๐A single person spends $1,674 per month in Terracina vs $872 in Chiang Mai, rent included.
๐A couple spends around $2,616 per month in Terracina vs $1,337 in Chiang Mai, rent included.
๐A family of three spends $3,559 per month in Terracina vs $1,802 in Chiang Mai, rent included.
๐Terracina costs about 92% more than Chiang Mai, driven mainly by Eating Out.
๐Terracina sits 24% above the global median, while Chiang Mai is 35% below โ they fall on opposite sides of the world average.
Currency
๐ฝ Eating Out
Terracina
Chiang Mai
Difference
Meal at Budget Restaurant
$17.14โฌ14.58
$2.01เธฟ64.5
752.74%
Three-Course Dinner for Two, Mid-Range
$93.6โฌ79.7
$18.23เธฟ584
413.55%
Fast Food Meal(McDonalds, etc)
$11.51โฌ9.80
$7.65เธฟ245
50.46%
Cappuccino
$1.48โฌ1.26
$1.92เธฟ61.5
-22.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.30โฌ1.96
$0.84เธฟ26.97
173.81%
Water(0.33 liter bottle)
$1.01โฌ0.86
$0.36เธฟ11.42
180.56%
Local Beer(0.5 liter draught)
$5.96โฌ5.07
$2.19เธฟ70.2
172.15%
Imported Beer(0.33 liter bottle)
$5.13โฌ4.37
$3.79เธฟ121
35.36%
๐ Groceries & Markets
Terracina
Chiang Mai
Difference
Milk(1 liter)
$1.66โฌ1.41
$1.64เธฟ52.5
1.22%
White Bread(500g)
$2.24โฌ1.91
$1.62เธฟ52.0
38.27%
Rice(white)(1kg)
$2.74โฌ2.33
$1.15เธฟ36.98
138.26%
Eggs
$4.03โฌ3.43
$1.94เธฟ62.2
107.73%
Local Cheese(1kg)
$15.51โฌ13.20
$15.94เธฟ511
-2.70%
Chicken Fillets(1kg)
$12.50โฌ10.64
$3.10เธฟ99.5
303.23%
Beef Round Steak(1kg)
$19.60โฌ16.68
$11.07เธฟ355
77.06%
Apples(1kg)
$2.46โฌ2.09
$2.71เธฟ86.8
-9.23%
Banana(1kg)
$2.05โฌ1.75
$1.18เธฟ37.80
73.73%
Oranges(1kg)
$2.64โฌ2.25
$1.71เธฟ54.7
54.39%
Tomato(1kg)
$3.26โฌ2.78
$1.61เธฟ51.5
102.48%
Potato(1kg)
$1.85โฌ1.57
$1.39เธฟ44.66
33.09%
Onion(1kg)
$1.69โฌ1.44
$1.15เธฟ36.81
46.96%
Lettuce(1 head)
$1.44โฌ1.23
$0.71เธฟ22.83
102.82%
Water(1.5 liter bottle)
$0.49โฌ0.42
$0.55เธฟ17.65
-10.91%
Cigarettes 20 Pack(Marlboro, Camel)
$6.85โฌ5.83
$4.57เธฟ146
49.89%
Wine(Bottle)
$6.96โฌ5.92
$18.87เธฟ605
-63.12%
Local Beer(0.5 liter bottle)
$1.72โฌ1.46
$1.82เธฟ58.4
-5.49%
Imported Beer(0.33 liter bottle)
$2.49โฌ2.12
$3.21เธฟ103
-22.43%
๐ Getting Around
Terracina
Chiang Mai
Difference
One-way Ticket(Public Transport)
$1.78โฌ1.52
$0.88เธฟ28.24
102.27%
Public Transport Monthly Pass(Regular Price)
$43.72โฌ37.20
$18.89เธฟ606
131.45%
Taxi Start(Normal Tariff)
$5.87โฌ4.99
$1.41เธฟ45.30
316.31%
Taxi(Normal Tariff)(1km)
$1.55โฌ1.32
$1.30เธฟ41.71
19.23%
Taxi 1hour Waiting(Normal Tariff)
$34.12โฌ29.04
$8.20เธฟ263
316.10%
Gasoline(1 liter)
$2.10โฌ1.78
$1.23เธฟ39.29
70.73%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6Kโฌ27.8K
$21.2Kเธฟ678.9K
54.05%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2Kโฌ28.2K
$22.3Kเธฟ715.3K
48.68%
๐งพ Monthly Utilities & Internet
Terracina
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$221โฌ188
$69.9เธฟ2,240
216.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.32โฌ11.33
$14.07เธฟ451
-5.33%
Internet(50+ Mbps, Unlimited Data)
$30.65โฌ26.08
$17.70เธฟ567
73.16%
๐ Sport & Entertainment
Terracina
Chiang Mai
Difference
Gym Membership(Monthly)
$53.7โฌ45.73
$41.41เธฟ1,328
29.78%
Tennis Court(1 Hour on Weekend)
$23.47โฌ19.97
$6.69เธฟ215
250.82%
Cinema Ticket
$8.03โฌ6.84
$5.74เธฟ184
39.90%
๐งธ Childcare & Education
Terracina
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$565โฌ481
$299เธฟ9,593
88.79%
International Primary School, 1 Child(Yearly)
$8,014โฌ6,820
$15.0Kเธฟ481.2K
-46.60%
๐๐ Clothing & Footwear
Terracina
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$86.5โฌ73.6
$54.8เธฟ1,758
57.70%
Summer Dress(H&M, Zara, etc)
$38.12โฌ32.44
$26.35เธฟ845
44.67%
Sport Shoes(Adidas, Nike)
$90.0โฌ76.6
$84.7เธฟ2,714
6.33%
Men's Leather Business Shoes
$126โฌ108
$69.7เธฟ2,236
81.36%
๐ Accommodation & Living
Terracina
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$760โฌ647
$427เธฟ13.7K
78.11%
1-bedroom Apartment, Outside City Center(Monthly)
$582โฌ495
$241เธฟ7,718
141.83%
3-bedroom Apartment, City Center(Monthly)
$1,218โฌ1,036
$811เธฟ26.0K
50.22%
3-bedroom Apartment, Outside City Center(Monthly)
$917โฌ781
$498เธฟ16.0K
84.05%
Buy Apartment in City Center(m2)
$3,405โฌ2,898
$2,022เธฟ64.8K
68.39%
Buy Apartment Outside City Center(m2)
$2,044โฌ1,740
$1,524เธฟ48.9K
34.16%
๐ต Salaries & Financials
Terracina
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$639เธฟ20.5K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.45
5
-11.00%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Terracina: April 12, 2026
Last update for Chiang Mai: April 13, 2026
Cost Breakdown
๐ A central one-bedroom costs $760 in Terracina versus $427 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐A mid-range dinner for two costs $94 in Terracina versus $18 in Chiang Mai. Monthly groceries follow the same trend: $333 vs $246 โ making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Terracina vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Terracina or Chiang Mai?
Terracina costs about 92% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Terracina vs Chiang Mai?
For a comfortable life, plan on about $2,510 per month in Terracina and $1,308 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Where is rent cheaper, Terracina or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Terracina and Chiang Mai?
Kindergarten costs $565 per month in Terracina and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Terracina or Chiang Mai?
Groceries cost about 35% more in Terracina, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Terracina or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $872, than in Terracina at $1,674. In Chiang Mai it covers expenses comfortably, while in Terracina it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Terracina or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $872 versus $1,674 in Terracina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Terracina compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Should I move to Terracina or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Terracina makes more sense. Both are solid long-term options with distinct trade-offs.