Cost of Living Comparison Between Tena and Chiang Mai Cost of Living Comparison Between Tena and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

Monthly Cost of Living

A single person spends $820 per month in Tena vs $932 in Chiang Mai, rent included.

A couple spends around $1,399 per month in Tena vs $1,399 in Chiang Mai, rent included.

A family of three spends $1,979 per month in Tena vs $1,866 in Chiang Mai, rent included.

Tena is about 12% cheaper than Chiang Mai, driven mainly by Eating Out.

Both Tena and Chiang Mai are more affordable than the global median – Tena 40% lower, Chiang Mai 32% lower.

Meal at Budget Restaurant

$5.54 $5.54

$2.08 ฿69.5

166.35%

Three-Course Dinner for Two, Mid-Range

$54.7 $54.7

$19.61 ฿655

178.79%

Fast Food Meal (McDonalds, etc)

$7.78 $7.78

$5.67 ฿189

37.21%

Cappuccino

$3.41 $3.41

$1.81 ฿60.3

88.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 $1.42

$0.77 ฿25.65

84.42%

Water (0.33 liter bottle)

$1.14 $1.14

$0.35 ฿11.53

225.71%

Local Beer (0.5 liter draught)

$3.42 $3.42

$2.21 ฿73.9

54.75%

Imported Beer (0.33 liter bottle)

$5.62 $5.62

$3.79 ฿127

48.28%

Milk (1 liter)

$1.11 $1.11

$2.05 ฿68.4

-45.85%

White Bread (500g)

$1.56 $1.56

$1.51 ฿50.6

3.31%

Rice (white) (1kg)

$1.50 $1.50

$1.40 ฿46.69

7.14%

Eggs

$2.09 $2.09

$2.26 ฿75.4

-7.52%

Local Cheese (1kg)

$6.36 $6.36

$16.19 ฿540

-60.72%

Chicken Fillets (1kg)

$5.74 $5.74

$2.90 ฿96.7

97.93%

Beef Round Steak (1kg)

$7.60 $7.60

$9.42 ฿314

-19.32%

Apples (1kg)

$2.30 $2.30

$2.68 ฿89.4

-14.18%

Banana (1kg)

$1.19 $1.19

$1.09 ฿36.37

9.17%

Oranges (1kg)

$1.28 $1.28

$1.62 ฿54.0

-20.99%

Tomato (1kg)

$1.09 $1.09

$1.46 ฿48.74

-25.34%

Potato (1kg)

$1.25 $1.25

$1.28 ฿42.65

-2.34%

Onion (1kg)

$1.07 $1.07

$1.06 ฿35.31

0.94%

Lettuce (1 head)

$0.87 $0.87

$0.72 ฿23.94

20.83%

Water (1.5 liter bottle)

$1.02 $1.02

$0.53 ฿17.56

92.45%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 $6.09

$4.23 ฿141

43.97%

Wine (Bottle)

$9.86 $9.86

$18.29 ฿611

-46.09%

Local Beer (0.5 liter bottle)

$1.53 $1.53

$1.63 ฿54.4

-6.13%

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$2.90 ฿96.8

5.17%

One-way Ticket (Public Transport)

$0.36 $0.36

$0.88 ฿29.32

-59.09%

Public Transport Monthly Pass (Regular Price)

$20.17 $20.17

$53.8 ฿1,795

-62.49%

Taxi Start (Normal Tariff)

$1.52 $1.52

$1.17 ฿39.14

29.91%

Taxi (Normal Tariff) (1km)

$0.76 $0.76

$0.58 ฿19.30

31.03%

Taxi 1hour Waiting (Normal Tariff)

$10.17 $10.17

$2.39 ฿79.6

325.52%

Gasoline (1 liter)

$0.86 $0.86

$1.45 ฿48.41

-40.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K $20.9K

$21.0K ฿701.4K

-0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$26.4K ฿882.0K

6.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.51 $28.51

$63.7 ฿2,125

-55.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.85 $17.85

$12.89 ฿430

38.48%

Internet (50+ Mbps, Unlimited Data)

$28.35 $28.35

$20.52 ฿685

38.16%

Gym Membership (Monthly)

$30.05 $30.05

$39.02 ฿1,302

-22.99%

Tennis Court (1 Hour on Weekend)

$14.81 $14.81

$3.92 ฿131

277.81%

Cinema Ticket

$6.96 $6.96

$6.58 ฿220

5.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$215 $215

$784 ฿26.2K

-72.55%

International Primary School, 1 Child (Yearly)

$9,077 $9,077

$14.7K ฿489.8K

-38.14%

Jeans (Levis 501 Or Similar)

$63.3 $63.3

$55.1 ฿1,840

14.81%

Summer Dress (H&M, Zara, etc)

$48.80 $48.80

$24.74 ฿826

97.25%

Sport Shoes (Adidas, Nike)

$114 $114

$94.1 ฿3,142

20.64%

Men's Leather Business Shoes

$108 $108

$74.0 ฿2,469

45.42%

1-bedroom Apartment, City Center (Monthly)

$300 $300

$490 ฿16.4K

-38.73%

1-bedroom Apartment, Outside City Center (Monthly)

$184 $184

$288 ฿9,620

-35.98%

3-bedroom Apartment, City Center (Monthly)

$685 $685

$891 ฿29.8K

-23.18%

3-bedroom Apartment, Outside City Center (Monthly)

$411 $411

$521 ฿17.4K

-21.08%

Buy Apartment in City Center (m2)

$1,094 $1,094

$1,974 ฿65.9K

-44.56%

Buy Apartment Outside City Center (m2)

$784 $784

$1,444 ฿48.2K

-45.75%

Average Monthly Net Salary (After Tax)

$602 ฿20.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

5.57

81.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tena: September 13, 2026

Last update for Chiang Mai: September 13, 2026

Cost Breakdown

A central one-bedroom costs $300 in Tena versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55.0 in Tena versus $20.00 in Chiang Mai. Groceries tell a different story – $196 in Tena vs $241 in Chiang Mai – so Tena wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tena vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 14% more than Tena, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,229 per month in Tena and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $215 per month in Tena and $784 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 23% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Tena, where all-in costs run around $820, than in Chiang Mai at $932. In Tena it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Tena costs $820 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.