Cost of Living Comparison Between Ubud, Bali and Suwalki Cost of Living Comparison Between Ubud, Bali and Suwalki

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,484 in Suwalki, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,037 in Suwalki, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,591 in Suwalki, rent included.

Ubud, Bali is about 5% cheaper than Suwalki, driven mainly by Groceries & Markets.

Both Ubud, Bali and Suwalki sit above the global median – Ubud, Bali by 5%, Suwalki by 11%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.57 zł 21.15

-38.06%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$21.60 zł 81.9

49.72%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.53 zł 36.16

-49.21%

Cappuccino

$2.75 Rp 49.4K

$3.45 zł 13.08

-20.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.93 zł 3.55

48.39%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.82 zł 6.91

-58.79%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.38 zł 16.63

-31.74%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.55 zł 17.26

-15.38%

Milk (1 liter)

$1.74 Rp 31.2K

$1.01 zł 3.84

72.28%

White Bread (500g)

$2.46 Rp 44.2K

$0.99 zł 3.75

148.48%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.18 zł 4.50

-0.85%

Eggs

$2.43 Rp 43.7K

$2.96 zł 11.23

-17.91%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.23 zł 31.24

76.18%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.35 zł 20.31

-18.69%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$6.91 zł 26.22

73.37%

Apples (1kg)

$3.72 Rp 66.8K

$0.83 zł 3.14

348.19%

Banana (1kg)

$1.63 Rp 29.2K

$1.80 zł 6.84

-9.44%

Oranges (1kg)

$2.74 Rp 49.3K

$2.01 zł 7.64

36.32%

Tomato (1kg)

$2.24 Rp 40.3K

$3.63 zł 13.78

-38.29%

Potato (1kg)

$1.92 Rp 34.5K

$0.52 zł 1.97

269.23%

Onion (1kg)

$2.28 Rp 40.9K

$1.18 zł 4.47

93.22%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.24 zł 4.71

-14.52%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.38 zł 1.45

89.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.54 zł 21.00

-40.61%

Wine (Bottle)

$23.19 Rp 416.8K

$7.85 zł 29.79

195.41%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.38 zł 5.25

101.45%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.96 zł 7.42

39.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.11 zł 4.19

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$31.79 zł 121

-74.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.73 zł 10.36

-82.42%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.02 zł 3.88

-58.82%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$13.80 zł 52.4

-54.93%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.70 zł 6.46

-52.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$32.6K zł 123.7K

-18.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$33.3K zł 126.5K

-3.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$362 zł 1,373

-78.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$10.20 zł 38.70

-60.10%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$17.52 zł 66.5

38.87%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.74 zł 139

168.40%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.26 zł 73.1

-67.08%

Cinema Ticket

$3.99 Rp 71.6K

$9.45 zł 35.87

-57.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$591 zł 2,243

-48.41%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$15.8K zł 59.8K

-57.86%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$100 zł 381

-46.05%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$46.46 zł 176

-18.62%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$95.2 zł 361

-8.73%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$108 zł 411

-29.55%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$642 zł 2,436

54.52%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$490 zł 1,858

37.40%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$978 zł 3,711

245.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$812 zł 3,081

152.46%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,979 zł 11.3K

-5.85%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,394 zł 9,084

-6.98%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,511 zł 5,733

-88.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.55

75.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Suwalki: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $642 in Suwalki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 805% higher in Suwalki, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $22.00 in Suwalki. Monthly groceries follow the same trend: $297 vs $190 – making Suwalki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Suwalki: Cost of Living - Frequently Asked Questions

Yes – Suwalki is pricier by about 5%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,226 in Suwalki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 292% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $591 in Suwalki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Suwalki at $1,484. In Ubud, Bali it covers expenses comfortably, while in Suwalki it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Suwalki makes more sense. Both are solid long-term options with distinct trade-offs.