Cost of Living Comparison Between Terni and Prague Cost of Living Comparison Between Terni and Prague

Monthly Cost of Living

A single person spends $1,348 per month in Terni vs $1,955 in Prague, rent included.

A couple spends around $2,048 per month in Terni vs $2,919 in Prague, rent included.

A family of three spends $2,748 per month in Terni vs $3,882 in Prague, rent included.

Terni is about 31% cheaper than Prague, driven mainly by Eating Out.

Both Terni and Prague sit above the global median – Terni by 1%, Prague by 46%.

Currency
🍽 Eating Out
Terni
Prague
Difference
Meal at Budget Restaurant
$17.45 €15.24
$10.26 Kč 217
70.08%
Three-Course Dinner for Two, Mid-Range
$49.82 €43.53
$46.90 Kč 993
6.23%
Fast Food Meal (McDonalds, etc)
$9.56 €8.35
$9.62 Kč 204
-0.62%
Cappuccino
$1.86 €1.63
$3.46 Kč 73.2
-46.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 €2.35
$1.85 Kč 39.19
45.41%
Water (0.33 liter bottle)
$1.35 €1.18
$1.60 Kč 33.79
-15.63%
Local Beer (0.5 liter draught)
$5.07 €4.43
$2.88 Kč 61.0
76.04%
Imported Beer (0.33 liter bottle)
$5.29 €4.63
$2.95 Kč 62.4
79.32%
🛒 Groceries & Markets
Terni
Prague
Difference
Milk (1 liter)
$1.25 €1.10
$1.23 Kč 26.12
1.63%
White Bread (500g)
$2.20 €1.92
$1.54 Kč 32.63
42.86%
Rice (white) (1kg)
$2.34 €2.05
$2.51 Kč 53.1
-6.77%
Eggs
$3.42 €2.98
$3.50 Kč 74.2
-2.29%
Local Cheese (1kg)
$13.65 €11.93
$13.06 Kč 277
4.52%
Chicken Fillets (1kg)
$9.16 €8.00
$9.25 Kč 196
-0.97%
Beef Round Steak (1kg)
$13.84 €12.09
$13.18 Kč 279
5.01%
Apples (1kg)
$2.15 €1.88
$1.97 Kč 41.69
9.14%
Banana (1kg)
$1.88 €1.64
$1.81 Kč 38.21
3.87%
Oranges (1kg)
$1.19 €1.04
$2.24 Kč 47.45
-46.88%
Tomato (1kg)
$2.28 €1.99
$3.78 Kč 80.0
-39.68%
Potato (1kg)
$1.58 €1.38
$1.35 Kč 28.56
17.04%
Onion (1kg)
$1.71 €1.49
$1.15 Kč 24.42
48.70%
Lettuce (1 head)
$0.79 €0.69
$1.63 Kč 34.54
-51.53%
Water (1.5 liter bottle)
$0.41 €0.36
$0.85 Kč 18.00
-51.76%
Cigarettes 20 Pack (Marlboro, Camel)
$6.40 €5.59
$7.33 Kč 155
-12.69%
Wine (Bottle)
$7.38 €6.45
$7.11 Kč 150
3.80%
Local Beer (0.5 liter bottle)
$1.35 €1.18
$1.08 Kč 22.87
25.00%
Imported Beer (0.33 liter bottle)
$1.64 €1.44
$2.16 Kč 45.69
-24.07%
🚌 Getting Around
Terni
Prague
Difference
One-way Ticket (Public Transport)
$1.64 €1.44
$1.37 Kč 29.09
19.71%
Public Transport Monthly Pass (Regular Price)
$34.99 €30.57
$25.66 Kč 543
36.36%
Taxi Start (Normal Tariff)
$4.97 €4.34
$2.38 Kč 50.4
108.82%
Taxi (Normal Tariff) (1km)
$1.30 €1.13
$1.40 Kč 29.55
-7.14%
Taxi 1hour Waiting (Normal Tariff)
$25.75 €22.50
$16.57 Kč 351
55.40%
Gasoline (1 liter)
$2.07 €1.81
$1.70 Kč 36.05
21.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K €29.3K
$29.5K Kč 624.4K
13.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.1K €29.8K
$31.4K Kč 664.0K
8.57%
🧾 Monthly Utilities & Internet
Terni
Prague
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 €154
$311 Kč 6,576
-43.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.63 €11.91
$26.49 Kč 561
-48.55%
Internet (50+ Mbps, Unlimited Data)
$31.05 €27.12
$21.52 Kč 456
44.28%
🎉 Sport & Entertainment
Terni
Prague
Difference
Gym Membership (Monthly)
$51.8 €45.24
$74.1 Kč 1,569
-30.12%
Tennis Court (1 Hour on Weekend)
$16.49 €14.40
$17.15 Kč 363
-3.85%
Cinema Ticket
$10.62 €9.28
$11.55 Kč 244
-8.05%
🧸 Childcare & Education
Terni
Prague
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$341 €298
$890 Kč 18.8K
-61.72%
International Primary School, 1 Child (Yearly)
$5,886 €5,142
$14.3K Kč 301.7K
-58.71%
👕👟 Clothing & Footwear
Terni
Prague
Difference
Jeans (Levis 501 Or Similar)
$64.7 €56.6
$85.4 Kč 1,808
-24.20%
Summer Dress (H&M, Zara, etc)
$35.76 €31.25
$36.78 Kč 779
-2.77%
Sport Shoes (Adidas, Nike)
$91.1 €79.6
$98.7 Kč 2,090
-7.73%
Men's Leather Business Shoes
$88.7 €77.5
$131 Kč 2,763
-32.06%
🏠 Accommodation & Living
Terni
Prague
Difference
1-bedroom Apartment, City Center (Monthly)
$343 €300
$1,147 Kč 24.3K
-70.07%
1-bedroom Apartment, Outside City Center (Monthly)
$341 €298
$889 Kč 18.8K
-61.65%
3-bedroom Apartment, City Center (Monthly)
$757 €661
$2,294 Kč 48.6K
-67.01%
3-bedroom Apartment, Outside City Center (Monthly)
$559 €488
$1,502 Kč 31.8K
-62.82%
Buy Apartment in City Center (m2)
$1,381 €1,207
$9,565 Kč 202.5K
-85.56%
Buy Apartment Outside City Center (m2)
$788 €688
$7,192 Kč 152.3K
-89.05%
💵 Salaries & Financials
Terni
Prague
Difference
Average Monthly Net Salary (After Tax)
$1,498 €1,309
$2,349 Kč 49.7K
-36.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.69
4.84
-23.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: July 13, 2026

