Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Suwalki

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,491 in Suwalki, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
71

Cost of Living Index in Suwalki
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Suwalki Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Suwalki

🇵🇱 Poland

$1,491

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Suwalki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Suwalki actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,491 in Suwalki, rent included.

Ubud, Bali $1,331
Suwalki $1,491

A couple spends around $2,255 per month in Ubud, Bali vs $2,038 in Suwalki, rent included.

Ubud, Bali $2,255
Suwalki $2,038

A family of three spends $3,180 per month in Ubud, Bali vs $2,585 in Suwalki, rent included.

Ubud, Bali $3,180
Suwalki $2,585

Ubud, Bali is about 11% cheaper than Suwalki, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 2% below the global median, while Suwalki is 10% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$5.18 zł 20.24

-34.75%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$20.65 zł 80.7

67.80%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.94 zł 34.92

-37.70%

Cappuccino

$2.62 Rp 47.6K

$3.29 zł 12.85

-20.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.92 zł 3.61

67.39%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.19 zł 8.55

-70.78%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.52 zł 17.67

-40.93%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.96 zł 19.38

-14.11%

Milk (1 liter)

$1.46 Rp 26.5K

$0.97 zł 3.78

50.52%

White Bread (500g)

$2.29 Rp 41.6K

$0.87 zł 3.40

163.22%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.10 zł 4.30

0.91%

Eggs

$2.10 Rp 38.1K

$2.66 zł 10.40

-21.05%

Local Cheese (1kg)

$15.94 Rp 289.4K

$7.80 zł 30.48

104.36%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.21 zł 20.36

-25.53%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$6.37 zł 24.90

78.96%

Apples (1kg)

$3.55 Rp 64.5K

$0.73 zł 2.86

386.30%

Banana (1kg)

$1.54 Rp 27.9K

$1.68 zł 6.56

-8.33%

Oranges (1kg)

$2.23 Rp 40.5K

$1.67 zł 6.53

33.53%

Tomato (1kg)

$1.97 Rp 35.8K

$4.03 zł 15.76

-51.12%

Potato (1kg)

$1.86 Rp 33.7K

$0.53 zł 2.06

250.94%

Onion (1kg)

$2.42 Rp 43.9K

$0.91 zł 3.55

165.93%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.12 zł 4.39

-8.93%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.37 zł 1.43

40.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.24 zł 24.40

-64.74%

Wine (Bottle)

$21.79 Rp 395.6K

$6.43 zł 25.13

238.88%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.14 zł 4.45

104.39%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.72 zł 6.73

72.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.04 zł 4.06

-75.96%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$30.22 zł 118

-72.96%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.60 zł 10.17

-83.08%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.25 zł 4.89

-62.40%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$12.48 zł 48.76

-55.13%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.70 zł 6.64

-51.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.0K zł 117.3K

-18.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$29.9K zł 116.8K

6.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$346 zł 1,352

-77.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$8.97 zł 35.07

-31.55%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$15.78 zł 61.7

19.90%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$38.42 zł 150

32.72%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$21.85 zł 85.4

-16.48%

Cinema Ticket

$4.38 Rp 79.6K

$9.05 zł 35.36

-51.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$595 zł 2,323

-17.18%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$14.6K zł 57.1K

-16.30%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$107 zł 419

-57.91%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$38.72 zł 151

-9.89%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$105 zł 410

-25.28%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$113 zł 442

-31.16%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$592 zł 2,315

81.92%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$528 zł 2,062

26.00%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$969 zł 3,787

262.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$811 zł 3,170

105.96%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,953 zł 11.5K

-20.76%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,184 zł 8,537

2.37%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,446 zł 5,652

-88.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.69

105.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Suwalki: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Suwalki

$528 35.4% 20.6% $137

Groceries & Markets

Ubud, Bali

$279 21%

Suwalki

$177 11.9% 36.7% $103

Clothing & Footwear

Ubud, Bali

$106 8%

Suwalki

$164 11% 54% $57

Eating Out

Ubud, Bali

$106 8%

Suwalki

$153 10.2% 44.4% $47

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Suwalki

$371 24.9% 262% $268

Sport & Entertainment

Ubud, Bali

$60 4.5%

Suwalki

$57 3.8% 5.4% $3.2

Getting Around

Ubud, Bali

$12 0.9%

Suwalki

$43 2.9% 262% $31

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $592 in Suwalki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Suwalki are about 8.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $21 in Suwalki. Monthly groceries follow the same trend: $279 vs $177 – making Suwalki the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Suwalki

🕒 Local time

08:09 8:09 AM

01:09 1:09 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

69,575

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Polish Złoty exchange rates as of November 5, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Suwalki 10,920 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Suwalki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Suwalki: Cost of Living - Frequently Asked Questions

Yes – Suwalki is pricier by about 12%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,237 in Suwalki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Suwalki, especially for central apartments: a one-bedroom in the center costs $592 there versus $1,078 in Ubud, Bali.

Public transport costs about 73% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $595 in Suwalki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,491 in Suwalki. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,491 in Suwalki. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Suwalki makes more sense. Both are solid long-term options with distinct trade-offs.