Last update: Oct 2026

Cost of Living Comparison Between Swidnica and Ubud, Bali

For one person, living is cheaper in Swidnica: $1,219 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Swidnica
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Swidnica Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Swidnica

🇵🇱 Poland

$1,219

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Swidnica and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swidnica and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,219 per month in Swidnica vs $1,349 in Ubud, Bali, rent included.

Swidnica $1,219
Ubud, Bali $1,349

A couple spends around $1,890 per month in Swidnica vs $2,305 in Ubud, Bali, rent included.

Swidnica $1,890
Ubud, Bali $2,305

A family of three spends $2,562 per month in Swidnica vs $3,261 in Ubud, Bali, rent included.

Swidnica $2,562
Ubud, Bali $3,261

Swidnica is about 10% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.83 zł 30.99

$3.32 Rp 60.4K

135.84%

Three-Course Dinner for Two, Mid-Range

$25.29 zł 100

$35.64 Rp 647.8K

-29.04%

Fast Food Meal (McDonalds, etc)

$7.04 zł 27.85

$5.53 Rp 100.6K

27.31%

Cappuccino

$3.02 zł 11.96

$2.72 Rp 49.4K

11.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 zł 8.44

$1.70 Rp 30.9K

25.29%

Water (0.33 liter bottle)

$1.89 zł 7.47

$0.76 Rp 13.8K

148.68%

Local Beer (0.5 liter draught)

$2.51 zł 9.94

$2.65 Rp 48.2K

-5.28%

Imported Beer (0.33 liter bottle)

$5.03 zł 19.89

$4.38 Rp 79.6K

14.84%

Milk (1 liter)

$1.04 zł 4.13

$1.49 Rp 27.1K

-30.20%

White Bread (500g)

$1.51 zł 6.00

$2.28 Rp 41.4K

-33.77%

Rice (white) (1kg)

$1.50 zł 5.92

$1.19 Rp 21.6K

26.05%

Eggs

$3.95 zł 15.63

$2.04 Rp 37.0K

93.63%

Local Cheese (1kg)

$9.28 zł 36.72

$17.70 Rp 321.7K

-47.57%

Chicken Fillets (1kg)

$6.64 zł 26.26

$3.96 Rp 72.0K

67.68%

Beef Round Steak (1kg)

$11.86 zł 46.95

$12.19 Rp 221.6K

-2.71%

Apples (1kg)

$1.30 zł 5.15

$3.66 Rp 66.4K

-64.48%

Banana (1kg)

$1.57 zł 6.20

$1.52 Rp 27.6K

3.29%

Oranges (1kg)

$1.68 zł 6.63

$2.23 Rp 40.5K

-24.66%

Tomato (1kg)

$3.44 zł 13.63

$1.97 Rp 35.9K

74.62%

Potato (1kg)

$0.93 zł 3.68

$1.85 Rp 33.6K

-49.73%

Onion (1kg)

$0.79 zł 3.11

$2.42 Rp 44.1K

-67.36%

Lettuce (1 head)

$1.45 zł 5.75

$0.99 Rp 18.0K

46.46%

Water (1.5 liter bottle)

$0.71 zł 2.82

$0.51 Rp 9,332

39.22%

Cigarettes 20 Pack (Marlboro, Camel)

$6.04 zł 23.91

$2.22 Rp 40.4K

172.07%

Wine (Bottle)

$7.57 zł 29.96

$22.24 Rp 404.2K

-65.96%

Local Beer (0.5 liter bottle)

$1.19 zł 4.72

$2.26 Rp 41.1K

-47.35%

Imported Beer (0.33 liter bottle)

$1.84 zł 7.30

$2.97 Rp 54.0K

-38.05%

One-way Ticket (Public Transport)

$1.09 zł 4.30

$0.25 Rp 4,562

336.00%

Public Transport Monthly Pass (Regular Price)

$28.32 zł 112

$7.82 Rp 142.2K

262.15%

Taxi Start (Normal Tariff)

$2.58 zł 10.22

$0.44 Rp 7,989

486.36%

Taxi (Normal Tariff) (1km)

$0.99 zł 3.92

$0.43 Rp 7,817

130.23%

Taxi 1hour Waiting (Normal Tariff)

