Last update: Oct 2026

Cost of Living Comparison Between Swinoujscie and Sofia

For one person, living is cheaper in Swinoujscie: $1,415 a month against $1,600 in Sofia, rent and utilities included – about $2,200 less a year. The total is higher in Sofia despite lower rent and utilities.

69

Cost of Living Index in Swinoujscie
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Swinoujscie Living Index
78

Cost of Living Index in Sofia
Learn more

Sofia Living Index

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Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,600

/mo nomad

Monthly Cost of Living

How much you'll spend in Swinoujscie and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swinoujscie and in Sofia actually costs, broken down by who's living it.

A single person spends $1,415 per month in Swinoujscie vs $1,600 in Sofia, rent included.

Swinoujscie $1,415
Sofia $1,600

A couple spends around $2,048 per month in Swinoujscie vs $2,490 in Sofia, rent included.

Swinoujscie $2,048
Sofia $2,490

A family of three spends $2,681 per month in Swinoujscie vs $3,380 in Sofia, rent included.

Swinoujscie $2,681
Sofia $3,380

Swinoujscie is about 12% cheaper than Sofia, and outside of rent the biggest gap is in groceries.

Both Swinoujscie and Sofia sit above the global median – Swinoujscie by 4%, Sofia by 18%.

Meal at Budget Restaurant

$9.75 zł 37.90

$16.96 BGN 29.51

-42.51%

Three-Course Dinner for Two, Mid-Range

$41.32 zł 161

$68.3 BGN 119

-39.46%

Fast Food Meal (McDonalds, etc)

$8.76 zł 34.04

$11.62 BGN 20.21

-24.61%

Cappuccino

$3.41 zł 13.23

$3.43 BGN 5.98

-0.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 8.08

$2.34 BGN 4.08

-11.11%

Water (0.33 liter bottle)

$1.59 zł 6.18

$1.83 BGN 3.19

-13.11%

Local Beer (0.5 liter draught)

$3.52 zł 13.66

$3.41 BGN 5.93

3.23%

Imported Beer (0.33 liter bottle)

$3.85 zł 14.98

$4.44 BGN 7.73

-13.29%

Milk (1 liter)

$0.94 zł 3.64

$1.97 BGN 3.42

-52.28%

White Bread (500g)

$1.50 zł 5.81

$1.49 BGN 2.59

0.67%

Rice (white) (1kg)

$0.72 zł 2.81

$2.33 BGN 4.05

-69.10%

Eggs

$2.88 zł 11.17

$4.41 BGN 7.68

-34.69%

Local Cheese (1kg)

$8.89 zł 34.53

$11.54 BGN 20.08

-22.96%

Chicken Fillets (1kg)

$6.23 zł 24.22

$8.88 BGN 15.44

-29.84%

Beef Round Steak (1kg)

$11.92 zł 46.30

$17.51 BGN 30.46

-31.92%

Apples (1kg)

$1.17 zł 4.54

$2.15 BGN 3.74

-45.58%

Banana (1kg)

$1.24 zł 4.82

$2.07 BGN 3.60

-40.10%

Oranges (1kg)

$1.44 zł 5.60

$1.93 BGN 3.37

-25.39%

Tomato (1kg)

$2.34 zł 9.11

$4.25 BGN 7.39

-44.94%

Potato (1kg)

$0.66 zł 2.57

$1.03 BGN 1.79

-35.92%

Onion (1kg)

$0.85 zł 3.30

$0.88 BGN 1.54

-3.41%

Lettuce (1 head)

$1.24 zł 4.80

$1.19 BGN 2.07

4.20%

Water (1.5 liter bottle)

$0.68 zł 2.63

$0.89 BGN 1.55

-23.60%

Cigarettes 20 Pack (Marlboro, Camel)

$5.41 zł 21.03

$4.23 BGN 7.35

27.90%

Wine (Bottle)

$6.43 zł 24.98

$7.87 BGN 13.69

-18.30%

Local Beer (0.5 liter bottle)

$1.08 zł 4.21

$1.18 BGN 2.06

-8.47%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.00

$1.89 BGN 3.29

-18.52%

One-way Ticket (Public Transport)

$1.04 zł 4.03

$0.93 BGN 1.62

11.83%

Public Transport Monthly Pass (Regular Price)

$30.39 zł 118

$28.30 BGN 49.24

7.39%

Taxi Start (Normal Tariff)

