Last update: Oct 2026

Cost of Living Comparison Between Tambov and Ubud, Bali

For one person, living is cheaper in Tambov: $717 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

Tambov
🇷🇺 Russia
$717
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Tambov and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tambov and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $717 in Tambov versus $1,368 in Ubud, Bali.

  • Tambov $717
  • Ubud, Bali $1,368

Estimated couple costs with rent: $1,345 in Tambov versus $2,314 in Ubud, Bali.

  • Tambov $1,345
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,973 in Tambov versus $3,260 in Ubud, Bali.

  • Tambov $1,973
  • Ubud, Bali $3,260

Living in Tambov costs roughly 48% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Tambov is 47% below, Ubud, Bali is 1% above.

Currency
🍽 Eating Out
Tambov
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.11 ₽1,011
$3.33 Rp 59.9K
263.66%
Three-Course Dinner for Two, Mid-Range
$35.16 ₽2,935
$35.18 Rp 633.2K
-0.06%
Fast Food Meal (McDonalds, etc)
$7.22 ₽603
$5.80 Rp 104.5K
24.48%
Cappuccino
$2.18 ₽182
$2.73 Rp 49.1K
-20.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ₽70.9
$1.64 Rp 29.5K
-48.17%
Water (0.33 liter bottle)
$0.40 ₽33.35
$0.83 Rp 15.0K
-51.81%
Local Beer (0.5 liter draught)
$2.34 ₽196
$2.70 Rp 48.6K
-13.33%
Imported Beer (0.33 liter bottle)
$4.20 ₽351
$4.30 Rp 77.4K
-2.33%
🛒 Groceries & Markets
Tambov
Ubud, Bali
Difference
Milk (1 liter)
$1.21 ₽101
$1.50 Rp 27.1K
-19.33%
White Bread (500g)
$0.92 ₽76.6
$2.30 Rp 41.4K
-60.00%
Rice (white) (1kg)
$1.83 ₽153
$1.18 Rp 21.2K
55.08%
Eggs
$1.29 ₽108
$2.14 Rp 38.6K
-39.72%
Local Cheese (1kg)
$10.74 ₽896
$17.48 Rp 314.6K
-38.56%
Chicken Fillets (1kg)
$4.36 ₽364
$4.03 Rp 72.5K
8.19%
Beef Round Steak (1kg)
$9.27 ₽773
$12.23 Rp 220.1K
-24.20%
Apples (1kg)
$1.24 ₽103
$3.55 Rp 63.9K
-65.07%
Banana (1kg)
$1.80 ₽150
$1.57 Rp 28.3K
14.65%
Oranges (1kg)
$1.95 ₽163
$2.24 Rp 40.2K
-12.95%
Tomato (1kg)
$2.96 ₽247
$1.93 Rp 34.7K
53.37%
Potato (1kg)
$0.71 ₽59.5
$1.88 Rp 33.9K
-62.23%
Onion (1kg)
$0.67 ₽55.8
$2.29 Rp 41.3K
-70.74%
Lettuce (1 head)
$0.52 ₽43.77
$0.99 Rp 17.9K
-47.47%
Water (1.5 liter bottle)
$0.87 ₽72.2
$0.53 Rp 9,475
64.15%
Cigarettes 20 Pack (Marlboro, Camel)
$2.12 ₽177
$2.28 Rp 41.1K
-7.02%
Wine (Bottle)
$9.18 ₽766
$23.01 Rp 414.2K
-60.10%
Local Beer (0.5 liter bottle)
$0.85 ₽70.9
$2.34 Rp 42.2K
-63.68%
Imported Beer (0.33 liter bottle)
$1.77 ₽148
$2.91 Rp 52.4K
-39.18%
🚌 Getting Around
Tambov
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.34 ₽28.55
$0.24 Rp 4,315
41.67%
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
$3.53 ₽295
$0.48 Rp 8,684
635.42%
Taxi (Normal Tariff) (1km)
$0.21 ₽17.70
$0.46 Rp 8,233
-54.35%
Taxi 1hour Waiting (Normal Tariff)
$6.33 ₽528
$5.45 Rp 98.2K
16.15%
Gasoline (1 liter)
$0.82 ₽68.6
$0.88 Rp 15.9K
-6.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K ₽3.0M
$24.6K Rp 442.2M
45.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K ₽2.3M
$31.2K Rp 561.4M
-12.50%
🧾 Monthly Utilities & Internet
Tambov
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.4 ₽6,878
$83.0 Rp 1.5M
-0.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.53 ₽378
$6.45 Rp 116.0K
-29.77%
Internet (50+ Mbps, Unlimited Data)
$7.39 ₽617
$18.57 Rp 334.2K
-60.20%
🎉 Sport & Entertainment
Tambov
Ubud, Bali
Difference
Gym Membership (Monthly)
$23.47 ₽1,959
$55.8 Rp 1.0M
-57.95%
Tennis Court (1 Hour on Weekend)
$4.64 ₽387
$18.11 Rp 326.0K
-74.38%
Cinema Ticket
$4.24 ₽354
$4.38 Rp 78.9K
-3.20%
🧸 Childcare & Education
Tambov
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$848 ₽70.7K
$493 Rp 8.9M
71.91%
International Primary School, 1 Child (Yearly)
$5,871 ₽490.0K
$5,754 Rp 103.6M
2.04%
👕👟 Clothing & Footwear
Tambov
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$35.94 ₽3,000
$46.19 Rp 831.4K
-22.19%
Summer Dress (H&M, Zara, etc)
$30.38 ₽2,536
$35.33 Rp 636.0K
-14.01%
Sport Shoes (Adidas, Nike)
$42.12 ₽3,515
$79.1 Rp 1.4M
-46.74%
Men's Leather Business Shoes
$47.04 ₽3,926
$78.4 Rp 1.4M
-39.99%
🏠 Accommodation & Living
Tambov
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$268 ₽22.4K
$1,142 Rp 20.6M
-76.56%
1-bedroom Apartment, Outside City Center (Monthly)
$148 ₽12.3K
$676 Rp 12.2M
-78.14%
3-bedroom Apartment, City Center (Monthly)
$884 ₽73.7K
$3,503 Rp 63.1M
-74.78%
3-bedroom Apartment, Outside City Center (Monthly)
$660 ₽55.1K
$1,700 Rp 30.6M
-61.17%
Buy Apartment in City Center (m2)
$1,578 ₽131.7K
$2,784 Rp 50.1M
-43.32%
Buy Apartment Outside City Center (m2)
$1,255 ₽104.7K
$2,241 Rp 40.3M
-43.98%
💵 Salaries & Financials
Tambov
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$719 ₽60.0K
$165 Rp 3.0M
337.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
26
13.78
88.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tambov: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Tambov
$197
Ubud, Bali
$290 47.2% $93
Eating Out
Tambov
$170
Ubud, Bali
$109 36% $61
Accommodation & Living
Tambov
$148
Ubud, Bali
$676 357% $528
Monthly Utilities & Internet
Tambov
$94
Ubud, Bali
$108 14.5% $14
Clothing & Footwear
Tambov
$70
Ubud, Bali
$108 53.7% $38
Sport & Entertainment
Tambov
$32
Ubud, Bali
$65 102% $33
Getting Around
Tambov
$6 *
Ubud, Bali
$13 111% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Tambov and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tambov pays 337% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Tambov vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $197 vs $290 per month, with Tambov cheaper across the board.

