Cost of Living Comparison Between Tagbilaran City and Baguio Cost of Living Comparison Between Tagbilaran City and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $729 in Tagbilaran City versus $788 in Baguio.

Estimated couple costs with rent: $1,178 in Tagbilaran City versus $1,154 in Baguio.

Monthly costs for a family of three with rent: $1,628 in Tagbilaran City versus $1,520 in Baguio.

Living in Tagbilaran City costs roughly 8% less than in Baguio, driven mainly by Getting Around.

Both cities sit below the global median: Tagbilaran City 46% lower, Baguio 41% lower.

Meal at Budget Restaurant

$4.37 ₱270

$3.57 ₱220

22.41%

Three-Course Dinner for Two, Mid-Range

$21.37 ₱1,318

$13.38 ₱825

59.72%

Fast Food Meal (McDonalds, etc)

$3.31 ₱204

$2.64 ₱162

25.38%

Cappuccino

$2.52 ₱155

$2.36 ₱145

6.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₱52.4

$0.65 ₱40.14

30.77%

Water (0.33 liter bottle)

$0.43 ₱26.33

$0.38 ₱23.18

13.16%

Local Beer (0.5 liter draught)

$1.17 ₱72.4

$1.39 ₱85.5

-15.83%

Imported Beer (0.33 liter bottle)

$2.09 ₱129

$1.89 ₱117

10.58%

Milk (1 liter)

$1.72 ₱106

$1.88 ₱116

-8.51%

White Bread (500g)

$1.09 ₱67.5

$1.19 ₱73.4

-8.40%

Rice (white) (1kg)

$0.88 ₱54.2

$1.12 ₱68.8

-21.43%

Eggs

$2.02 ₱124

$2.22 ₱137

-9.01%

Local Cheese (1kg)

$10.49 ₱647

$9.21 ₱568

13.90%

Chicken Fillets (1kg)

$4.47 ₱276

$3.74 ₱231

19.52%

Beef Round Steak (1kg)

$7.64 ₱471

$8.33 ₱514

-8.28%

Apples (1kg)

$3.56 ₱220

$2.74 ₱169

29.93%

Banana (1kg)

$1.29 ₱79.8

$1.80 ₱111

-28.33%

Oranges (1kg)

$3.25 ₱201

$2.39 ₱147

35.98%

Tomato (1kg)

$1.83 ₱113

$1.20 ₱74.3

52.50%

Potato (1kg)

$2.21 ₱136

$1.81 ₱112

22.10%

Onion (1kg)

$2.41 ₱148

$2.29 ₱141

5.24%

Lettuce (1 head)

$0.99 ₱60.9

$0.73 ₱45.12

35.62%

Water (1.5 liter bottle)

$0.67 ₱41.55

$0.72 ₱44.25

-6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.67 ₱165

$3.26 ₱201

-18.10%

Wine (Bottle)

$6.25 ₱385

$9.08 ₱560

-31.17%

Local Beer (0.5 liter bottle)

$0.93 ₱57.6

$1.06 ₱65.5

-12.26%

Imported Beer (0.33 liter bottle)

$1.17 ₱71.9

$2.31 ₱143

-49.35%

One-way Ticket (Public Transport)

$0.28 ₱17.42

$0.26 ₱15.91

7.69%

Public Transport Monthly Pass (Regular Price)

$10.85 ₱669

Taxi Start (Normal Tariff)

$0.89 ₱54.8

$0.92 ₱57.0

-3.26%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.46

$0.24 ₱14.88

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.62 ₱162

$2.40 ₱148

9.17%

Gasoline (1 liter)

$1.14 ₱70.5

$1.12 ₱69.0

1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ₱1.7M

$31.8K ₱2.0M

-12.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K ₱1.3M

$20.3K ₱1.3M

7.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 ₱4,692

$147 ₱9,087

-48.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 ₱1,643

$35.37 ₱2,181

-24.65%

Internet (50+ Mbps, Unlimited Data)

$29.62 ₱1,827

$26.43 ₱1,630

12.07%

Gym Membership (Monthly)

$33.71 ₱2,079

$22.38 ₱1,380

50.63%

Tennis Court (1 Hour on Weekend)

$4.45 ₱274

$4.18 ₱257

6.46%

Cinema Ticket

$4.10 ₱253

$5.60 ₱346

-26.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 ₱14.0K

$154 ₱9,495

47.37%

International Primary School, 1 Child (Yearly)

$3,822 ₱235.7K

$4,706 ₱290.2K

-18.79%

Jeans (Levis 501 Or Similar)

$45.56 ₱2,809

$47.79 ₱2,947

-4.67%

Summer Dress (H&M, Zara, etc)

$20.23 ₱1,247

$27.10 ₱1,671

-25.35%

Sport Shoes (Adidas, Nike)

$71.4 ₱4,400

$76.1 ₱4,690

-6.19%

Men's Leather Business Shoes

$55.4 ₱3,417

$45.80 ₱2,824

20.98%

1-bedroom Apartment, City Center (Monthly)

$213 ₱13.2K

$345 ₱21.3K

-38.18%

1-bedroom Apartment, Outside City Center (Monthly)

$155 ₱9,555

$145 ₱8,959

6.65%

3-bedroom Apartment, City Center (Monthly)

$535 ₱33.0K

$549 ₱33.8K

-2.48%

3-bedroom Apartment, Outside City Center (Monthly)

$381 ₱23.5K

$261 ₱16.1K

45.97%

Buy Apartment in City Center (m2)

$2,438 ₱150.3K

$2,417 ₱149.1K

0.85%

Buy Apartment Outside City Center (m2)

$985 ₱60.8K

$933 ₱57.5K

5.59%

Average Monthly Net Salary (After Tax)

$179 ₱11.0K

$181 ₱11.2K

-1.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

77.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tagbilaran City: May 31, 2026

Last update for Baguio: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $213 in Tagbilaran City and $345 in Baguio. Housing cost is often the main lever when comparing two cities.

Baguio pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Tagbilaran City vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $207 vs $205 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tagbilaran City vs Baguio: Cost of Living - Frequently Asked Questions

Tagbilaran City wins on cost – living expenses run 8% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Tagbilaran City the obvious pick if budget is a priority.

On paper, Baguio earns 1% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $213 in Tagbilaran City versus $345 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Baguio pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $729 per month in Tagbilaran City versus $788 in Baguio – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Tagbilaran City gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tagbilaran City and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tagbilaran City gentler on the wallet – expenses run 8% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.