Last update: Oct 2026

Cost of Living Comparison Between Szczecinek and Bansko

For one person, living is cheaper in Bansko: $956 a month against $1,468 in Szczecinek, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Szczecinek
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Szczecinek Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Szczecinek

🇵🇱 Poland

$1,468

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Szczecinek and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szczecinek and in Bansko actually costs, broken down by who's living it.

A single person spends $1,468 per month in Szczecinek vs $956 in Bansko, rent included.

Szczecinek $1,468
Bansko $956

A couple spends around $2,118 per month in Szczecinek vs $1,467 in Bansko, rent included.

Szczecinek $2,118
Bansko $1,467

A family of three spends $2,769 per month in Szczecinek vs $1,979 in Bansko, rent included.

Szczecinek $2,769
Bansko $1,979

Szczecinek costs about 54% more than Bansko, and outside of rent the biggest gap is in clothing.

Szczecinek sits 9% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.62 zł 45.14

$8.66 BGN 15.06

34.18%

Three-Course Dinner for Two, Mid-Range

$42.81 zł 166

$44.94 BGN 78.2

-4.74%

Fast Food Meal (McDonalds, etc)

$9.07 zł 35.22

$8.78 BGN 15.28

3.30%

Cappuccino

$3.48 zł 13.51

$2.33 BGN 4.05

49.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 zł 4.51

$1.57 BGN 2.74

-26.11%

Water (0.33 liter bottle)

$0.87 zł 3.38

$0.82 BGN 1.43

6.10%

Local Beer (0.5 liter draught)

$3.10 zł 12.05

$1.68 BGN 2.92

84.52%

Imported Beer (0.33 liter bottle)

$1.37 zł 5.34

$1.98 BGN 3.45

-30.81%

Milk (1 liter)

$0.90 zł 3.51

$1.73 BGN 3.00

-47.98%

White Bread (500g)

$1.26 zł 4.89

$0.80 BGN 1.40

57.50%

Rice (white) (1kg)

$1.36 zł 5.28

$1.44 BGN 2.51

-5.56%

Eggs

$3.53 zł 13.70

$2.36 BGN 4.10

49.58%

Local Cheese (1kg)

$7.64 zł 29.69

$9.39 BGN 16.34

-18.64%

Chicken Fillets (1kg)

$5.98 zł 23.23

$6.41 BGN 11.15

-6.71%

Beef Round Steak (1kg)

$13.19 zł 51.3

$8.48 BGN 14.76

55.54%

Apples (1kg)

$1.19 zł 4.64

$1.31 BGN 2.28

-9.16%

Banana (1kg)

$1.13 zł 4.41

$1.62 BGN 2.82

-30.25%

Oranges (1kg)

$1.64 zł 6.38

$1.73 BGN 3.01

-5.20%

Tomato (1kg)

$2.43 zł 9.44

$1.94 BGN 3.38

25.26%

Potato (1kg)

$0.76 zł 2.94

$0.94 BGN 1.63

-19.15%

Onion (1kg)

$0.80 zł 3.12

$0.76 BGN 1.32

5.26%

Lettuce (1 head)

$1.28 zł 4.96

$0.55 BGN 0.95

132.73%

Water (1.5 liter bottle)

$0.68 zł 2.65

$0.59 BGN 1.02

15.25%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 zł 21.70

$3.25 BGN 5.66

72.00%

Wine (Bottle)

$7.53 zł 29.26

$5.20 BGN 9.05

44.81%

Local Beer (0.5 liter bottle)

$1.12 zł 4.36

$1.09 BGN 1.89

2.75%

Imported Beer (0.33 liter bottle)

$1.47 zł 5.71

$1.68 BGN 2.92

-12.50%

One-way Ticket (Public Transport)

$1.06 zł 4.13

$0.84 BGN 1.45

26.19%

Public Transport Monthly Pass (Regular Price)

$27.13 zł 105

$27.06 BGN 47.09

0.26%

Taxi Start (Normal Tariff)

$2.28 zł 8.86

$1.34 BGN 2.34

70.15%

Taxi (Normal Tariff) (1km)

$1.04 zł 4.02

$0.65 BGN 1.14

60.00%

Taxi 1hour Waiting (Normal Tariff)

