Last update: Oct 2026

Cost of Living Comparison Between Quito and Tarnow

For one person, living is cheaper in Quito: $978 a month against $1,177 in Tarnow, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Tarnow outweigh lower spending on other living expenses.

48

Cost of Living Index in Quito
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Quito Living Index
57

Cost of Living Index in Tarnow
Learn more

Tarnow Living Index

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Quito

🇪🇨 Ecuador

$978

/mo nomad

Tarnow

🇵🇱 Poland

$1,177

/mo nomad

Monthly Cost of Living

How much you'll spend in Quito and in Tarnow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Quito and in Tarnow actually costs, broken down by who's living it.

A single person spends $978 per month in Quito vs $1,177 in Tarnow, rent included.

Quito $978
Tarnow $1,177

A couple spends around $1,586 per month in Quito vs $1,635 in Tarnow, rent included.

Quito $1,586
Tarnow $1,635

A family of three spends $2,194 per month in Quito vs $2,092 in Tarnow, rent included.

Quito $2,194
Tarnow $2,092

Quito is about 17% cheaper than Tarnow, and outside of rent the biggest gap is in leisure.

Both Quito and Tarnow are more affordable than the global median – Quito 28% lower, Tarnow 13% lower.

Meal at Budget Restaurant

$6.08 $6.08

$10.26 zł 39.87

-40.74%

Three-Course Dinner for Two, Mid-Range

$55.5 $55.5

$25.56 zł 99.3

116.98%

Fast Food Meal (McDonalds, etc)

$7.61 $7.61

$6.35 zł 24.66

19.84%

Cappuccino

$3.40 $3.40

$2.47 zł 9.58

37.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 $1.37

$2.14 zł 8.32

-35.98%

Water (0.33 liter bottle)

$1.09 $1.09

$1.30 zł 5.05

-16.15%

Local Beer (0.5 liter draught)

$3.43 $3.43

$3.75 zł 14.56

-8.53%

Imported Beer (0.33 liter bottle)

$6.06 $6.06

$3.87 zł 15.05

56.59%

Milk (1 liter)

$1.14 $1.14

$1.01 zł 3.91

12.87%

White Bread (500g)

$1.60 $1.60

$1.18 zł 4.60

35.59%

Rice (white) (1kg)

$1.58 $1.58

$1.24 zł 4.83

27.42%

Eggs

$2.12 $2.12

$2.37 zł 9.21

-10.55%

Local Cheese (1kg)

$6.58 $6.58

$7.56 zł 29.38

-12.96%

Chicken Fillets (1kg)

$5.51 $5.51

$5.61 zł 21.79

-1.78%

Beef Round Steak (1kg)

$7.65 $7.65

$9.74 zł 37.84

-21.46%

Apples (1kg)

$2.24 $2.24

$0.77 zł 3.00

190.91%

Banana (1kg)

$1.19 $1.19

$1.52 zł 5.89

-21.71%

Oranges (1kg)

$1.33 $1.33

$1.24 zł 4.84

7.26%

Tomato (1kg)

$1.13 $1.13

$1.93 zł 7.49

-41.45%

Potato (1kg)

$1.24 $1.24

$0.72 zł 2.81

72.22%

Onion (1kg)

$1.02 $1.02

$1.01 zł 3.91

0.99%

Lettuce (1 head)

$0.92 $0.92

$1.00 zł 3.87

-8.00%

Water (1.5 liter bottle)

$1.05 $1.05

$0.79 zł 3.09

32.91%

Cigarettes 20 Pack (Marlboro, Camel)

$6.16 $6.16

$4.22 zł 16.40

45.97%

Wine (Bottle)

$10.07 $10.07

$6.50 zł 25.25

54.92%

Local Beer (0.5 liter bottle)

$1.58 $1.58

$0.89 zł 3.46

77.53%

Imported Beer (0.33 liter bottle)

$3.09 $3.09

$1.40 zł 5.43

120.71%

One-way Ticket (Public Transport)

$0.36 $0.36

$0.92 zł 3.59

-60.87%

Public Transport Monthly Pass (Regular Price)

$21.37 $21.37

$30.92 zł 120

-30.89%

Taxi Start (Normal Tariff)

$1.53 $1.53

$1.28 zł 4.99

19.53%

Taxi (Normal Tariff) (1km)

