Last update: Nov 2026

Cost of Living Comparison Between Suwalki and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,491 in Suwalki, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Suwalki
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Suwalki Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Suwalki

🇵🇱 Poland

$1,491

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Suwalki and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Suwalki and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,491 per month in Suwalki vs $1,331 in Ubud, Bali, rent included.

Suwalki $1,491
Ubud, Bali $1,331

A couple spends around $2,038 per month in Suwalki vs $2,255 in Ubud, Bali, rent included.

Suwalki $2,038
Ubud, Bali $2,255

A family of three spends $2,585 per month in Suwalki vs $3,180 in Ubud, Bali, rent included.

Suwalki $2,585
Ubud, Bali $3,180

Suwalki costs about 12% more than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Suwalki sits 10% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.18 zł 20.24

$3.38 Rp 61.3K

53.25%

Three-Course Dinner for Two, Mid-Range

$20.65 zł 80.7

$34.65 Rp 629.1K

-40.40%

Fast Food Meal (McDonalds, etc)

$8.94 zł 34.92

$5.57 Rp 101.2K

60.50%

Cappuccino

$3.29 zł 12.85

$2.62 Rp 47.6K

25.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 zł 3.61

$1.54 Rp 27.9K

-40.26%

Water (0.33 liter bottle)

$2.19 zł 8.55

$0.64 Rp 11.6K

242.19%

Local Beer (0.5 liter draught)

$4.52 zł 17.67

$2.67 Rp 48.4K

69.29%

Imported Beer (0.33 liter bottle)

$4.96 zł 19.38

$4.26 Rp 77.4K

16.43%

Milk (1 liter)

$0.97 zł 3.78

$1.46 Rp 26.5K

-33.56%

White Bread (500g)

$0.87 zł 3.40

$2.29 Rp 41.6K

-62.01%

Rice (white) (1kg)

$1.10 zł 4.30

$1.11 Rp 20.1K

-0.90%

Eggs

$2.66 zł 10.40

$2.10 Rp 38.1K

26.67%

Local Cheese (1kg)

$7.80 zł 30.48

$15.94 Rp 289.4K

-51.07%

Chicken Fillets (1kg)

$5.21 zł 20.36

$3.88 Rp 70.5K

34.28%

Beef Round Steak (1kg)

$6.37 zł 24.90

$11.40 Rp 207.0K

-44.12%

Apples (1kg)

$0.73 zł 2.86

$3.55 Rp 64.5K

-79.44%

Banana (1kg)

$1.68 zł 6.56

$1.54 Rp 27.9K

9.09%

Oranges (1kg)

$1.67 zł 6.53

$2.23 Rp 40.5K

-25.11%

Tomato (1kg)

$4.03 zł 15.76

$1.97 Rp 35.8K

104.57%

Potato (1kg)

$0.53 zł 2.06

$1.86 Rp 33.7K

-71.51%

Onion (1kg)

$0.91 zł 3.55

$2.42 Rp 43.9K

-62.40%

Lettuce (1 head)

$1.12 zł 4.39

$1.02 Rp 18.6K

9.80%

Water (1.5 liter bottle)

$0.37 zł 1.43

$0.52 Rp 9,483

-28.85%

Cigarettes 20 Pack (Marlboro, Camel)

$6.24 zł 24.40

$2.20 Rp 39.9K

183.64%

Wine (Bottle)

$6.43 zł 25.13

$21.79 Rp 395.6K

-70.49%

Local Beer (0.5 liter bottle)

$1.14 zł 4.45

$2.33 Rp 42.2K

-51.07%

Imported Beer (0.33 liter bottle)

$1.72 zł 6.73

$2.97 Rp 53.9K

-42.09%

One-way Ticket (Public Transport)

$1.04 zł 4.06

$0.25 Rp 4,546

316.00%

Public Transport Monthly Pass (Regular Price)

$30.22 zł 118

$8.17 Rp 148.4K

269.89%

Taxi Start (Normal Tariff)

$2.60 zł 10.17

$0.44 Rp 7,947

490.91%

Taxi (Normal Tariff) (1km)

$1.25 zł 4.89

$0.47 Rp 8,496

165.96%

Taxi 1hour Waiting (Normal Tariff)

