Cost of Living Comparison Between Terni and Prague Cost of Living Comparison Between Terni and Prague

Monthly Cost of Living

A single person spends $1,323 per month in Terni vs $1,993 in Prague, rent included.

A couple spends around $1,999 per month in Terni vs $2,898 in Prague, rent included.

A family of three spends $2,676 per month in Terni vs $3,803 in Prague, rent included.

Terni is about 34% cheaper than Prague, driven mainly by Eating Out.

Terni sits 1% below the global median, while Prague is 49% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Terni
Prague
Difference
Meal at Budget Restaurant
$17.46 €15.02
$10.45 Kč 218
67.08%
Three-Course Dinner for Two, Mid-Range
$48.75 €41.94
$46.50 Kč 968
4.84%
Fast Food Meal (McDonalds, etc)
$9.92 €8.54
$9.25 Kč 192
7.24%
Cappuccino
$1.87 €1.61
$3.42 Kč 71.2
-45.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.72 €2.34
$1.83 Kč 38.03
48.63%
Water (0.33 liter bottle)
$1.31 €1.13
$1.59 Kč 33.15
-17.61%
Local Beer (0.5 liter draught)
$5.36 €4.61
$2.82 Kč 58.6
90.07%
Imported Beer (0.33 liter bottle)
$5.24 €4.51
$3.06 Kč 63.6
71.24%
🛒 Groceries & Markets
Terni
Prague
Difference
Milk (1 liter)
$1.25 €1.07
$1.20 Kč 24.95
4.17%
White Bread (500g)
$2.13 €1.83
$1.57 Kč 32.77
35.67%
Rice (white) (1kg)
$2.37 €2.04
$2.48 Kč 51.6
-4.44%
Eggs
$3.32 €2.86
$3.36 Kč 69.8
-1.19%
Local Cheese (1kg)
$13.19 €11.35
$12.71 Kč 265
3.78%
Chicken Fillets (1kg)
$9.41 €8.09
$9.55 Kč 199
-1.47%
Beef Round Steak (1kg)
$13.78 €11.85
$13.01 Kč 271
5.92%
Apples (1kg)
$2.24 €1.93
$2.06 Kč 42.83
8.74%
Banana (1kg)
$1.88 €1.62
$1.84 Kč 38.33
2.17%
Oranges (1kg)
$1.14 €0.98
$2.28 Kč 47.42
-50.00%
Tomato (1kg)
$2.28 €1.96
$3.87 Kč 80.5
-41.09%
Potato (1kg)
$1.62 €1.40
$1.41 Kč 29.34
14.89%
Onion (1kg)
$1.72 €1.48
$1.15 Kč 23.88
49.57%
Lettuce (1 head)
$0.84 €0.72
$1.69 Kč 35.23
-50.30%
Water (1.5 liter bottle)
$0.41 €0.36
$0.80 Kč 16.70
-48.75%
Cigarettes 20 Pack (Marlboro, Camel)
$6.40 €5.51
$7.49 Kč 156
-14.55%
Wine (Bottle)
$8.18 €7.04
$7.21 Kč 150
13.45%
Local Beer (0.5 liter bottle)
$1.37 €1.18
$1.09 Kč 22.63
25.69%
Imported Beer (0.33 liter bottle)
$1.65 €1.42
$2.19 Kč 45.62
-24.66%
🚌 Getting Around
Terni
Prague
Difference
One-way Ticket (Public Transport)
$1.67 €1.43
$1.42 Kč 29.46
17.61%
Public Transport Monthly Pass (Regular Price)
$34.26 €29.47
$25.49 Kč 530
34.41%
Taxi Start (Normal Tariff)
$5.00 €4.30
$2.29 Kč 47.64
118.34%
Taxi (Normal Tariff) (1km)
$1.37 €1.17
$1.38 Kč 28.77
-0.72%
Taxi 1hour Waiting (Normal Tariff)
$25.43 €21.88
$16.64 Kč 346
52.82%
Gasoline (1 liter)
$2.02 €1.74
$1.76 Kč 36.69
14.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K €29.6K
$29.6K Kč 615.7K
16.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K €28.3K
$31.2K Kč 648.4K
5.65%
🧾 Monthly Utilities & Internet
Terni
Prague
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 €152
$308 Kč 6,418
-42.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.16 €12.18
$26.70 Kč 556
-46.97%
Internet (50+ Mbps, Unlimited Data)
$31.06 €26.72
$21.70 Kč 452
43.13%
🎉 Sport & Entertainment
Terni
Prague
Difference
Gym Membership (Monthly)
$53.1 €45.66
$74.3 Kč 1,546
-28.55%
Tennis Court (1 Hour on Weekend)
$17.00 €14.63
$17.12 Kč 356
-0.70%
Cinema Ticket
$10.26 €8.83
$11.75 Kč 245
-12.68%
🧸 Childcare & Education
Terni
Prague
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$353 €304
$898 Kč 18.7K
-60.72%
International Primary School, 1 Child (Yearly)
$5,880 €5,058
$14.5K Kč 301.1K
-59.37%
👕👟 Clothing & Footwear
Terni
Prague
Difference
Jeans (Levis 501 Or Similar)
$66.3 €57.1
$84.3 Kč 1,754
-21.30%
Summer Dress (H&M, Zara, etc)
$35.02 €30.13
$37.19 Kč 774
-5.83%
Sport Shoes (Adidas, Nike)
$89.7 €77.1
$97.4 Kč 2,027
-7.98%
Men's Leather Business Shoes
$88.9 €76.5
$130 Kč 2,712
-31.79%
🏠 Accommodation & Living
Terni
Prague
Difference
1-bedroom Apartment, City Center (Monthly)
$352 €303
$1,139 Kč 23.7K
-69.06%
1-bedroom Apartment, Outside City Center (Monthly)
$353 €304
$881 Kč 18.3K
-59.95%
3-bedroom Apartment, City Center (Monthly)
$744 €640
$2,272 Kč 47.3K
-67.25%
3-bedroom Apartment, Outside City Center (Monthly)
$564 €485
$1,529 Kč 31.8K
-63.10%
Buy Apartment in City Center (m2)
$1,383 €1,189
$10.2K Kč 211.7K
-86.41%
Buy Apartment Outside City Center (m2)
$806 €693
$7,573 Kč 157.6K
-89.36%
💵 Salaries & Financials
Terni
Prague
Difference
Average Monthly Net Salary (After Tax)
$1,554 €1,336
$2,417 Kč 50.3K
-35.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.69
4.84
-23.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: May 30, 2026