$10.23 zł 40.47

$5.41 Rp 98.3K

89.09%

Gasoline (1 liter)

$1.66 zł 6.56

$0.82 Rp 15.0K

102.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K zł 118.2K

$23.8K Rp 433.3M

25.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 114.7K

$31.7K Rp 577.0M

-8.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 zł 788

$79.1 Rp 1.4M

151.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.55 zł 37.79

$6.45 Rp 117.2K

48.06%

Internet (50+ Mbps, Unlimited Data)

$12.49 zł 49.41

$18.58 Rp 337.7K

-32.78%

Gym Membership (Monthly)

$37.52 zł 148

$49.48 Rp 899.4K

-24.17%

Tennis Court (1 Hour on Weekend)

$21.93 zł 86.8

$17.65 Rp 320.8K

24.25%

Cinema Ticket

$6.98 zł 27.60

$4.27 Rp 77.7K

63.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$475 zł 1,879

$491 Rp 8.9M

-3.21%

International Primary School, 1 Child (Yearly)

$11.8K zł 46.7K

$5,674 Rp 103.1M

107.83%

Jeans (Levis 501 Or Similar)

$92.3 zł 365

$44.64 Rp 811.4K

106.65%

Summer Dress (H&M, Zara, etc)

$38.47 zł 152

$34.95 Rp 635.3K

10.07%

Sport Shoes (Adidas, Nike)

$92.7 zł 367

$79.9 Rp 1.5M

15.98%

Men's Leather Business Shoes

$107 zł 423

$79.4 Rp 1.4M

34.70%

1-bedroom Apartment, City Center (Monthly)

$590 zł 2,334

$1,125 Rp 20.4M

-47.57%

1-bedroom Apartment, Outside City Center (Monthly)

$371 zł 1,470

$671 Rp 12.2M

-44.69%

3-bedroom Apartment, City Center (Monthly)

$974 zł 3,855

$3,565 Rp 64.8M

-72.67%

3-bedroom Apartment, Outside City Center (Monthly)

$822 zł 3,252

$1,723 Rp 31.3M

-52.31%

Buy Apartment in City Center (m2)

$2,938 zł 11.6K

$2,732 Rp 49.6M

7.55%

Buy Apartment Outside City Center (m2)

$2,228 zł 8,817

$2,284 Rp 41.5M

-2.45%

Average Monthly Net Salary (After Tax)

$1,020 zł 4,038

$164 Rp 3.0M

522.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-49.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swidnica: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swidnica

$371 30.5%

Ubud, Bali

$672 49.8% 80.8% $300

Groceries & Markets

Swidnica

$227 18.7%

Ubud, Bali

$288 21.4% 26.9% $61

Monthly Utilities & Internet

Swidnica

$221 18.2%

Ubud, Bali

$104 7.7% 52.9% $117

Eating Out

Swidnica

$159 13%

Ubud, Bali

$108 8% 32.2% $51

Clothing & Footwear

Swidnica

$149 12.2%

Ubud, Bali

$108 8% 27.7% $41

Sport & Entertainment

Swidnica

$51 4.2%

Ubud, Bali

$58 4.3% 12.7% $6.6

Getting Around

Swidnica

$40 3.3%

Ubud, Bali

$11 0.9% 71.6% $29

Cost Breakdown

A central one-bedroom costs $590 in Swidnica versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Swidnica are about 6.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25 in Swidnica versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $227 vs $288 – making Swidnica the more affordable choice for daily food spending.

Good to know

🇵🇱 Swidnica

🇮🇩 Ubud, Bali

🕒 Local time

23:29 11:29 PM

06:29 6:29 AM

7 h ahead of Swidnica

🌤 Weather

👥 Population

55,800

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Swidnica Ubud, Bali 11,360 km ≈ 15 h nonstop flight

From you

Swidnica
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swidnica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,219 in Swidnica, $1,349 in Ubud, Bali – Swidnica comes out roughly 10% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,828 per month in Swidnica and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swidnica, especially for central apartments: a one-bedroom in the center costs $590 there versus $1,125 in Ubud, Bali.

Public transport costs about 72% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $475 per month in Swidnica and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,219 in Swidnica and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Swidnica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.