Cost of Living Comparison Between Phuket and Terni Cost of Living Comparison Between Phuket and Terni

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Phuket versus $1,323 in Terni.

Estimated couple costs with rent: $2,297 in Phuket versus $1,999 in Terni.

Monthly costs for a family of three with rent: $3,329 in Phuket versus $2,676 in Terni.

Living in Phuket costs roughly 4% less than in Terni, driven mainly by Eating Out.

Both cities sit below the global median: Phuket 6% lower, Terni 1% lower.

Meal at Budget Restaurant

$4.70 ฿154

$17.46 €15.04

-73.08%

Three-Course Dinner for Two, Mid-Range

$45.37 ฿1,483

$48.75 €41.98

-6.93%

Fast Food Meal (McDonalds, etc)

$8.43 ฿276

$9.92 €8.54

-15.02%

Cappuccino

$2.93 ฿95.7

$1.87 €1.61

56.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.42

$2.72 €2.34

-74.63%

Water (0.33 liter bottle)

$0.37 ฿12.00

$1.31 €1.13

-71.76%

Local Beer (0.5 liter draught)

$2.41 ฿78.7

$5.36 €4.62

-55.04%

Imported Beer (0.33 liter bottle)

$3.72 ฿122

$5.24 €4.51

-29.01%

Milk (1 liter)

$2.23 ฿73.0

$1.25 €1.08

78.40%

White Bread (500g)

$1.83 ฿59.9

$2.13 €1.84

-14.08%

Rice (white) (1kg)

$2.17 ฿70.9

$2.37 €2.04

-8.44%

Eggs

$2.21 ฿72.4

$3.32 €2.86

-33.43%

Local Cheese (1kg)

$19.74 ฿645

$13.19 €11.36

49.66%

Chicken Fillets (1kg)

$3.63 ฿119

$9.41 €8.10

-61.42%

Beef Round Steak (1kg)

$13.53 ฿442

$13.78 €11.86

-1.81%

Apples (1kg)

$3.28 ฿107

$2.24 €1.93

46.43%

Banana (1kg)

$1.61 ฿52.7

$1.88 €1.62

-14.36%

Oranges (1kg)

$2.41 ฿78.7

$1.14 €0.98

111.40%

Tomato (1kg)

$2.08 ฿68.1

$2.28 €1.97

-8.77%

Potato (1kg)

$1.53 ฿49.97

$1.62 €1.40

-5.56%

Onion (1kg)

$1.48 ฿48.41

$1.72 €1.48

-13.95%

Lettuce (1 head)

$0.99 ฿32.32

$0.84 €0.72

17.86%

Water (1.5 liter bottle)

$0.51 ฿16.68

$0.41 €0.36

24.39%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 ฿144

$6.40 €5.51

-31.09%

Wine (Bottle)

$19.38 ฿634

$8.18 €7.05

136.92%

Local Beer (0.5 liter bottle)

$1.78 ฿58.1

$1.37 €1.18

29.93%

Imported Beer (0.33 liter bottle)

$2.71 ฿88.7

$1.65 €1.42

64.24%

One-way Ticket (Public Transport)

$1.37 ฿44.83

$1.67 €1.44

-17.96%

Public Transport Monthly Pass (Regular Price)

$11.39 ฿372

$34.26 €29.51

-66.75%

Taxi Start (Normal Tariff)

$3.02 ฿98.7

$5.00 €4.31

-39.60%

Taxi (Normal Tariff) (1km)

$0.99 ฿32.51

$1.37 €1.18

-27.74%

Taxi 1hour Waiting (Normal Tariff)

$14.10 ฿461

$25.43 €21.90

-44.55%

Gasoline (1 liter)

$1.36 ฿44.55

$2.02 €1.74

-32.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K ฿921.9K

$34.4K €29.6K

-17.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K ฿1.1M

$32.9K €28.3K

-0.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,978

$176 €152

-31.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.57 ฿444

$14.16 €12.19

-4.17%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿599

$31.06 €26.75

-41.05%

Gym Membership (Monthly)

$60.2 ฿1,969

$53.1 €45.70

13.45%

Tennis Court (1 Hour on Weekend)

$17.14 ฿560

$17.00 €14.64

0.82%

Cinema Ticket

$8.69 ฿284

$10.26 €8.84

-15.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.7K

$353 €304

96.53%

International Primary School, 1 Child (Yearly)

$15.7K ฿512.8K

$5,880 €5,063

166.81%

Jeans (Levis 501 Or Similar)

$59.5 ฿1,946

$66.3 €57.1

-10.25%

Summer Dress (H&M, Zara, etc)

$34.77 ฿1,137

$35.02 €30.16

-0.71%

Sport Shoes (Adidas, Nike)

$115 ฿3,746

$89.7 €77.2

27.83%

Men's Leather Business Shoes

$83.3 ฿2,723

$88.9 €76.6

-6.31%

1-bedroom Apartment, City Center (Monthly)

$613 ฿20.0K

$352 €303

74.01%

1-bedroom Apartment, Outside City Center (Monthly)

$437 ฿14.3K

$353 €304

23.81%

3-bedroom Apartment, City Center (Monthly)

$2,094 ฿68.5K

$744 €641

181.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,509 ฿49.3K

$564 €486

167.61%

Buy Apartment in City Center (m2)

$3,749 ฿122.6K

$1,383 €1,191

171.19%

Buy Apartment Outside City Center (m2)

$2,616 ฿85.5K

$806 €694

224.58%

Average Monthly Net Salary (After Tax)

$508 ฿16.6K

$1,554 €1,338

-67.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

3.69

44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 2, 2026

Last update for Terni: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Phuket and $352 in Terni. Housing cost is often the main lever when comparing two cities.

Terni pays 206% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Phuket vs $49.00 in Terni. Groceries flip the comparison at $293 vs $266, with Terni cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Terni: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Eating Out, Monthly Utilities & Internet, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, Terni earns 206% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $613 in Phuket versus $352 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $693 in Phuket versus $353 in Terni. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Terni pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,265 in Phuket versus $1,323 in Terni, a $1,500 budget is realistic in Phuket but tight or insufficient in Terni. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Terni, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Phuket and Terni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 5% less than in Terni. Beyond cost, consider language, visa policies, and how big the international community is in each city.