Cost of Living Comparison Between Ubud, Bali and Tagbilaran City Cost of Living Comparison Between Ubud, Bali and Tagbilaran City

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $716 in Tagbilaran City.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,183 in Tagbilaran City.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,649 in Tagbilaran City.

Living in Ubud, Bali is roughly 97% more expensive than in Tagbilaran City, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Tagbilaran City is 46% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$4.52 ₱278

-23.67%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$21.67 ₱1,334

49.24%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.34 ₱206

44.91%

Cappuccino

$2.75 Rp 49.3K

$2.62 ₱161

4.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.79 ₱48.73

74.68%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.42 ₱26.02

78.57%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.18 ₱72.5

153.39%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.16 ₱133

78.24%

Milk (1 liter)

$1.74 Rp 31.1K

$1.78 ₱109

-2.25%

White Bread (500g)

$2.46 Rp 44.1K

$1.09 ₱66.8

125.69%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.94 ₱58.0

24.47%

Eggs

$2.43 Rp 43.6K

$1.92 ₱118

26.56%

Local Cheese (1kg)

$14.50 Rp 260.2K

$10.52 ₱648

37.83%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$4.65 ₱287

-6.45%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.60 ₱468

57.63%

Apples (1kg)

$3.72 Rp 66.7K

$3.58 ₱221

3.91%

Banana (1kg)

$1.63 Rp 29.2K

$1.32 ₱81.0

23.48%

Oranges (1kg)

$2.74 Rp 49.2K

$3.27 ₱201

-16.21%

Tomato (1kg)

$2.24 Rp 40.2K

$1.90 ₱117

17.89%

Potato (1kg)

$1.92 Rp 34.4K

$2.31 ₱142

-16.88%

Onion (1kg)

$2.28 Rp 40.8K

$2.43 ₱149

-6.17%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.01 ₱61.9

4.95%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.69 ₱42.60

4.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.78 ₱171

18.35%

Wine (Bottle)

$23.19 Rp 416.1K

$6.34 ₱390

265.77%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.00 ₱61.7

178.00%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.12 ₱68.9

143.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.28 ₱17.42

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.89 ₱54.8

-46.07%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.25 ₱15.43

68.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.70 ₱166

130.37%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.15 ₱71.0

-29.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$28.2K ₱1.7M

-5.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$22.0K ₱1.4M

46.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$78.4 ₱4,827

-0.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$26.08 ₱1,606

-84.39%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$29.46 ₱1,814

-17.41%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$34.18 ₱2,104

188.50%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$4.33 ₱267

46.42%

Cinema Ticket

$3.99 Rp 71.5K

$3.95 ₱243

1.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$228 ₱14.0K

33.98%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$3,830 ₱235.8K

73.44%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$45.82 ₱2,821

18.16%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$20.25 ₱1,247

86.72%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$73.7 ₱4,540

17.77%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$55.1 ₱3,390

38.67%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$214 ₱13.1K

364.44%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$152 ₱9,360

342.50%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$538 ₱33.1K

527.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$386 ₱23.8K

430.74%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$796 ₱49.0K

252.50%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$484 ₱29.8K

360.09%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$178 ₱10.9K

-6.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Tagbilaran City: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $214 in Tagbilaran City. Housing cost is often the main lever when comparing two cities.

Tagbilaran City pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $22.00 in Tagbilaran City for a mid-range dinner for two. Groceries echo the gap at $297 vs $210 per month, with Tagbilaran City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tagbilaran City: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tagbilaran City differ by about 97% in total monthly costs ($1,408 vs $716 including rent). Tagbilaran City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 7% lower in Tagbilaran City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $214 in Tagbilaran City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 41% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $716 in Tagbilaran City – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.

At $716 in Tagbilaran City versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Tagbilaran City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tagbilaran City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tagbilaran City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tagbilaran City gentler on the wallet – expenses run 97% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.