Cost of Living Comparison Between Terni and Rome Cost of Living Comparison Between Terni and Rome

Monthly Cost of Living

Monthly costs for one person with rent: $1,348 in Terni versus $1,986 in Rome.

Estimated couple costs with rent: $2,048 in Terni versus $3,073 in Rome.

Monthly costs for a family of three with rent: $2,748 in Terni versus $4,159 in Rome.

Living in Terni costs roughly 32% less than in Rome, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Terni 1% above, Rome 49% above.

Meal at Budget Restaurant

$17.45 €15.24

$17.54 €15.33

-0.51%

Three-Course Dinner for Two, Mid-Range

$49.82 €43.53

$76.0 €66.4

-34.42%

Fast Food Meal (McDonalds, etc)

$9.56 €8.35

$11.67 €10.20

-18.08%

Cappuccino

$1.86 €1.63

$1.77 €1.55

5.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 €2.35

$2.45 €2.14

9.80%

Water (0.33 liter bottle)

$1.35 €1.18

$1.26 €1.10

7.14%

Local Beer (0.5 liter draught)

$5.07 €4.43

$5.75 €5.02

-11.83%

Imported Beer (0.33 liter bottle)

$5.29 €4.63

$5.06 €4.42

4.55%

Milk (1 liter)

$1.25 €1.10

$1.70 €1.49

-26.47%

White Bread (500g)

$2.20 €1.92

$2.07 €1.81

6.28%

Rice (white) (1kg)

$2.34 €2.05

$2.99 €2.61

-21.74%

Eggs

$3.42 €2.98

$4.52 €3.95

-24.34%

Local Cheese (1kg)

$13.65 €11.93

$17.69 €15.45

-22.84%

Chicken Fillets (1kg)

$9.16 €8.00

$11.75 €10.26

-22.04%

Beef Round Steak (1kg)

$13.84 €12.09

$20.56 €17.96

-32.68%

Apples (1kg)

$2.15 €1.88

$2.43 €2.12

-11.52%

Banana (1kg)

$1.88 €1.64

$2.36 €2.06

-20.34%

Oranges (1kg)

$1.19 €1.04

$2.02 €1.77

-41.09%

Tomato (1kg)

$2.28 €1.99

$2.67 €2.34

-14.61%

Potato (1kg)

$1.58 €1.38

$1.76 €1.54

-10.23%

Onion (1kg)

$1.71 €1.49

$1.85 €1.62

-7.57%

Lettuce (1 head)

$0.79 €0.69

$1.27 €1.11

-37.80%

Water (1.5 liter bottle)

$0.41 €0.36

$0.56 €0.49

-26.79%

Cigarettes 20 Pack (Marlboro, Camel)

$6.40 €5.59

$6.81 €5.95

-6.02%

Wine (Bottle)

$7.38 €6.45

$3.96 €3.46

86.36%

Local Beer (0.5 liter bottle)

$1.35 €1.18

$1.94 €1.69

-30.41%

Imported Beer (0.33 liter bottle)

$1.64 €1.44

$2.76 €2.41

-40.58%

One-way Ticket (Public Transport)

$1.64 €1.44

$1.72 €1.50

-4.65%

Public Transport Monthly Pass (Regular Price)

$34.99 €30.57

$41.16 €35.97

-14.99%

Taxi Start (Normal Tariff)

$4.97 €4.34

$5.23 €4.57

-4.97%

Taxi (Normal Tariff) (1km)

$1.30 €1.13

$1.58 €1.38

-17.72%

Taxi 1hour Waiting (Normal Tariff)

$25.75 €22.50

$34.86 €30.46

-26.13%

Gasoline (1 liter)

$2.07 €1.81

$2.03 €1.77

1.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €29.3K

$29.0K €25.3K

15.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €29.8K

$29.9K €26.1K

14.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 €154

$222 €194

-20.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.63 €11.91

$10.96 €9.58

24.36%

Internet (50+ Mbps, Unlimited Data)

$31.05 €27.12

$30.99 €27.07

0.19%

Gym Membership (Monthly)

$51.8 €45.24

$64.2 €56.1

-19.30%

Tennis Court (1 Hour on Weekend)

$16.49 €14.40

$23.99 €20.96

-31.26%

Cinema Ticket

$10.62 €9.28

$11.63 €10.16

-8.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$341 €298

$539 €471

-36.80%

International Primary School, 1 Child (Yearly)

$5,886 €5,142

$10.7K €9,341

-44.95%

Jeans (Levis 501 Or Similar)

$64.7 €56.6

$73.1 €63.9

-11.48%

Summer Dress (H&M, Zara, etc)

$35.76 €31.25

$34.58 €30.22

3.41%

Sport Shoes (Adidas, Nike)

$91.1 €79.6

$86.6 €75.7

5.22%

Men's Leather Business Shoes

$88.7 €77.5

$119 €104

-25.26%

1-bedroom Apartment, City Center (Monthly)

$343 €300

$1,328 €1,160

-74.16%

1-bedroom Apartment, Outside City Center (Monthly)

$341 €298

$866 €757

-60.62%

3-bedroom Apartment, City Center (Monthly)

$757 €661

$2,596 €2,268

-70.85%

3-bedroom Apartment, Outside City Center (Monthly)

$559 €488

$1,602 €1,400

-65.13%

Buy Apartment in City Center (m2)

$1,381 €1,207

$8,434 €7,369

-83.63%

Buy Apartment Outside City Center (m2)

$788 €688

$3,464 €3,026

-77.26%

Average Monthly Net Salary (After Tax)

$1,498 €1,309

$1,947 €1,701

-23.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.95

-6.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: July 13, 2026

Last update for Rome: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $343 in Terni and $1,328 in Rome. Housing cost is often the main lever when comparing two cities.

Rome pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Terni vs $76.0 in Rome for a mid-range dinner for two. Groceries echo the gap at $265 vs $333 per month, with Terni cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Rome: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 47% lower than in Rome. Housing and daily spending are where you'll feel the difference most, making Terni the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Rome. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $343 in Terni versus $1,328 in Rome. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,348 per month in Terni versus $1,986 in Rome – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Terni runs roughly 18% less than in Rome. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,348 in Terni versus $1,986 in Rome, a $1,000 budget is realistic in Terni but tight or insufficient in Rome. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both work as nomad bases, but Terni delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Terni hard to pass up.

Safety-wise, Terni and Rome are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 47% less than in Rome. Beyond cost, consider language, visa policies, and how big the international community is in each city.