$2.06 zł 8.01

$1.68 BGN 2.93

22.62%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.89

$0.96 BGN 1.68

-22.92%

Taxi 1hour Waiting (Normal Tariff)

$9.99 zł 38.82

$15.36 BGN 26.73

-34.96%

Gasoline (1 liter)

$1.60 zł 6.21

$1.77 BGN 3.09

-9.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 117.9K

$30.5K BGN 53.1K

-0.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K zł 105.7K

$25.1K BGN 43.6K

8.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 zł 1,061

$157 BGN 273

73.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.60

$21.12 BGN 36.74

-59.04%

Internet (50+ Mbps, Unlimited Data)

$17.29 zł 67.2

$15.32 BGN 26.65

12.86%

Gym Membership (Monthly)

$38.91 zł 151

$46.39 BGN 80.7

-16.12%

Tennis Court (1 Hour on Weekend)

$21.54 zł 83.7

$28.09 BGN 48.87

-23.32%

Cinema Ticket

$7.05 zł 27.38

$10.04 BGN 17.46

-29.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 zł 1,410

$775 BGN 1,348

-53.15%

International Primary School, 1 Child (Yearly)

$7,877 zł 30.6K

$12.5K BGN 21.8K

-37.20%

Jeans (Levis 501 Or Similar)

$79.9 zł 310

$88.1 BGN 153

-9.29%

Summer Dress (H&M, Zara, etc)

$38.36 zł 149

$41.39 BGN 72.0

-7.32%

Sport Shoes (Adidas, Nike)

$88.1 zł 342

$107 BGN 186

-17.52%

Men's Leather Business Shoes

$100 zł 390

$106 BGN 185

-5.48%

1-bedroom Apartment, City Center (Monthly)

$616 zł 2,392

$770 BGN 1,340

-20.03%

1-bedroom Apartment, Outside City Center (Monthly)

$498 zł 1,934

$602 BGN 1,048

-17.35%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,765

$1,564 BGN 2,721

-38.05%

3-bedroom Apartment, Outside City Center (Monthly)

$811 zł 3,149

$1,036 BGN 1,803

-21.77%

Buy Apartment in City Center (m2)

$2,101 zł 8,165

$4,567 BGN 7,946

-53.98%

Buy Apartment Outside City Center (m2)

$1,471 zł 5,716

$3,162 BGN 5,502

-53.47%

Average Monthly Net Salary (After Tax)

$1,808 zł 7,024

$1,742 BGN 3,031

3.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

2.89

131.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: October 17, 2026

Last update for Sofia: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swinoujscie

$498 35.2%

Sofia

$602 37.6% 21% $105

Monthly Utilities & Internet

Swinoujscie

$299 21.2%

Sofia

$194 12.1% 35.3% $106

Groceries & Markets

Swinoujscie

$201 14.2%

Sofia

$291 18.2% 44.6% $90

Eating Out

Swinoujscie

$185 13.1%

Sofia

$254 15.9% 37.4% $69

Clothing & Footwear

Swinoujscie

$138 9.8%

Sofia

$154 9.6% 11.6% $16

Sport & Entertainment

Swinoujscie

$53 3.8%

Sofia

$66 4.2% 25.4% $13

Getting Around

Swinoujscie

$40 2.9%

Sofia

$39 2.4% 4.4% $1.8

Cost Breakdown

A central one-bedroom costs $616 in Swinoujscie versus $770 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Swinoujscie, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Swinoujscie versus $68.0 in Sofia. Monthly groceries follow the same trend: $201 vs $291 – making Swinoujscie the more affordable choice for daily food spending.

Good to know

🇵🇱 Swinoujscie

🇧🇬 Sofia

🕒 Local time

20:26 8:26 PM

21:26 9:26 PM

1 h ahead of Swinoujscie

🌤 Weather

👥 Population

38,728

1,286,383 Capital

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Swinoujscie Sofia 1,410 km ≈ 2 h 15 min nonstop flight

From you

Swinoujscie
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swinoujscie vs Sofia: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,415 in Swinoujscie, $1,600 in Sofia – roughly 13% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,122 per month in Swinoujscie and $2,400 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swinoujscie, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,415 in Swinoujscie and $1,600 in Sofia. That's a gap of about 13%.

Public transport costs about 7% less in Swinoujscie. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Swinoujscie, where all-in costs run around $1,415, than in Sofia at $1,600. In Swinoujscie it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $1,415 in Swinoujscie to $1,600 in Sofia. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swinoujscie. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.