Last update: Nov 2026

Cost of Living Comparison Between Tena and Chiang Mai

For one person, living is cheaper in Tena: $891 a month against $935 in Chiang Mai, rent and utilities included – about $530 less a year. Higher rent and utilities in Chiang Mai outweigh lower spending on other living expenses.

Tena, Ecuador
Chiang Mai, Thailand
Tena
🇪🇨 Ecuador
$891
/mo nomad
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Monthly Cost of Living

How much you'll spend in Tena and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tena and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $891 per month in Tena vs $935 in Chiang Mai, rent included.

  • Tena $891
  • Chiang Mai $935

A couple spends around $1,475 per month in Tena vs $1,467 in Chiang Mai, rent included.

  • Tena $1,475
  • Chiang Mai $1,467

A family of three spends $2,060 per month in Tena vs $1,999 in Chiang Mai, rent included.

  • Tena $2,060
  • Chiang Mai $1,999

Tena is about 5% cheaper than Chiang Mai, and outside of rent the biggest gap is in transport.

Both Tena and Chiang Mai are more affordable than the global median – Tena 34% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Tena
Chiang Mai
Difference
Meal at Budget Restaurant
$5.63 $5.63
$2.13 ฿71.9
164.32%
Three-Course Dinner for Two, Mid-Range
$54.8 $54.8
$18.62 ฿628
194.20%
Fast Food Meal (McDonalds, etc)
$7.58 $7.58
$5.60 ฿189
35.36%
Cappuccino
$3.34 $3.34
$1.66 ฿56.0
101.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.43 $1.43
$0.65 ฿21.80
120.00%
Water (0.33 liter bottle)
$1.05 $1.05
$0.30 ฿10.28
250.00%
Local Beer (0.5 liter draught)
$3.43 $3.43
$2.32 ฿78.3
47.84%
Imported Beer (0.33 liter bottle)
$6.12 $6.12
$3.67 ฿124
66.76%
🛒 Groceries & Markets
Tena
Chiang Mai
Difference
Milk (1 liter)
$1.14 $1.14
$2.02 ฿67.9
-43.56%
White Bread (500g)
$1.60 $1.60
$1.41 ฿47.45
13.48%
Rice (white) (1kg)
$1.51 $1.51
$1.39 ฿46.90
8.63%
Eggs
$2.08 $2.08
$2.37 ฿79.8
-12.24%
Local Cheese (1kg)
$6.51 $6.51
$16.52 ฿557
-60.59%
Chicken Fillets (1kg)
$5.42 $5.42
$2.67 ฿90.0
103.00%
Beef Round Steak (1kg)
$7.67 $7.67
$9.02 ฿304
-14.97%
Apples (1kg)
$2.33 $2.33
$2.40 ฿80.8
-2.92%
Banana (1kg)
$1.22 $1.22
$1.04 ฿35.09
17.31%
Oranges (1kg)
$1.27 $1.27
$1.66 ฿55.9
-23.49%
Tomato (1kg)
$1.13 $1.13
$1.56 ฿52.5
-27.56%
Potato (1kg)
$1.19 $1.19
$1.24 ฿41.71
-4.03%
Onion (1kg)
$1.08 $1.08
$1.09 ฿36.62
-0.92%
Lettuce (1 head)
$0.87 $0.87
$0.76 ฿25.67
14.47%
Water (1.5 liter bottle)
$1.00 $1.00
$0.51 ฿17.33
96.08%
Cigarettes 20 Pack (Marlboro, Camel)
$5.93 $5.93
$4.12 ฿139
43.93%
Wine (Bottle)
$8.27 $8.27
$17.93 ฿604
-53.88%
Local Beer (0.5 liter bottle)
$1.58 $1.58
$1.62 ฿54.7
-2.47%
Imported Beer (0.33 liter bottle)
$3.10 $3.10
$2.82 ฿95.1
9.93%
🚌 Getting Around
Tena
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.33 $0.33
$0.93 ฿31.49
-64.52%
Public Transport Monthly Pass (Regular Price)
-
$52.9 ฿1,782
-
Taxi Start (Normal Tariff)
$1.53 $1.53
$1.18 ฿39.65
29.66%
Taxi (Normal Tariff) (1km)
$0.75 $0.75
$0.17 ฿5.78
341.18%
Taxi 1hour Waiting (Normal Tariff)
$9.91 $9.91
$1.81 ฿61.1
447.51%
Gasoline (1 liter)
$0.86 $0.86
$1.47 ฿49.63
-41.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.4K $23.4K
$21.0K ฿708.1K
11.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1K $30.1K
$26.5K ฿893.6K
13.51%
🧾 Monthly Utilities & Internet
Tena
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$28.50 $28.50
$62.6 ฿2,108
-54.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.84 $17.84
$11.60 ฿391
53.79%
Internet (50+ Mbps, Unlimited Data)
$28.34 $28.34
$20.30 ฿684
39.61%
