Last update: Oct 2026

Cost of Living Comparison Between Tagbilaran City and Ubud, Bali

For one person, living is cheaper in Tagbilaran City: $620 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Tagbilaran City
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Tagbilaran City Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Tagbilaran City

🇵🇭 Philippines

$620

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Tagbilaran City and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tagbilaran City and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $620 in Tagbilaran City versus $1,353 in Ubud, Bali.

Tagbilaran City $620
Ubud, Bali $1,353

Estimated couple costs with rent: $1,005 in Tagbilaran City versus $2,297 in Ubud, Bali.

Tagbilaran City $1,005
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,390 in Tagbilaran City versus $3,241 in Ubud, Bali.

Tagbilaran City $1,390
Ubud, Bali $3,241

Living in Tagbilaran City costs roughly 54% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Tagbilaran City is 54% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.93 ₱185

$3.23 Rp 58.1K

-9.29%

Three-Course Dinner for Two, Mid-Range

$17.16 ₱1,081

$34.88 Rp 627.8K

-50.80%

Fast Food Meal (McDonalds, etc)

$2.91 ₱183

$5.70 Rp 102.5K

-48.95%

Cappuccino

$2.48 ₱156

$2.62 Rp 47.1K

-5.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 ₱62.6

$1.72 Rp 31.0K

-42.44%

Water (0.33 liter bottle)

$0.42 ₱26.32

$0.81 Rp 14.6K

-48.15%

Local Beer (0.5 liter draught)

$0.77 ₱48.77

$2.65 Rp 47.7K

-70.94%

Imported Beer (0.33 liter bottle)

$2.25 ₱142

$4.37 Rp 78.6K

-48.51%

Milk (1 liter)

$1.49 ₱94.0

$1.57 Rp 28.3K

-5.10%

White Bread (500g)

$1.01 ₱63.8

$2.19 Rp 39.5K

-53.88%

Rice (white) (1kg)

$0.98 ₱61.9

$1.18 Rp 21.2K

-16.95%

Eggs

$1.72 ₱108

$2.16 Rp 38.8K

-20.37%

Local Cheese (1kg)

$9.68 ₱610

$17.65 Rp 317.7K

-45.16%

Chicken Fillets (1kg)

$4.56 ₱287

$3.78 Rp 68.0K

20.63%

Beef Round Steak (1kg)

$7.70 ₱485

$11.95 Rp 215.1K

-35.56%

Apples (1kg)

$2.90 ₱183

$3.60 Rp 64.8K

-19.44%

Banana (1kg)

$1.31 ₱82.3

$1.59 Rp 28.6K

-17.61%

Oranges (1kg)

$2.36 ₱149

$2.31 Rp 41.6K

2.16%

Tomato (1kg)

$1.52 ₱95.8

$1.91 Rp 34.3K

-20.42%

Potato (1kg)

$2.32 ₱146

$1.78 Rp 32.1K

30.34%

Onion (1kg)

$1.90 ₱120

$2.33 Rp 41.9K

-18.45%

Lettuce (1 head)

$0.70 ₱43.81

$1.00 Rp 18.0K

-30.00%

Water (1.5 liter bottle)

$0.50 ₱31.38

$0.53 Rp 9,509

-5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 ₱149

$2.29 Rp 41.1K

3.49%

Wine (Bottle)

$6.33 ₱399

$22.07 Rp 397.3K

-71.32%

Local Beer (0.5 liter bottle)

$0.92 ₱58.1

$2.35 Rp 42.2K

-60.85%

Imported Beer (0.33 liter bottle)

$1.04 ₱65.7

$2.98 Rp 53.6K

-65.10%

One-way Ticket (Public Transport)

$0.47 ₱29.42

$0.23 Rp 4,112

104.35%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.79 ₱49.99

$0.47 Rp 8,466

68.09%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.87

$0.43 Rp 7,737

-48.84%

Taxi 1hour Waiting (Normal Tariff)

$4.38 ₱276

$5.47 Rp 98.4K

-19.93%

Gasoline (1 liter)