$11.56 zł 44.92

$10.06 BGN 17.51

14.91%

Gasoline (1 liter)

$1.48 zł 5.77

$1.48 BGN 2.57

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.3K

$29.1K BGN 50.7K

6.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K zł 108.0K

$20.9K BGN 36.4K

32.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 zł 1,126

$92.4 BGN 161

213.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.77 zł 30.20

$14.52 BGN 25.26

-46.49%

Internet (50+ Mbps, Unlimited Data)

$18.34 zł 71.3

$12.32 BGN 21.43

48.86%

Gym Membership (Monthly)

$38.27 zł 149

$31.70 BGN 55.2

20.73%

Tennis Court (1 Hour on Weekend)

$20.63 zł 80.2

$8.53 BGN 14.84

141.85%

Cinema Ticket

$7.59 zł 29.49

$5.62 BGN 9.78

35.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$206 zł 800

$230 BGN 401

-10.59%

International Primary School, 1 Child (Yearly)

$7,398 zł 28.7K

$2,268 BGN 3,947

226.13%

Jeans (Levis 501 Or Similar)

$78.3 zł 304

$30.10 BGN 52.4

160.03%

Summer Dress (H&M, Zara, etc)

$36.84 zł 143

$19.62 BGN 34.13

87.77%

Sport Shoes (Adidas, Nike)

$87.3 zł 339

$45.86 BGN 79.8

90.27%

Men's Leather Business Shoes

$108 zł 421

$47.69 BGN 83.0

127.20%

1-bedroom Apartment, City Center (Monthly)

$559 zł 2,173

$518 BGN 902

7.91%

1-bedroom Apartment, Outside City Center (Monthly)

$526 zł 2,045

$357 BGN 621

47.43%

3-bedroom Apartment, City Center (Monthly)

$1,019 zł 3,959

$614 BGN 1,069

65.91%

3-bedroom Apartment, Outside City Center (Monthly)

$850 zł 3,303

$569 BGN 990

49.42%

Buy Apartment in City Center (m2)

$3,303 zł 12.8K

$1,191 BGN 2,073

177.22%

Buy Apartment Outside City Center (m2)

$2,012 zł 7,816

$959 BGN 1,669

109.71%

Average Monthly Net Salary (After Tax)

$1,300 zł 5,049

$1,704 BGN 2,965

-23.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

2.99

40.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szczecinek: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Szczecinek

$526 35.8%

Bansko

$357 37.3% 32.2% $169

Monthly Utilities & Internet

Szczecinek

$316 21.5%

Bansko

$119 12.5% 62.3% $197

Groceries & Markets

Szczecinek

$206 14%

Bansko

$192 20.1% 6.8% $14

Eating Out

Szczecinek

$188 12.8%

Bansko

$145 15.2% 22.7% $43

Clothing & Footwear

Szczecinek

$140 9.5%

Bansko

$64 6.7% 53.9% $75

Sport & Entertainment

Szczecinek

$53 3.6%

Bansko

$43 4.5% 19.6% $11

Getting Around

Szczecinek

$39 2.6%

Bansko

$35 3.7% 9.8% $3.8

Cost Breakdown

A central one-bedroom costs $559 in Szczecinek versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in Bansko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $43.00 in Szczecinek versus $45.00 in Bansko. Groceries tell a different story – $206 in Szczecinek vs $192 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Szczecinek

🇧🇬 Bansko

🕒 Local time

02:29 2:29 AM

03:29 3:29 AM

1 h ahead of Szczecinek

🌤 Weather

👥 Population

39,705

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Szczecinek Bansko 1,410 km ≈ 2 h 15 min nonstop flight

From you

Szczecinek
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szczecinek vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,468 in Szczecinek, $956 in Bansko – roughly 54% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,203 per month in Szczecinek and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $43.00 in Szczecinek and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,468 in Szczecinek and $956 in Bansko. That's a gap of about 54%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Szczecinek at $1,468. In Bansko it covers expenses comfortably, while in Szczecinek it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,468 in Szczecinek. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Szczecinek makes more sense. Both are solid long-term options with distinct trade-offs.