🎉 Sport & Entertainment
Tena
Chiang Mai
Difference
Gym Membership (Monthly)
$29.89 $29.89
$37.88 ฿1,277
-21.09%
Tennis Court (1 Hour on Weekend)
$16.69 $16.69
$3.70 ฿125
351.08%
Cinema Ticket
$6.50 $6.50
$6.51 ฿219
-0.15%
🧸 Childcare & Education
Tena
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$729 $729
$727 ฿24.5K
0.26%
International Primary School, 1 Child (Yearly)
$9,064 $9,064
$16.6K ฿558.5K
-45.31%
👕👟 Clothing & Footwear
Tena
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$71.3 $71.3
$53.5 ฿1,804
33.12%
Summer Dress (H&M, Zara, etc)
$50.4 $50.4
$24.80 ฿836
103.23%
Sport Shoes (Adidas, Nike)
$116 $116
$90.4 ฿3,046
28.06%
Men's Leather Business Shoes
$109 $109
$72.0 ฿2,425
51.76%
🏠 Accommodation & Living
Tena
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$422 $422
$481 ฿16.2K
-12.24%
1-bedroom Apartment, Outside City Center (Monthly)
$270 $270
$310 ฿10.4K
-12.73%
3-bedroom Apartment, City Center (Monthly)
$802 $802
$1,058 ฿35.7K
-24.23%
3-bedroom Apartment, Outside City Center (Monthly)
$507 $507
$659 ฿22.2K
-23.06%
Buy Apartment in City Center (m2)
-
$2,418 ฿81.5K
-
Buy Apartment Outside City Center (m2)
-
$1,609 ฿54.2K
-
💵 Salaries & Financials
Tena
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$595 ฿20.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.12
5.57
81.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tena: November 3, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Tena
$270
Chiang Mai
$310 14.6% $39
Groceries & Markets
Tena
$193
Chiang Mai
$237 22.6% $44
Clothing & Footwear
Tena
$156
Chiang Mai
$108 30.6% $48
Eating Out
Tena
$147
Chiang Mai
$77 48% $71
Monthly Utilities & Internet
Tena
$75
Chiang Mai
$94 26.5% $20
Sport & Entertainment
Tena
$43
Chiang Mai
$51 18.7% $8
Getting Around
Tena
$6.6 *
Chiang Mai
$59 785% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $422 in Tena versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $55 in Tena versus $19 in Chiang Mai. Groceries tell a different story – $193 in Tena vs $237 in Chiang Mai – so Tena wins on supermarket bills even if dining out costs more.

Good to know
🇪🇨 Tena
🇹🇭 Chiang Mai
🕒 Local time
14:49 2:49 PM
02:49 2:49 AM
12 h ahead of Tena
🌤 Weather
👥 Population
16,669
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.894 EUR).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.69 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Tena Chiang Mai 18,010 km ≈ 23 h nonstop flight
From you
  • Tena
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tena vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tena or Chiang Mai?
Chiang Mai costs about 5% more than Tena, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Tena and in Chiang Mai?
For a comfortable life, plan on about $1,336 per month in Tena and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Tena or Chiang Mai?
Rent is clearly cheaper in Tena, especially for central apartments: a one-bedroom in the center costs $422 there versus $481 in Chiang Mai.
How do dining costs compare in Tena and in Chiang Mai?
A mid-range dinner for two costs $55 in Tena and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Tena or in Chiang Mai?
Groceries cost about 23% more in Chiang Mai, though the gap depends on what you buy.
Which city offers a better quality of life: Tena or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $891 in Tena to $935 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.
How safe is Tena compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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