Cost of Living Comparison Between Lisbon and Terni Cost of Living Comparison Between Lisbon and Terni

Monthly Cost of Living

Monthly costs for one person with rent: $2,210 in Lisbon versus $1,323 in Terni.

Estimated couple costs with rent: $3,311 in Lisbon versus $1,999 in Terni.

Monthly costs for a family of three with rent: $4,411 in Lisbon versus $2,676 in Terni.

Living in Lisbon is roughly 67% more expensive than Terni, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Lisbon is 65% above, Terni is 1% below.

Meal at Budget Restaurant

$15.91 €13.70

$17.46 €15.04

-8.88%

Three-Course Dinner for Two, Mid-Range

$64.8 €55.8

$48.75 €41.98

32.86%

Fast Food Meal (McDonalds, etc)

$10.51 €9.05

$9.92 €8.54

5.95%

Cappuccino

$2.87 €2.47

$1.87 €1.61

53.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €1.93

$2.72 €2.34

-17.65%

Water (0.33 liter bottle)

$1.50 €1.30

$1.31 €1.13

14.50%

Local Beer (0.5 liter draught)

$3.49 €3.01

$5.36 €4.62

-34.89%

Imported Beer (0.33 liter bottle)

$3.88 €3.34

$5.24 €4.51

-25.95%

Milk (1 liter)

$1.14 €0.98

$1.25 €1.08

-8.80%

White Bread (500g)

$1.75 €1.51

$2.13 €1.84

-17.84%

Rice (white) (1kg)

$1.76 €1.51

$2.37 €2.04

-25.74%

Eggs

$3.22 €2.77

$3.32 €2.86

-3.01%

Local Cheese (1kg)

$13.49 €11.62

$13.19 €11.36

2.27%

Chicken Fillets (1kg)

$7.91 €6.81

$9.41 €8.10

-15.94%

Beef Round Steak (1kg)

$15.87 €13.67

$13.78 €11.86

15.17%

Apples (1kg)

$2.31 €1.99

$2.24 €1.93

3.12%

Banana (1kg)

$1.70 €1.46

$1.88 €1.62

-9.57%

Oranges (1kg)

$2.01 €1.73

$1.14 €0.98

76.32%

Tomato (1kg)

$2.46 €2.12

$2.28 €1.97

7.89%

Potato (1kg)

$1.84 €1.59

$1.62 €1.40

13.58%

Onion (1kg)

$2.00 €1.72

$1.72 €1.48

16.28%

Lettuce (1 head)

$1.93 €1.66

$0.84 €0.72

129.76%

Water (1.5 liter bottle)

$0.79 €0.68

$0.41 €0.36

92.68%

Cigarettes 20 Pack (Marlboro, Camel)

$6.61 €5.69

$6.40 €5.51

3.28%

Wine (Bottle)

$5.72 €4.93

$8.18 €7.05

-30.07%

Local Beer (0.5 liter bottle)

$1.37 €1.18

Imported Beer (0.33 liter bottle)

$2.97 €2.56

$1.65 €1.42

80.00%

One-way Ticket (Public Transport)

$2.37 €2.04

$1.67 €1.44

41.92%

Public Transport Monthly Pass (Regular Price)

$45.56 €39.23

$34.26 €29.51

32.98%

Taxi Start (Normal Tariff)

$4.29 €3.69

$5.00 €4.31

-14.20%

Taxi (Normal Tariff) (1km)

$0.82 €0.70

$1.37 €1.18

-40.15%

Taxi 1hour Waiting (Normal Tariff)

$18.30 €15.76

$25.43 €21.90

-28.04%

Gasoline (1 liter)

$2.06 €1.78

$2.02 €1.74

1.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €29.5K

$34.4K €29.6K

-0.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €33.8K

$32.9K €28.3K

19.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €127

$176 €152

-16.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 €17.67

$14.16 €12.19

44.92%

Internet (50+ Mbps, Unlimited Data)

$39.61 €34.11

$31.06 €26.75

27.53%

Gym Membership (Monthly)

$47.85 €41.20

$53.1 €45.70

-9.85%

Tennis Court (1 Hour on Weekend)

$18.92 €16.29

$17.00 €14.64

11.29%

Cinema Ticket

$9.18 €7.91

$10.26 €8.84

-10.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$614 €529

$353 €304

74.01%

International Primary School, 1 Child (Yearly)

$16.0K €13.8K

$5,880 €5,063

172.96%

Jeans (Levis 501 Or Similar)

$105 €90.1

$66.3 €57.1

57.79%

Summer Dress (H&M, Zara, etc)

$42.06 €36.22

$35.02 €30.16

20.10%

Sport Shoes (Adidas, Nike)

$94.0 €80.9

$89.7 €77.2

4.81%

Men's Leather Business Shoes

$120 €103

$88.9 €76.6

34.60%

1-bedroom Apartment, City Center (Monthly)

$1,628 €1,402

$352 €303

361.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 €1,081

$353 €304

255.58%

3-bedroom Apartment, City Center (Monthly)

$3,030 €2,609

$744 €641

307.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,020 €1,740

$564 €486

258.17%

Buy Apartment in City Center (m2)

$7,800 €6,716

$1,383 €1,191

464.15%

Buy Apartment Outside City Center (m2)

$4,273 €3,679

$806 €694

430.19%

Average Monthly Net Salary (After Tax)

$1,603 €1,381

$1,554 €1,338

3.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

3.69

3.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 1, 2026

Last update for Terni: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,628 in Lisbon and $352 in Terni. Housing cost is often the main lever when comparing two cities.

Lisbon pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Lisbon vs $49.00 in Terni for a mid-range dinner for two. Groceries echo the gap at $269 vs $266 per month, with Terni cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Terni: Cost of Living - Frequently Asked Questions

Lisbon and Terni differ by about 67% in total monthly costs ($2,210 vs $1,323 including rent). Terni is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Lisbon pays 3% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,628 in Lisbon versus $352 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $614 in Lisbon versus $353 in Terni. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 1% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $1,323 in Terni versus $2,210 in Lisbon, a $1,000 budget is realistic in Terni but tight or insufficient in Lisbon. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Terni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 67% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.