Last update for Prague: May 31, 2026

Cost Breakdown

A central one-bedroom costs $352 in Terni versus $1,139 in Prague. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 56% higher in Prague, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Terni versus $46.00 in Prague. Groceries tell a different story – $266 in Terni vs $273 in Prague – so Terni wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Terni vs Prague: Cost of Living - Frequently Asked Questions
How do living costs in Terni and Prague compare overall?
Monthly costs with rent: $1,323 in Terni, $1,993 in Prague – roughly 51% apart. Prague costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Terni compared to Prague?
For a comfortable life, plan on about $1,984 per month in Terni and $2,989 in Prague. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Terni and Prague?
Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Terni and Prague?
Public transport costs about 34% less in Terni. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Terni and Prague?
Kindergarten costs $353 per month in Terni and $898 in Prague. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,323, than in Prague at $1,993. In Terni it covers expenses comfortably, while in Prague it requires careful planning or may not stretch far enough.
How does quality of life compare between Terni and Prague?
It depends on your priorities. Prague has an edge in some lifestyle areas, with costs from $1,323 in Terni to $1,993 in Prague. Climate, culture, job market, and personal taste all factor in.
Is Terni or Prague safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Terni and Prague?
If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, Prague makes more sense. Both are solid long-term options with distinct trade-offs.

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