🙂A single person spends $1,266 per month in Swidnica vs $1,378 in Ubud, Bali, rent included.
🙂A couple spends around $2,007 per month in Swidnica vs $2,327 in Ubud, Bali, rent included.
🙂A family of three spends $2,748 per month in Swidnica vs $3,275 in Ubud, Bali, rent included.
🙂Swidnica is about 8% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Swidnica sits 8% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Swidnica
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.92zł 29.48
$3.33Rp 58.7K
137.84%
Three-Course Dinner for Two, Mid-Range
$26.57zł 99.0
$35.82Rp 630.7K
-25.82%
Fast Food Meal(McDonalds, etc)
$7.36zł 27.42
$5.63Rp 99.1K
30.73%
Cappuccino
$3.31zł 12.31
$2.82Rp 49.7K
17.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.26zł 8.41
$1.75Rp 30.8K
29.14%
Water(0.33 liter bottle)
$1.97zł 7.34
$0.80Rp 14.0K
146.25%
Local Beer(0.5 liter draught)
$2.60zł 9.69
$3.04Rp 53.6K
-14.47%
Imported Beer(0.33 liter bottle)
$5.39zł 20.05
$4.30Rp 75.7K
25.35%
🛒 Groceries & Markets
Swidnica
Ubud, Bali
Difference
Milk(1 liter)
$1.13zł 4.19
$1.61Rp 28.3K
-29.81%
White Bread(500g)
$1.60zł 5.94
$2.27Rp 39.9K
-29.52%
Rice(white)(1kg)
$1.51zł 5.62
$1.17Rp 20.6K
29.06%
Eggs
$4.23zł 15.74
$2.17Rp 38.2K
94.93%
Local Cheese(1kg)
$9.69zł 36.08
$17.63Rp 310.5K
-45.04%
Chicken Fillets(1kg)
$7.23zł 26.93
$4.05Rp 71.4K
78.52%
Beef Round Steak(1kg)
$12.30zł 45.79
$12.18Rp 214.5K
0.99%
Apples(1kg)
$1.31zł 4.88
$3.62Rp 63.7K
-63.81%
Banana(1kg)
$1.65zł 6.15
$1.64Rp 28.8K
0.61%
Oranges(1kg)
$1.72zł 6.40
$2.31Rp 40.6K
-25.54%
Tomato(1kg)
$3.54zł 13.17
$1.96Rp 34.5K
80.61%
Potato(1kg)
$1.03zł 3.82
$1.84Rp 32.5K
-44.02%
Onion(1kg)
$0.80zł 2.98
$2.37Rp 41.7K
-66.24%
Lettuce(1 head)
$1.53zł 5.68
$1.05Rp 18.5K
45.71%
Water(1.5 liter bottle)
$0.69zł 2.58
$0.54Rp 9,560
27.78%
Cigarettes 20 Pack(Marlboro, Camel)
$6.33zł 23.56
$2.30Rp 40.6K
175.22%
Wine(Bottle)
$8.01zł 29.84
$23.08Rp 406.4K
-65.29%
Local Beer(0.5 liter bottle)
$1.22zł 4.55
$2.34Rp 41.2K
-47.86%
Imported Beer(0.33 liter bottle)
$1.85zł 6.88
$3.07Rp 54.0K
-39.74%
🚌 Getting Around
Swidnica
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.10zł 4.10
$0.25Rp 4,365
340.00%
Public Transport Monthly Pass(Regular Price)
$30.83zł 115
$9.42Rp 165.9K
227.28%
Taxi Start(Normal Tariff)
$2.73zł 10.15
$0.49Rp 8,631
457.14%
Taxi(Normal Tariff)(1km)
$1.02zł 3.82
$0.47Rp 8,349
117.02%
Taxi 1hour Waiting(Normal Tariff)
$10.86zł 40.43
$5.60Rp 98.6K
93.93%
Gasoline(1 liter)
$1.64zł 6.10
$0.81Rp 14.2K
102.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4Kzł 120.7K
$25.0KRp 440.3M
29.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1Kzł 116.0K
$31.1KRp 547.0M
0.25%
🧾 Monthly Utilities & Internet
Swidnica
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$216zł 805
$82.7Rp 1.5M
161.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.39zł 38.68
$6.49Rp 114.2K
60.09%
Internet(50+ Mbps, Unlimited Data)
$13.44zł 50.1
$18.79Rp 330.8K
-28.47%
🎉 Sport & Entertainment
Swidnica
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.55zł 147
$55.2Rp 972.6K
-28.40%
Tennis Court(1 Hour on Weekend)
$23.37zł 87.0
$18.21Rp 320.6K
28.34%
Cinema Ticket
$7.66zł 28.51
$4.30Rp 75.7K
78.14%
🧸 Childcare & Education
Swidnica
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$512zł 1,908
$494Rp 8.7M
3.67%
International Primary School, 1 Child(Yearly)
$12.5Kzł 46.4K
$5,917Rp 104.2M
110.52%
👕👟 Clothing & Footwear
Swidnica
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$98.0zł 365
$46.28Rp 814.8K
111.78%
Summer Dress(H&M, Zara, etc)
$41.97zł 156
$36.44Rp 641.6K
15.18%
Sport Shoes(Adidas, Nike)
$98.3zł 366
$80.7Rp 1.4M
21.83%
Men's Leather Business Shoes
$111zł 415
$78.8Rp 1.4M
41.43%
🏠 Accommodation & Living
Swidnica
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$641zł 2,388
$1,114Rp 19.6M
-42.42%
1-bedroom Apartment, Outside City Center(Monthly)
$391zł 1,454
$693Rp 12.2M
-43.65%
3-bedroom Apartment, City Center(Monthly)
$1,030zł 3,834
$3,639Rp 64.1M
-71.70%
3-bedroom Apartment, Outside City Center(Monthly)
$876zł 3,263
$1,712Rp 30.1M
-48.82%
Buy Apartment in City Center(m2)
$2,992zł 11.1K
$2,761Rp 48.6M
8.40%
Buy Apartment Outside City Center(m2)
$2,357zł 8,776
$2,293Rp 40.4M
2.81%
💵 Salaries & Financials
Swidnica
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,058zł 3,938
$167Rp 2.9M
532.95%
20-Year Fixed Mortgage Interest Rate(Annual %)
7
13.78
-49.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Swidnica: September 7, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $641 in Swidnica versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 533% higher in Swidnica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $27.00 in Swidnica versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $238 vs $294 – making Swidnica the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Swidnica vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Swidnica and in Ubud, Bali compare overall?
Monthly costs with rent: $1,266 in Swidnica, $1,378 in Ubud, Bali – roughly 9% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Swidnica compared to Ubud, Bali?
For a comfortable life, plan on about $1,899 per month in Swidnica and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Swidnica and Ubud, Bali?
Rent is clearly cheaper in Swidnica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Swidnica and in Ubud, Bali?
Public transport costs about 227% less in Swidnica. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Swidnica and Ubud, Bali?
Kindergarten costs $512 per month in Swidnica and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Swidnica, where all-in costs run around $1,266, than in Ubud, Bali at $1,378. In Swidnica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Swidnica and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,266 in Swidnica to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Swidnica or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Swidnica and Ubud, Bali?
If budget matters most, go with Swidnica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.