Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Swidnica

For one person, living is cheaper in Swidnica: $1,219 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Swidnica
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Swidnica Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Swidnica

🇵🇱 Poland

$1,219

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Swidnica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Swidnica actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,219 in Swidnica, rent included.

Ubud, Bali $1,349
Swidnica $1,219

A couple spends around $2,305 per month in Ubud, Bali vs $1,890 in Swidnica, rent included.

Ubud, Bali $2,305
Swidnica $1,890

A family of three spends $3,261 per month in Ubud, Bali vs $2,562 in Swidnica, rent included.

Ubud, Bali $3,261
Swidnica $2,562

Ubud, Bali costs about 11% more than Swidnica, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$7.83 zł 30.90

-57.60%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$25.29 zł 99.8

40.93%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.04 zł 27.77

-21.45%

Cappuccino

$2.72 Rp 49.4K

$3.02 zł 11.93

-9.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.13 zł 8.41

-20.19%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.89 zł 7.45

-59.79%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$2.51 zł 9.91

5.58%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$5.03 zł 19.83

-12.92%

Milk (1 liter)

$1.49 Rp 27.1K

$1.04 zł 4.12

43.27%

White Bread (500g)

$2.28 Rp 41.4K

$1.51 zł 5.98

50.99%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.50 zł 5.91

-20.67%

Eggs

$2.04 Rp 37.0K

$3.95 zł 15.58

-48.35%

Local Cheese (1kg)

$17.70 Rp 321.9K

$9.28 zł 36.61

90.73%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$6.64 zł 26.18

-40.36%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$11.86 zł 46.81

2.78%

Apples (1kg)

$3.66 Rp 66.5K

$1.30 zł 5.13

181.54%

Banana (1kg)

$1.52 Rp 27.6K

$1.57 zł 6.18

-3.18%

Oranges (1kg)

$2.23 Rp 40.5K

$1.68 zł 6.61

32.74%

Tomato (1kg)

$1.97 Rp 35.9K

$3.44 zł 13.59

-42.73%

Potato (1kg)

$1.85 Rp 33.6K

$0.93 zł 3.67

98.92%

Onion (1kg)

$2.42 Rp 44.1K

$0.79 zł 3.10

206.33%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.45 zł 5.73

-31.72%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.71 zł 2.81

-28.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.04 zł 23.83

-63.25%

Wine (Bottle)

$22.24 Rp 404.4K

$7.57 zł 29.87

193.79%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.19 zł 4.70

89.92%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.84 zł 7.28

61.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.09 zł 4.28

-77.06%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$28.32 zł 112

-72.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$2.58 zł 10.19

-82.95%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.99 zł 3.91

-56.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$10.23 zł 40.35

-47.12%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.66 zł 6.54

-50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$29.9K zł 117.8K

-20.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$29.0K zł 114.4K

9.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$199 zł 786

-60.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$9.55 zł 37.68

-32.46%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$12.49 zł 49.26

48.76%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$37.52 zł 148

31.88%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$21.93 zł 86.5

-19.52%

Cinema Ticket

$4.27 Rp 77.7K

$6.98 zł 27.52

-38.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$475 zł 1,873

3.31%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$11.8K zł 46.5K

-51.88%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$92.3 zł 364

-51.61%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$38.47 zł 152

-9.15%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$92.7 zł 366

-13.78%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$107 zł 422

-25.76%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$590 zł 2,327

90.74%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$371 zł 1,465

80.80%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$974 zł 3,844

265.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$822 zł 3,243

109.69%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,938 zł 11.6K

-7.02%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,228 zł 8,791

2.51%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,020 zł 4,026

-83.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Swidnica: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Swidnica

$371 30.5% 44.7% $300

Groceries & Markets

Ubud, Bali

$288 21.4%

Swidnica

$227 18.7% 21.2% $61

Eating Out

Ubud, Bali

$108 8%

Swidnica

$159 13% 47.4% $51

Clothing & Footwear

Ubud, Bali

$108 8%

Swidnica

$149 12.2% 38.3% $41

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Swidnica

$221 18.2% 113% $117

Sport & Entertainment

Ubud, Bali

$58 4.3%

Swidnica

$51 4.2% 11.3% $6.6

Getting Around

Ubud, Bali

$11 0.9%

Swidnica

$40 3.3% 252% $29

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $590 in Swidnica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Swidnica are about 6.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $25 in Swidnica. Monthly groceries follow the same trend: $288 vs $227 – making Swidnica the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Swidnica

🕒 Local time

09:29 9:29 AM

02:29 2:29 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

55,800

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 29, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.39 PLN (1 PLN = 0.228 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Swidnica 11,360 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Swidnica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Swidnica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,219 in Swidnica – Swidnica comes out roughly 10% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,828 in Swidnica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swidnica, especially for central apartments: a one-bedroom in the center costs $590 there versus $1,125 in Ubud, Bali.

Public transport costs about 72% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $475 in Swidnica. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,349 in Ubud, Bali and $1,219 in Swidnica, leaving budget for savings and extras in both cases.

Families tend to lean toward Swidnica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.