Good to know
🇷🇺 Tambov
🇮🇩 Ubud, Bali
🕒 Local time
07:32 7:32 AM
12:32 12:32 PM
5 h ahead of Tambov
🌤 Weather
👥 Population
293,661
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Tambov Ubud, Bali 9,690 km ≈ 13 h nonstop flight
From you
  • Tambov
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tambov vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tambov or Ubud, Bali?
Tambov wins on cost – living expenses run 91% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Tambov the obvious pick if budget is a priority.
Are salaries higher in Tambov or in Ubud, Bali?
Average pay runs 337% higher in Tambov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Tambov compared to Ubud, Bali?
Rent for a central apartment: $268 in Tambov versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Tambov and in Ubud, Bali?
Childcare runs $848 in Tambov versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Tambov and in Ubud, Bali?
Dining out is cheaper in Tambov – a meal for two runs $35.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Tambov or in Ubud, Bali?
At $717 in Tambov versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Tambov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tambov the clear choice for anyone on this budget.
Which city is better for digital nomads, Tambov or Ubud, Bali?
Both work as nomad bases, but Tambov delivers better value – similar infrastructure at $717 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tambov hard to pass up.
How safe is Tambov compared to Ubud, Bali?
Safety-wise, Tambov and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Tambov gentler on the wallet – expenses run 91% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Tambov vs other spots: cost of living compared

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