Last update: Oct 2026

Cost of Living Comparison Between Tarragona and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,786 in Tarragona, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Tarragona
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Tarragona Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tarragona

🇪🇸 Spain

$1,786

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Tarragona and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tarragona and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,786 in Tarragona versus $1,348 in Ubud, Bali.

Tarragona $1,786
Ubud, Bali $1,348

Estimated couple costs with rent: $2,604 in Tarragona versus $2,312 in Ubud, Bali.

Tarragona $2,604
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $3,421 in Tarragona versus $3,276 in Ubud, Bali.

Tarragona $3,421
Ubud, Bali $3,276

Living in Tarragona is roughly 33% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Tarragona 33% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$18.24 €16.28

$3.33 Rp 59.6K

447.75%

Three-Course Dinner for Two, Mid-Range

$61.0 €54.4

$35.42 Rp 633.1K

72.13%

Fast Food Meal (McDonalds, etc)

$9.00 €8.03

$5.76 Rp 102.9K

56.25%

Cappuccino

$2.48 €2.22

$2.63 Rp 47.0K

-5.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 €2.15

$1.74 Rp 31.0K

38.51%

Water (0.33 liter bottle)

$1.98 €1.77

$0.77 Rp 13.8K

157.14%

Local Beer (0.5 liter draught)

$3.30 €2.95

$2.71 Rp 48.4K

21.77%

Imported Beer (0.33 liter bottle)

$4.04 €3.60

$4.52 Rp 80.8K

-10.62%

Milk (1 liter)

$1.22 €1.09

$1.53 Rp 27.4K

-20.26%

White Bread (500g)

$1.98 €1.77

$2.20 Rp 39.2K

-10.00%

Rice (white) (1kg)

$1.46 €1.31

$1.22 Rp 21.8K

19.67%

Eggs

$3.59 €3.20

$2.14 Rp 38.2K

67.76%

Local Cheese (1kg)

$13.23 €11.81

$17.73 Rp 316.9K

-25.38%

Chicken Fillets (1kg)

$10.35 €9.23

$3.86 Rp 68.9K

168.13%

Beef Round Steak (1kg)

$14.42 €12.87

$12.03 Rp 215.0K

19.87%

Apples (1kg)

$2.84 €2.54

$3.61 Rp 64.5K

-21.33%

Banana (1kg)

$2.48 €2.21

$1.51 Rp 27.1K

64.24%

Oranges (1kg)

$2.79 €2.49

$2.32 Rp 41.4K

20.26%

Tomato (1kg)

$2.61 €2.33

$2.00 Rp 35.8K

30.50%

Potato (1kg)

$1.63 €1.45

$1.81 Rp 32.4K

-9.94%

Onion (1kg)

$1.95 €1.74

$2.39 Rp 42.7K

-18.41%

Lettuce (1 head)

$1.50 €1.34

$0.99 Rp 17.8K

51.52%

Water (1.5 liter bottle)

$0.64 €0.57

$0.52 Rp 9,373

23.08%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 €6.11

$2.18 Rp 39.0K

213.76%

Wine (Bottle)

$5.12 €4.57

$22.98 Rp 410.7K

-77.72%

Local Beer (0.5 liter bottle)

$1.92 €1.71

$2.40 Rp 42.8K

-20.00%

Imported Beer (0.33 liter bottle)

$1.78 €1.59

$3.00 Rp 53.6K

-40.67%

One-way Ticket (Public Transport)

$1.69 €1.51

$0.24 Rp 4,255

604.17%

Public Transport Monthly Pass (Regular Price)

$27.99 €24.98

$6.99 Rp 125.0K

300.43%

Taxi Start (Normal Tariff)

$4.04 €3.60

$0.44 Rp 7,876

818.18%

Taxi (Normal Tariff) (1km)

$1.47 €1.31

$0.42 Rp 7,582

250.00%

Taxi 1hour Waiting (Normal Tariff)

