Last update: Oct 2026

Cost of Living Comparison Between Terni and Rome

For one person, living is cheaper in Terni: $1,286 a month against $1,998 in Rome, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Terni
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Terni Living Index
97

Cost of Living Index in Rome
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Rome Living Index

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Terni

🇮🇹 Italy

$1,286

/mo nomad

Rome

🇮🇹 Italy

$1,998

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Rome

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Rome actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,286 in Terni versus $1,998 in Rome.

Terni $1,286
Rome $1,998

Estimated couple costs with rent: $1,984 in Terni versus $3,117 in Rome.

Terni $1,984
Rome $3,117

Monthly costs for a family of three with rent: $2,683 in Terni versus $4,236 in Rome.

Terni $2,683
Rome $4,236

Living in Terni costs roughly 36% less than in Rome, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Terni is 5% below, Rome is 48% above.

Meal at Budget Restaurant

$16.99 €15.11

$16.69 €14.84

1.80%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.6

$65.8 €58.5

3.51%

Fast Food Meal (McDonalds, etc)

$13.15 €11.69

$11.08 €9.85

18.68%

Cappuccino

$1.63 €1.45

$2.10 €1.87

-22.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.33

$2.91 €2.59

-9.97%

Water (0.33 liter bottle)

$1.00 €0.89

$1.48 €1.32

-32.43%

Local Beer (0.5 liter draught)

$4.49 €3.99

$5.62 €5.00

-20.11%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$6.68 €5.94

-16.77%

Milk (1 liter)

$1.25 €1.11

$1.72 €1.53

-27.33%

White Bread (500g)

$1.70 €1.51

$2.27 €2.02

-25.11%

Rice (white) (1kg)

$2.20 €1.95

$2.99 €2.66

-26.42%

Eggs

$3.34 €2.97

$4.75 €4.23

-29.68%

Local Cheese (1kg)

$13.53 €12.04

$14.53 €12.92

-6.88%

Chicken Fillets (1kg)

$8.89 €7.91

$12.63 €11.24

-29.61%

Beef Round Steak (1kg)

$13.44 €11.96

$19.86 €17.67

-32.33%

Apples (1kg)

$1.14 €1.01

$2.64 €2.35

-56.82%

Banana (1kg)

$1.15 €1.02

$2.28 €2.03

-49.56%

Oranges (1kg)

$1.14 €1.01

$2.46 €2.19

-53.66%

Tomato (1kg)

$2.28 €2.02

$2.42 €2.15

-5.79%

Potato (1kg)

$0.76 €0.68

$1.38 €1.22

-44.93%

Onion (1kg)

$1.42 €1.26

$1.55 €1.38

-8.39%

Lettuce (1 head)

$0.75 €0.67

$1.32 €1.17

-43.18%

Water (1.5 liter bottle)

$0.32 €0.28

$0.55 €0.49

-41.82%

Cigarettes 20 Pack (Marlboro, Camel)

$6.60 €5.87

$7.31 €6.50

-9.71%

Wine (Bottle)

$5.70 €5.07

$5.44 €4.84

4.78%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.58 €1.40

-28.48%

Imported Beer (0.33 liter bottle)

$1.59 €1.42

$2.62 €2.33

-39.31%

One-way Ticket (Public Transport)

$1.58 €1.41

$1.63 €1.45

-3.07%

Public Transport Monthly Pass (Regular Price)

$33.00 €29.35

$39.26 €34.92

-15.94%

Taxi Start (Normal Tariff)

$5.49 €4.88

$6.51 €5.79

-15.67%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.68 €1.50

-15.48%

Taxi 1hour Waiting (Normal Tariff)

$24.78 €22.04

$33.24 €29.57

-25.45%

Gasoline (1 liter)

$2.11 €1.88

$2.17 €1.93

-2.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$35.3K €31.4K

-5.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.7K

$35.4K €31.5K

-2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €132

$203 €181

-26.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.26 €7.35

$11.50 €10.22

-28.17%

Internet (50+ Mbps, Unlimited Data)

$30.52 €27.15

$32.03 €28.49

-4.71%

Gym Membership (Monthly)

$56.0 €49.77

$65.9 €58.6

-15.06%

Tennis Court (1 Hour on Weekend)

$11.27 €10.03

$22.89 €20.36

-50.76%

Cinema Ticket

$10.30 €9.16

$11.23 €9.99

-8.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €296

$484 €430

-31.15%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

$16.5K €14.7K

-26.87%

Jeans (Levis 501 Or Similar)

$82.8 €73.6

$71.0 €63.1

16.60%

Summer Dress (H&M, Zara, etc)

$32.90 €29.26

$36.51 €32.47

-9.89%

Sport Shoes (Adidas, Nike)

$101 €89.6

$84.9 €75.5

18.65%

Men's Leather Business Shoes

$78.7 €70.0

$122 €108

-35.39%

1-bedroom Apartment, City Center (Monthly)

$339 €301

$1,222 €1,087

-72.28%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$881 €784

-59.44%

3-bedroom Apartment, City Center (Monthly)

$637 €566

$2,537 €2,257

-74.91%

3-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$1,721 €1,530

-69.35%

Buy Apartment in City Center (m2)

$1,348 €1,199

$8,274 €7,360

-83.71%

Buy Apartment Outside City Center (m2)

$789 €702

$3,084 €2,743

-74.42%

Average Monthly Net Salary (After Tax)

$1,454 €1,293

$1,942 €1,728

-25.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

3.52

-14.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 13, 2026

Last update for Rome: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.8%

Rome

$881 44.1% 147% $524

Eating Out

Terni

$243 18.9%

Rome

$251 12.6% 3.3% $8

Groceries & Markets

Terni

$238 18.5%

Rome

$329 16.5% 38.5% $92

Monthly Utilities & Internet

Terni

$187 14.5%

Rome

$246 12.3% 31.8% $59

Clothing & Footwear

Terni

$133 10.3%

Rome

$141 7.1% 6.5% $8.6

Sport & Entertainment

Terni

$77 6%

Rome

$88 4.4% 15.4% $12

Getting Around

Terni

$52 4%

Rome

$61 3% 16.9% $8.8

Cost Breakdown

A one-bedroom apartment in the center runs $339 in Terni and $1,222 in Rome. Housing cost is often the main lever when comparing two cities.

Rome pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Terni vs $66.0 in Rome. Groceries flip the comparison at $238 vs $329, with Terni cheaper for home cooking.

Good to know

🇮🇹 Terni

🇮🇹 Rome

🕒 Local time

02:19 2:19 AM

Same time as Terni

🌤 Weather

👥 Population

106,677

2,848,084 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Rome: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 55% lower than in Rome. Housing and daily spending are where you'll feel the difference most, making Terni the obvious pick if budget is a priority.

On paper, salaries run 34% lower in Rome. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $339 in Terni versus $1,222 in Rome. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,286 per month in Terni versus $1,998 in Rome – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Terni runs roughly 19% less than in Rome. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,286 in Terni versus $1,998 in Rome, a $1,000 budget is realistic in Terni but tight or insufficient in Rome. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both work as nomad bases, but Terni delivers better value – similar infrastructure at $1,286 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Terni hard to pass up.

Safety-wise, Terni and Rome are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 55% less than in Rome. Beyond cost, consider language, visa policies, and how big the international community is in each city.