Last update: Oct 2026

Cost of Living Comparison Between Terni and Prague

For one person, living is cheaper in Terni: $1,286 a month against $2,035 in Prague, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Terni
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Terni Living Index
100

Cost of Living Index in Prague
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Prague Living Index

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Terni

🇮🇹 Italy

$1,286

/mo nomad

Prague

🇨🇿 Czech Republic

$2,035

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Prague

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Prague actually costs, broken down by who's living it.

A single person spends $1,286 per month in Terni vs $2,035 in Prague, rent included.

Terni $1,286
Prague $2,035

A couple spends around $1,984 per month in Terni vs $2,943 in Prague, rent included.

Terni $1,984
Prague $2,943

A family of three spends $2,683 per month in Terni vs $3,851 in Prague, rent included.

Terni $2,683
Prague $3,851

Terni is about 37% cheaper than Prague, and outside of rent the biggest gap is in eating out.

Terni sits 5% below the global median, while Prague is 51% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.99 €15.11

$10.85 Kč 235

56.59%

Three-Course Dinner for Two, Mid-Range

$68.1 €60.6

$51.1 Kč 1,105

33.33%

Fast Food Meal (McDonalds, etc)

$13.15 €11.69

$10.22 Kč 221

28.67%

Cappuccino

$1.63 €1.45

$3.58 Kč 77.5

-54.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 €2.33

$2.03 Kč 44.00

29.06%

Water (0.33 liter bottle)

$1.00 €0.89

$1.42 Kč 30.71

-29.58%

Local Beer (0.5 liter draught)

$4.49 €3.99

$3.18 Kč 68.8

41.19%

Imported Beer (0.33 liter bottle)

$5.56 €4.95

$3.13 Kč 67.7

77.64%

Milk (1 liter)

$1.25 €1.11

$1.08 Kč 23.32

15.74%

White Bread (500g)

$1.70 €1.51

$1.62 Kč 34.95

4.94%

Rice (white) (1kg)

$2.20 €1.95

$2.40 Kč 51.9

-8.33%

Eggs

$3.34 €2.97

$3.72 Kč 80.5

-10.22%

Local Cheese (1kg)

$13.53 €12.04

$11.99 Kč 259

12.84%

Chicken Fillets (1kg)

$8.89 €7.91

$8.54 Kč 185

4.10%

Beef Round Steak (1kg)

$13.44 €11.96

$14.12 Kč 305

-4.82%

Apples (1kg)

$1.14 €1.01

$1.90 Kč 41.11

-40.00%

Banana (1kg)

$1.15 €1.02

$1.74 Kč 37.61

-33.91%

Oranges (1kg)

$1.14 €1.01

$2.18 Kč 47.20

-47.71%

Tomato (1kg)

$2.28 €2.02

$3.72 Kč 80.5

-38.71%

Potato (1kg)

$0.76 €0.68

$1.00 Kč 21.62

-24.00%

Onion (1kg)

$1.42 €1.26

$1.01 Kč 21.87

40.59%

Lettuce (1 head)

$0.75 €0.67

$1.55 Kč 33.45

-51.61%

Water (1.5 liter bottle)

$0.32 €0.28

$0.78 Kč 16.91

-58.97%

Cigarettes 20 Pack (Marlboro, Camel)

$6.60 €5.87

$7.69 Kč 166

-14.17%

Wine (Bottle)

$5.70 €5.07

$6.79 Kč 147

-16.05%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.19 Kč 25.74

-5.04%

Imported Beer (0.33 liter bottle)

$1.59 €1.42

$1.97 Kč 42.70

-19.29%

One-way Ticket (Public Transport)

$1.58 €1.41

$1.78 Kč 38.44

-11.24%

Public Transport Monthly Pass (Regular Price)

$33.00 €29.35

$21.11 Kč 457

56.32%

Taxi Start (Normal Tariff)

$5.49 €4.88

$2.67 Kč 57.7

105.62%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.64 Kč 35.48

-13.41%

Taxi 1hour Waiting (Normal Tariff)

$24.78 €22.04

$19.40 Kč 420

27.73%

Gasoline (1 liter)

