Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Tena

For one person, living is cheaper in Tena: $891 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Tena
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Tena Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Tena

🇪🇨 Ecuador

$891

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tena

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tena actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $891 in Tena, rent included.

Ubud, Bali $1,331
Tena $891

A couple spends around $2,255 per month in Ubud, Bali vs $1,475 in Tena, rent included.

Ubud, Bali $2,255
Tena $1,475

A family of three spends $3,180 per month in Ubud, Bali vs $2,060 in Tena, rent included.

Ubud, Bali $3,180
Tena $2,060

Ubud, Bali costs about 49% more than Tena, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Tena are more affordable than the global median – Ubud, Bali 2% lower, Tena 34% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$5.63 $5.63

-39.96%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$54.8 $54.8

-36.75%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$7.58 $7.58

-26.52%

Cappuccino

$2.62 Rp 47.5K

$3.34 $3.34

-21.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.43 $1.43

7.69%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.05 $1.05

-39.05%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.43 $3.43

-22.16%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$6.12 $6.12

-30.39%

Milk (1 liter)

$1.46 Rp 26.5K

$1.14 $1.14

28.07%

White Bread (500g)

$2.29 Rp 41.6K

$1.60 $1.60

43.13%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.51 $1.51

-26.49%

Eggs

$2.10 Rp 38.1K

$2.08 $2.08

0.96%

Local Cheese (1kg)

$15.94 Rp 289.2K

$6.51 $6.51

144.85%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.42 $5.42

-28.41%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$7.67 $7.67

48.63%

Apples (1kg)

$3.55 Rp 64.4K

$2.33 $2.33

52.36%

Banana (1kg)

$1.54 Rp 27.9K

$1.22 $1.22

26.23%

Oranges (1kg)

$2.23 Rp 40.5K

$1.27 $1.27

75.59%

Tomato (1kg)

$1.97 Rp 35.8K

$1.13 $1.13

74.34%

Potato (1kg)

$1.86 Rp 33.7K

$1.19 $1.19

56.30%

Onion (1kg)

$2.42 Rp 43.9K

$1.08 $1.08

124.07%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.87 $0.87

17.24%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.00 $1.00

-48.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.93 $5.93

-62.90%

Wine (Bottle)

$21.79 Rp 395.2K

$8.27 $8.27

163.48%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.58 $1.58

47.47%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.10 $3.10

-4.19%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.33 $0.33

-24.24%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.53 $1.53

-71.24%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.75 $0.75

-37.33%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$9.91 $9.91

-43.49%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.86 $0.86

-3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$23.4K $23.4K

4.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$30.1K $30.1K

5.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$28.50 $28.50

171.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$17.84 $17.84

-65.58%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$28.34 $28.34

-33.24%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$29.89 $29.89

70.59%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$16.69 $16.69

9.35%

Cinema Ticket

$4.38 Rp 79.5K

$6.50 $6.50

-32.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$729 $729

-32.44%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$9,064 $9,064

34.83%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$71.3 $71.3

-36.64%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$50.4 $50.4

-30.77%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$116 $116

-32.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$109 $109

-28.70%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$422 $422

155.17%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$270 $270

145.82%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$802 $802

337.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$507 $507

229.77%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.12

36.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Tena: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Tena

$270 30.4% 59.3% $394

Groceries & Markets

Ubud, Bali

$279 21%

Tena

$193 21.7% 31% $87

Clothing & Footwear

Ubud, Bali

$106 8%

Tena

$156 17.5% 46.7% $50

Eating Out

Ubud, Bali

$106 8%

Tena

$147 16.5% 39.1% $41

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Tena

$75 8.4% 27.2% $28

Sport & Entertainment

Ubud, Bali

$60 4.5%

Tena

$43 4.8% 28.2% $17

Getting Around

Ubud, Bali

$12 0.9%

Tena

$6.6 * 0.7% 44.5% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $422 in Tena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $55 in Tena. Groceries tell a different story – $279 in Ubud, Bali vs $193 in Tena – so Tena wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇪🇨 Tena

🕒 Local time

05:49 5:49 AM

16:49 4:49 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

16,669

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 USD = 0.894 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,286 IDR (100,000 IDR = 4.93 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Tena 18,220 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Tena

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tena: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 49%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,336 in Tena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tena, especially for central apartments: a one-bedroom in the center costs $422 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $891 in Tena. That makes Tena about 33% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $729 in Tena. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Tena, where all-in costs run around $891, than in Ubud, Bali at $1,331. In Tena it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $891 in Tena to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.