Cost of Living Comparison Between Chiang Mai and Tena Cost of Living Comparison Between Chiang Mai and Tena

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $812 in Tena, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $1,208 in Tena, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $1,605 in Tena, rent included.

Chiang Mai costs about 5% more than Tena, driven mainly by Groceries & Markets.

Both Chiang Mai and Tena are more affordable than the global median – Chiang Mai 36% lower, Tena 39% lower.

Currency
ðŸ― Eating Out
Chiang Mai
Tena
Difference
Meal at Budget Restaurant
$1.96 āļŋ64.0
$2.93 $2.93
-33.11%
Three-Course Dinner for Two, Mid-Range
$18.81 āļŋ615
$17.95 $17.95
4.79%
Fast Food Meal (McDonalds, etc)
$7.92 āļŋ259
$5.36 $5.36
47.76%
Cappuccino
$1.91 āļŋ62.6
$2.21 $2.21
-13.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 āļŋ27.41
$1.08 $1.08
-22.22%
Water (0.33 liter bottle)
$0.35 āļŋ11.51
$0.71 $0.71
-50.70%
Local Beer (0.5 liter draught)
$2.21 āļŋ72.1
$1.47 $1.47
50.34%
Imported Beer (0.33 liter bottle)
$3.80 āļŋ124
$2.57 $2.57
47.86%
🛒 Groceries & Markets
Chiang Mai
Tena
Difference
Milk (1 liter)
$1.64 āļŋ53.5
$1.07 $1.07
53.27%
White Bread (500g)
$1.62 āļŋ53.1
$0.98 $0.98
65.31%
Rice (white) (1kg)
$1.18 āļŋ38.62
$1.23 $1.23
-4.07%
Eggs
$2.01 āļŋ65.8
$1.84 $1.84
9.24%
Local Cheese (1kg)
$15.89 āļŋ520
$2.53 $2.53
528.06%
Chicken Fillets (1kg)
$3.01 āļŋ98.5
$2.99 $2.99
0.67%
Beef Round Steak (1kg)
$10.77 āļŋ352
$3.52 $3.52
205.97%
Apples (1kg)
$2.61 āļŋ85.5
$2.07 $2.07
26.09%
Banana (1kg)
$1.22 āļŋ39.88
$1.21 $1.21
0.83%
Oranges (1kg)
$1.70 āļŋ55.7
$1.07 $1.07
58.88%
Tomato (1kg)
$1.58 āļŋ51.5
$1.32 $1.32
19.70%
Potato (1kg)
$1.32 āļŋ43.14
$1.26 $1.26
4.76%
Onion (1kg)
$1.17 āļŋ38.23
$0.96 $0.96
21.87%
Lettuce (1 head)
$0.67 āļŋ21.98
$0.48 $0.48
39.58%
Water (1.5 liter bottle)
$0.56 āļŋ18.32
$1.01 $1.01
-44.55%
Cigarettes 20 Pack (Marlboro, Camel)
$4.53 āļŋ148
$3.55 $3.55
27.61%
Wine (Bottle)
$18.20 āļŋ595
$5.13 $5.13
254.78%
Local Beer (0.5 liter bottle)
$1.83 āļŋ60.0
$1.53 $1.53
19.61%
Imported Beer (0.33 liter bottle)
$3.23 āļŋ106
$1.52 $1.52
112.50%
🚌 Getting Around
Chiang Mai
Tena
Difference
One-way Ticket (Public Transport)
$0.89 āļŋ29.00
$0.39 $0.39
128.21%
Public Transport Monthly Pass (Regular Price)
$19.38 āļŋ634
$24.11 $24.11
-19.62%
Taxi Start (Normal Tariff)
$1.35 āļŋ44.20
$1.22 $1.22
10.66%
Taxi (Normal Tariff) (1km)
$1.35 āļŋ44.05
$1.03 $1.03
31.07%
Taxi 1hour Waiting (Normal Tariff)
$8.25 āļŋ270
$4.91 $4.91
68.02%
Gasoline (1 liter)
$1.27 āļŋ41.64
$0.66 $0.66
92.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K āļŋ691.8K
$20.4K $20.4K
3.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K āļŋ735.3K
$25.6K $25.6K
-12.32%
ðŸ§ū Monthly Utilities & Internet
Chiang Mai
Tena
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.2 āļŋ2,294
$25.26 $25.26
177.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.77 āļŋ450
$14.51 $14.51
-5.10%
Internet (50+ Mbps, Unlimited Data)
$17.60 āļŋ575
$14.73 $14.73
19.48%
🎉 Sport & Entertainment
Chiang Mai
Tena
Difference
Gym Membership (Monthly)
$41.57 āļŋ1,360
$30.32 $30.32
37.10%
Tennis Court (1 Hour on Weekend)
$6.60 āļŋ216
$14.40 $14.40
-54.17%
Cinema Ticket
$5.78 āļŋ189
$6.94 $6.94
-16.71%
ðŸ§ļ Childcare & Education
Chiang Mai
Tena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$306 āļŋ10.0K
$277 $277
10.71%
International Primary School, 1 Child (Yearly)
$14.8K āļŋ484.8K
$8,803 $8,803
68.41%
👕👟 Clothing & Footwear
Chiang Mai
Tena
Difference
Jeans (Levis 501 Or Similar)
$54.4 āļŋ1,778
$57.4 $57.4
-5.25%
Summer Dress (H&M, Zara, etc)
$26.14 āļŋ855
$43.77 $43.77
-40.28%
Sport Shoes (Adidas, Nike)
$84.5 āļŋ2,764
$101 $101
-16.59%
Men's Leather Business Shoes
$69.4 āļŋ2,270
$86.1 $86.1
-19.32%
🏠 Accommodation & Living
Chiang Mai
Tena
Difference
1-bedroom Apartment, City Center (Monthly)
$424 āļŋ13.9K
$344 $344
23.04%
1-bedroom Apartment, Outside City Center (Monthly)
$238 āļŋ7,788
$317 $317
-24.96%
3-bedroom Apartment, City Center (Monthly)
$825 āļŋ27.0K
$615 $615
34.17%
3-bedroom Apartment, Outside City Center (Monthly)
$515 āļŋ16.8K
$500 $500
3.11%
Buy Apartment in City Center (m2)
$2,049 āļŋ67.0K
$1,183 $1,183
73.24%
Buy Apartment Outside City Center (m2)
$1,523 āļŋ49.8K
$787 $787
93.51%
ðŸ’ĩ Salaries & Financials
Chiang Mai
Tena
Difference
Average Monthly Net Salary (After Tax)
$635 āļŋ20.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
11.19
-55.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Tena: April 26, 2026

Cost Breakdown

A central one-bedroom costs $424 in Chiang Mai versus $344 in Tena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $18.00 in Tena. Monthly groceries follow the same trend: $243 vs $135 – making Tena the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Tena: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Tena?
Chiang Mai costs about 5% more than Tena, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Tena?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,218 in Tena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Tena?
Rent is clearly cheaper in Tena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Tena?
Kindergarten costs $306 per month in Chiang Mai and $277 in Tena. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Tena?
Groceries cost about 80% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Tena?
$1,000 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $812 in Tena, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Tena?
For digital nomads, it depends on budget. Tena costs $812 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Tena?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Tena?
If budget matters most, go with Tena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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