Last update: Oct 2026

Cost of Living Comparison Between Terracina and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,697 in Terracina, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Terracina
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Terracina Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Terracina

🇮🇹 Italy

$1,697

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Terracina and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terracina and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,697 per month in Terracina vs $938 in Chiang Mai, rent included.

Terracina $1,697
Chiang Mai $938

A couple spends around $2,654 per month in Terracina vs $1,426 in Chiang Mai, rent included.

Terracina $2,654
Chiang Mai $1,426

A family of three spends $3,611 per month in Terracina vs $1,914 in Chiang Mai, rent included.

Terracina $3,611
Chiang Mai $1,914

Terracina costs about 81% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Terracina sits 26% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.90 €15.03

$2.26 ฿75.4

647.79%

Three-Course Dinner for Two, Mid-Range

$90.1 €80.1

$19.18 ฿641

369.60%

Fast Food Meal (McDonalds, etc)

$11.24 €10.00

$5.59 ฿187

101.07%

Cappuccino

$1.54 €1.37

$1.72 ฿57.6

-10.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$0.64 ฿21.54

239.06%

Water (0.33 liter bottle)

$0.80 €0.72

$0.33 ฿11.18

142.42%

Local Beer (0.5 liter draught)

$5.62 €5.00

$2.36 ฿78.7

138.14%

Imported Beer (0.33 liter bottle)

$4.95 €4.40

$3.90 ฿130

26.92%

Milk (1 liter)

$1.55 €1.38

$2.05 ฿68.6

-24.39%

White Bread (500g)

$2.54 €2.26

$1.40 ฿46.70

81.43%

Rice (white) (1kg)

$3.08 €2.74

$1.28 ฿42.89

140.63%

Eggs

$3.47 €3.08

$2.25 ฿75.3

54.22%

Local Cheese (1kg)

$15.86 €14.11

$16.94 ฿566

-6.38%

Chicken Fillets (1kg)

$12.13 €10.79

$2.74 ฿91.6

342.70%

Beef Round Steak (1kg)

$19.68 €17.50

$9.36 ฿313

110.26%

Apples (1kg)

$2.46 €2.18

$2.40 ฿80.3

2.50%

Banana (1kg)

$2.27 €2.02

$1.01 ฿33.92

124.75%

Oranges (1kg)

$2.90 €2.58

$1.61 ฿53.9

80.12%

Tomato (1kg)

$3.18 €2.83

$1.52 ฿50.7

109.21%

Potato (1kg)

$2.07 €1.84

$1.28 ฿42.90

61.72%

Onion (1kg)

$1.93 €1.72

$1.11 ฿37.22

73.87%

Lettuce (1 head)

$1.28 €1.14

$0.72 ฿24.09

77.78%

Water (1.5 liter bottle)

$0.47 €0.42

$0.52 ฿17.54

-9.62%

Cigarettes 20 Pack (Marlboro, Camel)

$6.64 €5.91

$4.33 ฿145

53.35%

Wine (Bottle)

$6.58 €5.86

$17.73 ฿593

-62.89%

Local Beer (0.5 liter bottle)

$1.75 €1.55

$1.63 ฿54.4

7.36%

Imported Beer (0.33 liter bottle)

$2.00 €1.78

$2.85 ฿95.3

-29.82%

One-way Ticket (Public Transport)

$1.71 €1.52

$0.85 ฿28.31

101.18%

Public Transport Monthly Pass (Regular Price)

$42.49 €37.79

$53.9 ฿1,801

-21.17%

Taxi Start (Normal Tariff)

$6.08 €5.41

$1.17 ฿39.18

419.66%

Taxi (Normal Tariff) (1km)

$1.56 €1.39

$0.57 ฿19.00

173.68%

Taxi 1hour Waiting (Normal Tariff)

$26.54 €23.61

$2.37 ฿79.2

1019.83%

Gasoline (1 liter)

$2.00 €1.78

$1.45 ฿48.32

37.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.4K

$20.5K ฿684.3K

66.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.3K €30.5K

$26.5K ฿886.1K

29.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €195

$62.3 ฿2,083

251.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.45 €8.41

$12.27 ฿410

-22.98%

Internet (50+ Mbps, Unlimited Data)

$28.36 €25.23

$19.97 ฿668

42.01%

Gym Membership (Monthly)

$54.4 €48.42

$37.91 ฿1,267

43.60%

Tennis Court (1 Hour on Weekend)

$23.92 €21.28

$3.76 ฿126

536.17%

Cinema Ticket

$10.63 €9.45

$6.71 ฿224

58.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$578 €514

$797 ฿26.6K

-27.55%

International Primary School, 1 Child (Yearly)

$10.2K €9,116

$14.8K ฿495.7K

-30.90%

Jeans (Levis 501 Or Similar)

$102 €90.5

$53.3 ฿1,780

90.99%

Summer Dress (H&M, Zara, etc)

$36.27 €32.26

$25.05 ฿837

44.79%

Sport Shoes (Adidas, Nike)

$96.1 €85.5

$91.6 ฿3,062

4.86%

Men's Leather Business Shoes

$129 €115

$73.5 ฿2,455

75.65%

1-bedroom Apartment, City Center (Monthly)

$738 €656

$464 ฿15.5K

58.99%

1-bedroom Apartment, Outside City Center (Monthly)

$566 €503

$305 ฿10.2K

85.76%

3-bedroom Apartment, City Center (Monthly)

$1,162 €1,034

$915 ฿30.6K

26.97%

3-bedroom Apartment, Outside City Center (Monthly)

$953 €848

$552 ฿18.5K

72.55%

Buy Apartment in City Center (m2)

$2,708 €2,408

$1,912 ฿63.9K

41.61%

Buy Apartment Outside City Center (m2)

$2,157 €1,918

$1,438 ฿48.1K

49.95%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

5.57

-40.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terracina: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terracina

$566 33.3%

Chiang Mai

$305 32.5% 46.2% $261

Groceries & Markets

Terracina

$334 19.7%

Chiang Mai

$238 25.4% 28.8% $96

Monthly Utilities & Internet

Terracina

$257 15.2%

Chiang Mai

$95 10.1% 63.2% $162

Eating Out

Terracina

$237 14%

Chiang Mai

$79 8.4% 66.7% $158

Clothing & Footwear

Terracina

$163 9.6%

Chiang Mai

$110 11.7% 33% $54

Sport & Entertainment

Terracina

$76 4.5%

Chiang Mai

$51 5.5% 32.2% $24

Getting Around

Terracina

$63 3.7%

Chiang Mai

$61 6.5% 3% $1.9

Cost Breakdown

A central one-bedroom costs $738 in Terracina versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90.0 in Terracina versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $334 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇮🇹 Terracina

🇹🇭 Chiang Mai

🕒 Local time

04:51 4:51 AM

09:51 9:51 AM

5 h ahead of Terracina

🌤 Weather

👥 Population

46,033

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Terracina Chiang Mai 8,300 km ≈ 11 h nonstop flight

From you

Terracina
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terracina vs Chiang Mai: Cost of Living - Frequently Asked Questions

Terracina costs about 81% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,546 per month in Terracina and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $578 per month in Terracina and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 41% more in Terracina, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Terracina at $1,697. In Chiang Mai it covers expenses comfortably, while in Terracina it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,697 in Terracina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terracina makes more sense. Both are solid long-term options with distinct trade-offs.