Cost of Living Comparison Between Swidnica and Krakow Cost of Living Comparison Between Swidnica and Krakow

Monthly Cost of Living

Monthly costs for one person with rent: $1,266 in Swidnica versus $1,888 in Krakow.

Estimated couple costs with rent: $2,007 in Swidnica versus $2,721 in Krakow.

Monthly costs for a family of three with rent: $2,748 in Swidnica versus $3,553 in Krakow.

Living in Swidnica costs roughly 33% less than in Krakow, driven mainly by Eating Out.

The two cities straddle the global median: Swidnica is 8% below, Krakow is 37% above.

Meal at Budget Restaurant

$7.92 zł 29.48

$13.05 zł 48.60

-39.31%

Three-Course Dinner for Two, Mid-Range

$26.57 zł 99.0

$55.0 zł 205

-51.69%

Fast Food Meal (McDonalds, etc)

$7.36 zł 27.42

$9.75 zł 36.30

-24.51%

Cappuccino

$3.31 zł 12.31

$4.37 zł 16.28

-24.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 zł 8.41

$2.59 zł 9.63

-12.74%

Water (0.33 liter bottle)

$1.97 zł 7.34

$2.62 zł 9.75

-24.81%

Local Beer (0.5 liter draught)

$2.60 zł 9.69

$4.75 zł 17.70

-45.26%

Imported Beer (0.33 liter bottle)

$5.39 zł 20.05

$4.25 zł 15.83

26.82%

Milk (1 liter)

$1.13 zł 4.19

$1.19 zł 4.41

-5.04%

White Bread (500g)

$1.60 zł 5.94

$1.61 zł 6.00

-0.62%

Rice (white) (1kg)

$1.51 zł 5.62

$1.84 zł 6.85

-17.93%

Eggs

$4.23 zł 15.74

$4.01 zł 14.93

5.49%

Local Cheese (1kg)

$9.69 zł 36.08

$10.11 zł 37.63

-4.15%

Chicken Fillets (1kg)

$7.23 zł 26.93

$8.17 zł 30.42

-11.51%

Beef Round Steak (1kg)

$12.30 zł 45.79

$14.15 zł 52.7

-13.07%

Apples (1kg)

$1.31 zł 4.88

$1.36 zł 5.05

-3.68%

Banana (1kg)

$1.65 zł 6.15

$1.80 zł 6.70

-8.33%

Oranges (1kg)

$1.72 zł 6.40

$1.89 zł 7.05

-8.99%

Tomato (1kg)

$3.54 zł 13.17

$3.21 zł 11.96

10.28%

Potato (1kg)

$1.03 zł 3.82

$0.97 zł 3.60

6.19%

Onion (1kg)

$0.80 zł 2.98

$1.09 zł 4.07

-26.61%

Lettuce (1 head)

$1.53 zł 5.68

$1.33 zł 4.97

15.04%

Water (1.5 liter bottle)

$0.69 zł 2.58

$0.87 zł 3.23

-20.69%

Cigarettes 20 Pack (Marlboro, Camel)

$6.33 zł 23.56

$6.81 zł 25.35

-7.05%

Wine (Bottle)

$8.01 zł 29.84

$6.93 zł 25.81

15.58%

Local Beer (0.5 liter bottle)

$1.22 zł 4.55

$1.28 zł 4.76

-4.69%

Imported Beer (0.33 liter bottle)

$1.85 zł 6.88

$1.78 zł 6.64

3.93%

One-way Ticket (Public Transport)

$1.10 zł 4.10

$1.64 zł 6.09

-32.93%

Public Transport Monthly Pass (Regular Price)

$30.83 zł 115

$35.41 zł 132

-12.93%

Taxi Start (Normal Tariff)

$2.73 zł 10.15

$2.40 zł 8.92

13.75%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.82

$1.11 zł 4.13

-8.11%

Taxi 1hour Waiting (Normal Tariff)

$10.86 zł 40.43

$12.66 zł 47.15

-14.22%

Gasoline (1 liter)

$1.64 zł 6.10

$1.70 zł 6.34

-3.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K zł 120.7K

$32.3K zł 120.3K

0.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K zł 116.0K

$29.8K zł 110.9K

4.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 zł 805

$341 zł 1,270

-36.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.39 zł 38.68

$9.12 zł 33.96

13.93%

Internet (50+ Mbps, Unlimited Data)

$13.44 zł 50.1

$19.14 zł 71.3

-29.78%

Gym Membership (Monthly)

$39.55 zł 147

$46.99 zł 175

-15.83%

Tennis Court (1 Hour on Weekend)

$23.37 zł 87.0

$25.87 zł 96.3

-9.66%

Cinema Ticket

$7.66 zł 28.51

$9.22 zł 34.33

-16.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$512 zł 1,908

$474 zł 1,764

8.16%

International Primary School, 1 Child (Yearly)

$12.5K zł 46.4K

$10.1K zł 37.5K

23.82%

Jeans (Levis 501 Or Similar)

$98.0 zł 365

$102 zł 381

-4.17%

Summer Dress (H&M, Zara, etc)

$41.97 zł 156

$40.95 zł 152

2.49%

Sport Shoes (Adidas, Nike)

$98.3 zł 366

$93.8 zł 349

4.86%

Men's Leather Business Shoes

$111 zł 415

$129 zł 479

-13.36%

1-bedroom Apartment, City Center (Monthly)

$641 zł 2,388

$978 zł 3,640

-34.40%

1-bedroom Apartment, Outside City Center (Monthly)

$391 zł 1,454

$786 zł 2,926

-50.29%

3-bedroom Apartment, City Center (Monthly)

$1,030 zł 3,834

$1,561 zł 5,811

-34.03%

3-bedroom Apartment, Outside City Center (Monthly)

$876 zł 3,263

$1,165 zł 4,337

-24.76%

Buy Apartment in City Center (m2)

$2,992 zł 11.1K

$5,794 zł 21.6K

-48.35%

Buy Apartment Outside City Center (m2)

$2,357 zł 8,776

$3,789 zł 14.1K

-37.80%

Average Monthly Net Salary (After Tax)

$1,058 zł 3,938

$2,011 zł 7,487

-47.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

5.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swidnica: September 7, 2026

Last update for Krakow: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Swidnica and $978 in Krakow. Housing cost is often the main lever when comparing two cities.

Krakow pays 90% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Swidnica vs $55.0 in Krakow for a mid-range dinner for two. Groceries echo the gap at $238 vs $251 per month, with Swidnica cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swidnica vs Krakow: Cost of Living - Frequently Asked Questions

Swidnica wins on cost – living expenses run 49% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Swidnica the obvious pick if budget is a priority.

On paper, salaries run 90% lower in Krakow. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $641 in Swidnica versus $978 in Krakow. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Swidnica – a meal for two runs $27.00 versus $55.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,266 in Swidnica versus $1,888 in Krakow, a $2,000 budget is realistic in Swidnica but tight or insufficient in Krakow. The gap between the two cities makes Swidnica the clear choice for anyone on this budget.

Both work as nomad bases, but Swidnica delivers better value – similar infrastructure at $1,266 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swidnica hard to pass up.

Safety-wise, Swidnica and Krakow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swidnica gentler on the wallet – expenses run 49% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.