$12.48 zł 48.76

$5.60 Rp 101.7K

122.86%

Gasoline (1 liter)

$1.70 zł 6.64

$0.83 Rp 15.0K

104.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.3K

$24.4K Rp 443.8M

22.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K zł 116.8K

$31.7K Rp 575.5M

-5.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$346 zł 1,352

$77.5 Rp 1.4M

346.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.97 zł 35.07

$6.14 Rp 111.6K

46.09%

Internet (50+ Mbps, Unlimited Data)

$15.78 zł 61.7

$18.92 Rp 343.4K

-16.60%

Gym Membership (Monthly)

$38.42 zł 150

$51.0 Rp 925.8K

-24.65%

Tennis Court (1 Hour on Weekend)

$21.85 zł 85.4

$18.25 Rp 331.3K

19.73%

Cinema Ticket

$9.05 zł 35.36

$4.38 Rp 79.6K

106.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$595 zł 2,323

$492 Rp 8.9M

20.74%

International Primary School, 1 Child (Yearly)

$14.6K zł 57.1K

$12.2K Rp 221.9M

19.47%

Jeans (Levis 501 Or Similar)

$107 zł 419

$45.16 Rp 819.9K

137.58%

Summer Dress (H&M, Zara, etc)

$38.72 zł 151

$34.89 Rp 633.4K

10.98%

Sport Shoes (Adidas, Nike)

$105 zł 410

$78.3 Rp 1.4M

33.84%

Men's Leather Business Shoes

$113 zł 442

$77.9 Rp 1.4M

45.27%

1-bedroom Apartment, City Center (Monthly)

$592 zł 2,315

$1,078 Rp 19.6M

-45.03%

1-bedroom Apartment, Outside City Center (Monthly)

$528 zł 2,062

$665 Rp 12.1M

-20.64%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,787

$3,510 Rp 63.7M

-72.39%

3-bedroom Apartment, Outside City Center (Monthly)

$811 zł 3,170

$1,671 Rp 30.3M

-51.45%

Buy Apartment in City Center (m2)

$2,953 zł 11.5K

$2,340 Rp 42.5M

26.19%

Buy Apartment Outside City Center (m2)

$2,184 zł 8,537

$2,236 Rp 40.6M

-2.31%

Average Monthly Net Salary (After Tax)

$1,446 zł 5,652

$166 Rp 3.0M

769.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.78

-51.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Suwalki: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Suwalki

$528 35.4%

Ubud, Bali

$665 50% 26% $137

Monthly Utilities & Internet

Suwalki

$371 24.9%

Ubud, Bali

$103 7.7% 72.3% $268

Groceries & Markets

Suwalki

$177 11.9%

Ubud, Bali

$279 21% 58% $103

Clothing & Footwear

Suwalki

$164 11%

Ubud, Bali

$106 8% 35.1% $57

Eating Out

Suwalki

$153 10.2%

Ubud, Bali

$106 8% 30.7% $47

Sport & Entertainment

Suwalki

$57 3.8%

Ubud, Bali

$60 4.5% 5.7% $3.2

Getting Around

Suwalki

$43 2.9%

Ubud, Bali

$12 0.9% 72.4% $31

Cost Breakdown

A central one-bedroom costs $592 in Suwalki versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Suwalki are about 8.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21 in Suwalki versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $177 vs $279 – making Suwalki the more affordable choice for daily food spending.

Good to know

🇵🇱 Suwalki

🇮🇩 Ubud, Bali

🕒 Local time

00:55 12:55 AM

07:55 7:55 AM

7 h ahead of Suwalki

🌤 Weather

👥 Population

69,575

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 4, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Suwalki Ubud, Bali 10,920 km ≈ 14 h nonstop flight

From you

Suwalki
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Suwalki vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Suwalki is pricier by about 12%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,237 per month in Suwalki and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Suwalki, especially for central apartments: a one-bedroom in the center costs $592 there versus $1,078 in Ubud, Bali.

Public transport costs about 73% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $595 per month in Suwalki and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,491 in Suwalki and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,491 in Suwalki. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Suwalki makes more sense. Both are solid long-term options with distinct trade-offs.