Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tagbilaran City

For one person, living is cheaper in Tagbilaran City: $620 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
30

Cost of Living Index in Tagbilaran City
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Tagbilaran City Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Tagbilaran City

🇵🇭 Philippines

$620

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tagbilaran City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tagbilaran City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $620 in Tagbilaran City.

Ubud, Bali $1,353
Tagbilaran City $620

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,005 in Tagbilaran City.

Ubud, Bali $2,297
Tagbilaran City $1,005

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,390 in Tagbilaran City.

Ubud, Bali $3,241
Tagbilaran City $1,390

Living in Ubud, Bali is roughly 118% more expensive than in Tagbilaran City, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Tagbilaran City is 54% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.93 ₱185

10.24%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$17.16 ₱1,081

103.26%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$2.91 ₱183

95.88%

Cappuccino

$2.62 Rp 47.1K

$2.48 ₱156

5.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.99 ₱62.6

73.74%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.42 ₱26.32

92.86%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$0.77 ₱48.77

244.16%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.25 ₱142

94.22%

Milk (1 liter)

$1.57 Rp 28.3K

$1.49 ₱94.0

5.37%

White Bread (500g)

$2.19 Rp 39.5K

$1.01 ₱63.8

116.83%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.98 ₱61.9

20.41%

Eggs

$2.16 Rp 38.8K

$1.72 ₱108

25.58%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.68 ₱610

82.33%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.56 ₱287

-17.11%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.70 ₱485

55.19%

Apples (1kg)

$3.60 Rp 64.8K

$2.90 ₱183

24.14%

Banana (1kg)

$1.59 Rp 28.6K

$1.31 ₱82.3

21.37%

Oranges (1kg)

$2.31 Rp 41.6K

$2.36 ₱149

-2.12%

Tomato (1kg)

$1.91 Rp 34.3K

$1.52 ₱95.8

25.66%

Potato (1kg)

$1.78 Rp 32.1K

$2.32 ₱146

-23.28%

Onion (1kg)

$2.33 Rp 41.9K

$1.90 ₱120

22.63%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.70 ₱43.81

42.86%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.50 ₱31.38

6.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.37 ₱149

-3.38%

Wine (Bottle)

$22.07 Rp 397.3K

$6.33 ₱399

248.66%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.92 ₱58.1

155.43%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.04 ₱65.7

186.54%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.47 ₱29.42

-51.06%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.79 ₱49.99

-40.51%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.22 ₱13.87

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$4.38 ₱276

24.89%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.03 ₱65.1

-19.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.5K ₱1.4M

11.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.2K ₱1.2M

71.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$78.0 ₱4,911

2.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$14.28 ₱899

-54.06%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$25.32 ₱1,594

-26.54%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$10.92 ₱687

395.60%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$3.22 ₱203

467.70%

Cinema Ticket

$4.25 Rp 76.5K

$3.60 ₱227

18.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$280 ₱17.6K

76.02%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$7,908 ₱497.9K

-29.22%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$36.94 ₱2,326

23.39%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$17.89 ₱1,126

95.42%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$65.0 ₱4,094

19.53%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$58.2 ₱3,665

34.89%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$190 ₱12.0K

494.45%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$135 ₱8,524

396.99%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$482 ₱30.3K

650.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$350 ₱22.0K

386.03%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$805 ₱50.7K

237.44%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$476 ₱30.0K

370.48%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$171 ₱10.8K

-2.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.2

91.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Tagbilaran City: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Tagbilaran City

$135 21.8% 79.9% $538

Groceries & Markets

Ubud, Bali

$287 21.2%

Tagbilaran City

$189 30.5% 34.1% $98

Clothing & Footwear

Ubud, Bali

$107 7.9%

Tagbilaran City

$80 12.9% 24.8% $26

Eating Out

Ubud, Bali

$106 7.9%

Tagbilaran City

$76 12.3% 28.6% $30

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Tagbilaran City

$118 19% 11.8% $12

Sport & Entertainment

Ubud, Bali

$63 4.6%

Tagbilaran City

$18 2.9% 71.1% $45

Getting Around

Ubud, Bali

$12 0.9%

Tagbilaran City

$3.8 * 0.6% 69.8% $8.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $190 in Tagbilaran City. Housing cost is often the main lever when comparing two cities.

Tagbilaran City pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $17.00 in Tagbilaran City for a mid-range dinner for two. Groceries echo the gap at $287 vs $189 per month, with Tagbilaran City cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Tagbilaran City

🕒 Local time

18:22 6:22 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

86,411

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Tagbilaran City 2,230 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Tagbilaran City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tagbilaran City: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tagbilaran City differ by about 118% in total monthly costs ($1,353 vs $620 including rent). Tagbilaran City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3% lower in Tagbilaran City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $190 in Tagbilaran City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 52% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $620 in Tagbilaran City – a 118% gap that adds up to real savings over time for anyone picking the cheaper option.

At $620 in Tagbilaran City versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Tagbilaran City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tagbilaran City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tagbilaran City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tagbilaran City gentler on the wallet – expenses run 118% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.