Cost of Living Comparison Between Ubud, Bali and Swidnica Cost of Living Comparison Between Ubud, Bali and Swidnica

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,262 in Swidnica, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,905 in Swidnica, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,547 in Swidnica, rent included.

Ubud, Bali costs about 10% more than Swidnica, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Swidnica is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$8.08 zł 30.48

-55.82%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$27.10 zł 102

19.26%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$7.43 zł 28.02

-32.57%

Cappuccino

$2.82 Rp 51.1K

$3.30 zł 12.44

-14.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.85 zł 6.98

-27.03%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.47 zł 5.55

-50.34%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.76 zł 10.39

6.16%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$4.13 zł 15.58

-4.60%

Milk (1 liter)

$1.78 Rp 32.2K

$1.00 zł 3.75

78.00%

White Bread (500g)

$2.45 Rp 44.3K

$1.34 zł 5.06

82.84%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.38 zł 5.21

-16.67%

Eggs

$2.41 Rp 43.7K

$3.32 zł 12.52

-27.41%

Local Cheese (1kg)

$14.33 Rp 259.1K

$9.38 zł 35.37

52.77%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$6.40 zł 24.12

-34.53%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$12.51 zł 47.16

-3.60%

Apples (1kg)

$3.64 Rp 65.8K

$1.15 zł 4.32

216.52%

Banana (1kg)

$1.57 Rp 28.3K

$1.85 zł 6.99

-15.14%

Oranges (1kg)

$2.79 Rp 50.4K

$1.98 zł 7.47

40.91%

Tomato (1kg)

$2.24 Rp 40.5K

$3.26 zł 12.29

-31.29%

Potato (1kg)

$1.98 Rp 35.8K

$1.06 zł 4.00

86.79%

Onion (1kg)

$2.28 Rp 41.2K

$1.27 zł 4.80

79.53%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.29 zł 4.88

-18.60%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.70 zł 2.62

12.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$5.03 zł 18.95

-36.58%

Wine (Bottle)

$23.49 Rp 424.8K

$8.09 zł 30.49

190.36%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.25 zł 4.71

132.00%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.00 zł 7.55

38.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$1.06 zł 4.00

-74.53%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$32.00 zł 121

-73.84%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$2.66 zł 10.02

-83.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.91 zł 3.43

-49.45%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$10.75 zł 40.54

-43.53%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.73 zł 6.54

-50.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$34.1K zł 128.5K

-21.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$30.9K zł 116.6K

5.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$216 zł 816

-63.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$10.02 zł 37.77

-59.18%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$13.84 zł 52.2

72.33%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$36.92 zł 139

167.55%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$19.52 zł 73.6

-67.47%

Cinema Ticket

$4.01 Rp 72.5K

$7.53 zł 28.41

-46.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$457 zł 1,724

-34.98%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$9,492 zł 35.8K

-30.45%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$78.6 zł 296

-32.00%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$38.69 zł 146

-1.50%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$88.8 zł 335

-0.19%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$97.8 zł 369

-21.62%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$649 zł 2,448

57.10%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$392 zł 1,478

73.60%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$985 zł 3,715

252.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$806 zł 3,038

159.40%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,985 zł 11.3K

-8.57%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$2,281 zł 8,601

0.63%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,040 zł 3,921

-84.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

89.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Swidnica: July 25, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $649 in Swidnica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 535% higher in Swidnica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $27.00 in Swidnica. Monthly groceries follow the same trend: $298 vs $227 – making Swidnica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Swidnica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $1,262 in Swidnica – roughly 10% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,893 in Swidnica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swidnica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 282% less in Swidnica. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $457 in Swidnica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Swidnica, where all-in costs run around $1,262, than in Ubud, Bali at $1,392. In Swidnica it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,262 in Swidnica to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swidnica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.