$1.03 ₱65.1

$0.83 Rp 14.9K

24.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.4M

$23.9K Rp 429.8M

-9.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K ₱1.2M

$32.8K Rp 590.1M

-41.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.0 ₱4,911

$80.0 Rp 1.4M

-2.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.28 ₱899

$6.56 Rp 118.1K

117.68%

Internet (50+ Mbps, Unlimited Data)

$25.32 ₱1,594

$18.60 Rp 334.8K

36.13%

Gym Membership (Monthly)

$10.92 ₱687

$54.1 Rp 974.1K

-79.82%

Tennis Court (1 Hour on Weekend)

$3.22 ₱203

$18.28 Rp 329.0K

-82.39%

Cinema Ticket

$3.60 ₱227

$4.25 Rp 76.5K

-15.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 ₱17.6K

$493 Rp 8.9M

-43.19%

International Primary School, 1 Child (Yearly)

$7,908 ₱497.9K

$5,597 Rp 100.7M

41.29%

Jeans (Levis 501 Or Similar)

$36.94 ₱2,326

$45.58 Rp 820.4K

-18.96%

Summer Dress (H&M, Zara, etc)

$17.89 ₱1,126

$34.96 Rp 629.4K

-48.83%

Sport Shoes (Adidas, Nike)

$65.0 ₱4,094

$77.7 Rp 1.4M

-16.34%

Men's Leather Business Shoes

$58.2 ₱3,665

$78.5 Rp 1.4M

-25.87%

1-bedroom Apartment, City Center (Monthly)

$190 ₱12.0K

$1,131 Rp 20.4M

-83.18%

1-bedroom Apartment, Outside City Center (Monthly)

$135 ₱8,524

$673 Rp 12.1M

-79.88%

3-bedroom Apartment, City Center (Monthly)

$482 ₱30.3K

$3,613 Rp 65.0M

-86.67%

3-bedroom Apartment, Outside City Center (Monthly)

$350 ₱22.0K

$1,702 Rp 30.6M

-79.42%

Buy Apartment in City Center (m2)

$805 ₱50.7K

$2,717 Rp 48.9M

-70.37%

Buy Apartment Outside City Center (m2)

$476 ₱30.0K

$2,241 Rp 40.3M

-78.75%

Average Monthly Net Salary (After Tax)

$171 ₱10.8K

$166 Rp 3.0M

2.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.78

-47.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tagbilaran City: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tagbilaran City

$189 30.5%

Ubud, Bali

$287 21.2% 51.8% $98

Accommodation & Living

Tagbilaran City

$135 21.8%

Ubud, Bali

$673 49.7% 397% $538

Monthly Utilities & Internet

Tagbilaran City

$118 19%

Ubud, Bali

$105 7.8% 10.6% $12

Clothing & Footwear

Tagbilaran City

$80 12.9%

Ubud, Bali

$107 7.9% 33% $26

Eating Out

Tagbilaran City

$76 12.3%

Ubud, Bali

$106 7.9% 40.2% $30

Sport & Entertainment

Tagbilaran City

$18 2.9%

Ubud, Bali

$63 4.6% 246% $45

Getting Around

Tagbilaran City

$3.8 * 0.6%

Ubud, Bali

$12 0.9% 231% $8.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $190 in Tagbilaran City and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Tagbilaran City pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Tagbilaran City vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $189 vs $287 per month, with Tagbilaran City cheaper across the board.

Good to know

🇵🇭 Tagbilaran City

🇮🇩 Ubud, Bali

🕒 Local time

15:55 3:55 PM

Same time as Tagbilaran City

🌤 Weather

👥 Population

86,411

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Tagbilaran City Ubud, Bali 2,230 km ≈ 3 h 15 min nonstop flight

From you

Tagbilaran City
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tagbilaran City vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Tagbilaran City and Ubud, Bali differ by about 118% in total monthly costs ($620 vs $1,353 including rent). Tagbilaran City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Tagbilaran City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $190 in Tagbilaran City versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $620 per month in Tagbilaran City versus $1,353 in Ubud, Bali – a 118% gap that adds up to real savings over time for anyone picking the cheaper option.

At $620 in Tagbilaran City versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Tagbilaran City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tagbilaran City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tagbilaran City and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tagbilaran City gentler on the wallet – expenses run 118% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.