Cost of Living Comparison Between Swidnica and Ubud, Bali Cost of Living Comparison Between Swidnica and Ubud, Bali

Monthly Cost of Living

A single person spends $1,276 per month in Swidnica vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,910 per month in Swidnica vs $2,549 in Ubud, Bali, rent included.

A family of three spends $2,543 per month in Swidnica vs $3,694 in Ubud, Bali, rent included.

Swidnica is about 9% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Swidnica sits 5% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.10 zł 29.60

$3.57 Rp 64.0K

126.89%

Three-Course Dinner for Two, Mid-Range

$26.74 zł 97.7

$32.50 Rp 582.3K

-17.72%

Fast Food Meal (McDonalds, etc)

$7.75 zł 28.33

$4.86 Rp 87.1K

59.47%

Cappuccino

$3.24 zł 11.84

$2.75 Rp 49.2K

17.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 zł 6.39

$1.32 Rp 23.7K

32.58%

Water (0.33 liter bottle)

$1.41 zł 5.14

$0.70 Rp 12.6K

101.43%

Local Beer (0.5 liter draught)

$2.79 zł 10.20

$2.91 Rp 52.2K

-4.12%

Imported Beer (0.33 liter bottle)

$4.01 zł 14.65

$3.79 Rp 68.0K

5.80%

Milk (1 liter)

$1.04 zł 3.79

$1.71 Rp 30.6K

-39.18%

White Bread (500g)

$1.34 zł 4.90

$2.47 Rp 44.3K

-45.75%

Rice (white) (1kg)

$1.43 zł 5.23

$1.20 Rp 21.5K

19.17%

Eggs

$3.34 zł 12.19

$2.44 Rp 43.8K

36.89%

Local Cheese (1kg)

$9.30 zł 33.99

$14.38 Rp 257.7K

-35.33%

Chicken Fillets (1kg)

$6.54 zł 23.90

$4.31 Rp 77.1K

51.74%

Beef Round Steak (1kg)

$12.54 zł 45.82

$12.21 Rp 218.7K

2.70%

Apples (1kg)

$1.16 zł 4.23

$3.68 Rp 66.0K

-68.48%

Banana (1kg)

$1.76 zł 6.41

$1.55 Rp 27.8K

13.55%

Oranges (1kg)

$2.07 zł 7.57

$2.79 Rp 49.9K

-25.81%

Tomato (1kg)

$3.23 zł 11.81

$2.33 Rp 41.8K

38.63%

Potato (1kg)

$1.12 zł 4.10

$1.97 Rp 35.3K

-43.15%

Onion (1kg)

$1.32 zł 4.81

$2.31 Rp 41.4K

-42.86%

Lettuce (1 head)

$1.29 zł 4.70

$1.06 Rp 19.1K

21.70%

Water (1.5 liter bottle)

$0.74 zł 2.71

$0.73 Rp 13.1K

1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$5.27 zł 19.25

$3.28 Rp 58.8K

60.67%

Wine (Bottle)

$8.23 zł 30.07

$22.79 Rp 408.4K

-63.89%

Local Beer (0.5 liter bottle)

$1.32 zł 4.81

$2.81 Rp 50.3K

-53.02%

Imported Beer (0.33 liter bottle)

$2.02 zł 7.38

$2.78 Rp 49.9K

-27.34%

One-way Ticket (Public Transport)

$1.07 zł 3.92

$0.29 Rp 5,217

268.97%

Public Transport Monthly Pass (Regular Price)

$32.82 zł 120

$8.06 Rp 144.4K

307.20%

Taxi Start (Normal Tariff)

$2.75 zł 10.05

$0.45 Rp 8,047

511.11%

Taxi (Normal Tariff) (1km)

$0.85 zł 3.10

$0.45 Rp 8,094

88.89%

Taxi 1hour Waiting (Normal Tariff)

$10.93 zł 39.94

$6.24 Rp 111.7K

75.16%

Gasoline (1 liter)

$1.68 zł 6.13

$0.85 Rp 15.2K

97.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 121.6K

$26.0K Rp 465.4M

28.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.3K zł 110.8K

$31.7K Rp 567.2M

-4.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 zł 779

$80.8 Rp 1.4M

164.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.85 zł 36.02

$4.06 Rp 72.7K

142.61%

Internet (50+ Mbps, Unlimited Data)

$13.54 zł 49.51

$24.42 Rp 437.6K

-44.55%

Gym Membership (Monthly)

$35.98 zł 132

$97.7 Rp 1.7M

-63.16%

Tennis Court (1 Hour on Weekend)

$19.84 zł 72.5

$6.45 Rp 115.5K

207.60%

Cinema Ticket

$7.54 zł 27.55

$4.04 Rp 72.4K

86.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 zł 1,707

$304 Rp 5.4M

53.63%

International Primary School, 1 Child (Yearly)

$9,245 zł 33.8K

$6,621 Rp 118.6M

39.63%

Jeans (Levis 501 Or Similar)

$78.9 zł 288

$54.2 Rp 971.7K

45.42%

Summer Dress (H&M, Zara, etc)

$39.05 zł 143

$38.78 Rp 694.7K

0.70%

Sport Shoes (Adidas, Nike)

$90.9 zł 332

$86.1 Rp 1.5M

5.57%

Men's Leather Business Shoes

$97.1 zł 355

$76.7 Rp 1.4M

26.59%

1-bedroom Apartment, City Center (Monthly)

$655 zł 2,395

$986 Rp 17.7M

-33.50%

1-bedroom Apartment, Outside City Center (Monthly)

$391 zł 1,427

$658 Rp 11.8M

-40.64%

3-bedroom Apartment, City Center (Monthly)

$970 zł 3,546

$3,369 Rp 60.4M

-71.21%

3-bedroom Apartment, Outside City Center (Monthly)

$824 zł 3,011

$2,066 Rp 37.0M

-60.13%

Buy Apartment in City Center (m2)

$3,076 zł 11.2K

$2,741 Rp 49.1M

12.20%

Buy Apartment Outside City Center (m2)

$2,338 zł 8,546

$2,228 Rp 39.9M

4.97%

Average Monthly Net Salary (After Tax)

$1,101 zł 4,023

$163 Rp 2.9M

573.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-47.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swidnica: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $655 in Swidnica versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 573% higher in Swidnica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Swidnica versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $229 vs $297 – making Swidnica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swidnica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,276 in Swidnica, $1,404 in Ubud, Bali – roughly 10% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,914 per month in Swidnica and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swidnica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 307% less in Swidnica. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $467 per month in Swidnica and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Swidnica, where all-in costs run around $1,276, than in Ubud, Bali at $1,404. In Swidnica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,276 in Swidnica to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swidnica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.