Cost of Living Comparison Between Tema and Gbawe Cost of Living Comparison Between Tema and Gbawe

Monthly Cost of Living

A single person spends $608 per month in Tema vs $2.98 in Gbawe, rent included.

A couple spends around $984 per month in Tema vs $7.00 in Gbawe, rent included.

A family of three spends $1,360 per month in Tema vs $10.42 in Gbawe, rent included.

Tema costs about 20312% more than Gbawe, driven mainly by Groceries & Markets.

Both Tema and Gbawe are more affordable than the global median – Tema 55% lower, Gbawe 100% lower.

Meal at Budget Restaurant

$7.23 GHS 79.5

Three-Course Dinner for Two, Mid-Range

$27.52 GHS 303

Fast Food Meal (McDonalds, etc)

$7.79 GHS 85.7

Cappuccino

$1.52 GHS 16.70

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 GHS 11.37

Water (0.33 liter bottle)

$0.31 GHS 3.40

Local Beer (0.5 liter draught)

$1.71 GHS 18.85

Imported Beer (0.33 liter bottle)

$2.67 GHS 29.35

Milk (1 liter)

$3.05 GHS 33.53

White Bread (500g)

$1.65 GHS 18.14

Rice (white) (1kg)

$1.50 GHS 16.45

Eggs

$2.17 GHS 23.89

Local Cheese (1kg)

$3.60 GHS 39.57

Chicken Fillets (1kg)

$2.64 GHS 29.03

Beef Round Steak (1kg)

$2.44 GHS 26.89

Apples (1kg)

$2.79 GHS 30.65

Banana (1kg)

$1.99 GHS 21.89

Oranges (1kg)

$2.07 GHS 22.81

Tomato (1kg)

$2.94 GHS 32.39

Potato (1kg)

$1.80 GHS 19.83

Onion (1kg)

$1.98 GHS 21.81

$1.50 GHS 16.54

32.00%

Lettuce (1 head)

$0.60 GHS 6.63

Water (1.5 liter bottle)

$0.83 GHS 9.12

Wine (Bottle)

$6.88 GHS 75.7

Local Beer (0.5 liter bottle)

$0.87 GHS 9.58

One-way Ticket (Public Transport)

$2.00 GHS 22.05

Public Transport Monthly Pass (Regular Price)

$39.98 GHS 440

Taxi Start (Normal Tariff)

$1.42 GHS 15.57

Taxi (Normal Tariff) (1km)

$0.72 GHS 7.92

Gasoline (1 liter)

$1.22 GHS 13.46

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.56 GHS 336

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.40 GHS 136

Internet (50+ Mbps, Unlimited Data)

$63.9 GHS 703

Gym Membership (Monthly)

$19.29 GHS 212

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.0 GHS 913

Jeans (Levis 501 Or Similar)

$24.85 GHS 273

Summer Dress (H&M, Zara, etc)

$25.05 GHS 276

Sport Shoes (Adidas, Nike)

$45.65 GHS 502

Men's Leather Business Shoes

$62.2 GHS 684

1-bedroom Apartment, City Center (Monthly)

$117 GHS 1,282

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 728

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,506

Buy Apartment in City Center (m2)

$9,866 GHS 108.5K

Buy Apartment Outside City Center (m2)

$5,964 GHS 65.6K

Average Monthly Net Salary (After Tax)

$412 GHS 4,531

20-Year Fixed Mortgage Interest Rate (Annual %)

32.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tema: June 9, 2026

Last update for Gbawe: June 8, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tema vs Gbawe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $608 in Tema, $2.98 in Gbawe – roughly 20312% apart. Tema costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $912 per month in Tema and $4.47 in Gbawe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $608 in Tema and $2.98 in Gbawe. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 5937% more in Tema, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $608 in Tema and $2.98 in Gbawe, leaving budget for savings and extras in both cases.

It depends on your priorities. Gbawe has an edge in some lifestyle areas, with costs from $2.98 in Gbawe to $608 in Tema. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gbawe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tema makes more sense. Both are solid long-term options with distinct trade-offs.