Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Terni

For one person, living is cheaper in Terni: $1,299 a month against $2,210 in Lisbon, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
63

Cost of Living Index in Terni
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Terni Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Terni

🇮🇹 Italy

$1,299

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Terni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Terni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $1,299 in Terni.

Lisbon $2,210
Terni $1,299

Estimated couple costs with rent: $3,275 in Lisbon versus $1,995 in Terni.

Lisbon $3,275
Terni $1,995

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $2,691 in Terni.

Lisbon $4,341
Terni $2,691

Living in Lisbon is roughly 70% more expensive than in Terni, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Lisbon is 62% above, Terni is 5% below.

Meal at Budget Restaurant

$16.65 €14.92

$16.55 €14.83

0.60%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.3

$66.7 €59.8

-7.46%

Fast Food Meal (McDonalds, etc)

$11.36 €10.18

$13.54 €12.13

-16.10%

Cappuccino

$2.97 €2.66

$1.69 €1.51

75.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.05

$2.54 €2.28

-9.84%

Water (0.33 liter bottle)

$1.74 €1.56

$1.03 €0.93

68.93%

Local Beer (0.5 liter draught)

$3.40 €3.05

$4.35 €3.90

-21.84%

Imported Beer (0.33 liter bottle)

$3.31 €2.97

$5.74 €5.14

-42.33%

Milk (1 liter)

$1.16 €1.04

$1.22 €1.09

-4.92%

White Bread (500g)

$1.91 €1.71

$1.70 €1.52

12.35%

Rice (white) (1kg)

$1.51 €1.36

$2.17 €1.95

-30.41%

Eggs

$4.02 €3.60

$3.82 €3.42

5.24%

Local Cheese (1kg)

$12.94 €11.59

$13.38 €11.99

-3.29%

Chicken Fillets (1kg)

$7.77 €6.97

$9.20 €8.25

-15.54%

Beef Round Steak (1kg)

$17.76 €15.92

$13.33 €11.95

33.23%

Apples (1kg)

$2.30 €2.06

$1.13 €1.02

103.54%

Banana (1kg)

$1.73 €1.55

$1.13 €1.01

53.10%

Oranges (1kg)

$1.86 €1.66

$1.13 €1.01

64.60%

Tomato (1kg)

$2.59 €2.32

$2.27 €2.03

14.10%

Potato (1kg)

$1.82 €1.63

$0.74 €0.67

145.95%

Onion (1kg)

$1.97 €1.76

$1.48 €1.32

33.11%

Lettuce (1 head)

$1.47 €1.32

$0.75 €0.67

96.00%

Water (1.5 liter bottle)

$0.72 €0.65

$0.36 €0.32

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.90

$6.59 €5.91

-0.15%

Wine (Bottle)

$5.61 €5.02

$8.00 €7.17

-29.87%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$1.14 €1.02

19.30%

Imported Beer (0.33 liter bottle)

$2.14 €1.91

$1.51 €1.36

41.72%

One-way Ticket (Public Transport)

$2.33 €2.09

$1.59 €1.42

46.54%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.04

$34.20 €30.65

30.64%

Taxi Start (Normal Tariff)

$3.85 €3.45

$3.63 €3.26

6.06%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$1.26 €1.13

-15.08%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.75

$30.81 €27.61

-46.58%

Gasoline (1 liter)

$2.20 €1.97

$2.14 €1.92

2.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.6K

$33.0K €29.6K

3.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.7K

$36.3K €32.5K

6.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €144

$150 €135

7.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.50

$11.46 €10.27

60.65%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.34

$30.69 €27.50

6.68%

Gym Membership (Monthly)

$44.55 €39.92

$54.8 €49.12

-18.73%

Tennis Court (1 Hour on Weekend)

$19.10 €17.11

$11.20 €10.03

70.54%

Cinema Ticket

$9.60 €8.60

$11.15 €9.99

-13.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €598

$329 €295

102.84%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$16.5K €14.8K

6.75%

Jeans (Levis 501 Or Similar)

$102 €91.4

$84.9 €76.1

20.19%

Summer Dress (H&M, Zara, etc)

$44.46 €39.85

$33.72 €30.22

31.85%

Sport Shoes (Adidas, Nike)

$98.5 €88.3

$106 €95.0

-7.05%

Men's Leather Business Shoes

$124 €111

$78.4 €70.3

57.74%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,441

$340 €304

373.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,066

$357 €320

233.32%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,520

$648 €581

333.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,804

$519 €465

287.81%

Buy Apartment in City Center (m2)

$7,839 €7,025

$1,363 €1,222

475.04%

Buy Apartment Outside City Center (m2)

$4,576 €4,100

$784 €703

483.42%

Average Monthly Net Salary (After Tax)

$1,575 €1,411

$1,468 €1,316

7.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

3.16

21.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Terni: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

Terni

$357 27.5% 70% $833

Groceries & Markets

Lisbon

$272 12.3%

Terni

$245 18.9% 10.1% $28

Eating Out

Lisbon

$243 11%

Terni

$241 18.5% 0.7% $1.8

Monthly Utilities & Internet

Lisbon

$212 9.6%

Terni

$192 14.8% 9.4% $20

Clothing & Footwear

Lisbon

$166 7.5%

Terni

$136 10.5% 17.8% $30

Sport & Entertainment

Lisbon

$64 2.9%

Terni

$77 5.9% 21% $13

Getting Around

Lisbon

$63 2.9%

Terni

$51 3.9% 20.1% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $340 in Terni. Housing cost is often the main lever when comparing two cities.

Lisbon pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62 in Lisbon vs $67 in Terni. Groceries flip the comparison at $272 vs $245, with Terni cheaper for home cooking.

Good to know

🇵🇹 Lisbon

🇮🇹 Terni

🕒 Local time

00:01 12:01 AM

01:01 1:01 AM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

106,677

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Lisbon Terni 1,880 km ≈ 2 h 45 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Terni: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $1,299 in Terni, so Terni is about 41% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 7% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,608 in Lisbon versus $340 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $668 in Lisbon versus $329 in Terni. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 11% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Terni is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Terni wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.