Cost of Living Comparison Between Tema and Lawra Cost of Living Comparison Between Tema and Lawra

Meal at Budget Restaurant

$7.24 GHS 81.1

Three-Course Dinner for Two, Mid-Range

$27.52 GHS 308

Fast Food Meal (McDonalds, etc)

$8.09 GHS 90.5

Cappuccino

$1.50 GHS 16.81

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 11.10

Water (0.33 liter bottle)

$0.33 GHS 3.70

Local Beer (0.5 liter draught)

$1.74 GHS 19.49

Imported Beer (0.33 liter bottle)

$2.67 GHS 29.84

Milk (1 liter)

$3.07 GHS 34.33

White Bread (500g)

$1.62 GHS 18.09

Rice (white) (1kg)

$1.49 GHS 16.69

Eggs

$2.15 GHS 24.06

Local Cheese (1kg)

$3.71 GHS 41.48

Chicken Fillets (1kg)

$2.72 GHS 30.49

Beef Round Steak (1kg)

$2.50 GHS 27.94

Apples (1kg)

$2.81 GHS 31.44

Banana (1kg)

$2.06 GHS 23.09

Oranges (1kg)

$2.09 GHS 23.43

Tomato (1kg)

$2.80 GHS 31.37

Potato (1kg)

$1.90 GHS 21.29

Onion (1kg)

$1.92 GHS 21.44

Lettuce (1 head)

$0.64 GHS 7.11

Water (1.5 liter bottle)

$0.82 GHS 9.17

Wine (Bottle)

$8.54 GHS 95.5

Local Beer (0.5 liter bottle)

$0.84 GHS 9.42

One-way Ticket (Public Transport)

$2.02 GHS 22.63

Public Transport Monthly Pass (Regular Price)

$38.63 GHS 432

Taxi Start (Normal Tariff)

$1.35 GHS 15.13

Taxi (Normal Tariff) (1km)

$0.77 GHS 8.57

Gasoline (1 liter)

$1.25 GHS 13.94

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.51 GHS 341

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.08 GHS 135

Internet (50+ Mbps, Unlimited Data)

$64.9 GHS 727

Gym Membership (Monthly)

$19.31 GHS 216

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.6 GHS 925

Jeans (Levis 501 Or Similar)

$25.03 GHS 280

Summer Dress (H&M, Zara, etc)

$24.84 GHS 278

Sport Shoes (Adidas, Nike)

$44.69 GHS 500

Men's Leather Business Shoes

$61.5 GHS 689

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,327

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 746

3-bedroom Apartment, Outside City Center (Monthly)

$135 GHS 1,514

Buy Apartment in City Center (m2)

$10.2K GHS 113.7K

Buy Apartment Outside City Center (m2)

$6,068 GHS 67.9K

Average Monthly Net Salary (After Tax)

$463 GHS 5,186

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: April 26, 2026

Last update for Lawra: April 25, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Lawra: Cost of Living - Frequently Asked Questions

For families, Lawra is more practical. Housing and childcare are both notably cheaper than in Tema, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Lawra wins on affordability, Tema on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.