Cost of Living Comparison Between Tema and Gbawe Cost of Living Comparison Between Tema and Gbawe

Monthly Cost of Living

A single person spends $626 per month in Tema vs $2.98 in Gbawe, rent included.

A couple spends around $1,005 per month in Tema vs $7.00 in Gbawe, rent included.

A family of three spends $1,384 per month in Tema vs $10.11 in Gbawe, rent included.

Tema costs about 20907% more than Gbawe, driven mainly by Groceries & Markets.

Both Tema and Gbawe are more affordable than the global median – Tema 53% lower, Gbawe 100% lower.

Meal at Budget Restaurant

$7.24 GHS 81.1

Three-Course Dinner for Two, Mid-Range

$27.52 GHS 308

Fast Food Meal (McDonalds, etc)

$8.09 GHS 90.5

Cappuccino

$1.50 GHS 16.81

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 11.10

Water (0.33 liter bottle)

$0.33 GHS 3.70

Local Beer (0.5 liter draught)

$1.74 GHS 19.49

Imported Beer (0.33 liter bottle)

$2.67 GHS 29.84

Milk (1 liter)

$3.07 GHS 34.33

White Bread (500g)

$1.62 GHS 18.09

Rice (white) (1kg)

$1.49 GHS 16.69

Eggs

$2.15 GHS 24.06

Local Cheese (1kg)

$3.71 GHS 41.48

Chicken Fillets (1kg)

$2.72 GHS 30.49

Beef Round Steak (1kg)

$2.50 GHS 27.94

Apples (1kg)

$2.81 GHS 31.44

Banana (1kg)

$2.06 GHS 23.09

Oranges (1kg)

$2.09 GHS 23.43

Tomato (1kg)

$2.80 GHS 31.37

Potato (1kg)

$1.90 GHS 21.29

Onion (1kg)

$1.92 GHS 21.44

$1.42 GHS 15.91

35.21%

Lettuce (1 head)

$0.64 GHS 7.11

Water (1.5 liter bottle)

$0.82 GHS 9.17

Wine (Bottle)

$8.54 GHS 95.5

Local Beer (0.5 liter bottle)

$0.84 GHS 9.42

One-way Ticket (Public Transport)

$2.02 GHS 22.63

Public Transport Monthly Pass (Regular Price)

$38.63 GHS 432

Taxi Start (Normal Tariff)

$1.35 GHS 15.13

Taxi (Normal Tariff) (1km)

$0.77 GHS 8.57

Gasoline (1 liter)

$1.25 GHS 13.94

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.51 GHS 341

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.08 GHS 135

Internet (50+ Mbps, Unlimited Data)

$64.9 GHS 727

Gym Membership (Monthly)

$19.31 GHS 216

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.6 GHS 925

Jeans (Levis 501 Or Similar)

$25.03 GHS 280

Summer Dress (H&M, Zara, etc)

$24.84 GHS 278

Sport Shoes (Adidas, Nike)

$44.69 GHS 500

Men's Leather Business Shoes

$61.5 GHS 689

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,327

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 746

3-bedroom Apartment, Outside City Center (Monthly)

$135 GHS 1,514

Buy Apartment in City Center (m2)

$10.2K GHS 113.7K

Buy Apartment Outside City Center (m2)

$6,068 GHS 67.9K

Average Monthly Net Salary (After Tax)

$463 GHS 5,186

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: April 26, 2026

Last update for Gbawe: April 27, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Gbawe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $626 in Tema, $2.98 in Gbawe – roughly 20907% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $939 per month in Tema and $4.47 in Gbawe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $626 in Tema and $2.98 in Gbawe. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 6438% more in Tema, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $626 in Tema and $2.98 in Gbawe, leaving budget for savings and extras in both cases.

It depends on your priorities. Gbawe has an edge in some lifestyle areas, with costs from $2.98 in Gbawe to $626 in Tema. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gbawe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.