Last update: Oct 2026

Cost of Living Comparison Between Terni and Phuket

For one person, living costs are similar in Terni and in Phuket: $1,299 and $1,278 a month, rent and utilities included.

63

Cost of Living Index in Terni
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Terni Living Index
62

Cost of Living Index in Phuket
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Phuket Living Index

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Terni

🇮🇹 Italy

$1,299

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,299 in Terni versus $1,278 in Phuket.

Terni $1,299
Phuket $1,278

Estimated couple costs with rent: $1,995 in Terni versus $2,216 in Phuket.

Terni $1,995
Phuket $2,216

Monthly costs for a family of three with rent: $2,691 in Terni versus $3,154 in Phuket.

Terni $2,691
Phuket $3,154

Living in Terni is roughly 2% more expensive than in Phuket, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Terni 5% lower, Phuket 6% lower.

Meal at Budget Restaurant

$16.55 €14.87

$4.47 ฿151

270.25%

Three-Course Dinner for Two, Mid-Range

$66.7 €59.9

$32.41 ฿1,094

105.86%

Fast Food Meal (McDonalds, etc)

$13.54 €12.16

$8.81 ฿297

53.69%

Cappuccino

$1.69 €1.52

$2.83 ฿95.5

-40.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 €2.29

$0.87 ฿29.43

191.95%

Water (0.33 liter bottle)

$1.03 €0.93

$0.49 ฿16.67

110.20%

Local Beer (0.5 liter draught)

$4.35 €3.91

$2.56 ฿86.4

69.92%

Imported Beer (0.33 liter bottle)

$5.74 €5.15

$3.68 ฿124

55.98%

Milk (1 liter)

$1.22 €1.09

$1.66 ฿56.0

-26.51%

White Bread (500g)

$1.70 €1.53

$1.46 ฿49.35

16.44%

Rice (white) (1kg)

$2.17 €1.95

$1.50 ฿50.6

44.67%

Eggs

$3.82 €3.43

$2.09 ฿70.5

82.78%

Local Cheese (1kg)

$13.38 €12.02

$19.07 ฿644

-29.84%

Chicken Fillets (1kg)

$9.20 €8.27

$3.30 ฿111

178.79%

Beef Round Steak (1kg)

$13.33 €11.97

$10.91 ฿368

22.18%

Apples (1kg)

$1.13 €1.02

$2.93 ฿99.0

-61.43%

Banana (1kg)

$1.13 €1.02

$1.69 ฿57.1

-33.14%

Oranges (1kg)

$1.13 €1.02

$2.25 ฿75.8

-49.78%

Tomato (1kg)

$2.27 €2.04

$2.08 ฿70.1

9.13%

Potato (1kg)

$0.74 €0.67

$1.51 ฿51.0

-50.99%

Onion (1kg)

$1.48 €1.33

$1.38 ฿46.56

7.25%

Lettuce (1 head)

$0.75 €0.68

$1.07 ฿35.99

-29.91%

Water (1.5 liter bottle)

$0.36 €0.32

$0.52 ฿17.52

-30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$6.59 €5.92

$4.20 ฿142

56.90%

Wine (Bottle)

$8.00 €7.19

$18.79 ฿634

-57.42%

Local Beer (0.5 liter bottle)

$1.14 €1.02

$1.82 ฿61.5

-37.36%

Imported Beer (0.33 liter bottle)

$1.51 €1.36

$2.84 ฿95.9

-46.83%

One-way Ticket (Public Transport)

$1.59 €1.43

$1.45 ฿49.03

9.66%

Public Transport Monthly Pass (Regular Price)

$34.20 €30.72

$56.7 ฿1,913

-39.64%

Taxi Start (Normal Tariff)

$3.63 €3.26

$3.02 ฿102

20.20%

Taxi (Normal Tariff) (1km)

$1.26 €1.14

$1.02 ฿34.36

23.53%

Taxi 1hour Waiting (Normal Tariff)

$30.81 €27.68

$3.69 ฿125

734.96%

Gasoline (1 liter)

$2.14 €1.92

$1.47 ฿49.81

45.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.7K

$26.8K ฿904.3K

23.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K €32.6K

$26.7K ฿901.3K

35.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 €135

$96.4 ฿3,254

55.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.46 €10.30

$11.26 ฿380

1.78%

Internet (50+ Mbps, Unlimited Data)

$30.69 €27.57

$16.85 ฿569

82.14%

Gym Membership (Monthly)

$54.8 €49.24

$67.2 ฿2,270

-18.46%

Tennis Court (1 Hour on Weekend)

$11.20 €10.06

$10.73 ฿362

4.38%

Cinema Ticket

$11.15 €10.02

$7.50 ฿253

48.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 €296

$476 ฿16.1K

-30.84%

International Primary School, 1 Child (Yearly)

$16.5K €14.8K

$11.3K ฿380.4K

46.50%

Jeans (Levis 501 Or Similar)

$84.9 €76.2

$62.4 ฿2,106

36.11%

Summer Dress (H&M, Zara, etc)

$33.72 €30.29

$28.41 ฿959

18.69%

Sport Shoes (Adidas, Nike)

$106 €95.2

$94.3 ฿3,184

12.40%

Men's Leather Business Shoes

$78.4 €70.4

$85.8 ฿2,898

-8.62%

1-bedroom Apartment, City Center (Monthly)

$340 €305

$716 ฿24.2K

-52.57%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €321

$491 ฿16.6K

-27.27%

3-bedroom Apartment, City Center (Monthly)

$648 €582

$1,927 ฿65.1K

-66.37%

3-bedroom Apartment, Outside City Center (Monthly)

$519 €466

$1,431 ฿48.3K

-63.71%

Buy Apartment in City Center (m2)

$1,363 €1,225

$4,175 ฿141.0K

-67.35%

Buy Apartment Outside City Center (m2)

$784 €705

$3,045 ฿102.8K

-74.24%

Average Monthly Net Salary (After Tax)

$1,468 €1,319

$502 ฿17.0K

192.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.16

5.57

-43.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 26, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.5%

Phuket

$491 38.4% 37.5% $134

Groceries & Markets

Terni

$245 18.9%

Phuket

$266 20.8% 8.8% $21

Eating Out

Terni

$241 18.5%

Phuket

$122 9.5% 49.5% $119

Monthly Utilities & Internet

Terni

$192 14.8%

Phuket

$124 9.7% 35.3% $68

Clothing & Footwear

Terni

$136 10.5%

Phuket

$122 9.5% 10.6% $14

Sport & Entertainment

Terni

$77 5.9%

Phuket

$82 6.4% 6.6% $5.1

Getting Around

Terni

$51 3.9%

Phuket

$71 5.5% 39.7% $20

Cost Breakdown

A one-bedroom apartment in the center runs $340 in Terni and $716 in Phuket. Housing cost is often the main lever when comparing two cities.

Terni pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $67 in Terni vs $32 in Phuket. Groceries flip the comparison at $245 vs $266, with Terni cheaper for home cooking.

Good to know

🇮🇹 Terni

🇹🇭 Phuket

🕒 Local time

18:40 6:40 PM

00:40 12:40 AM

6 h ahead of Terni

🌤 Weather

👥 Population

106,677

79,308

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.11 USD

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Terni Phuket 9,070 km ≈ 12 h nonstop flight

From you

Terni
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in eating out, clothing, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay in Terni is about 2.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $340 in Terni versus $716 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $329 in Terni versus $476 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Terni pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $1,500 a month, though Phuket gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Phuket wins on affordability, Terni on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.