Cost of Living Comparison Between Quito and Tarnow Cost of Living Comparison Between Quito and Tarnow

Monthly Cost of Living

A single person spends $983 per month in Quito vs $1,224 in Tarnow, rent included.

A couple spends around $1,587 per month in Quito vs $1,704 in Tarnow, rent included.

A family of three spends $2,192 per month in Quito vs $2,185 in Tarnow, rent included.

Quito is about 20% cheaper than Tarnow, driven mainly by Eating Out.

Both Quito and Tarnow are more affordable than the global median – Quito 28% lower, Tarnow 11% lower.

Meal at Budget Restaurant

$4.98 $4.98

$10.59 zł 39.59

-52.97%

Three-Course Dinner for Two, Mid-Range

$51.1 $51.1

$26.48 zł 99.0

93.05%

Fast Food Meal (McDonalds, etc)

$7.35 $7.35

$6.71 zł 25.08

9.54%

Cappuccino

$3.28 $3.28

$2.64 zł 9.88

24.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 $1.42

$2.25 zł 8.41

-36.89%

Water (0.33 liter bottle)

$1.15 $1.15

$1.31 zł 4.89

-12.21%

Local Beer (0.5 liter draught)

$3.55 $3.55

$4.15 zł 15.50

-14.46%

Imported Beer (0.33 liter bottle)

$5.07 $5.07

$3.98 zł 14.89

27.39%

Milk (1 liter)

$1.15 $1.15

$0.98 zł 3.66

17.35%

White Bread (500g)

$1.59 $1.59

$1.22 zł 4.57

30.33%

Rice (white) (1kg)

$1.56 $1.56

$1.35 zł 5.05

15.56%

Eggs

$2.15 $2.15

$2.65 zł 9.92

-18.87%

Local Cheese (1kg)

$6.36 $6.36

$8.12 zł 30.37

-21.67%

Chicken Fillets (1kg)

$5.64 $5.64

$6.22 zł 23.24

-9.32%

Beef Round Steak (1kg)

$7.64 $7.64

$10.19 zł 38.08

-25.02%

Apples (1kg)

$2.22 $2.22

$0.79 zł 2.97

181.01%

Banana (1kg)

$1.22 $1.22

$1.57 zł 5.85

-22.29%

Oranges (1kg)

$1.33 $1.33

$1.36 zł 5.09

-2.21%

Tomato (1kg)

$1.13 $1.13

$2.00 zł 7.46

-43.50%

Potato (1kg)

$1.26 $1.26

$0.79 zł 2.96

59.49%

Onion (1kg)

$1.02 $1.02

$1.10 zł 4.10

-7.27%

Lettuce (1 head)

$0.92 $0.92

$1.04 zł 3.89

-11.54%

Water (1.5 liter bottle)

$1.05 $1.05

$0.79 zł 2.97

32.91%

Cigarettes 20 Pack (Marlboro, Camel)

$5.85 $5.85

$4.44 zł 16.58

31.76%

Wine (Bottle)

$9.91 $9.91

$6.54 zł 24.44

51.53%

Local Beer (0.5 liter bottle)

$1.52 $1.52

$0.95 zł 3.55

60.00%

Imported Beer (0.33 liter bottle)

$3.04 $3.04

$1.46 zł 5.46

108.22%

One-way Ticket (Public Transport)

$0.34 $0.34

$0.99 zł 3.71

-65.66%

Public Transport Monthly Pass (Regular Price)

$21.21 $21.21

$31.60 zł 118

-32.88%

Taxi Start (Normal Tariff)

$1.51 $1.51

$1.35 zł 5.05

11.85%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$0.77 zł 2.87

92.21%

Taxi 1hour Waiting (Normal Tariff)

$10.15 $10.15

$10.79 zł 40.32

-5.93%

Gasoline (1 liter)

$0.85 $0.85

$1.58 zł 5.91

-46.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K $20.9K

$32.0K zł 119.8K

-34.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K $28.0K

$25.7K zł 96.1K

9.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.70 $28.70

$252 zł 943

-88.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.14 $18.14

$9.85 zł 36.82

84.16%

Internet (50+ Mbps, Unlimited Data)

$28.97 $28.97

$17.19 zł 64.2

68.53%

Gym Membership (Monthly)

$45.73 $45.73

$26.33 zł 98.4

73.68%

Tennis Court (1 Hour on Weekend)

$17.64 $17.64

$11.99 zł 44.81

47.12%

Cinema Ticket

$6.70 $6.70

$4.89 zł 18.28

37.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$734 $734

$297 zł 1,110

147.32%

International Primary School, 1 Child (Yearly)

$8,986 $8,986

$2,616 zł 9,780

243.52%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$83.2 zł 311

-21.06%

Summer Dress (H&M, Zara, etc)

$49.77 $49.77

$26.53 zł 99.2

87.60%

Sport Shoes (Adidas, Nike)

$114 $114

$79.7 zł 298

43.31%

Men's Leather Business Shoes

$107 $107

$116 zł 434

-7.73%

1-bedroom Apartment, City Center (Monthly)

$477 $477

$454 zł 1,699

4.99%

1-bedroom Apartment, Outside City Center (Monthly)

$310 $310

$363 zł 1,357

-14.54%

3-bedroom Apartment, City Center (Monthly)

$958 $958

$640 zł 2,394

49.65%

3-bedroom Apartment, Outside City Center (Monthly)

$551 $551

$488 zł 1,825

12.85%

Buy Apartment in City Center (m2)

$1,786 $1,786

$2,785 zł 10.4K

-35.87%

Buy Apartment Outside City Center (m2)

$715 $715

$1,832 zł 6,850

-60.99%

Average Monthly Net Salary (After Tax)

$599 $599

$1,071 zł 4,006

-44.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

6.68

51.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quito: August 30, 2026

Last update for Tarnow: August 31, 2026

Cost Breakdown

A central one-bedroom costs $477 in Quito versus $454 in Tarnow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 79% higher in Tarnow, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $51.0 in Quito versus $26.00 in Tarnow. Monthly groceries follow the same trend: $197 vs $192 – making Tarnow the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quito vs Tarnow: Cost of Living - Frequently Asked Questions

Yes – Tarnow is pricier by about 25%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,474 per month in Quito and $1,836 in Tarnow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quito, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 49% less in Quito. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $734 per month in Quito and $297 in Tarnow. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Quito, where all-in costs run around $983, than in Tarnow at $1,224. In Quito it covers expenses comfortably, while in Tarnow it requires careful planning or may not stretch far enough.

Families tend to lean toward Quito – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Quito. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnow makes more sense. Both are solid long-term options with distinct trade-offs.