Last update: Nov 2026

Cost of Living Comparison Between Tena and Ubud, Bali

For one person, living is cheaper in Tena: $891 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

43

Cost of Living Index in Tena
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Tena Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tena

🇪🇨 Ecuador

$891

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Tena and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tena and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $891 per month in Tena vs $1,331 in Ubud, Bali, rent included.

Tena $891
Ubud, Bali $1,331

A couple spends around $1,475 per month in Tena vs $2,255 in Ubud, Bali, rent included.

Tena $1,475
Ubud, Bali $2,255

A family of three spends $2,060 per month in Tena vs $3,180 in Ubud, Bali, rent included.

Tena $2,060
Ubud, Bali $3,180

Tena is about 33% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Tena and Ubud, Bali are more affordable than the global median – Tena 34% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$5.63 $5.63

$3.38 Rp 61.2K

66.57%

Three-Course Dinner for Two, Mid-Range

$54.8 $54.8

$34.65 Rp 628.6K

58.10%

Fast Food Meal (McDonalds, etc)

$7.58 $7.58

$5.57 Rp 101.1K

36.09%

Cappuccino

$3.34 $3.34

$2.62 Rp 47.5K

27.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.43 $1.43

$1.54 Rp 27.9K

-7.14%

Water (0.33 liter bottle)

$1.05 $1.05

$0.64 Rp 11.6K

64.06%

Local Beer (0.5 liter draught)

$3.43 $3.43

$2.67 Rp 48.4K

28.46%

Imported Beer (0.33 liter bottle)

$6.12 $6.12

$4.26 Rp 77.3K

43.66%

Milk (1 liter)

$1.14 $1.14

$1.46 Rp 26.5K

-21.92%

White Bread (500g)

$1.60 $1.60

$2.29 Rp 41.6K

-30.13%

Rice (white) (1kg)

$1.51 $1.51

$1.11 Rp 20.1K

36.04%

Eggs

$2.08 $2.08

$2.10 Rp 38.1K

-0.95%

Local Cheese (1kg)

$6.51 $6.51

$15.94 Rp 289.2K

-59.16%

Chicken Fillets (1kg)

$5.42 $5.42

$3.88 Rp 70.4K

39.69%

Beef Round Steak (1kg)

$7.67 $7.67

$11.40 Rp 206.8K

-32.72%

Apples (1kg)

$2.33 $2.33

$3.55 Rp 64.4K

-34.37%

Banana (1kg)

$1.22 $1.22

$1.54 Rp 27.9K

-20.78%

Oranges (1kg)

$1.27 $1.27

$2.23 Rp 40.5K

-43.05%

Tomato (1kg)

$1.13 $1.13

$1.97 Rp 35.8K

-42.64%

Potato (1kg)

$1.19 $1.19

$1.86 Rp 33.7K

-36.02%

Onion (1kg)

$1.08 $1.08

$2.42 Rp 43.9K

-55.37%

Lettuce (1 head)

$0.87 $0.87

$1.02 Rp 18.6K

-14.71%

Water (1.5 liter bottle)

$1.00 $1.00

$0.52 Rp 9,475

92.31%

Cigarettes 20 Pack (Marlboro, Camel)

$5.93 $5.93

$2.20 Rp 39.9K

169.55%

Wine (Bottle)

$8.27 $8.27

$21.79 Rp 395.2K

-62.05%

Local Beer (0.5 liter bottle)

$1.58 $1.58

$2.33 Rp 42.2K

-32.19%

Imported Beer (0.33 liter bottle)

$3.10 $3.10

$2.97 Rp 53.9K

4.38%

One-way Ticket (Public Transport)

$0.33 $0.33

$0.25 Rp 4,542

32.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$1.53 $1.53

$0.44 Rp 7,941

247.73%

Taxi (Normal Tariff) (1km)

$0.75 $0.75

$0.47 Rp 8,489

59.57%

Taxi 1hour Waiting (Normal Tariff)

$9.91 $9.91

$5.60 Rp 101.6K

76.96%

Gasoline (1 liter)

$0.86 $0.86

$0.83 Rp 15.0K

3.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K $23.4K

$24.4K Rp 443.5M

-4.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K $30.1K

$31.7K Rp 575.0M

-5.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.50 $28.50

$77.5 Rp 1.4M

-63.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.84 $17.84

$6.14 Rp 111.5K

190.55%

Internet (50+ Mbps, Unlimited Data)

$28.34 $28.34

$18.92 Rp 343.1K

49.79%

Gym Membership (Monthly)

$29.89 $29.89

$51.0 Rp 925.0K

-41.38%

Tennis Court (1 Hour on Weekend)

$16.69 $16.69

$18.25 Rp 331.0K

-8.55%

Cinema Ticket

$6.50 $6.50

$4.38 Rp 79.5K

48.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$729 $729

$492 Rp 8.9M

48.02%

International Primary School, 1 Child (Yearly)

$9,064 $9,064

$12.2K Rp 221.7M

-25.83%

Jeans (Levis 501 Or Similar)

$71.3 $71.3

$45.16 Rp 819.2K

57.82%

Summer Dress (H&M, Zara, etc)

$50.4 $50.4

$34.89 Rp 632.9K

44.45%

Sport Shoes (Adidas, Nike)

$116 $116

$78.3 Rp 1.4M

47.79%

Men's Leather Business Shoes

$109 $109

$77.9 Rp 1.4M

40.26%

1-bedroom Apartment, City Center (Monthly)

$422 $422

$1,078 Rp 19.5M

-60.81%

1-bedroom Apartment, Outside City Center (Monthly)

$270 $270

$665 Rp 12.1M

-59.32%

3-bedroom Apartment, City Center (Monthly)

$802 $802

$3,510 Rp 63.7M

-77.15%

3-bedroom Apartment, Outside City Center (Monthly)

$507 $507

$1,671 Rp 30.3M

-69.68%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

13.78

-26.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tena: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tena

$270 30.4%

Ubud, Bali

$665 50% 146% $394

Groceries & Markets

Tena

$193 21.7%

Ubud, Bali

$279 21% 44.9% $87

Clothing & Footwear

Tena

$156 17.5%

Ubud, Bali

$106 8% 31.8% $50

Eating Out

Tena

$147 16.5%

Ubud, Bali

$106 8% 28.1% $41

Monthly Utilities & Internet

Tena

$75 8.4%

Ubud, Bali

$103 7.7% 37.3% $28

Sport & Entertainment

Tena

$43 4.8%

Ubud, Bali

$60 4.5% 39.3% $17

Getting Around

Tena

$6.6 * 0.7%

Ubud, Bali

$12 0.9% 80.2% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $422 in Tena versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55 in Tena versus $35 in Ubud, Bali. Groceries tell a different story – $193 in Tena vs $279 in Ubud, Bali – so Tena wins on supermarket bills even if dining out costs more.

Good to know

🇪🇨 Tena

🇮🇩 Ubud, Bali

🕒 Local time

13:20 1:20 PM

02:20 2:20 AM

13 h ahead of Tena

🌤 Weather

👥 Population

16,669

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

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Between locations

Tena Ubud, Bali 18,220 km ≈ 23 h nonstop flight

From you

Tena
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tena vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 49%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,336 per month in Tena and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tena, especially for central apartments: a one-bedroom in the center costs $422 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $891 in Tena and $1,331 in Ubud, Bali. That makes Tena about 33% cheaper.

Kindergarten costs $729 per month in Tena and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Tena, where all-in costs run around $891, than in Ubud, Bali at $1,331. In Tena it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $891 in Tena to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.