Last update: Oct 2026

Cost of Living Comparison Between Phuket and Terni

For one person, living costs are similar in Phuket and in Terni: $1,278 and $1,299 a month, rent and utilities included.

62

Cost of Living Index in Phuket
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Phuket Living Index
63

Cost of Living Index in Terni
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Terni Living Index

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Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Terni

🇮🇹 Italy

$1,299

/mo nomad

Monthly Cost of Living

How much you'll spend in Phuket and in Terni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Terni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Phuket versus $1,299 in Terni.

Phuket $1,278
Terni $1,299

Estimated couple costs with rent: $2,216 in Phuket versus $1,995 in Terni.

Phuket $2,216
Terni $1,995

Monthly costs for a family of three with rent: $3,154 in Phuket versus $2,691 in Terni.

Phuket $3,154
Terni $2,691

Living in Phuket costs roughly 2% less than in Terni, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Phuket 6% lower, Terni 5% lower.

Meal at Budget Restaurant

$4.47 ฿151

$16.55 €14.87

-72.99%

Three-Course Dinner for Two, Mid-Range

$32.41 ฿1,094

$66.7 €59.9

-51.42%

Fast Food Meal (McDonalds, etc)

$8.81 ฿297

$13.54 €12.16

-34.93%

Cappuccino

$2.83 ฿95.5

$1.69 €1.52

67.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 ฿29.43

$2.54 €2.29

-65.75%

Water (0.33 liter bottle)

$0.49 ฿16.67

$1.03 €0.93

-52.43%

Local Beer (0.5 liter draught)

$2.56 ฿86.4

$4.35 €3.91

-41.15%

Imported Beer (0.33 liter bottle)

$3.68 ฿124

$5.74 €5.15

-35.89%

Milk (1 liter)

$1.66 ฿56.0

$1.22 €1.09

36.07%

White Bread (500g)

$1.46 ฿49.35

$1.70 €1.53

-14.12%

Rice (white) (1kg)

$1.50 ฿50.6

$2.17 €1.95

-30.88%

Eggs

$2.09 ฿70.5

$3.82 €3.43

-45.29%

Local Cheese (1kg)

$19.07 ฿644

$13.38 €12.02

42.53%

Chicken Fillets (1kg)

$3.30 ฿111

$9.20 €8.27

-64.13%

Beef Round Steak (1kg)

$10.91 ฿368

$13.33 €11.97

-18.15%

Apples (1kg)

$2.93 ฿99.0

$1.13 €1.02

159.29%

Banana (1kg)

$1.69 ฿57.1

$1.13 €1.02

49.56%

Oranges (1kg)

$2.25 ฿75.8

$1.13 €1.02

99.12%

Tomato (1kg)

$2.08 ฿70.1

$2.27 €2.04

-8.37%

Potato (1kg)

$1.51 ฿51.0

$0.74 €0.67

104.05%

Onion (1kg)

$1.38 ฿46.56

$1.48 €1.33

-6.76%

Lettuce (1 head)

$1.07 ฿35.99

$0.75 €0.68

42.67%

Water (1.5 liter bottle)

$0.52 ฿17.52

$0.36 €0.32

44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ฿142

$6.59 €5.92

-36.27%

Wine (Bottle)

$18.79 ฿634

$8.00 €7.19

134.88%

Local Beer (0.5 liter bottle)

$1.82 ฿61.5

$1.14 €1.02

59.65%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

$1.51 €1.36

88.08%

One-way Ticket (Public Transport)

$1.45 ฿49.03

$1.59 €1.43

-8.81%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

$34.20 €30.72

65.67%

Taxi Start (Normal Tariff)

$3.02 ฿102

$3.63 €3.26

-16.80%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.36

$1.26 €1.14

-19.05%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

$30.81 €27.68

-88.02%

Gasoline (1 liter)

$1.47 ฿49.81

$2.14 €1.92

-31.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿904.3K

$33.0K €29.7K

-18.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿901.3K

$36.3K €32.6K

-26.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ฿3,254

$150 €135

-35.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.26 ฿380

$11.46 €10.30

-1.75%

Internet (50+ Mbps, Unlimited Data)

$16.85 ฿569

$30.69 €27.57

-45.10%

Gym Membership (Monthly)

$67.2 ฿2,270

$54.8 €49.24

22.64%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

$11.20 €10.06

-4.20%

Cinema Ticket

$7.50 ฿253

$11.15 €10.02

-32.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

$329 €296

44.59%

International Primary School, 1 Child (Yearly)

$11.3K ฿380.4K

$16.5K €14.8K

-31.74%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,106

$84.9 €76.2

-26.53%

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

$33.72 €30.29

-15.75%

Sport Shoes (Adidas, Nike)

$94.3 ฿3,184

$106 €95.2

-11.03%

Men's Leather Business Shoes

$85.8 ฿2,898

$78.4 €70.4

9.44%

1-bedroom Apartment, City Center (Monthly)

$716 ฿24.2K

$340 €305

110.85%

1-bedroom Apartment, Outside City Center (Monthly)

$491 ฿16.6K

$357 €321

37.49%

3-bedroom Apartment, City Center (Monthly)

$1,927 ฿65.1K

$648 €582

197.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,431 ฿48.3K

$519 €466

175.58%

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

$1,363 €1,225

206.29%

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

$784 €705

288.19%

Average Monthly Net Salary (After Tax)

$502 ฿17.0K

$1,468 €1,319

-65.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.16

76.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 26, 2026

Last update for Terni: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Phuket

$491 38.4%

Terni

$357 27.5% 27.3% $134

Groceries & Markets

Phuket

$266 20.8%

Terni

$245 18.9% 8.1% $21

Monthly Utilities & Internet

Phuket

$124 9.7%

Terni

$192 14.8% 54.5% $68

Clothing & Footwear

Phuket

$122 9.5%

Terni

$136 10.5% 11.9% $14

Eating Out

Phuket

$122 9.5%

Terni

$241 18.5% 97.9% $119

Sport & Entertainment

Phuket

$82 6.4%

Terni

$77 5.9% 6.2% $5.1

Getting Around

Phuket

$71 5.5%

Terni

$51 3.9% 28.4% $20

Cost Breakdown

A one-bedroom apartment in the center runs $716 in Phuket and $340 in Terni. Housing cost is often the main lever when comparing two cities.

Terni pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $32 in Phuket vs $67 in Terni. Groceries flip the comparison at $266 vs $245, with Terni cheaper for home cooking.

Good to know

🇹🇭 Phuket

🇮🇹 Terni

🕒 Local time

01:39 1:39 AM

19:39 7:39 PM

6 h behind Phuket

🌤 Weather

👥 Population

79,308

106,677

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to THB in detail →

On the map

Lowest

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Between locations

Phuket Terni 9,070 km ≈ 12 h nonstop flight

From you

Phuket
Terni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Phuket vs Terni: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in eating out, clothing, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 66% lower in Phuket. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $716 in Phuket versus $340 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $476 in Phuket versus $329 in Terni. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Terni pay roughly 8% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Either city works on $1,500 a month, though Phuket gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Phuket wins on affordability, Terni on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.