Cost of Living Comparison Between Ubud, Bali and Suwalki Cost of Living Comparison Between Ubud, Bali and Suwalki

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,570 in Suwalki, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,136 in Suwalki, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,701 in Suwalki, rent included.

Ubud, Bali is about 13% cheaper than Suwalki, driven mainly by Groceries & Markets.

Both Ubud, Bali and Suwalki sit above the global median – Ubud, Bali by 0%, Suwalki by 15%.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$5.38 zł 20.43

-36.06%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$21.13 zł 80.2

71.84%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$9.51 zł 36.11

-39.96%

Cappuccino

$2.67 Rp 47.4K

$3.44 zł 13.06

-22.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.90 zł 3.43

94.44%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$2.32 zł 8.80

-62.50%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$4.65 zł 17.67

-36.56%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$5.36 zł 20.36

-15.67%

Milk (1 liter)

$1.62 Rp 28.7K

$1.02 zł 3.87

58.82%

White Bread (500g)

$2.33 Rp 41.3K

$0.97 zł 3.67

140.21%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.17 zł 4.43

-5.13%

Eggs

$2.20 Rp 39.0K

$2.85 zł 10.82

-22.81%

Local Cheese (1kg)

$17.69 Rp 313.9K

$7.99 zł 30.34

121.40%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.43 zł 20.60

-24.49%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$6.57 zł 24.94

85.39%

Apples (1kg)

$3.71 Rp 65.8K

$0.83 zł 3.14

346.99%

Banana (1kg)

$1.59 Rp 28.2K

$1.81 zł 6.87

-12.15%

Oranges (1kg)

$2.28 Rp 40.5K

$1.76 zł 6.67

29.55%

Tomato (1kg)

$1.95 Rp 34.7K

$4.02 zł 15.25

-51.49%

Potato (1kg)

$1.91 Rp 33.8K

$0.52 zł 1.96

267.31%

Onion (1kg)

$2.33 Rp 41.4K

$0.97 zł 3.69

140.21%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.21 zł 4.60

-16.53%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.39 zł 1.47

41.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$6.45 zł 24.49

-65.43%

Wine (Bottle)

$23.07 Rp 409.3K

$6.57 zł 24.94

251.14%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.12 zł 4.25

116.07%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.82 zł 6.90

64.84%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.97 zł 3.67

-72.16%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$29.24 zł 111

-69.29%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.65 zł 10.05

-81.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.31 zł 4.99

-67.18%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$13.34 zł 50.7

-57.72%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.76 zł 6.68

-54.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$31.5K zł 119.7K

-20.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$31.2K zł 118.3K

1.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$373 zł 1,417

-78.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$8.92 zł 33.86

-27.24%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$17.77 zł 67.4

5.63%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$41.97 zł 159

35.50%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$22.09 zł 83.9

-15.21%

Cinema Ticket

$4.54 Rp 80.5K

$9.58 zł 36.37

-52.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$614 zł 2,333

-21.77%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$15.5K zł 58.7K

-63.05%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$112 zł 424

-59.22%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$42.51 zł 161

-15.60%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$111 zł 423

-27.87%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$126 zł 478

-37.50%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$626 zł 2,376

78.08%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$518 zł 1,968

34.60%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,030 zł 3,908

253.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$858 zł 3,258

102.40%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$3,186 zł 12.1K

-12.61%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$2,652 zł 10.1K

-13.67%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,545 zł 5,865

-89.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.65

107.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Suwalki: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $626 in Suwalki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 820% higher in Suwalki, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $21.00 in Suwalki. Monthly groceries follow the same trend: $295 vs $184 – making Suwalki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Suwalki: Cost of Living - Frequently Asked Questions

Yes – Suwalki is pricier by about 15%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,356 in Suwalki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 226% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $481 per month in Ubud, Bali and $614 in Suwalki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Suwalki at $1,570. In Ubud, Bali it covers expenses comfortably, while in Suwalki it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Suwalki makes more sense. Both are solid long-term options with distinct trade-offs.