$1.49 $1.49

$0.75 zł 2.90

98.67%

Taxi 1hour Waiting (Normal Tariff)

$9.84 $9.84

$10.13 zł 39.35

-2.86%

Gasoline (1 liter)

$0.81 $0.81

$1.60 zł 6.23

-49.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K $21.3K

$30.3K zł 117.6K

-29.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K $27.9K

$24.4K zł 94.6K

14.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.75 $28.75

$243 zł 944

-88.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.86 $17.86

$9.09 zł 35.30

96.48%

Internet (50+ Mbps, Unlimited Data)

$28.20 $28.20

$16.23 zł 63.1

73.75%

Gym Membership (Monthly)

$46.08 $46.08

$25.28 zł 98.2

82.28%

Tennis Court (1 Hour on Weekend)

$17.76 $17.76

$11.35 zł 44.10

56.48%

Cinema Ticket

$6.34 $6.34

$4.68 zł 18.18

35.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$739 $739

$285 zł 1,108

159.11%

International Primary School, 1 Child (Yearly)

$8,909 $8,909

$2,499 zł 9,711

256.45%

Jeans (Levis 501 Or Similar)

$71.0 $71.0

$79.4 zł 308

-10.61%

Summer Dress (H&M, Zara, etc)

$50.4 $50.4

$25.23 zł 98.0

99.92%

Sport Shoes (Adidas, Nike)

$114 $114

$75.9 zł 295

50.47%

Men's Leather Business Shoes

$107 $107

$114 zł 443

-5.95%

1-bedroom Apartment, City Center (Monthly)

$491 $491

$430 zł 1,669

14.22%

1-bedroom Apartment, Outside City Center (Monthly)

$309 $309

$349 zł 1,357

-11.57%

3-bedroom Apartment, City Center (Monthly)

$932 $932

$601 zł 2,337

54.98%

3-bedroom Apartment, Outside City Center (Monthly)

$540 $540

$466 zł 1,810

16.00%

Buy Apartment in City Center (m2)

$1,759 $1,759

$2,648 zł 10.3K

-33.58%

Buy Apartment Outside City Center (m2)

$715 $715

$1,745 zł 6,781

-59.06%

Average Monthly Net Salary (After Tax)

$594 $594

$1,019 zł 3,960

-41.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.12

6.68

51.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quito: October 10, 2026

Last update for Tarnow: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Quito

$309 31.6%

Tarnow

$349 29.7% 13.1% $40

Groceries & Markets

Quito

$198 20.3%

Tarnow

$182 15.5% 8.2% $16

Clothing & Footwear

Quito

$154 15.8%

Tarnow

$133 11.3% 14.1% $22

Eating Out

Quito

$151 15.5%

Tarnow

$171 14.5% 12.9% $20

Monthly Utilities & Internet

Quito

$75 7.7%

Tarnow

$268 22.8% 259% $193

Sport & Entertainment

Quito

$59 6%

Tarnow

$35 2.9% 41% $24

Getting Around

Quito

$32 3.3%

Tarnow

$40 3.4% 24.7% $7.8

Cost Breakdown

A central one-bedroom costs $491 in Quito versus $430 in Tarnow. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 72% higher in Tarnow, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Quito versus $26.00 in Tarnow. Monthly groceries follow the same trend: $198 vs $182 – making Tarnow the more affordable choice for daily food spending.

Good to know

🇪🇨 Quito

🇵🇱 Tarnow

🕒 Local time

14:59 2:59 PM

21:59 9:59 PM

7 h ahead of Quito

🌤 Weather

👥 Population

2,671,191 Capital

106,748

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.889 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

On the map

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Between locations

Quito Tarnow 10,700 km ≈ 14 h nonstop flight

From you

Quito
Tarnow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quito vs Tarnow: Cost of Living - Frequently Asked Questions

Yes – Tarnow is pricier by about 20%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,467 per month in Quito and $1,766 in Tarnow. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Quito, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 45% less in Quito. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $739 per month in Quito and $285 in Tarnow. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Quito, where all-in costs run around $978, than in Tarnow at $1,177. In Quito it covers expenses comfortably, while in Tarnow it requires careful planning or may not stretch far enough.

Families tend to lean toward Quito – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Quito. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tarnow makes more sense. Both are solid long-term options with distinct trade-offs.