Cost of Living Comparison Between Tema and Gbawe Cost of Living Comparison Between Tema and Gbawe

Monthly Cost of Living

A single person spends $787 per month in Tema vs $2.75 in Gbawe, rent included.

A couple spends around $1,266 per month in Tema vs $6.00 in Gbawe, rent included.

A family of three spends $1,745 per month in Tema vs $9.44 in Gbawe, rent included.

Tema costs about 28503% more than Gbawe, driven mainly by Groceries & Markets.

Both Tema and Gbawe are more affordable than the global median – Tema 43% lower, Gbawe 100% lower.

Meal at Budget Restaurant

$7.47 GHS 82.1

Three-Course Dinner for Two, Mid-Range

$29.74 GHS 327

Cappuccino

$5.59 GHS 61.4

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 GHS 9.52

Water (0.33 liter bottle)

$0.32 GHS 3.52

Local Beer (0.5 liter draught)

$3.35 GHS 36.89

Imported Beer (0.33 liter bottle)

$2.80 GHS 30.78

Milk (1 liter)

$3.36 GHS 36.96

White Bread (500g)

$1.63 GHS 17.96

Rice (white) (1kg)

$2.18 GHS 24.02

Eggs

$2.47 GHS 27.18

Local Cheese (1kg)

$4.44 GHS 48.79

Chicken Fillets (1kg)

$3.32 GHS 36.55

Beef Round Steak (1kg)

$3.55 GHS 39.03

Apples (1kg)

$2.68 GHS 29.44

Banana (1kg)

$2.26 GHS 24.84

Oranges (1kg)

$2.24 GHS 24.68

Tomato (1kg)

$3.74 GHS 41.12

Potato (1kg)

$3.68 GHS 40.49

Onion (1kg)

$2.88 GHS 31.68

$1.40 GHS 15.37

105.71%

Lettuce (1 head)

$0.46 GHS 5.07

Water (1.5 liter bottle)

$0.71 GHS 7.80

Cigarettes 20 Pack (Marlboro, Camel)

$1.32 GHS 14.54

Wine (Bottle)

$9.14 GHS 101

Local Beer (0.5 liter bottle)

$2.30 GHS 25.30

Imported Beer (0.33 liter bottle)

$3.25 GHS 35.73

One-way Ticket (Public Transport)

$1.79 GHS 19.73

Public Transport Monthly Pass (Regular Price)

$43.41 GHS 478

Taxi Start (Normal Tariff)

$2.20 GHS 24.25

Taxi (Normal Tariff) (1km)

$0.44 GHS 4.84

Gasoline (1 liter)

$1.21 GHS 13.36

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 GHS 910

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.78 GHS 174

Internet (50+ Mbps, Unlimited Data)

$85.4 GHS 940

Gym Membership (Monthly)

$25.14 GHS 277

Cinema Ticket

$9.02 GHS 99.2

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$180 GHS 1,984

International Primary School, 1 Child (Yearly)

$2,701 GHS 29.7K

Jeans (Levis 501 Or Similar)

$13.82 GHS 152

Summer Dress (H&M, Zara, etc)

$16.50 GHS 182

Sport Shoes (Adidas, Nike)

$45.92 GHS 505

Men's Leather Business Shoes

$33.50 GHS 369

1-bedroom Apartment, City Center (Monthly)

$135 GHS 1,489

1-bedroom Apartment, Outside City Center (Monthly)

$75.0 GHS 825

3-bedroom Apartment, City Center (Monthly)

$455 GHS 5,008

3-bedroom Apartment, Outside City Center (Monthly)

$229 GHS 2,517

Buy Apartment in City Center (m2)

$10.4K GHS 114.1K

Buy Apartment Outside City Center (m2)

$6,342 GHS 69.8K

Average Monthly Net Salary (After Tax)

$438 GHS 4,815

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: August 17, 2026

Last update for Gbawe: August 18, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Gbawe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $787 in Tema, $2.75 in Gbawe – roughly 28503% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,180 per month in Tema and $4.13 in Gbawe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $787 in Tema and $2.75 in Gbawe. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 8041% more in Tema, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $787 in Tema and $2.75 in Gbawe, leaving budget for savings and extras in both cases.

It depends on your priorities. Gbawe has an edge in some lifestyle areas, with costs from $2.75 in Gbawe to $787 in Tema. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gbawe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.