$21.66 €19.33

$5.45 Rp 97.4K

297.43%

Gasoline (1 liter)

$1.78 €1.59

$0.84 Rp 15.1K

111.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K €32.1K

$24.3K Rp 434.8M

47.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K €26.6K

$31.9K Rp 570.0M

-6.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €117

$80.8 Rp 1.4M

62.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.19 €20.69

$6.58 Rp 117.6K

252.43%

Internet (50+ Mbps, Unlimited Data)

$34.90 €31.15

$18.24 Rp 326.1K

91.34%

Gym Membership (Monthly)

$59.6 €53.2

$55.1 Rp 985.4K

8.07%

Tennis Court (1 Hour on Weekend)

$24.34 €21.73

$18.51 Rp 330.9K

31.50%

Cinema Ticket

$8.73 €7.79

$4.24 Rp 75.9K

105.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$313 €280

$486 Rp 8.7M

-35.45%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$104 €92.8

$45.18 Rp 807.6K

130.15%

Summer Dress (H&M, Zara, etc)

$33.49 €29.89

$34.57 Rp 617.9K

-3.12%

Sport Shoes (Adidas, Nike)

$79.4 €70.9

$79.2 Rp 1.4M

0.35%

Men's Leather Business Shoes

$89.1 €79.5

$77.6 Rp 1.4M

14.73%

1-bedroom Apartment, City Center (Monthly)

$925 €825

$1,127 Rp 20.1M

-17.94%

1-bedroom Apartment, Outside City Center (Monthly)

$789 €704

$674 Rp 12.1M

17.06%

3-bedroom Apartment, City Center (Monthly)

$1,231 €1,098

$3,618 Rp 64.7M

-65.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,208 €1,078

$1,735 Rp 31.0M

-30.35%

Buy Apartment in City Center (m2)

$2,746 €2,451

$2,829 Rp 50.6M

-2.92%

Buy Apartment Outside City Center (m2)

$1,295 €1,155

$2,307 Rp 41.2M

-43.87%

Average Monthly Net Salary (After Tax)

$2,108 €1,881

$166 Rp 3.0M

1172.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

13.78

-78.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tarragona: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tarragona

$789 44.6%

Ubud, Bali

$674 49.6% 14.6% $115

Groceries & Markets

Tarragona

$286 16.2%

Ubud, Bali

$290 21.4% 1.4% $4.1

Eating Out

Tarragona

$245 13.8%

Ubud, Bali

$108 8% 55.9% $137

Monthly Utilities & Internet

Tarragona

$189 10.7%

Ubud, Bali

$106 7.8% 44.2% $84

Clothing & Footwear

Tarragona

$138 7.8%

Ubud, Bali

$106 7.8% 22.7% $31

Sport & Entertainment

Tarragona

$77 4.4%

Ubud, Bali

$64 4.7% 17.4% $13

Getting Around

Tarragona

$46 2.6%

Ubud, Bali

$11 0.8% 77.2% $36

Cost Breakdown

A one-bedroom apartment in the center runs $925 in Tarragona and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tarragona pays 1172% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Tarragona vs $35.00 in Ubud, Bali. Groceries flip the comparison at $286 vs $290, with Tarragona cheaper for home cooking.

Good to know

🇪🇸 Tarragona

🇮🇩 Ubud, Bali

🕒 Local time

12:33 12:33 PM

18:33 6:33 PM

6 h ahead of Tarragona

🌤 Weather

👥 Population

138,262

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

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Between locations

Tarragona Ubud, Bali 12,630 km ≈ 16 h nonstop flight

From you

Tarragona
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tarragona vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 33% lower than in Tarragona. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1172% higher in Tarragona, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $925 in Tarragona versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 300% less than in Tarragona. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $313 in Tarragona versus $486 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,348 in Ubud, Bali versus $1,786 in Tarragona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tarragona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Tarragona and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 33% less than in Tarragona. Beyond cost, consider language, visa policies, and how big the international community is in each city.