$2.11 €1.88

$1.97 Kč 42.50

7.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$30.6K Kč 662.6K

8.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.7K

$34.1K Kč 737.0K

1.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €132

$284 Kč 6,134

-47.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.26 €7.35

$23.46 Kč 507

-64.79%

Internet (50+ Mbps, Unlimited Data)

$30.52 €27.15

$22.04 Kč 477

38.48%

Gym Membership (Monthly)

$56.0 €49.77

$67.8 Kč 1,467

-17.51%

Tennis Court (1 Hour on Weekend)

$11.27 €10.03

$17.40 Kč 376

-35.23%

Cinema Ticket

$10.30 €9.16

$13.08 Kč 283

-21.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 €296

$1,094 Kč 23.7K

-69.57%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

$18.7K Kč 404.5K

-35.40%

Jeans (Levis 501 Or Similar)

$82.8 €73.6

$92.2 Kč 1,995

-10.28%

Summer Dress (H&M, Zara, etc)

$32.90 €29.26

$47.06 Kč 1,018

-30.09%

Sport Shoes (Adidas, Nike)

$101 €89.6

$111 Kč 2,391

-8.93%

Men's Leather Business Shoes

$78.7 €70.0

$129 Kč 2,790

-39.00%

1-bedroom Apartment, City Center (Monthly)

$339 €301

$1,117 Kč 24.2K

-69.67%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €318

$942 Kč 20.4K

-62.06%

3-bedroom Apartment, City Center (Monthly)

$637 €566

$2,234 Kč 48.3K

-71.51%

3-bedroom Apartment, Outside City Center (Monthly)

$527 €469

$1,566 Kč 33.9K

-66.32%

Buy Apartment in City Center (m2)

$1,348 €1,199

$9,321 Kč 201.6K

-85.54%

Buy Apartment Outside City Center (m2)

$789 €702

$6,757 Kč 146.1K

-88.32%

Average Monthly Net Salary (After Tax)

$1,454 €1,293

$2,344 Kč 50.7K

-37.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

4.72

-36.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 13, 2026

Last update for Prague: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.8%

Prague

$942 46.3% 164% $585

Eating Out

Terni

$243 18.9%

Prague

$196 9.7% 19.1% $46

Groceries & Markets

Terni

$238 18.5%

Prague

$264 13% 11% $26

Monthly Utilities & Internet

Terni

$187 14.5%

Prague

$329 16.2% 76% $142

Clothing & Footwear

Terni

$133 10.3%

Prague

$171 8.4% 28.4% $38

Sport & Entertainment

Terni

$77 6%

Prague

$94 4.6% 22.8% $17

Getting Around

Terni

$52 4%

Prague

$39 1.9% 24.7% $13

Cost Breakdown

A central one-bedroom costs $339 in Terni versus $1,117 in Prague. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Prague, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Terni versus $51.0 in Prague. Groceries tell a different story – $238 in Terni vs $264 in Prague – so Terni wins on supermarket bills even if dining out costs more.

Good to know

🇮🇹 Terni

🇨🇿 Prague

🕒 Local time

02:19 2:19 AM

Same time as Terni

🌤 Weather

👥 Population

106,677

1,251,933 Capital

💱 Currency

Euro EUR €

Czech Koruna CZK Kč

📈 Exchange rate

1 EUR = 1.12 USD

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Czech Koruna exchange rates as of October 19, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

USD to EUR in detail →

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Between locations

Terni Prague 840 km ≈ 1 h 30 min nonstop flight

From you

Terni
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Prague: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,286 in Terni, $2,035 in Prague – roughly 58% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,929 per month in Terni and $3,053 in Prague. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Terni, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 56% less in Terni. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $333 per month in Terni and $1,094 in Prague. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Terni, where all-in costs run around $1,286, than in Prague at $2,035. In Terni it covers expenses comfortably, while in Prague it requires careful planning or may not stretch far enough.

It depends on your priorities. Prague has an edge in some lifestyle areas, with costs from $1,286 in Terni to $2,035 in Prague. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Terni. If higher salaries, better infrastructure, or specific career opportunities are the priority, Prague makes more sense. Both are solid long-term options with distinct trade-offs.