Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tarragona

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,786 in Tarragona, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Tarragona
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Tarragona Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Tarragona

🇪🇸 Spain

$1,786

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tarragona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tarragona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $1,786 in Tarragona.

Ubud, Bali $1,348
Tarragona $1,786

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $2,604 in Tarragona.

Ubud, Bali $2,312
Tarragona $2,604

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $3,421 in Tarragona.

Ubud, Bali $3,276
Tarragona $3,421

Living in Ubud, Bali costs roughly 25% less than in Tarragona, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Tarragona 33% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$18.24 €16.28

-81.74%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$61.0 €54.4

-41.91%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$9.00 €8.03

-36.00%

Cappuccino

$2.63 Rp 47.0K

$2.48 €2.22

6.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.41 €2.15

-27.80%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.98 €1.77

-61.11%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$3.30 €2.95

-17.88%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$4.04 €3.60

11.88%

Milk (1 liter)

$1.53 Rp 27.4K

$1.22 €1.09

25.41%

White Bread (500g)

$2.20 Rp 39.2K

$1.98 €1.77

11.11%

Rice (white) (1kg)

$1.22 Rp 21.8K

$1.46 €1.31

-16.44%

Eggs

$2.14 Rp 38.2K

$3.59 €3.20

-40.39%

Local Cheese (1kg)

$17.73 Rp 316.9K

$13.23 €11.81

34.01%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$10.35 €9.23

-62.71%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$14.42 €12.87

-16.57%

Apples (1kg)

$3.61 Rp 64.5K

$2.84 €2.54

27.11%

Banana (1kg)

$1.51 Rp 27.1K

$2.48 €2.21

-39.11%

Oranges (1kg)

$2.32 Rp 41.4K

$2.79 €2.49

-16.85%

Tomato (1kg)

$2.00 Rp 35.8K

$2.61 €2.33

-23.37%

Potato (1kg)

$1.81 Rp 32.4K

$1.63 €1.45

11.04%

Onion (1kg)

$2.39 Rp 42.7K

$1.95 €1.74

22.56%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.50 €1.34

-34.00%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$0.64 €0.57

-18.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$6.84 €6.11

-68.13%

Wine (Bottle)

$22.98 Rp 410.7K

$5.12 €4.57

348.83%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.92 €1.71

25.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$1.78 €1.59

68.54%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$1.69 €1.51

-85.80%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$27.99 €24.98

-75.03%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$4.04 €3.60

-89.11%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.47 €1.31

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$21.66 €19.33

-74.84%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.78 €1.59

-52.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$35.9K €32.1K

-32.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$29.8K €26.6K

6.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$131 €117

-38.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$23.19 €20.69

-71.63%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$34.90 €31.15

-47.74%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$59.6 €53.2

-7.47%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$24.34 €21.73

-23.95%

Cinema Ticket

$4.24 Rp 75.9K

$8.73 €7.79

-51.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$313 €280

54.93%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$104 €92.8

-56.55%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$33.49 €29.89

3.22%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$79.4 €70.9

-0.35%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$89.1 €79.5

-12.84%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$925 €825

21.86%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$789 €704

-14.58%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,231 €1,098

194.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,208 €1,078

43.58%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,746 €2,451

3.01%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$1,295 €1,155

78.16%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,108 €1,881

-92.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.02

356.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Tarragona: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Tarragona

$789 44.6% 17.1% $115

Groceries & Markets

Ubud, Bali

$290 21.4%

Tarragona

$286 16.2% 1.4% $4.1

Eating Out

Ubud, Bali

$108 8%

Tarragona

$245 13.8% 127% $137

Clothing & Footwear

Ubud, Bali

$106 7.8%

Tarragona

$138 7.8% 29.3% $31

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Tarragona

$189 10.7% 79.2% $84

Sport & Entertainment

Ubud, Bali

$64 4.7%

Tarragona

$77 4.4% 21.1% $13

Getting Around

Ubud, Bali

$11 0.8%

Tarragona

$46 2.6% 340% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $925 in Tarragona. Housing cost is often the main lever when comparing two cities.

Tarragona pays 1172% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $61.0 in Tarragona. Groceries flip the comparison at $290 vs $286, with Tarragona cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Tarragona

🕒 Local time

16:38 4:38 PM

10:38 10:38 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

138,262

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tarragona 12,630 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Tarragona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tarragona: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 33% lower than in Tarragona. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1172% lower in Tarragona. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $925 in Tarragona. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 300% less than in Tarragona. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $486 in Ubud, Bali versus $313 in Tarragona. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,348 in Ubud, Bali versus $1,786 in Tarragona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Tarragona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Tarragona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 33% less than in Tarragona. Beyond cost, consider language, visa policies, and how big the international community is in each city.