Last update: Oct 2026

Cost of Living Comparison Between Terni and Lisbon

For one person, living is cheaper in Terni: $1,299 a month against $2,210 in Lisbon, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Terni
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Terni Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Terni

🇮🇹 Italy

$1,299

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Terni and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terni and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,299 in Terni versus $2,210 in Lisbon.

Terni $1,299
Lisbon $2,210

Estimated couple costs with rent: $1,995 in Terni versus $3,275 in Lisbon.

Terni $1,995
Lisbon $3,275

Monthly costs for a family of three with rent: $2,691 in Terni versus $4,341 in Lisbon.

Terni $2,691
Lisbon $4,341

Living in Terni costs roughly 41% less than in Lisbon, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Terni is 5% below, Lisbon is 62% above.

Meal at Budget Restaurant

$16.55 €14.82

$16.65 €14.91

-0.60%

Three-Course Dinner for Two, Mid-Range

$66.7 €59.8

$61.7 €55.3

8.07%

Fast Food Meal (McDonalds, etc)

$13.54 €12.12

$11.36 €10.17

19.19%

Cappuccino

$1.69 €1.51

$2.97 €2.66

-43.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 €2.28

$2.29 €2.05

10.92%

Water (0.33 liter bottle)

$1.03 €0.93

$1.74 €1.56

-40.80%

Local Beer (0.5 liter draught)

$4.35 €3.90

$3.40 €3.05

27.94%

Imported Beer (0.33 liter bottle)

$5.74 €5.14

$3.31 €2.96

73.41%

Milk (1 liter)

$1.22 €1.09

$1.16 €1.04

5.17%

White Bread (500g)

$1.70 €1.52

$1.91 €1.71

-10.99%

Rice (white) (1kg)

$2.17 €1.95

$1.51 €1.35

43.71%

Eggs

$3.82 €3.42

$4.02 €3.60

-4.98%

Local Cheese (1kg)

$13.38 €11.98

$12.94 €11.59

3.40%

Chicken Fillets (1kg)

$9.20 €8.24

$7.77 €6.96

18.40%

Beef Round Steak (1kg)

$13.33 €11.94

$17.76 €15.91

-24.94%

Apples (1kg)

$1.13 €1.02

$2.30 €2.06

-50.87%

Banana (1kg)

$1.13 €1.01

$1.73 €1.55

-34.68%

Oranges (1kg)

$1.13 €1.01

$1.86 €1.66

-39.25%

Tomato (1kg)

$2.27 €2.03

$2.59 €2.32

-12.36%

Potato (1kg)

$0.74 €0.66

$1.82 €1.63

-59.34%

Onion (1kg)

$1.48 €1.32

$1.97 €1.76

-24.87%

Lettuce (1 head)

$0.75 €0.67

$1.47 €1.32

-48.98%

Water (1.5 liter bottle)

$0.36 €0.32

$0.72 €0.65

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.59 €5.90

$6.58 €5.90

0.15%

Wine (Bottle)

$8.00 €7.17

$5.61 €5.02

42.60%

Local Beer (0.5 liter bottle)

$1.14 €1.02

$1.36 €1.22

-16.18%

Imported Beer (0.33 liter bottle)

$1.51 €1.36

$2.14 €1.91

-29.44%

One-way Ticket (Public Transport)

$1.59 €1.42

$2.33 €2.09

-31.76%

Public Transport Monthly Pass (Regular Price)

$34.20 €30.63

$44.68 €40.01

-23.46%

Taxi Start (Normal Tariff)

$3.63 €3.26

$3.85 €3.45

-5.71%

Taxi (Normal Tariff) (1km)

$1.26 €1.13

$1.07 €0.96

17.76%

Taxi 1hour Waiting (Normal Tariff)

$30.81 €27.60

$16.46 €14.74

87.18%

Gasoline (1 liter)

$2.14 €1.92

$2.20 €1.97

-2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.6K

$34.2K €30.6K

-3.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K €32.5K

$38.7K €34.7K

-6.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 €135

$161 €144

-6.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.46 €10.27

$18.41 €16.49

-37.75%

Internet (50+ Mbps, Unlimited Data)

$30.69 €27.49

$32.74 €29.32

-6.26%

Gym Membership (Monthly)

$54.8 €49.09

$44.55 €39.90

23.05%

Tennis Court (1 Hour on Weekend)

$11.20 €10.03

$19.10 €17.10

-41.36%

Cinema Ticket

$11.15 €9.99

$9.60 €8.60

16.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 €295

$668 €598

-50.70%

International Primary School, 1 Child (Yearly)

$16.5K €14.8K

$17.6K €15.8K

-6.32%

Jeans (Levis 501 Or Similar)

$84.9 €76.0

$102 €91.4

-16.80%

Summer Dress (H&M, Zara, etc)

$33.72 €30.20

$44.46 €39.82

-24.16%

Sport Shoes (Adidas, Nike)

$106 €94.9

$98.5 €88.2

7.58%

Men's Leather Business Shoes

$78.4 €70.2

$124 €111

-36.61%

1-bedroom Apartment, City Center (Monthly)

$340 €304

$1,608 €1,440

-78.89%

1-bedroom Apartment, Outside City Center (Monthly)

$357 €320

$1,190 €1,066

-70.00%

3-bedroom Apartment, City Center (Monthly)

$648 €580

$2,812 €2,519

-76.96%

3-bedroom Apartment, Outside City Center (Monthly)

$519 €465

$2,013 €1,803

-74.21%

Buy Apartment in City Center (m2)

$1,363 €1,221

$7,839 €7,021

-82.61%

Buy Apartment Outside City Center (m2)

$784 €702

$4,576 €4,098

-82.86%

Average Monthly Net Salary (After Tax)

$1,468 €1,315

$1,575 €1,411

-6.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.16

3.85

-17.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terni: October 26, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terni

$357 27.5%

Lisbon

$1.2K 53.8% 233% $833

Groceries & Markets

Terni

$245 18.9%

Lisbon

$272 12.3% 11.2% $28

Eating Out

Terni

$241 18.5%

Lisbon

$243 11% 0.7% $1.8

Monthly Utilities & Internet

Terni

$192 14.8%

Lisbon

$212 9.6% 10.4% $20

Clothing & Footwear

Terni

$136 10.5%

Lisbon

$166 7.5% 21.7% $30

Sport & Entertainment

Terni

$77 5.9%

Lisbon

$64 2.9% 17.3% $13

Getting Around

Terni

$51 3.9%

Lisbon

$63 2.9% 25.1% $13

Cost Breakdown

A one-bedroom apartment in the center runs $340 in Terni and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67 in Terni vs $62 in Lisbon. Groceries flip the comparison at $245 vs $272, with Terni cheaper for home cooking.

Good to know

🇮🇹 Terni

🇵🇹 Lisbon

🕒 Local time

04:48 4:48 AM

03:48 3:48 AM

1 h behind Terni

🌤 Weather

👥 Population

106,677

545,923 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Terni Lisbon 1,880 km ≈ 2 h 45 min nonstop flight

From you

Terni
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terni vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,299 in Terni and $2,210 in Lisbon, so Terni is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 7% lower in Terni. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $340 in Terni versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $329 in Terni versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Terni is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Terni wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.