Last update for Prague: July 11, 2026

Cost Breakdown

A central one-bedroom costs $343 in Terni versus $1,147 in Prague. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Prague, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Terni versus $47.00 in Prague. Groceries tell a different story – $265 in Terni vs $272 in Prague – so Terni wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Terni vs Prague: Cost of Living - Frequently Asked Questions
How do living costs in Terni and in Prague compare overall?
Monthly costs with rent: $1,348 in Terni, $1,955 in Prague – roughly 45% apart. Prague costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Terni compared to Prague?
For a comfortable life, plan on about $2,022 per month in Terni and $2,933 in Prague. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Terni and Prague?
Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Terni and in Prague?
Public transport costs about 36% less in Terni. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Terni and Prague?
Kindergarten costs $341 per month in Terni and $890 in Prague. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,348, than in Prague at $1,955. In Terni it covers expenses comfortably, while in Prague it requires careful planning or may not stretch far enough.
How does quality of life compare between Terni and Prague?
It depends on your priorities. Prague has an edge in some lifestyle areas, with costs from $1,348 in Terni to $1,955 in Prague. Climate, culture, job market, and personal taste all factor in.
Is Terni or Prague safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Terni and Prague?
If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, Prague makes more sense. Both are solid long-term options with distinct trade-offs.

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