Cost of Living Comparison Between Tema and Gbawe Cost of Living Comparison Between Tema and Gbawe

Monthly Cost of Living

A single person spends $754 per month in Tema vs $2.62 in Gbawe, rent included.

A couple spends around $1,200 per month in Tema vs $6.00 in Gbawe, rent included.

A family of three spends $1,645 per month in Tema vs $8.93 in Gbawe, rent included.

Tema costs about 28685% more than Gbawe, driven mainly by Groceries & Markets.

Both Tema and Gbawe are more affordable than the global median – Tema 44% lower, Gbawe 100% lower.

Meal at Budget Restaurant

$6.71 GHS 78.7

Three-Course Dinner for Two, Mid-Range

$28.25 GHS 331

Cappuccino

$5.10 GHS 59.8

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 GHS 10.33

Water (0.33 liter bottle)

$0.28 GHS 3.27

Local Beer (0.5 liter draught)

$3.20 GHS 37.48

Imported Beer (0.33 liter bottle)

$2.55 GHS 29.94

Milk (1 liter)

$3.29 GHS 38.60

White Bread (500g)

$1.55 GHS 18.11

Rice (white) (1kg)

$2.07 GHS 24.26

Eggs

$2.34 GHS 27.46

Local Cheese (1kg)

$4.32 GHS 50.6

Chicken Fillets (1kg)

$3.26 GHS 38.26

Beef Round Steak (1kg)

$3.53 GHS 41.36

Apples (1kg)

$2.61 GHS 30.59

Banana (1kg)

$2.21 GHS 25.86

Oranges (1kg)

$2.12 GHS 24.90

Tomato (1kg)

$3.40 GHS 39.80

Potato (1kg)

$3.36 GHS 39.34

Onion (1kg)

$2.84 GHS 33.32

$1.25 GHS 14.67

127.20%

Lettuce (1 head)

$0.41 GHS 4.80

Water (1.5 liter bottle)

$0.67 GHS 7.89

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 GHS 15.50

Wine (Bottle)

$8.39 GHS 98.3

Local Beer (0.5 liter bottle)

$2.20 GHS 25.81

Imported Beer (0.33 liter bottle)

$2.99 GHS 35.04

One-way Ticket (Public Transport)

$1.74 GHS 20.43

Public Transport Monthly Pass (Regular Price)

$41.35 GHS 485

Taxi Start (Normal Tariff)

$2.18 GHS 25.59

Taxi (Normal Tariff) (1km)

$0.41 GHS 4.84

Gasoline (1 liter)

$1.19 GHS 13.94

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.8 GHS 923

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.74 GHS 173

Internet (50+ Mbps, Unlimited Data)

$81.4 GHS 954

Gym Membership (Monthly)

$23.80 GHS 279

Cinema Ticket

$8.80 GHS 103

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$172 GHS 2,015

International Primary School, 1 Child (Yearly)

$2,589 GHS 30.3K

Jeans (Levis 501 Or Similar)

$13.13 GHS 154

Summer Dress (H&M, Zara, etc)

$15.23 GHS 178

Sport Shoes (Adidas, Nike)

$42.38 GHS 497

Men's Leather Business Shoes

$32.40 GHS 380

1-bedroom Apartment, City Center (Monthly)

$129 GHS 1,508

1-bedroom Apartment, Outside City Center (Monthly)

$69.5 GHS 815

3-bedroom Apartment, City Center (Monthly)

$423 GHS 4,963

3-bedroom Apartment, Outside City Center (Monthly)

$211 GHS 2,470

Buy Apartment in City Center (m2)

$10.2K GHS 119.3K

Buy Apartment Outside City Center (m2)

$5,893 GHS 69.1K

Average Monthly Net Salary (After Tax)

$414 GHS 4,847

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: September 28, 2026

Last update for Gbawe: September 26, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Gbawe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $754 in Tema, $2.62 in Gbawe – roughly 28685% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,131 per month in Tema and $3.93 in Gbawe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $754 in Tema and $2.62 in Gbawe. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 8576% more in Tema, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $754 in Tema and $2.62 in Gbawe, leaving budget for savings and extras in both cases.

It depends on your priorities. Gbawe has an edge in some lifestyle areas, with costs from $2.62 in Gbawe to $754 in Tema. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gbawe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.