13€1.87
$1.22฿41.18
74.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K€28.5K
$21.4K฿718.1K
52.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.5K€29.3K
$22.5K฿757.7K
48.67%
🧾 Monthly Utilities & Internet
Terracina
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$215€189
$70.7฿2,376
204.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.97€11.36
$14.04฿472
-7.62%
Internet(50+ Mbps, Unlimited Data)
$30.46€26.68
$17.49฿588
74.16%
🎉 Sport & Entertainment
Terracina
Chiang Mai
Difference
Gym Membership(Monthly)
$55.3€48.45
$42.15฿1,417
31.25%
Tennis Court(1 Hour on Weekend)
$22.87€20.03
$6.88฿231
232.41%
Cinema Ticket
$7.98€6.99
$5.92฿199
34.80%
🧸 Childcare & Education
Terracina
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$551€482
$309฿10.4K
78.48%
International Primary School, 1 Child(Yearly)
$8,097€7,092
$14.9K฿500.4K
-45.58%
👕👟 Clothing & Footwear
Terracina
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$88.1€77.2
$55.8฿1,875
58.02%
Summer Dress(H&M, Zara, etc)
$38.43€33.66
$26.11฿878
47.18%
Sport Shoes(Adidas, Nike)
$91.0€79.7
$83.0฿2,792
9.56%
Men's Leather Business Shoes
$130€114
$70.5฿2,369
83.99%
🏠 Accommodation & Living
Terracina
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$746€653
$432฿14.5K
72.58%
1-bedroom Apartment, Outside City Center(Monthly)
$569€498
$239฿8,035
138.04%
3-bedroom Apartment, City Center(Monthly)
$1,225€1,072
$822฿27.7K
48.94%
3-bedroom Apartment, Outside City Center(Monthly)
$933€817
$512฿17.2K
82.15%
Buy Apartment in City Center(m2)
$2,938€2,573
$1,915฿64.4K
53.47%
Buy Apartment Outside City Center(m2)
$1,819€1,593
$1,467฿49.3K
24.02%
💵 Salaries & Financials
Terracina
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$579฿19.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.45
5
-11.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Terracina: July 14, 2026
Last update for Chiang Mai: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $746 in Terracina versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $94.0 in Terracina versus $18.00 in Chiang Mai. Monthly groceries follow the same trend: $332 vs $243 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Terracina vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Terracina or Chiang Mai?
Terracina costs about 95% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Terracina and in Chiang Mai?
For a comfortable life, plan on about $2,518 per month in Terracina and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Terracina or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Terracina and in Chiang Mai?
Kindergarten costs $551 per month in Terracina and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Terracina or in Chiang Mai?
Groceries cost about 36% more in Terracina, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Terracina or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Terracina at $1,679. In Chiang Mai it covers expenses comfortably, while in Terracina it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Terracina or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,679 in Terracina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Terracina compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Terracina or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terracina makes more sense. Both are solid long-term options with distinct trade-offs.