Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tambov

For one person, living is cheaper in Tambov: $717 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Tambov
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Tambov Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Tambov

🇷🇺 Russia

$717

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tambov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tambov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $717 in Tambov.

Ubud, Bali $1,368
Tambov $717

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,345 in Tambov.

Ubud, Bali $2,314
Tambov $1,345

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,973 in Tambov.

Ubud, Bali $3,260
Tambov $1,973

Living in Ubud, Bali is roughly 91% more expensive than in Tambov, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Tambov is 47% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$12.11 ₽1,011

-72.50%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$35.16 ₽2,935

0.06%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.22 ₽603

-19.67%

Cappuccino

$2.73 Rp 49.1K

$2.18 ₽182

25.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.85 ₽70.9

92.94%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.40 ₽33.35

107.50%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.34 ₽196

15.38%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$4.20 ₽351

2.38%

Milk (1 liter)

$1.50 Rp 27.1K

$1.21 ₽101

23.97%

White Bread (500g)

$2.30 Rp 41.4K

$0.92 ₽76.6

150.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.83 ₽153

-35.52%

Eggs

$2.14 Rp 38.6K

$1.29 ₽108

65.89%

Local Cheese (1kg)

$17.48 Rp 314.6K

$10.74 ₽896

62.76%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.36 ₽364

-7.57%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$9.27 ₽773

31.93%

Apples (1kg)

$3.55 Rp 63.9K

$1.24 ₽103

186.29%

Banana (1kg)

$1.57 Rp 28.3K

$1.80 ₽150

-12.78%

Oranges (1kg)

$2.24 Rp 40.2K

$1.95 ₽163

14.87%

Tomato (1kg)

$1.93 Rp 34.7K

$2.96 ₽247

-34.80%

Potato (1kg)

$1.88 Rp 33.9K

$0.71 ₽59.5

164.79%

Onion (1kg)

$2.29 Rp 41.3K

$0.67 ₽55.8

241.79%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.52 ₽43.77

90.38%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.87 ₽72.2

-39.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.12 ₽177

7.55%

Wine (Bottle)

$23.01 Rp 414.2K

$9.18 ₽766

150.65%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.85 ₽70.9

175.29%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.77 ₽148

64.41%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.34 ₽28.55

-29.41%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.53 ₽295

-86.40%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.21 ₽17.70

119.05%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$6.33 ₽528

-13.90%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.82 ₽68.6

7.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.8K ₽3.0M

-31.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.3K ₽2.3M

14.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$82.4 ₽6,878

0.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$4.53 ₽378

42.38%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$7.39 ₽617

151.29%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$23.47 ₽1,959

137.84%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$4.64 ₽387

290.30%

Cinema Ticket

$4.38 Rp 78.9K

$4.24 ₽354

3.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$848 ₽70.7K

-41.83%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$5,871 ₽490.0K

-2.00%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$35.94 ₽3,000

28.52%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$30.38 ₽2,536

16.29%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$42.12 ₽3,515

87.77%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$47.04 ₽3,926

66.65%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$268 ₽22.4K

326.60%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$148 ₽12.3K

357.35%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$884 ₽73.7K

296.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$660 ₽55.1K

157.53%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,578 ₽131.7K

76.43%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,255 ₽104.7K

78.52%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$719 ₽60.0K

-77.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-47.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Tambov: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Tambov

$148 20.6% 78.1% $528

Groceries & Markets

Ubud, Bali

$290 21.2%

Tambov

$197 27.5% 32.1% $93

Eating Out

Ubud, Bali

$109 8%

Tambov

$170 23.7% 56.1% $61

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Tambov

$94 13.2% 12.7% $14

Clothing & Footwear

Ubud, Bali

$108 7.9%

Tambov

$70 9.8% 35% $38

Sport & Entertainment

Ubud, Bali

$65 4.7%

Tambov

$32 4.5% 50.5% $33

Getting Around

Ubud, Bali

$13 0.9%

Tambov

$6 * 0.8% 52.5% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $268 in Tambov. Housing cost is often the main lever when comparing two cities.

Tambov pays 337% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $35.00 in Tambov. Groceries flip the comparison at $290 vs $197, with Tambov cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Tambov

🕒 Local time

13:31 1:31 PM

08:31 8:31 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

293,661

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tambov 9,690 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Tambov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tambov: Cost of Living - Frequently Asked Questions

Tambov wins on cost – living expenses run 91% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Tambov the obvious pick if budget is a priority.

On paper, salaries run 337% lower in Tambov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $268 in Tambov. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $848 in Tambov. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Tambov – a meal for two runs $35.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $717 in Tambov versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Tambov but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tambov the clear choice for anyone on this budget.

Both work as nomad bases, but Tambov delivers better value – similar infrastructure at $717 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tambov hard to pass up.

Safety-wise, Ubud, Bali and Tambov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tambov gentler on the wallet – expenses run 91% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.